Westland Financial Services
1717 Kettner Blvd., Suite 200
San Diego, CA 92101

Fixed Indexed Accounts

For all your annuity support - CALL
(800)238-8144
E-mail: timm@westlandinc.com
 
 
 
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Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Allianz Life Insurance Company of North America
Allianz 360 Annuity
Allianz 360 Annuity
1-Year Blended Annual Point-to-Point Cap
Blended Indicies Point to Point 10
Years
      05/01/12     3.00 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual None Min Rates:     1.00
Allianz 360 Annuity
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
      05/01/12     1.80 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual Monthly Sum Min Rates:     0.50
Allianz 360 Annuity
1-Year Nasdaq 100 Annual Point-to-Poiont
Nasdaq 100 Point to Point 10
Years
      05/01/12     3.00 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual None Min Rates:     1.00
Allianz 360 Annuity
1-Year Eurostoxx 50 Annual Point-to-Point
DJ EuroStoxx 50 Point to Point 10
Years
      05/01/12     3.25 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual None Min Rates:     1.00
Allianz 360 Annuity
1-Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
      05/01/12   4.50   2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual Monthly Min Rates:   12.00  
Allianz 360 Annuity
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
      05/01/12   Interest Bonus: + 50%   1.80 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual Monthly Sum Min Rates:     0.50
Allianz 360 Annuity
1-Year Eurostoxx 50 Monthly Sum Cap
DJ EuroStoxx 50 Point to Point 10
Years
      05/01/12     1.90 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual Monthly Sum Min Rates:     0.50
Allianz 360 Annuity
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years
      05/01/12 150   3.00 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Annual None Min Rates:     1.00
Allianz 360 Annuity
1-Year Fixed Interest Account
Fixed 10
Years
      05/01/12 1.55% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00
76-80: 5.00
Min Rates:
Allianz 365i Annuity
Allianz 365i Annuity
1 Year S&P 500 SELECT Annual Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     4.75 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Allianz 365i Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
6.00 3.00   05/01/12       2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Allianz 365i Annuity
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     1.70 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Allianz 365i Annuity
1 Year EuroSTOXX 50 Monthly Sum Cap
DJ EuroStoxx 50 Point to Point 10
Years
6.00     05/01/12     1.80 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Allianz 365i Annuity
1 Year Fixed Interest Account
Fixed 10
Years
6.00     05/01/12 1.50% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Min Rates:
Allianz 365i Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     2.75 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Allianz 365i Annuity
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
6.00     05/01/12     1.70 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Allianz 365i Annuity
1 Year EuroSTOXX 50 Point-to-Point Cap
DJ EuroStoxx 50 Point to Point 10
Years
6.00     05/01/12     3.00 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Allianz 365i Annuity
1 Year S&P 500 SELECT Monthly Sum Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     2.20 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Allianz 365i Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
6.00     05/01/12   4.50   2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates:   12.00  
Allianz 365i Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years
6.00     05/01/12     2.75 2 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Allianz Pro V1
Allianz Pro V1
1-Year PIMCO US Advantage Index Spread
PIMCO US Aggregate Bond Index Point to Point 5
Years
      05/01/12   2.50   0-75: 3.25
76-80: 2.00
81-UP: 1.00
Annual None Min Rates:   6.00  
Allianz Pro V1
1-Year Barclay's Capital Spread
iShares Barclays Aggregate Bon Point to Point 5
Years
      05/01/12   2.50   0-75: 3.25
76-80: 2.00
81-UP: 1.00
Annual None Min Rates:   6.00  
Allianz Pro V1
1-Year Fixed Interest Account
Fixed 5
Years
      05/01/12 1.25% 1-Yr Fixed 0-75: 3.25
76-80: 2.00
81-UP: 1.00
Min Rates:
Endurance Elite 5
Endurance Elite 5
1-Year Euro STOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 5
Years
      05/01/12     3.00 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 5
Years
      05/01/12     2.00 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Elite 5
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 5
Years
      05/01/12   4.50   1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Min Rates:   12.00  
Endurance Elite 5
1-Year Euro STOXX 50 Monthly Sum
DJ EuroStoxx 50 Point to Point 5
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Elite 5
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years
      05/01/12     2.75 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year Blended Point-to-Point
Blended Indicies Point to Point 5
Years
      05/01/12     2.75 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Elite 5
1-Year Fixed Interest Account
Fixed 5
Years
      05/01/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Min Rates:
Endurance Elite 5
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 5
Years
      05/01/12     1.80 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Elite 5
1-Year Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 5
Years
      05/01/12     2.75 1 Rider
GLWB
0-75: 4.50+
76-80: 3.00+
Annual None Min Rates:     1.00
Endurance Plus
Endurance Plus
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years
      05/01/12     3.75 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year S&P 500 SELECT Monthly Sum Cap
S&P 500 Point to Point 10
Years
      05/01/12     2.30 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1 Year Blended Monthly Average
Blended Indicies Point to Point 10
Years
      05/01/12   4.50   1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Min Rates:   12.00  
Endurance Plus
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1 Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year S&P 500 SELECT Point-to-Point Cap
S&P 500 Point to Point 10
Years
      05/01/12     5.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1 Year Fixed Interest Account
Fixed 10
Years
      05/01/12 1.65% 1-Yr Fixed 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Min Rates:
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Endurance Plus
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
Endurance Plus
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
      05/01/12     1.80 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
1 Year Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 10
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 7.00+
76-80: 3.50+
Annual None Min Rates:     1.00
MasterDex 10 Plus Annuity
MasterDex 10 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years
10.00     05/01/12     4.75 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
10.00     05/01/12     2.20 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years
10.00     05/01/12     2.30 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
10.00     05/01/12     4.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
MasterDex 10 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
10.00     05/01/12     4.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
Fixed Interest Account
Fixed 10
Years
10.00     05/01/12 2.05% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+
Min Rates:
MasterDex 10 Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
10.00     05/01/12     2.20 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years
10.00     05/01/12     4.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
10.00     05/01/12   4.50   0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex 3 Plus
MasterDex 3 Plus
Blended Index Monthly Averaging
Blended Indicies Point to Point 10
Years
3.00     05/01/12   4.50   65-69: 7.00
70-80: 5.00
Annual Monthly Min Rates:   12.00  
MasterDex 3 Plus
1-Year S&P 500 Monthly Sum
S&P 500 Point to Point 10
Years
3.00     05/01/12     1.70 65-69: 7.00
70-80: 5.00
Annual Monthly Sum Min Rates:     0.50
MasterDex 3 Plus
FTSE 100 Monthly Sum
FTSE 100 Point to Point 10
Years
3.00     05/01/12     1.80 65-69: 7.00
70-80: 5.00
Annual Monthly Sum Min Rates:     0.50
MasterDex 3 Plus
Nasdaq 100 Annual Point-to-Point
Nasdaq 100 Point to Point 10
Years
3.00     05/01/12     3.00 65-69: 7.00
70-80: 5.00
Annual None Min Rates:     1.00
MasterDex 3 Plus
1-Year Fixed Interest Option
Fixed 10
Years
3.00     05/01/12 1.50% 1-Yr Fixed 65-69: 7.00
70-80: 5.00
Min Rates:
MasterDex 3 Plus
Blended Index Annual Point-to-Point
Blended Indicies Point to Point 10
Years
3.00     05/01/12     2.75 65-69: 7.00
70-80: 5.00
Annual Annual Min Rates:     1.00
MasterDex 3 Plus
Nasdaq 100 Monthly Sum
Nasdaq 100 Point to Point 10
Years
3.00     05/01/12     1.70 65-69: 7.00
70-80: 5.00
Annual Monthly Sum Min Rates:     0.50
MasterDex 3 Plus
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years
3.00     05/01/12     2.75 65-69: 7.00
70-80: 5.00
Annual None Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MasterDex 3 Plus
FTSE 100 Annual Point-to-Point
FTSE 100 Point to Point 10
Years
3.00     05/01/12     3.00 65-69: 7.00
70-80: 5.00
Annual None Min Rates:     1.00
MasterDex 5 Plus Annuity
MasterDex 5 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    05/01/12     2.75 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Fixed Interest Account
Fixed 10
Years
3.00
to 5.00
    05/01/12 1.50% 1-Yr Fixed 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Min Rates:
MasterDex 5 Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    05/01/12     1.70 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
3.00
to 5.00
    05/01/12     2.75 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
3.00
to 5.00
    05/01/12   4.50   1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex 5 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years
3.00
to 5.00
    05/01/12     3.00 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years
3.00
to 5.00
    05/01/12     3.00 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
3.00
to 5.00
    05/01/12     1.70 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years
3.00
to 5.00
    05/01/12     1.80 1 Rider
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
MasterDex Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 7
Years
      05/01/12     1.80 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 7
Years
      05/01/12     1.90 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 7
Years
      05/01/12     3.25 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 7
Years
      05/01/12     3.50 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
Fixed Interest Account
Fixed 7
Years
      05/01/12 1.50% 1-Yr Fixed 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Min Rates:
MasterDex Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 7
Years
      05/01/12     1.80 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 7
Years
      05/01/12     3.50 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 7
Years
      05/01/12     3.50 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 7
Years
      05/01/12   4.50   1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex X Annuity
MasterDex X Annuity
1 Year Euro STOXX 50 Monthly Cap
DJ EuroStoxx 50 Point to Point 10
Years
6.00     05/01/12     1.90 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MasterDex X Annuity
1 Year S&P 500 SELECT Monthly Sum Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     2.30 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
MasterDex X Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     3.00 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Fixed Interest Account
Fixed 10
Years
6.00     05/01/12 1.35% 1-Yr Fixed 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Min Rates:
MasterDex X Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
6.00     05/01/12     3.00 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     1.80 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years
6.00     05/01/12     3.00 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year S&P 500 SELECT Annual Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     05/01/12     5.00 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
MasterDex X Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
6.00     05/01/12   4.50   5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex X Annuity
1 Year Euro STOXX 50 Point-to-Point Cap
DJ EuroStoxx 50 Point to Point 10
Years
6.00     05/01/12     3.25 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 10
Years
6.00     05/01/12     1.80 5 Riders
GLWB
0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
American Equity Investment Life Insurance Company
Advantage Gold
Advantage Gold
Traditional Fixed Value
Fixed 10
Years
5.00     10/08/11 1.65% 1-Yr Fixed 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Min Rates:
Advantage Gold
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
5.00     10/08/11     3.00 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100   1.00
Advantage Gold
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
5.00     10/08/11     3.00 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100   1.00
Advantage Gold
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
5.00     10/08/11     1.60 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Sum Min Rates: 100   1.00
Advantage Gold
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years
5.00     10/08/11 15     4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 10    
Advantage Gold
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years
5.00     10/08/11 15     4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 10    
Advantage Gold
10 Year U.S. Treasury Bond Value with Cap
10 Year US Treasury Point to Point 10
Years
5.00     10/08/11     3.00 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100   1.00
Benefit Gold (ICC10 IDX 110*)
Benefit Gold (ICC10 IDX 110*)
10 Year U.S. Treasury Bond Value with Cap
10 Year US Treasury Point to Point 10
Years
5.00     10/08/11     3.00 4 Riders
GLWB
0-75: 5.25+
76-80: 3.94+
Annual None Min Rates:     1.00
Benefit Gold (ICC10 IDX 110*)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
5.00     10/08/11     3.00 4 Riders
GLWB
0-75: 5.25+
76-80: 3.94+
Annual Monthly Min Rates:     1.00
Benefit Gold (ICC10 IDX 110*)
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
5.00     10/08/11     1.60 4 Riders
GLWB
0-75: 5.25+
76-80: 3.94+
Annual Monthly Sum Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Benefit Gold (ICC10 IDX 110*)
Traditional Fixed Value
Fixed 10
Years
5.00     10/08/11 1.60% 1-Yr Fixed 4 Riders
GLWB
0-75: 5.25+
76-80: 3.94+
Min Rates:
Benefit Gold (ICC10 IDX 110*)
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
5.00     10/08/11     3.00 4 Riders
GLWB
0-75: 5.25+
76-80: 3.94+
Annual None Min Rates:     1.00
Bonus Gold (Index 1-05) DE
Bonus Gold (Index 1-05) DE
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 17
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates:     1.00
Bonus Gold (Index 1-05) DE
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 17
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates:     1.00
Bonus Gold (Index 1-05) DE
10 Year U.S. Treasury Bond Value with Cap
10 Year US Treasury Point to Point 17
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates:     1.00
Bonus Gold (Index 1-05) DE
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 17
Years
10.00     10/08/11 20     4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 10    
Bonus Gold (Index 1-05) DE
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 17
Years
10.00     10/08/11 20     4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 10    
Bonus Gold (Index 1-05) DE
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 17
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates:     1.00
Bonus Gold (Index 1-05) DE
Traditional Fixed Value
Fixed 17
Years
10.00     10/08/11 2.25% 1-Yr Fixed 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Min Rates:
Bonus Gold (Index 1-05) DE
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 17
Years
10.00     10/08/11     1.80 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Sum Min Rates:     1.00
Bonus Gold (Index 1-05) DE
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 17
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates:     1.00
Bonus Gold (Index 1-07)
Bonus Gold (Index 1-07)
10 Year U.S. Treasury Bond Value with Cap
10 Year US Treasury Point to Point 16
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 16
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 16
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 16
Years
10.00     10/08/11 20     4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 10 0.00 0.00
Bonus Gold (Index 1-07)
Traditional Fixed Value
Fixed 16
Years
10.00     10/08/11 1.75% 1-Yr Fixed 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Min Rates:
Bonus Gold (Index 1-07)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 16
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 16
Years
10.00     10/08/11     3.25 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 16
Years
10.00     10/08/11 20     4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 10 0.00  
Bonus Gold (Index 1-07)
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 16
Years
10.00     10/08/11     1.80 4 Riders
GLWB
0-75: 6.00+
76-80: 4.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Heritage Gold (ICC11-IDX2)
Heritage Gold (ICC11-IDX2)
S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years
      11/07/11     1.00 79-85: 0.50+
Annual None Min Rates:     1.00
Heritage Gold (ICC11-IDX2)
Fixed
Fixed 5
Years
      11/07/11 1.00% 1-Yr Fixed 79-85: 0.50+
Min Rates: 1.00
Integrity Gold (Index 5-07)
Integrity Gold (Index 5-07)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 6
Years
      10/08/11 10     4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual Monthly Min Rates: 10 0.00 0.00
Integrity Gold (Index 5-07)
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 6
Years
      10/08/11     1.00 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual Monthly Min Rates: 100 0.00 1.00
Integrity Gold (Index 5-07)
10 Year U.S. Treasury Bond Value with Cap
10 Year US Treasury Point to Point 6
Years
      10/08/11     1.00 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 100 0.00 1.00
Integrity Gold (Index 5-07)
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 6
Years
      10/08/11     1.00 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 100 0.00 1.00
Integrity Gold (Index 5-07)
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 6
Years
      10/08/11     1.00 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Integrity Gold (Index 5-07)
Traditional Fixed Value
Fixed 6
Years
      10/08/11 1.00% 1-Yr Fixed 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Min Rates:
Integrity Gold (Index 5-07)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 6
Years
      10/08/11     1.00 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual Monthly Min Rates: 100 0.00 1.00
Integrity Gold (Index 5-07)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 6
Years
      10/08/11 10     4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 10 0.00  
Integrity Gold (Index 5-07)
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 6
Years
      10/08/11     1.00 4 Riders
GLWB
0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 100 0.00 1.00
Retirement Gold (02-09)
Retirement Gold (02-09)
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11     3.00 4 Riders
GLWB
0-78: 6.00+
Annual None Min Rates:     1.00
Retirement Gold (02-09)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11 15     4 Riders
GLWB
0-78: 6.00+
Annual None Min Rates: 10    
Retirement Gold (02-09)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11 15     4 Riders
GLWB
0-78: 6.00+
Annual None Min Rates: 10    
Retirement Gold (02-09)
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11     1.60 4 Riders
GLWB
0-78: 6.00+
Annual Monthly Sum Min Rates:     1.00
Retirement Gold (02-09)
Traditional Fixed Value
Fixed 10
Years
5.00
to 8.00
    10/08/11 1.60% 1-Yr Fixed 4 Riders
GLWB
0-78: 6.00+
Min Rates:
Retirement Gold (02-09)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11     3.00 4 Riders
GLWB
0-78: 6.00+
Annual Monthly Min Rates:     1.00
Retirement Gold (INDEX-4-10-FL)
Retirement Gold (INDEX-4-10-FL)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years
8.00     10/08/11 15     4 Riders
GLWB
0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
Annual Monthly Min Rates: 10    
Retirement Gold (INDEX-4-10-FL)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years
8.00     10/08/11 15     4 Riders
GLWB
0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
Annual None Min Rates: 10    
Retirement Gold (INDEX-4-10-FL)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
8.00     10/08/11     3.00 4 Riders
GLWB
0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
Annual Monthly Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Retirement Gold (INDEX-4-10-FL)
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
8.00     10/08/11     3.00 4 Riders
GLWB
0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
Annual None Min Rates:     1.00
Retirement Gold (INDEX-4-10-FL)
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
8.00     10/08/11     1.60 4 Riders
GLWB
0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
Annual Monthly Sum Min Rates:     1.00
Retirement Gold (INDEX-4-10-FL)
Traditional Fixed Value
Fixed 10
Years
8.00     10/08/11 1.60% 1-Yr Fixed 4 Riders
GLWB
0-64: 6.00+
65-75: 5.25+
76-78: 4.50+
Min Rates:
Retirement Gold (RG-FIA-09)
Retirement Gold (RG-FIA-09)
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     10/08/11     3.00 4 Riders
GLWB
0-78: 5.25+
Annual None Min Rates:     1.00
Retirement Gold (RG-FIA-09)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years
6.00     10/08/11 15     4 Riders
GLWB
0-78: 5.25+
Annual Monthly Min Rates: 10    
Retirement Gold (RG-FIA-09)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years
6.00     10/08/11 15     4 Riders
GLWB
0-78: 5.25+
Annual None Min Rates: 10    
Retirement Gold (RG-FIA-09)
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
6.00     10/08/11     1.60 4 Riders
GLWB
0-78: 5.25+
Annual Monthly Sum Min Rates:     1.00
Retirement Gold (RG-FIA-09)
Traditional Fixed Value
Fixed 10
Years
6.00     10/08/11 1.60% 1-Yr Fixed 4 Riders
GLWB
0-78: 5.25+
Min Rates:
Retirement Gold (RG-FIA-09)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
6.00     10/08/11     3.00 4 Riders
GLWB
0-78: 5.25+
Annual Monthly Min Rates:     1.00
Traditions Gold (ICC11 IDX4)
Traditions Gold (ICC11 IDX4)
S&P 500 Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      03/01/12     3.00 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual None Min Rates:      
Traditions Gold (ICC11 IDX4)
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
      03/01/12     1.60 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual Monthly Sum Min Rates:     1.00
Traditions Gold (ICC11 IDX4)
Traditional Fixed Strategy
Fixed 10
Years
      03/01/12 1.60% 1-Yr Fixed 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Min Rates: 1.00
Traditions Gold (ICC11 IDX4)
S&P 500 Monthly Average with Participation
S&P 500 Point to Point 10
Years
      03/01/12     15.00 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual Monthly Min Rates: 10    
Traditions Gold (ICC11 IDX4)
S&P 500 Annual Point-to-Point with Participation
S&P 500 Point to Point 10
Years
      03/01/12 15     4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual None Min Rates:     10.00
Traditions Gold (ICC11 IDX4)
10-Year U.S. Treasury Bond
10 Year US Treasury Point to Point 10
Years
      03/01/12     3.00 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual None Min Rates:      
Traditions Gold (ICC11 IDX4)
S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
      03/01/12     4.25 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual Monthly Min Rates:     1.00
Traditions Gold Plus (ICC11 IDX3)
Traditions Gold Plus (ICC11 IDX3)
S&P 500 Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
8.00     03/01/12     3.00 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual None Min Rates:     1.00
Traditions Gold Plus (ICC11 IDX3)
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
8.00     03/01/12     1.60 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual Monthly Sum Min Rates:     1.00
Traditions Gold Plus (ICC11 IDX3)
Traditional Fixed Strategy
Fixed 10
Years
8.00     03/01/12 1.60% 1-Yr Fixed 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Min Rates: 1.00
Traditions Gold Plus (ICC11 IDX3)
S&P 500 Monthly Average with Participation
S&P 500 Point to Point 10
Years
8.00     03/01/12 15     4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual Monthly Min Rates: 10    
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Traditions Gold Plus (ICC11 IDX3)
S&P 500 Annual Point-to-Point with Participation
S&P 500 Point to Point 10
Years
8.00     03/01/12 15     4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual None Min Rates:     10.00
Traditions Gold Plus (ICC11 IDX3)
10-Year U.S. Treasury Bond
10 Year US Treasury Point to Point 10
Years
8.00     03/01/12     3.00 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual None Min Rates:      
Traditions Gold Plus (ICC11 IDX3)
S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
8.00     03/01/12     3.00 4 Riders
GLWB
0-75: 4.50+
76-UP: 3.40+
Annual Monthly Min Rates:     1.00
American General Life Insurance Company
AG Global 8 Index Annuity
AG Global 8 Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 8
Years
      05/21/12     2.00 0-75: 4.75
76-80: 3.00
Annual None Min Rates: 100   2.00
AG Global 8 Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 8
Years
      05/21/12     1.00 0-75: 4.75
76-80: 3.00
Annual Monthly Sum Min Rates: 100   1.00
AG Global 8 Index Annuity
Fixed Interest Account
Fixed 8
Years
      05/21/12 1.30% 1-Yr Fixed 0-75: 4.75
76-80: 3.00
Min Rates:
AG Global 8 Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 8
Years
      05/21/12 20     0-75: 4.75
76-80: 3.00
Annual None Min Rates: 10   2.00
AG Global 8 Index Annuity (CA)
AG Global 8 Index Annuity (CA)
Global Multiple Index Account with Cap
Blended Indicies Point to Point 8
Years
      05/21/12     3.00 0-75: 4.75
76-80: 3.00
Annual None Min Rates: 100   3.00
AG Global 8 Index Annuity (CA)
Monthly Additive Account with Cap
S&P 500 Point to Point 8
Years
      05/21/12     1.00 0-75: 4.75
76-80: 3.00
Annual Monthly Sum Min Rates: 100   1.00
AG Global 8 Index Annuity (CA)
Fixed Interest Account
Fixed 8
Years
      05/21/12 2.00% 1-Yr Fixed 0-75: 4.75
76-80: 3.00
Min Rates:
AG Global 8 Index Annuity (CA)
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 8
Years
      05/21/12 30     0-75: 4.75
76-80: 3.00
Annual None Min Rates: 30   2.00
AG Global Bonus Index Annuity
AG Global Bonus Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 10
Years
5.00     05/21/12 20     1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Annual None Min Rates: 10   2.00
AG Global Bonus Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 10
Years
5.00     05/21/12     2.00 1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Annual None Min Rates: 100   2.00
AG Global Bonus Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 10
Years
5.00     05/21/12     1.00 1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Annual Monthly Sum Min Rates: 100   1.00
AG Global Bonus Index Annuity
Fixed Interest Account
Fixed 10
Years
5.00     05/21/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Min Rates:
AG Global Bonus Index Annuity (CA)
AG Global Bonus Index Annuity (CA)
Global Multiple Index Account with Cap
Blended Indicies Point to Point 10
Years
5.00     05/21/12     3.00 1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Annual None Min Rates: 100   3.00
AG Global Bonus Index Annuity (CA)
Monthly Additive Account with Cap
S&P 500 Point to Point 10
Years
5.00     05/21/12     1.00 1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Annual Monthly Sum Min Rates: 100   1.00
AG Global Bonus Index Annuity (CA)
Fixed Interest Account
Fixed 10
Years
5.00     05/21/12 2.00% 1-Yr Fixed 1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Min Rates:
AG Global Bonus Index Annuity (CA)
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 10
Years
5.00     05/21/12 30     1 Rider
GLWB
0-75: 5.25
76-80: 2.75
Annual None Min Rates: 30   2.00
AG HorizonIndex Annuity 12
AG HorizonIndex Annuity 12
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 12
Years
5.00     05/21/12     5.00 1 Rider
GLWB
0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Biennial None Min Rates: 100   5.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
AG HorizonIndex Annuity 12
Monthly Additive Account with Cap
S&P 500 Point to Point 12
Years
5.00     05/21/12     1.00 1 Rider
GLWB
0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 12
Fixed Interest Account
Fixed 12
Years
5.00     05/21/12 1.15% 6 Yrs Fixed 1 Rider
GLWB
0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Min Rates:
AG HorizonIndex Annuity 12 (CA)
AG HorizonIndex Annuity 12 (CA)
Fixed Interest Account
Fixed 12
Years
5.00     05/21/12 1.00% 6 Yrs Fixed 1 Rider
GLWB
0-75: 8.00
76-80: 4.00
81-85: 2.50
Min Rates:
AG HorizonIndex Annuity 12 (CA)
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 12
Years
5.00     05/21/12     5.00 1 Rider
GLWB
0-75: 8.00
76-80: 4.00
81-85: 2.50
Biennial None Min Rates: 100   5.00
AG HorizonIndex Annuity 12 (CA)
Monthly Additive Account with Cap
S&P 500 Point to Point 12
Years
5.00     05/21/12     1.00 1 Rider
GLWB
0-75: 8.00
76-80: 4.00
81-85: 2.50
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 9
AG HorizonIndex Annuity 9
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 9
Years
3.00
to 4.00
    05/21/12 100   5.00 1 Rider
GLWB
0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Biennial None Min Rates: 100   5.00
AG HorizonIndex Annuity 9
Monthly Additive Account with Cap
S&P 500 Point to Point 9
Years
3.00
to 4.00
    05/21/12 100   1.00 1 Rider
GLWB
0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 9
Fixed Interest Account
Fixed 9
Years
3.00
to 4.00
    05/21/12 1.00% 6 Yrs Fixed 1 Rider
GLWB
0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Min Rates:
AG HorizonIndex Annuity 9 (CA)
AG HorizonIndex Annuity 9 (CA)
Fixed Interest Account
Fixed 9
Years
3.00
to 4.00
    05/21/12 1.00% 6 Yrs Fixed 1 Rider
GLWB
0-75: 6.00
76-80: 3.50
81-85: 2.00
Min Rates:
AG HorizonIndex Annuity 9 (CA)
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 9
Years
3.00
to 4.00
    05/21/12     5.00 1 Rider
GLWB
0-75: 6.00
76-80: 3.50
81-85: 2.00
Biennial None Min Rates: 100   5.00
AG HorizonIndex Annuity 9 (CA)
Monthly Additive Account with Cap
S&P 500 Point to Point 9
Years
3.00
to 4.00
    05/21/12     1.00 1 Rider
GLWB
0-75: 6.00
76-80: 3.50
81-85: 2.00
Annual Monthly Sum Min Rates: 100   1.00
AG Vision Advantage 7
AG Vision Advantage 7
Fixed Interest Account
Fixed 7
Years
      05/21/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-75: 6.00
76-85: 5.00
Min Rates:
AG Vision Advantage 7
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years
      05/21/12 80   2.25 1 Rider
GLWB
0-75: 6.00
76-85: 5.00
Annual None Min Rates: 10   2.00
AG Vision Advantage 7
Monthly Average Account with Index Spread
S&P 500 Point to Point 7
Years
      05/21/12   8.00   1 Rider
GLWB
0-75: 6.00
76-85: 5.00
Annual Monthly Min Rates: 30 15.00  
AG Vision Advantage 7
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years
      05/21/12 100   2.00 1 Rider
GLWB
0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
AG Vision Advantage 7
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years
      05/21/12 15     1 Rider
GLWB
0-75: 6.00
76-85: 5.00
Annual None Min Rates: 10   2.00
AG Vision Advantage 7 (CA)
AG Vision Advantage 7 (CA)
Monthly Average Account with Index Spread
S&P 500 Point to Point 7
Years
      05/21/12 100 8.00   1 Rider
GLWB
0-75: 6.00
76-UP: 5.00
Annual Monthly Min Rates: 30 8.00  
AG Vision Advantage 7 (CA)
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years
      05/21/12 100   2.00 1 Rider
GLWB
0-75: 6.00
76-UP: 5.00
Annual None Min Rates: 30   2.00
AG Vision Advantage 7 (CA)
Annual Point-to-Point Account with Adjustable Participation Rate and Index Cap
S&P 500 Point to Point 7
Years
      05/21/12 30   100.00 1 Rider
GLWB
0-75: 6.00
76-UP: 5.00
Annual None Min Rates: 30   2.00
AG Vision Advantage 7 (CA)
Fixed Interest Account
Fixed 7
Years
      05/21/12 2.00% 1-Yr Fixed 1 Rider
GLWB
0-75: 6.00
76-UP: 5.00
Min Rates:
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
AG Vision Advantage 7 (CA)
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years
      05/21/12 80   2.25 1 Rider
GLWB
0-75: 6.00
76-UP: 5.00
Annual None Min Rates: 30   2.00
AG Vision Advantage 9
AG Vision Advantage 9
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years
      05/21/12 100   3.00 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 30   2.00
AG Vision Advantage 9
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years
      05/21/12 20     1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 10   2.00
AG Vision Advantage 9
Fixed Interest Account
Fixed 9
Years
      05/21/12 1.55% 1-Yr Fixed 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Min Rates:
AG Vision Advantage 9
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years
      05/21/12 80   3.25 1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual None Min Rates: 10   2.00
AG Vision Advantage 9
Monthly Average Account with Index Spread
S&P 500 Point to Point 9
Years
      05/21/12   6.00   1 Rider
GLWB
0-75: 6.00+
76-80: 5.00+
Annual Monthly Min Rates: 10 15.00  
AG Vision Advantage 9(CA)
AG Vision Advantage 9(CA)
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years
      05/21/12 100   3.00 1 Rider
GLWB
0-75: 6.00+
76-UP: 5.00+
Annual None Min Rates: 30   2.00
AG Vision Advantage 9(CA)
Annual Point-to-Point Account with Adjustable Participation Rate and Index Cap
S&P 500 Point to Point 9
Years
      05/21/12 30     1 Rider
GLWB
0-75: 6.00+
76-UP: 5.00+
Annual None Min Rates: 30   2.00
AG Vision Advantage 9(CA)
Fixed Interest Account
Fixed 9
Years
      05/21/12 2.00% 1-Yr Fixed 1 Rider
GLWB
0-75: 6.00+
76-UP: 5.00+
Min Rates:
AG Vision Advantage 9(CA)
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years
      05/21/12 80   3.25 1 Rider
GLWB
0-75: 6.00+
76-UP: 5.00+
Annual None Min Rates: 30   2.00
AG Vision Advantage 9(CA)
Monthly Average Account with Index Spread
S&P 500 Point to Point 9
Years
      05/21/12 100 6.00   1 Rider
GLWB
0-75: 6.00+
76-UP: 5.00+
Annual Monthly Min Rates: 30 8.00  
AG Vision Maximizer
AG Vision Maximizer
Monthly Average Account with Index Spread
S&P 500 Point to Point 10
Years
5.00     05/21/12   8.50   1 Rider
GLWB
0-75: 8.00+
Annual Monthly Min Rates: 30 15.00 2.00
AG Vision Maximizer
Annual Point-to-Point Account with Adjustable Participation
S&P 500 Point to Point 10
Years
5.00     05/21/12 15     1 Rider
GLWB
0-75: 8.00+
Annual None Min Rates: 10    
AG Vision Maximizer
Annual Point-to-Point Account with Cap
S&P 500 Point to Point 10
Years
5.00     05/21/12     2.00 1 Rider
GLWB
0-75: 8.00+
Annual None Min Rates: 30   2.00
AG Vision Maximizer
Fixed Interest Account
Fixed 10
Years
5.00     05/21/12 1.00% 5 Yrs Fixed 1 Rider
GLWB
0-75: 8.00+
Min Rates:
AG Vision Maximizer (CA)
AG Vision Maximizer (CA)
Annual Point-to-Point with Adjustable Participation
S&P 500 Point to Point 10
Years
5.00     05/21/12 30     1 Rider
GLWB
0-UP: 8.00
Annual None Min Rates: 30    
AG Vision Maximizer (CA)
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
5.00     05/21/12 100   2.00 1 Rider
GLWB
0-UP: 8.00
Annual None Min Rates: 30   2.00
AG Vision Maximizer (CA)
Fixed Interest Account
Fixed 10
Years
5.00     05/21/12 2.00% 5 Yrs Fixed 1 Rider
GLWB
0-UP: 8.00
Min Rates:
AG Vision Maximizer (CA)
Monthly Average Account with Index Spread
S&P 500 Point to Point 10
Years
5.00     05/21/12   8.00   1 Rider
GLWB
0-UP: 8.00
Annual Monthly Min Rates: 30 8.00  
American National Insurance Company
ANICO EIA
ANICO EIA
Performance Triggered
S&P 500 Performance Triggered 6
Years
      05/01/12     3.50 0-79: 5.00
80-85: 3.00
Annual None Min Rates: 100 0.00 1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
ANICO Strategy Indexed Annuity 10
ANICO Strategy Indexed Annuity 10
1 Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
      05/01/12     3.00 1 Rider
GLWB
0-75: 8.00+
76-80: 6.50+
81-85: 5.00+
Annual None Min Rates:     1.00
ANICO Strategy Indexed Annuity 10
Declared Rate Interest Account
Fixed 10
Years
      05/01/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-75: 8.00+
76-80: 6.50+
81-85: 5.00+
Min Rates:
ANICO Strategy Indexed Annuity 7
ANICO Strategy Indexed Annuity 7
Declared Rate Interest Account
Fixed 7
Years
      05/01/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-75: 5.00+
76-80: 4.00+
81-85: 3.00+
Min Rates:
ANICO Strategy Indexed Annuity 7
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 7
Years
      05/01/12     3.50 1 Rider
GLWB
0-75: 5.00+
76-80: 4.00+
81-85: 3.00+
Annual None Min Rates: 100 0.00 1.00
Value Lock 10
Value Lock 10
S&P 500 10 Year Point-to-Point
S&P 500 Point to Point 10
Years
      05/01/12 100     0-75: 10.00
76-80: 8.00
10-year Continuous Monthly Min Rates: 50    
Value Lock 7
Value Lock 7
S&P 500 7 Year Point-to-Point
S&P 500 Point to Point 7
Years
      05/01/12 50     0-75: 6.00
76-80: 4.00
7-Year Continuous Monthly Min Rates: 50    
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
Income Preferred Bonus - Low
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Min Rates:
Income Preferred Bonus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual None Min Rates:     2.00
Income Preferred Bonus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.05 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Sum Min Rates:     1.00
Income Preferred Bonus - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Min Rates:     1.00
Income Preferred Bonus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual None Min Rates:     2.00
Income Preferred Bonus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.60 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Sum Min Rates:     1.00
Income Preferred Bonus - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Min Rates:     1.00
Income Preferred Bonus - High
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.55% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Min Rates:
Income Preferred Bonus Pro
Income Preferred Bonus Pro - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Annual Monthly Min Rates:     1.00
Income Preferred Bonus Pro - Low
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Annual None Min Rates:     2.00
Income Preferred Bonus Pro - Low
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Min Rates:
Income Preferred Bonus Pro - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.05 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates:     1.00
Income Preferred Bonus Pro - High
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.55% 1-Yr Fixed 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Min Rates:
Income Preferred Bonus Pro - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.60 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Income Preferred Bonus Pro - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Annual Monthly Min Rates:     1.00
Income Preferred Bonus Pro - High
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 2 Riders
GLWB
65-75: 6.50
76-78: 4.50
Annual None Min Rates:     2.00
Income Preferred Bonus S
Income Preferred Bonus S - Low
Fixed Strategy
Fixed 10
Years
4.00     04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Min Rates:
Income Preferred Bonus S - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
4.00     04/06/12     2.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates:     2.00
Income Preferred Bonus S - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
4.00     04/06/12     2.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates:     2.00
Income Preferred Bonus S - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
4.00     04/06/12     1.05 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates:     1.00
Income Preferred Bonus S - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
4.00     04/06/12     1.60 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates:     1.00
Income Preferred Bonus S - High
Fixed Strategy
Fixed 10
Years
4.00     04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Min Rates:
Income Preferred Bonus S - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
4.00     04/06/12     2.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates:     2.00
Income Preferred Bonus S - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
4.00     04/06/12     3.25 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates:     2.00
Income Preferred Six
Income Preferred Six - Low
1-Year Average Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Annual Monthly Min Rates:      
Income Preferred Six - Low
Fixed Strategy
Fixed 6
Years
      04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Min Rates:
Income Preferred Six - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Annual None Min Rates:     2.00
Income Preferred Six - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     1.05 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Annual Monthly Sum Min Rates:     1.00
Income Preferred Six - High
1-Year Average Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     3.25 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Annual Monthly Min Rates:      
Income Preferred Six - High
Fixed Strategy
Fixed 6
Years
      04/06/12 1.30% 1-Yr Fixed 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Min Rates:
Income Preferred Six - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     2.75 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Annual None Min Rates:     2.00
Income Preferred Six - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     1.60 2 Riders
GLWB
0-75: 5.00
76-80: 3.50
Annual Monthly Sum Min Rates:     1.00
Income Preferred Ten
Income Preferred Ten - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     1.05 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Annual Monthly Sum Min Rates:     1.00
Income Preferred Ten - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Annual Monthly Min Rates:      
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Income Preferred Ten - Low
Fixed
Fixed 10
Years
      04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Min Rates:
Income Preferred Ten - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Annual None Min Rates:     2.00
Income Preferred Ten - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     3.25 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Annual Monthly Min Rates:      
Income Preferred Ten - High
Fixed
Fixed 10
Years
      04/06/12 1.40% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Min Rates:
Income Preferred Ten - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     3.25 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Annual None Min Rates:     2.00
Income Preferred Ten - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     1.60 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Annual Monthly Sum Min Rates:     1.00
Income Preferred Ultra
Income Preferred Ultra - Low
Fixed Strategy
Fixed 10
Years
3.00     04/06/12 1.00% +5.00 Bonus 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Min Rates:
Income Preferred Ultra - High
Fixed Strategy
Fixed 10
Years
3.00     04/06/12 1.45% +5.00 Bonus 2 Riders
GLWB
0-75: 7.50
76-78: 5.50
Min Rates:
Income Select 10
Income Select 10 - Low
1-Year S&P500 Point-to-Point
S&P 500 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100 0.00 4.00
Income Select 10 - Low
1-Year S&P 500 Point-to-Point w/ Participation
S&P 500 Point to Point 10
Years
      04/06/12 25     0-75: 6.50
76-78: 4.50
Annual None Min Rates: 25 0.00  
Income Select 10 - Low
1-Year Point-to-Point DJ EUROSTOXX 50
DJ EuroStoxx 50 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates:     4.00
Income Select 10 - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
      04/06/12     1.05 0-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Select 10 - Low
1-Year Point-to-Point Hang Seng
Hang Seng Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates:     4.00
Income Select 10 - Low
Fixed
Fixed 10
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 6.50
76-78: 4.50
Annual None Min Rates:
Income Select 10 - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
      04/06/12     1.60 0-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Select 10 - High
1-Year Point-to-Point Hang Seng
Hang Seng Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates:     4.00
Income Select 10 - High
Fixed
Fixed 10
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 6.50
76-78: 4.50
Annual None Min Rates:
Income Select 10 - High
1-Year S&P500 Point-to-Point
S&P 500 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100 0.00 4.00
Income Select 10 - High
1-Year S&P 500 Point-to-Point w/ Participation
S&P 500 Point to Point 10
Years
      04/06/12 25     0-75: 6.50
76-78: 4.50
Annual None Min Rates: 25 0.00  
Income Select 10 - High
1-Year Point-to-Point DJ EUROSTOXX 50
DJ EuroStoxx 50 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates:     4.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Income Select 5
Income Select 5 - Low
1-Year DJ EUROSTOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates:     4.00
Income Select 5 - Low
Fixed
Fixed 5
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates:
Income Select 5 - Low
1-Year S&P500 Monthly Cap
S&P 500 Point to Point 5
Years
      04/06/12     1.05 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Select 5 - Low
1-Year Hang Seng Point-to-Point
Hang Seng Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates:     4.00
Income Select 5 - Low
1-Year S&P 500 Point-to-Point (Participation)
S&P 500 Point to Point 5
Years
      04/06/12 25     0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 25    
Income Select 5 - Low
1-Year S&P500 Point-to-Point
S&P 500 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100 0.00 4.00
Income Select 5 - High
1-Year S&P 500 Point-to-Point (Participation)
S&P 500 Point to Point 5
Years
      04/06/12 25     0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 25    
Income Select 5 - High
1-Year S&P500 Point-to-Point
S&P 500 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100 0.00 4.00
Income Select 5 - High
1-Year DJ EUROSTOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates:     4.00
Income Select 5 - High
Fixed
Fixed 5
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates:
Income Select 5 - High
1-Year S&P500 Monthly Cap
S&P 500 Point to Point 5
Years
      04/06/12     1.60 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Select 5 - High
1-Year Hang Seng Point-to-Point
Hang Seng Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates:     4.00
Income Select 7
Income Select 7 - Low
1 Year S&P500 Point-to-Point w/ Participation
S&P 500 Point to Point 7
Years
      04/06/12 25     0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates: 25    
Income Select 7 - Low
Fixed
Fixed 7
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates:
Income Select 7 - Low
1 Year S&P500 Point-to-Point
S&P 500 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates: 100 0.00 4.00
Income Select 7 - Low
1-Year Hang Seng Point-to-Point
Hang Seng Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates:     4.00
Income Select 7 - Low
1-Year S&P500 Monthly Cap
S&P 500 Point to Point 7
Years
      04/06/12     1.05 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Select 7 - Low
1-Year DJ EUROSTOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates:     4.00
Income Select 7 - High
1-Year DJ EUROSTOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates:     4.00
Income Select 7 - High
1 Year S&P500 Point-to-Point w/ Participation
S&P 500 Point to Point 7
Years
      04/06/12 25     0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates: 25    
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Income Select 7 - High
Fixed
Fixed 7
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates:
Income Select 7 - High
1-Year Hang Seng Point-to-Point
Hang Seng Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates:     4.00
Income Select 7 - High
1 Year S&P500 Point-to-Point
S&P 500 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual None Min Rates: 100 0.00 4.00
Income Select 7 - High
1-Year S&P500 Monthly Cap
S&P 500 Point to Point 7
Years
      04/06/12     1.60 0-75: 3.00
76-80: 1.75
81-81: 1.75
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Select Plus S
Income Select Plus S - Low
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates:     4.00
Income Select Plus S - Low
1 - Year Point to Point Dow Jones EUROSTOXX 50
DJ EuroStoxx 50 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
Income Select Plus S - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     1.05 0-75: 5.00
76-78: 3.00
Annual Monthly Sum Min Rates: 100   1.00
Income Select Plus S - Low
1 - Year Point to Point Hang Seng Index
Hang Seng Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
Income Select Plus S - Low
1-Year S&P 500 Point-to-Point w/ Participation
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12 25     0-75: 5.00
76-78: 3.00
Annual None Min Rates: 25    
Income Select Plus S - Low
Fixed
Fixed 10
Years
3.00
to 5.00
    04/06/12 2.00% 1-Yr Fixed 0-75: 5.00
76-78: 3.00
Min Rates:
Income Select Plus S - High
Fixed
Fixed 10
Years
3.00
to 5.00
    04/06/12 2.00% 1-Yr Fixed 0-75: 5.00
76-78: 3.00
Min Rates:
Income Select Plus S - High
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates:     4.00
Income Select Plus S - High
1 - Year Point to Point Dow Jones EUROSTOXX 50
DJ EuroStoxx 50 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
Income Select Plus S - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     1.60 0-75: 5.00
76-78: 3.00
Annual Monthly Sum Min Rates: 100   1.00
Income Select Plus S - High
1 - Year Point to Point Hang Seng Index
Hang Seng Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
Income Select Plus S - High
1-Year S&P 500 Point-to-Point w/ Participation
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12 25     0-75: 5.00
76-78: 3.00
Annual None Min Rates: 25    
Lifetime Solutions Annuity
Lifetime Solutions Annuity - Low
2-Year Monthly Cap Rate
S&P 500 Point to Point 10
Years
3.00
to 6.00
    04/06/12     1.90 0-74: 7.00
75-78: 5.00
Annual Monthly Sum Min Rates:     1.25
Lifetime Solutions Annuity - Low
1-Year Monthly Cap Rate
S&P 500 Point to Point 10
Years
3.00
to 6.00
    04/06/12     1.55 0-74: 7.00
75-78: 5.00
Annual Monthly Sum Min Rates:     1.00
Lifetime Solutions Annuity - Low
1-Year Fixed Crediting Rate
Fixed 10
Years
3.00
to 6.00
    04/06/12 1.35% 1-Yr Fixed 0-74: 7.00
75-78: 5.00
Min Rates:
Lifetime Solutions Annuity - Low
1-Year Point-to-Point with Cap Rate
S&P 500 Point to Point 10
Years
3.00
to 6.00
    04/06/12     3.00 0-74: 7.00
75-78: 5.00
Annual None Min Rates:     2.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Lifetime Solutions Annuity - High
1-Year Fixed Crediting Rate
Fixed 10
Years
5.00
to 7.00
    04/06/12 1.35% 1-Yr Fixed 0-74: 7.00
75-78: 5.00
Min Rates:
Lifetime Solutions Annuity - High
1-Year Point-to-Point with Cap Rate
S&P 500 Point to Point 10
Years
5.00
to 7.00
    04/06/12     3.00 0-74: 7.00
75-78: 5.00
Annual None Min Rates:     2.00
Lifetime Solutions Annuity - High
2-Year Monthly Cap Rate
S&P 500 Point to Point 10
Years
5.00
to 7.00
    04/06/12     1.90 0-74: 7.00
75-78: 5.00
Annual Monthly Sum Min Rates:     1.25
Lifetime Solutions Annuity - High
1-Year Monthly Cap Rate
S&P 500 Point to Point 10
Years
5.00
to 7.00
    04/06/12     1.55 0-74: 7.00
75-78: 5.00
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (MultiChoice Series)
MulitChoice Xtra Pro
MulitChoice Xtra Pro - Low
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.00% 1-Yr Fixed 65-75: 6.50
76-78: 4.50
Min Rates:
MulitChoice Xtra Pro - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.05 65-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates:     1.00
MulitChoice Xtra Pro - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 65-75: 6.50
76-78: 4.50
Annual Monthly Min Rates:     1.00
MulitChoice Xtra Pro - Low
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 65-75: 6.50
76-78: 4.50
Annual None Min Rates:     2.00
MulitChoice Xtra Pro - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 65-75: 6.50
76-78: 4.50
Annual Monthly Min Rates:     1.00
MulitChoice Xtra Pro - High
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 65-75: 6.50
76-78: 4.50
Annual None Min Rates:     2.00
MulitChoice Xtra Pro - High
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.55% 1-Yr Fixed 65-75: 6.50
76-78: 4.50
Min Rates:
MulitChoice Xtra Pro - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.60 65-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates:     1.00
MultiChoice Advantage
MultiChoice Advantage - Low
Fixed Strategy
Fixed 10
Years
3.00
to 5.00
    04/06/12 1.00% +5.00 Bonus 2 Riders
GLWB
0-75: 7.50
76-79: 5.50
Min Rates:
MultiChoice Advantage - High
Fixed Strategy
Fixed 10
Years
3.00
to 5.00
    04/06/12 1.45% +5.00 Bonus 2 Riders
GLWB
0-75: 7.50
76-79: 5.50
Min Rates:
MultiChoice Income Five
MultiChoice Income Five - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100   4.00
MultiChoice Income Five - Low
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 5
Years
      04/06/12 25     0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 25 0.00  
MultiChoice Income Five - Low
Fixed Strategy
Fixed 5
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 2.00
76-80: 1.05
81-83: 0.95
Min Rates:
MultiChoice Income Five - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100   4.00
MultiChoice Income Five - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Five - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 5
Years
      04/06/12     1.05 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual Monthly Sum Min Rates: 100 0.00 1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MultiChoice Income Five - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100   4.00
MultiChoice Income Five - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 5
Years
      04/06/12     1.60 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual Monthly Sum Min Rates: 100 0.00 1.00
MultiChoice Income Five - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100   4.00
MultiChoice Income Five - High
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 5
Years
      04/06/12 25     0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 25 0.00  
MultiChoice Income Five - High
Fixed Strategy
Fixed 5
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 2.00
76-80: 1.05
81-83: 0.95
Min Rates:
MultiChoice Income Five - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 5
Years
      04/06/12     4.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Plus
MultiChoice Income Plus - Low
Fixed Strategy
Fixed 10
Years
3.00
to 5.00
    04/06/12 2.00% 1-Yr Fixed 0-75: 6.50
76-78: 4.50
Min Rates:
MultiChoice Income Plus - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Plus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Plus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     1.05 0-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
MultiChoice Income Plus - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Plus - Low
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12 25     0-75: 6.50
76-78: 4.50
Annual None Min Rates: 25 0.00  
MultiChoice Income Plus - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Plus - High
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12 25     0-75: 6.50
76-78: 4.50
Annual None Min Rates: 25 0.00  
MultiChoice Income Plus - High
Fixed Strategy
Fixed 10
Years
3.00
to 5.00
    04/06/12 2.00% 1-Yr Fixed 0-75: 6.50
76-78: 4.50
Min Rates:
MultiChoice Income Plus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Plus - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Plus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     1.60 0-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
MultiChoice Income Plus S
MultiChoice Income Plus S - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
MultiChoice Income Plus S - Low
Fixed Strategy
Fixed 10
Years
3.00
to 5.00
    04/06/12 2.00% 1-Yr Fixed 0-75: 5.00
76-78: 3.00
Min Rates:
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MultiChoice Income Plus S - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates:     4.00
MultiChoice Income Plus S - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     1.05 0-75: 5.00
76-78: 3.00
Annual Monthly Sum Min Rates:     1.00
MultiChoice Income Plus S - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
MultiChoice Income Plus S - Low
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12 25     0-75: 5.00
76-78: 3.00
Annual None Min Rates:   25.00  
MultiChoice Income Plus S - High
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12 25     0-75: 5.00
76-78: 3.00
Annual None Min Rates:   25.00  
MultiChoice Income Plus S - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
MultiChoice Income Plus S - High
Fixed Strategy
Fixed 10
Years
3.00
to 5.00
    04/06/12 2.00% 1-Yr Fixed 0-75: 5.00
76-78: 3.00
Min Rates:
MultiChoice Income Plus S - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates:     4.00
MultiChoice Income Plus S - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
3.00
to 5.00
    04/06/12     4.00 0-75: 5.00
76-78: 3.00
Annual None Min Rates: 100   4.00
MultiChoice Income Plus S - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 5.00
    04/06/12     1.60 0-75: 5.00
76-78: 3.00
Annual Monthly Sum Min Rates:     1.00
MultiChoice Income Seven
MultiChoice Income Seven - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 7
Years
      04/06/12     1.05 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual Monthly Sum Min Rates: 100   1.00
MultiChoice Income Seven - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 100   4.00
MultiChoice Income Seven - Low
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 7
Years
      04/06/12 25     0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 25 0.00  
MultiChoice Income Seven - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 100   4.00
MultiChoice Income Seven - Low
Fixed Strategy
Fixed 7
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Min Rates:
MultiChoice Income Seven - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Seven - High
Fixed Strategy
Fixed 7
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Min Rates:
MultiChoice Income Seven - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Seven - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 7
Years
      04/06/12     1.60 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual Monthly Sum Min Rates: 100   1.00
MultiChoice Income Seven - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 100   4.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MultiChoice Income Seven - High
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 7
Years
      04/06/12 25     0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 25 0.00  
MultiChoice Income Seven - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 7
Years
      04/06/12     4.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Annual None Min Rates: 100   4.00
MultiChoice Income Ten
MultiChoice Income Ten - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Ten - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Ten - Low
Fixed Strategy
Fixed 10
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 6.50
76-78: 4.50
Min Rates:
MultiChoice Income Ten - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     1.05 0-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
MultiChoice Income Ten - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Ten - Low
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12 25     0-75: 6.50
76-78: 4.50
Annual None Min Rates: 25 0.00  
MultiChoice Income Ten - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Ten - High
1-Year Point-to-Point Participation Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12 25     0-75: 6.50
76-78: 4.50
Annual None Min Rates: 25 0.00  
MultiChoice Income Ten - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100   4.00
MultiChoice Income Ten - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     4.00 0-75: 6.50
76-78: 4.50
Annual None Min Rates: 100 0.00 4.00
MultiChoice Income Ten - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     1.60 0-75: 6.50
76-78: 4.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
MultiChoice Income Ten - High
Fixed Strategy
Fixed 10
Years
      04/06/12 2.00% 1-Yr Fixed 0-75: 6.50
76-78: 4.50
Min Rates:
MultiChoice Income Xtra
MultiChoice Income Xtra - Low
1-Year Average Index Strategy (no spread)
S&P 500 Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates: 100   4.00
MultiChoice Income Xtra - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 100   4.00
MultiChoice Income Xtra - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 100   4.00
MultiChoice Income Xtra - Low
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 100   4.00
MultiChoice Income Xtra - Low
1-Year Point-to-Point Participation Index Strategy (no cap)
S&P 500 Point to Point 10
Years
6.00     04/06/12 25     2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 25    
MultiChoice Income Xtra - Low
1-Year Multiple Index Strategy (no spread)
Blended Indicies Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates: 100   4.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MultiChoice Income Xtra - Low
1-Year Fixed Strategy
Fixed 10
Years
6.00     04/06/12 2.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Min Rates:
MultiChoice Income Xtra - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.05 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Sum Min Rates: 100   1.00
MultiChoice Income Xtra - High
1-Year Fixed Strategy
Fixed 10
Years
6.00     04/06/12 2.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Min Rates:
MultiChoice Income Xtra - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.60 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Sum Min Rates: 100   1.00
MultiChoice Income Xtra - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
DJ EuroStoxx 50 Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 100   4.00
MultiChoice Income Xtra - High
1-Year Average Index Strategy (no spread)
S&P 500 Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates: 100   4.00
MultiChoice Income Xtra - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 100   4.00
MultiChoice Income Xtra - High
1-Year Point-to-Point Participation Index Strategy (no cap)
S&P 500 Point to Point 10
Years
6.00     04/06/12 25     2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 25    
MultiChoice Income Xtra - High
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Hang Seng Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates: 100   4.00
MultiChoice Income Xtra - High
1-Year Multiple Index Strategy (no spread)
Blended Indicies Point to Point 10
Years
6.00     04/06/12     4.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates: 100   4.00
MultiChoice Six
MultiChoice Six - Low
1-Year Monthly Cap Index
S&P 500 Point to Point 6
Years
      04/06/12     1.05 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Annual Monthly Sum Min Rates:     1.00
MultiChoice Six - Low
Fixed Strategy
Fixed 6
Years
      04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Min Rates:
MultiChoice Six - Low
1-Year Point-to-Point S&P 500 Index
S&P 500 Point to Point 6
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Annual None Min Rates:     2.00
MultiChoice Six - Low
1-Year Average Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Annual Monthly Min Rates:      
MultiChoice Six - High
1-Year Monthly Cap Index
S&P 500 Point to Point 6
Years
      04/06/12     1.60 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Annual Monthly Sum Min Rates:     1.00
MultiChoice Six - High
Fixed Strategy
Fixed 6
Years
      04/06/12 1.30% 1-Yr Fixed 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Min Rates:
MultiChoice Six - High
1-Year Point-to-Point S&P 500 Index
S&P 500 Point to Point 6
Years
      04/06/12     2.75 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Annual None Min Rates:     2.00
MultiChoice Six - High
1-Year Average Index Strategy
S&P 500 Point to Point 6
Years
      04/06/12     3.25 2 Riders
GLWB
0-75: 5.00
76-UP: 3.50
Annual Monthly Min Rates:      
MultiChoice Ten
MultiChoice Ten - Low
1-Year Monthly Cap Index
S&P 500 Point to Point 10
Years
      04/06/12     1.05 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Annual Monthly Sum Min Rates:     1.00
MultiChoice Ten - Low
Fixed Strategy
Fixed 10
Years
      04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Min Rates:
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MultiChoice Ten - Low
1-Year Point-to-Point S&P 500 Index
S&P 500 Point to Point 10
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Annual None Min Rates:     2.00
MultiChoice Ten - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     2.00 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Annual Monthly Min Rates:     1.00
MultiChoice Ten - High
1-Year Monthly Cap Index
S&P 500 Point to Point 10
Years
      04/06/12     1.60 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Annual Monthly Sum Min Rates:     1.00
MultiChoice Ten - High
Fixed Strategy
Fixed 10
Years
      04/06/12 1.40% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Min Rates:
MultiChoice Ten - High
1-Year Point-to-Point S&P 500 Index
S&P 500 Point to Point 10
Years
      04/06/12     3.25 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Annual None Min Rates:     2.00
MultiChoice Ten - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
      04/06/12     3.25 2 Riders
GLWB
0-75: 7.50
76-UP: 5.50
Annual Monthly Min Rates:     1.00
MultiChoice Xtra
MultiChoice Xtra - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.05 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Sum Min Rates:     1.00
MultiChoice Xtra - Low
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Min Rates:
MultiChoice Xtra - Low
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual None Min Rates:     2.00
MultiChoice Xtra - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     2.00 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Min Rates:     1.00
MultiChoice Xtra - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     04/06/12     1.60 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Sum Min Rates:     1.00
MultiChoice Xtra - High
Fixed Strategy
Fixed 10
Years
6.00     04/06/12 1.55% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Min Rates:
MultiChoice Xtra - High
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual None Min Rates:     2.00
MultiChoice Xtra - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00     04/06/12     3.25 2 Riders
GLWB
0-75: 7.00
76-78: 5.00
Annual Monthly Min Rates:     1.00
MultiChoice Xtra (S)
MultiChoice Xtra (S) - Low
1-Year Point-to-Point S&P 500 Index
S&P 500 Point to Point 10
Years
3.00
to 4.00
    04/06/12     2.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates:     2.00
MultiChoice Xtra (S) - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 4.00
    04/06/12     2.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates:     1.00
MultiChoice Xtra (S) - Low
1-Year Monthly Cap Index
S&P 500 Point to Point 10
Years
3.00
to 4.00
    04/06/12     1.05 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Sum Min Rates:     1.00
MultiChoice Xtra (S) - Low
Fixed Strategy
Fixed 10
Years
3.00
to 4.00
    04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Min Rates:
MultiChoice Xtra (S) - High
1-Year Monthly Cap Index
S&P 500 Point to Point 10
Years
3.00
to 4.00
    04/06/12     1.60 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Sum Min Rates:     1.00
MultiChoice Xtra (S) - High
Fixed Strategy
Fixed 10
Years
3.00
to 4.00
    04/06/12 1.00% 1-Yr Fixed 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Min Rates:
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MultiChoice Xtra (S) - High
1-Year Point-to-Point S&P 500 Index
S&P 500 Point to Point 10
Years
3.00
to 4.00
    04/06/12     2.00 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual None Min Rates:     2.00
MultiChoice Xtra (S) - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
3.00
to 4.00
    04/06/12     3.25 2 Riders
GLWB
0-75: 6.00
76-78: 4.00
Annual Monthly Min Rates:     1.00
EquiTrust Life Insurance Company
Builder Bonus Index
Builder Bonus Index
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 9
Years
5.00
to 6.00
    03/13/12     1.25 1 Rider
GLWB
0-80: 5.00
Annual Monthly Sum Min Rates:     0.50
Builder Bonus Index
1-Year Fixed Rate Account
Fixed 9
Years
5.00
to 6.00
    10/24/11 1.15% 1-Yr Fixed 1 Rider
GLWB
0-80: 5.00
Min Rates:
Builder Bonus Index
1-Year S&P 500 Daily Averaging
S&P 500 Point to Point 9
Years
5.00
to 6.00
    10/24/11     3.00 1 Rider
GLWB
0-80: 5.00
Annual Daily Min Rates: 100 0.00 3.00
Builder Bonus Index
1-Year S&P 500 Monthly Averaging Participation
S&P 500 Point to Point 9
Years
5.00
to 6.00
    03/13/12 20     1 Rider
GLWB
0-80: 5.00
Annual Monthly Min Rates: 10    
Builder Bonus Index
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 9
Years
5.00
to 6.00
    10/24/11     3.00 1 Rider
GLWB
0-80: 5.00
Annual None Min Rates: 100 0.00 1.00
Builder Bonus Index
2-Year S&P 500 Monthly Averaging
S&P 500 Point to Point 9
Years
5.00
to 6.00
    10/24/11     7.00 1 Rider
GLWB
0-80: 5.00
Biennial Monthly Min Rates: 100 0.00 3.00
Market Booster Index
Market Booster Index
1-Year S&P 500 Monthly Cap Index Account
S&P 500 Point to Point 9
Years
4.00     10/24/11     1.00 1 Rider
GLWB
0-80: 6.00+
Annual Monthly Sum Min Rates:     0.50
Market Booster Index
1-Year S&P 500 Point-to-Point Cap Index Account
S&P 500 Point to Point 9
Years
4.00     10/24/11     3.00 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates: 100   3.00
Market Booster Index
1-Year S&P 500 Monthly Averaging Participation Index Account
S&P 500 Point to Point 9
Years
4.00     10/24/11 10     1 Rider
GLWB
0-80: 6.00+
Annual Monthly Min Rates: 10 0.00  
Market Booster Index
1-Year Fixed Interest Account
Fixed 9
Years
4.00     10/24/11 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.00+
Min Rates:
Market Booster Index
1-Year S&P 500 Daily Average Cap Index Account
S&P 500 Point to Point 9
Years
4.00     10/24/11     3.00 1 Rider
GLWB
0-80: 6.00+
Annual Daily Min Rates: 100 0.00 3.00
Market Power Bonus Index
Market Power Bonus Index
1-Year Fixed Interest Account
Fixed 14
Years
10.00     10/24/11 1.50% 1-Yr Fixed 1 Rider
GLWB
0-75: 8.50+
Min Rates:
Market Power Bonus Index
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 14
Years
10.00     10/24/11     1.50 1 Rider
GLWB
0-75: 8.50+
Annual Monthly Sum Min Rates:     0.50
Market Power Bonus Index
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 14
Years
10.00     10/24/11     3.25 1 Rider
GLWB
0-75: 8.50+
Annual None Min Rates:     3.00
Market Power Bonus Index
1 Year S&P 500 Monthly Average Participation
S&P 500 Point to Point 14
Years
10.00     10/24/11 20     1 Rider
GLWB
0-75: 8.50+
Annual Monthly Min Rates: 10    
Market Power Bonus Index
2-Year S&P 500 Monthly Averaging Cap Account
S&P 500 Point to Point 14
Years
10.00     10/24/11     8.00 1 Rider
GLWB
0-75: 8.50+
Biennial Monthly Min Rates:     6.00
Market Power Bonus Index
1-Year S&P 500 Daily Average Cap
S&P 500 Point to Point 14
Years
10.00     10/24/11     3.50 1 Rider
GLWB
0-75: 8.50+
Annual Daily Min Rates: 100   3.00
Market Ten Bonus Index
Market Ten Bonus Index
1-Year S&P 500 Monthly Cap Index Account
S&P 500 Point to Point 10
Years
6.00     10/24/11     1.25 1 Rider
GLWB
0-80: 6.00+
Annual Monthly Sum Min Rates:     0.50
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Market Ten Bonus Index
1-Year S&P 500 Point-to-Point Cap Index Account
S&P 500 Point to Point 10
Years
6.00     10/24/11     3.00 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates:     3.00
Market Ten Bonus Index
1-Year S&P 500 Daily Average Cap
S&P 500 Point to Point 10
Years
6.00     10/24/11     3.00 1 Rider
GLWB
0-80: 6.00+
Annual Daily Min Rates:     3.00
Market Ten Bonus Index
1-Year Interest Account
Fixed 10
Years
6.00     10/24/11 1.15% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.00+
Min Rates:
Market Ten Bonus Index
1-Year S&P 500 Monthly Average Participation Index Account
S&P 500 Point to Point 10
Years
6.00     10/24/11 20     1 Rider
GLWB
0-80: 6.00+
Annual Monthly Min Rates: 10    
Market Ten Bonus Index
2-Year S&P 500 Monthly Average Cap
S&P 500 Point to Point 10
Years
6.00     10/24/11     7.00 1 Rider
GLWB
0-80: 6.00+
Biennial Monthly Min Rates:     6.00
Market Value Index
Market Value Index
2-Year Monthly Average Cap Index Account
S&P 500 Point to Point 10
Years
      10/24/11     15.00 1 Rider
GLWB
0-80: 6.50+
Biennial Monthly Min Rates:     6.00
Market Value Index
1-Year Monthly Average Cap Index Account
S&P 500 Point to Point 10
Years
      10/24/11     5.00 1 Rider
GLWB
0-80: 6.50+
Annual Monthly Min Rates:     3.00
Market Value Index
1-Year Point-to-Point Cap Index Account
S&P 500 Point to Point 10
Years
      10/24/11     4.75 1 Rider
GLWB
0-80: 6.50+
Annual None Min Rates:     3.00
Market Value Index
1-Year Monthly Average Participation Index Account
S&P 500 Point to Point 10
Years
      10/24/11 30     1 Rider
GLWB
0-80: 6.50+
Annual Monthly Min Rates: 10    
Market Value Index
1-Year Fixed Interest Account
Fixed 10
Years
      10/24/11 2.40% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.50+
Min Rates:
Market Value Index
1-Year Monthly Cap Index Account
S&P 500 Point to Point 10
Years
      10/24/11     2.20 1 Rider
GLWB
0-80: 6.50+
Annual Monthly Sum Min Rates:     0.50
MarketTwelve Bonus
MarketTwelve Bonus
1-Year S&P 500 Daily Average Cap
S&P 500 Point to Point 14
Years
6.00     10/24/11     3.00 1 Rider
GLWB
0-75: 9.00
Annual Daily Min Rates:     3.00
MarketTwelve Bonus
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 14
Years
6.00     10/24/11     1.25 1 Rider
GLWB
0-75: 9.00
Annual Monthly Sum Min Rates:     0.50
MarketTwelve Bonus
2-Year Monthly Average Cap
S&P 500 Point to Point 14
Years
6.00     10/24/11     7.00 1 Rider
GLWB
0-75: 9.00
Biennial Monthly Min Rates:     6.00
MarketTwelve Bonus
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 14
Years
6.00     10/24/11     3.00 1 Rider
GLWB
0-75: 9.00
Annual None Min Rates:     3.00
MarketTwelve Bonus
1-Year S&P 500 Monthly Average Participation
S&P 500 Point to Point 14
Years
6.00     10/24/11 20     1 Rider
GLWB
0-75: 9.00
Annual Monthly Min Rates: 10    
MarketTwelve Bonus
1-Year Fixed Account
Fixed 14
Years
6.00     10/24/11 1.15% 1-Yr Fixed 1 Rider
GLWB
0-75: 9.00
Min Rates:
Fidelity & Guaranty Life
FG AccumulatorPlus 10
FG AccumulatorPlus 10
1 Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      05/01/12     4.75 1 Rider
GLWB
0-79: 6.25+
80-85: 3.13+
Annual None Min Rates:     3.00
FG AccumulatorPlus 10
1-Year Fixed Account
Fixed 10
Years
      05/01/12 2.50% 1-Yr Fixed 1 Rider
GLWB
0-79: 6.25+
80-85: 3.13+
Min Rates:
FG AccumulatorPlus 10
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
      05/01/12     5.00 1 Rider
GLWB
0-79: 6.25+
80-85: 3.13+
Annual Monthly Min Rates:     3.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
FG AccumulatorPlus 10
1 Year Index Gain Option with Declared Rate
S&P 500 Performance Triggered 10
Years
      05/01/12     4.50 1 Rider
GLWB
0-79: 6.25+
80-85: 3.13+
Annual None Min Rates:     1.00
FG AccumulatorPlus 10
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
      05/01/12     2.50 1 Rider
GLWB
0-79: 6.25+
80-85: 3.13+
Annual Monthly Sum Min Rates:     1.00
FG AccumulatorPlus 14
FG AccumulatorPlus 14
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 14
Years
      05/01/12     2.75 1 Rider
GLWB
0-80: 7.50
Annual Monthly Sum Min Rates:     1.00
FG AccumulatorPlus 14
1 Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 14
Years
      05/01/12     5.50 1 Rider
GLWB
0-80: 7.50
Annual None Min Rates:     3.00
FG AccumulatorPlus 14
1-Year Fixed Account
Fixed 14
Years
      05/01/12 2.75% 1-Yr Fixed 1 Rider
GLWB
0-80: 7.50
Min Rates:
FG AccumulatorPlus 14
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 14
Years
      05/01/12     6.25 1 Rider
GLWB
0-80: 7.50
Annual Monthly Min Rates:     3.00
FG AccumulatorPlus 14
1 Year Index Gain Option with Declared Rate
S&P 500 Performance Triggered 14
Years
      05/01/12     5.00 1 Rider
GLWB
0-80: 7.50
Annual None Min Rates:     1.00
FG Index-Accelerator 10
Fidelity & Guaranty Life
FG Index-Accelerator 10
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 10
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 10
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 10
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 10
Product has been withdrawn from sale effective 05/18/2012
FG Index-Accelerator 7
Fidelity & Guaranty Life
FG Index-Accelerator 7
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 7
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 7
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 7
Product has been withdrawn from sale effective 05/18/2012
Fidelity & Guaranty Life
FG Index-Accelerator 7
Product has been withdrawn from sale effective 05/18/2012
FG Index-Choice 9
FG Index-Choice 9
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 9
Years
3.00     05/01/12     1.75 1 Rider
GLWB
0-79: 9.00+
80-85: 4.50+
Annual Monthly Sum Min Rates: 100   1.00
FG Index-Choice 9
3-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 9
Years
3.00     05/01/12     2.75 1 Rider
GLWB
0-79: 9.00+
80-85: 4.50+
Triennial Monthly Sum Min Rates: 100   1.00
FG Index-Choice 9
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 9
Years
3.00     05/01/12     3.00 1 Rider
GLWB
0-79: 9.00+
80-85: 4.50+
Annual None Min Rates: 100   3.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
FG Index-Choice 9
2-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 9
Years
3.00     05/01/12     2.00 1 Rider
GLWB
0-79: 9.00+
80-85: 4.50+
Biennial Monthly Sum Min Rates: 100   1.00
FG Index-Choice 9
1-Year S&P 500 Monthly Average
S&P 500 Point to Point 9
Years
3.00     05/01/12     3.25 1 Rider
GLWB
0-79: 9.00+
80-85: 4.50+
Annual Monthly Min Rates:     3.00
FG Index-Choice 9
Fixed Account
Fixed 9
Years
3.00     05/01/12 1.50% 1-Yr Fixed 1 Rider
GLWB
0-79: 9.00+
80-85: 4.50+
Min Rates:
Prosperity Elite 10
Prosperity Elite 10
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
      05/01/12     2.00 0-79: 7.00+
80-85: 3.50+
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 10
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
      05/01/12     3.75 0-79: 7.00+
80-85: 3.50+
Annual None Min Rates:     3.00
Prosperity Elite 10
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
      05/01/12     14.00 0-79: 7.00+
80-85: 3.50+
Triennial None Min Rates:     3.00
Prosperity Elite 10
Fixed Account
Fixed 10
Years
      05/01/12 1.80% 1-Yr Fixed 0-79: 7.00+
80-85: 3.50+
Min Rates:
Prosperity Elite 10
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 10
Years
      05/01/12     4.00 0-79: 7.00+
80-85: 3.50+
Annual Monthly Min Rates:     3.00
Prosperity Elite 10
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
      05/01/12     9.00 0-79: 7.00+
80-85: 3.50+
Biennial None Min Rates:     3.00
Prosperity Elite 10
1-Year Performance Triggered Account
S&P 500 Performance Triggered 10
Years
      05/01/12     3.50 0-79: 7.00+
80-85: 3.50+
Annual None Min Rates:     1.00
Prosperity Elite 10 Enhanced
Prosperity Elite 10 Enhanced
Fixed Account
Fixed 10
Years
5.00     05/01/12 1.80% 1-Yr Fixed 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Min Rates:
Prosperity Elite 10 Enhanced
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 10
Years
5.00     05/01/12     4.00 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Annual Monthly Min Rates:     3.00
Prosperity Elite 10 Enhanced
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
5.00     05/01/12     9.00 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Biennial None Min Rates:     3.00
Prosperity Elite 10 Enhanced
1-Year Performance Triggered Account
S&P 500 Performance Triggered 10
Years
5.00     05/01/12     3.50 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Annual None Min Rates:     1.00
Prosperity Elite 10 Enhanced
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
5.00     05/01/12     2.00 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 10 Enhanced
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
5.00     05/01/12     3.75 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Annual None Min Rates:     3.00
Prosperity Elite 10 Enhanced
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
5.00     05/01/12     14.00 1 Rider
Death
0-79: 7.00+
80-85: 3.50+
Triennial None Min Rates:     3.00
Prosperity Elite 10 Protection
Prosperity Elite 10 Protection
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
8.00     05/01/12     2.00 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 10 Protection
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
8.00     05/01/12     3.75 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Annual None Min Rates:     3.00
Prosperity Elite 10 Protection
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
8.00     05/01/12     14.00 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Triennial None Min Rates:     3.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Prosperity Elite 10 Protection
Fixed Account
Fixed 10
Years
8.00     05/01/12 1.80% 1-Yr Fixed 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Min Rates:
Prosperity Elite 10 Protection
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 10
Years
8.00     05/01/12     4.00 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Annual Monthly Min Rates:     3.00
Prosperity Elite 10 Protection
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years
8.00     05/01/12     9.00 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Biennial None Min Rates:     3.00
Prosperity Elite 10 Protection
1-Year Performance Triggered Account
S&P 500 Performance Triggered 10
Years
8.00     05/01/12     3.50 1 Rider
GLWB
Death
0-79: 7.00+
80-85: 3.50+
Annual None Min Rates:     3.00
Prosperity Elite 14
Prosperity Elite 14
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 14
Years
      05/01/12     5.00 0-79: 8.00
80-85: 4.00
Annual Monthly Min Rates:     3.00
Prosperity Elite 14
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
      05/01/12     10.25 0-79: 8.00
80-85: 4.00
Biennial None Min Rates:     3.00
Prosperity Elite 14
1-Year Performance Triggered Account
S&P 500 Performance Triggered 14
Years
      05/01/12     3.50 0-79: 8.00
80-85: 4.00
Annual None Min Rates:     1.00
Prosperity Elite 14
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
      05/01/12     2.10 0-79: 8.00
80-85: 4.00
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 14
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
      05/01/12     4.00 0-79: 8.00
80-85: 4.00
Annual None Min Rates:     3.00
Prosperity Elite 14
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
      05/01/12     16.00 0-79: 8.00
80-85: 4.00
Triennial None Min Rates:     3.00
Prosperity Elite 14
Fixed Account
Fixed 14
Years
      05/01/12 1.90% 1-Yr Fixed 0-79: 8.00
80-85: 4.00
Min Rates:
Prosperity Elite 14 Enhanced
Prosperity Elite 14 Enhanced
Fixed Account
Fixed 14
Years
6.00     05/01/12 1.90% 1-Yr Fixed 1 Rider
Death
0-79: 8.00
80-85: 4.00
Min Rates:
Prosperity Elite 14 Enhanced
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 14
Years
6.00     05/01/12     5.00 1 Rider
Death
0-79: 8.00
80-85: 4.00
Annual Monthly Min Rates:     3.00
Prosperity Elite 14 Enhanced
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
6.00     05/01/12     10.25 1 Rider
Death
0-79: 8.00
80-85: 4.00
Biennial None Min Rates:     3.00
Prosperity Elite 14 Enhanced
1-Year Performance Triggered Account
S&P 500 Performance Triggered 14
Years
6.00     05/01/12     3.50 1 Rider
Death
0-79: 8.00
80-85: 4.00
Annual None Min Rates:     1.00
Prosperity Elite 14 Enhanced
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
6.00     05/01/12     2.10 1 Rider
Death
0-79: 8.00
80-85: 4.00
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 14 Enhanced
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
6.00     05/01/12     4.00 1 Rider
Death
0-79: 8.00
80-85: 4.00
Annual None Min Rates:     3.00
Prosperity Elite 14 Enhanced
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
6.00     05/01/12     16.00 1 Rider
Death
0-79: 8.00
80-85: 4.00
Triennial None Min Rates:     3.00
Prosperity Elite 14 Protection
Prosperity Elite 14 Protection
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
9.00     05/01/12     4.00 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Annual None Min Rates:     3.00
Prosperity Elite 14 Protection
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
9.00     05/01/12     16.00 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Triennial None Min Rates:     3.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Prosperity Elite 14 Protection
Fixed Account
Fixed 14
Years
9.00     05/01/12 1.90% 1-Yr Fixed 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Min Rates:
Prosperity Elite 14 Protection
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 14
Years
9.00     05/01/12     5.00 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Annual Monthly Min Rates:     3.00
Prosperity Elite 14 Protection
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
9.00     05/01/12     10.25 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Biennial None Min Rates:     3.00
Prosperity Elite 14 Protection
1-Year Performance Triggered Account
S&P 500 Performance Triggered 14
Years
9.00     05/01/12     3.50 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Annual None Min Rates:     1.00
Prosperity Elite 14 Protection
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 14
Years
9.00     05/01/12     2.10 1 Rider
GLWB
Death
0-79: 8.00
80-85: 4.00
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 7
Prosperity Elite 7
3-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
      05/01/12     14.50 0-79: 5.00
80-85: 2.50
Triennial None Min Rates:     3.00
Prosperity Elite 7
Fixed Account
Fixed 7
Years
      05/01/12 1.75% 1-Yr Fixed 0-79: 5.00
80-85: 2.50
Min Rates:
Prosperity Elite 7
1-Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 7
Years
      05/01/12     4.25 0-79: 5.00
80-85: 2.50
Annual Monthly Min Rates:     3.00
Prosperity Elite 7
2-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
      05/01/12     8.75 0-79: 5.00
80-85: 2.50
Biennial None Min Rates:     3.00
Prosperity Elite 7
1-Year Performance Triggered Account
S&P 500 Performance Triggered 7
Years
      05/01/12     3.25 0-79: 5.00
80-85: 2.50
Annual None Min Rates:     1.00
Prosperity Elite 7
1-Year S&P 500 Monthly Point-to-Point with Cap
S&P 500 Point to Point 7
Years
      05/01/12     1.90 0-79: 5.00
80-85: 2.50
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 7
1-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
      05/01/12     3.50 0-79: 5.00
80-85: 2.50
Annual None Min Rates:     3.00
Prosperity Elite 7 Enhanced
Prosperity Elite 7 Enhanced
1-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
3.00     05/01/12     3.50 1 Rider
Death
0-79: 5.00
80-85: 2.50
Annual None Min Rates:     3.00
Prosperity Elite 7 Enhanced
3-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
3.00     05/01/12     14.50 1 Rider
Death
0-79: 5.00
80-85: 2.50
Triennial None Min Rates:     3.00
Prosperity Elite 7 Enhanced
Fixed Account
Fixed 7
Years
3.00     05/01/12 1.75% 1-Yr Fixed 1 Rider
Death
0-79: 5.00
80-85: 2.50
Min Rates:
Prosperity Elite 7 Enhanced
1-Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 7
Years
3.00     05/01/12     4.25 1 Rider
Death
0-79: 5.00
80-85: 2.50
Annual Monthly Min Rates:     3.00
Prosperity Elite 7 Enhanced
2-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
3.00     05/01/12     8.75 1 Rider
Death
0-79: 5.00
80-85: 2.50
Biennial None Min Rates:     3.00
Prosperity Elite 7 Enhanced
1-Year Performance Triggered Account
S&P 500 Performance Triggered 7
Years
3.00     05/01/12     3.25 1 Rider
Death
0-79: 5.00
80-85: 2.50
Annual None Min Rates:     1.00
Prosperity Elite 7 Enhanced
1-Year S&P 500 Monthly Point-to-Point with Cap
S&P 500 Point to Point 7
Years
3.00     05/01/12     1.90 1 Rider
Death
0-79: 5.00
80-85: 2.50
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 7 Protection
Prosperity Elite 7 Protection
1-Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 7
Years
5.00     05/01/12     4.25 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Annual Monthly Min Rates:     3.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Prosperity Elite 7 Protection
2-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
5.00     05/01/12     8.75 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Biennial None Min Rates:     3.00
Prosperity Elite 7 Protection
1-Year Performance Triggered Account
S&P 500 Point to Point 7
Years
5.00     05/01/12     3.25 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Annual None Min Rates:     1.00
Prosperity Elite 7 Protection
1-Year S&P 500 Monthly Point-to-Point with Cap
S&P 500 Point to Point 7
Years
5.00     05/01/12     1.90 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Annual Monthly Sum Min Rates:     1.00
Prosperity Elite 7 Protection
1-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
5.00     05/01/12     3.50 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Annual None Min Rates:     3.00
Prosperity Elite 7 Protection
3-Year S&P 500 Point-to-Point with Cap
S&P 500 Point to Point 7
Years
5.00     05/01/12     14.50 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Triennial None Min Rates:     3.00
Prosperity Elite 7 Protection
Fixed Account
Fixed 7
Years
5.00     05/01/12 1.75% 1-Yr Fixed 1 Rider
GLWB
Death
0-79: 5.00
80-85: 2.50
Min Rates:
Fidelity & Guaranty Life Insurance Company of New York
FGNY Index-Choice 10
FGNY Index-Choice 10
Fixed
Fixed 10
Years
2.00     05/01/12 2.00% 1-Yr Fixed
Min Rates:
FGNY Index-Choice 10
S&P 500 Monthly Averaging
S&P 500 Point to Point 10
Years
2.00     05/01/12     3.25
Annual Monthly Min Rates: 100 0.00 3.00
FGNY Index-Choice 10
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
2.00     05/01/12     1.50
Annual Monthly Sum Min Rates: 100 0.00 1.00
FGNY Index-Choice 10
S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years
2.00     05/01/12     3.00
Annual None Min Rates: 100 0.00 3.00
FGNY Index-Safety 7
FGNY Index-Safety 7
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 7
Years
      05/01/12     1.00
Annual Monthly Sum Min Rates: 100 0.00 1.00
FGNY Index-Safety 7
S&P 500 Annual Point-toPoint
S&P 500 Point to Point 7
Years
      05/01/12     3.00
Annual None Min Rates: 100 0.00 3.00
FGNY Index-Safety 7
Fixed
Fixed 7
Years
      05/01/12 2.00% 1-Yr Fixed
7-Year Min Rates:
FGNY Index-Safety 7
S&P 500 Monthly Averaging
S&P 500 Point to Point 7
Years
      05/01/12     3.00
Annual Monthly Min Rates: 100 0.00 3.00
Forethought Financial
Bonus Advantage
Bonus Advantage
Monthly Point-to-Point with Monthly Cap
S&P 500 Point to Point 10
Years
5.00     05/07/12     1.00 1 Rider
GLWB
Death
55-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Bonus Advantage
Monthly Average with Annual Cap
S&P 500 Point to Point 10
Years
5.00     05/07/12     2.75 1 Rider
GLWB
Death
55-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates:     2.00
Bonus Advantage
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
5.00     05/07/12     2.75 1 Rider
GLWB
Death
55-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     2.00
Bonus Advantage
Fixed Account
Fixed 10
Years
5.00     05/07/12 1.00% 1-Yr Fixed 1 Rider
GLWB
Death
55-75: 7.00+
76-80: 5.00+
Min Rates:
Guaranteed Destinations WA
Guaranteed Destinations WA
Short-Term Account Strategy
Fixed 10
Years
5.00     03/26/12 0.50% 1-Yr Fixed 0-75: 7.00
76-85: 5.00
Min Rates:
Guaranteed Destinations WA
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
5.00     03/26/12     1.00 0-75: 7.00
76-85: 5.00
Annual Monthly Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Guaranteed Destinations WA
Annual Cap with Monthly Averaging
S&P 500 Point to Point 10
Years
5.00     03/26/12     2.50 0-75: 7.00
76-85: 5.00
Annual None Min Rates:     4.00
Guaranteed Destinations WA
Fixed Account Strategy
Fixed 10
Years
5.00     03/26/12 1.00% 1-Yr Fixed 0-75: 7.00
76-85: 5.00
Min Rates:
Income 125
Income 125 - Low
Fixed Account Strategy
Fixed 10
Years
      02/27/12 1.25% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Min Rates:
Income 125 - Low
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     1.00 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Annual Monthly Sum Min Rates:     0.50
Income 125 - Low
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     3.00 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Annual None Min Rates:     3.00
Income 125 - Mid band
Fixed Account Strategy
Fixed 10
Years
      02/27/12 1.25% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Min Rates:
Income 125 - Mid band
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     1.25 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Annual Monthly Sum Min Rates:     0.50
Income 125 - Mid band
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     3.00 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Annual None Min Rates:     3.00
Income 125 - High
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     3.00 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Annual None Min Rates:     3.00
Income 125 - High
Fixed Account Strategy
Fixed 10
Years
      02/27/12 1.25% 1-Yr Fixed 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Min Rates:
Income 125 - High
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     1.50 2 Riders
GLWB
0-75: 7.00+
76-85: 5.00+
Annual Monthly Sum Min Rates:     0.50
Index Bonus 115sm
Index Bonus 115sm - Low
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     3.00 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Annual None Min Rates:     3.00
Index Bonus 115sm - Low
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     1.00 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Annual Monthly Sum Min Rates:     0.50
Index Bonus 115sm - Low
Fixed Account Strategy
Fixed 10
Years
      02/27/12 1.25% 1-Yr Fixed 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Min Rates:
Index Bonus 115sm - Mid band
Fixed Account Strategy
Fixed 10
Years
      02/27/12 1.25% 1-Yr Fixed 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Min Rates:
Index Bonus 115sm - Mid band
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     3.25 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Annual None Min Rates:     3.00
Index Bonus 115sm - Mid band
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     1.25 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Annual Monthly Sum Min Rates:     0.50
Index Bonus 115sm - High
Fixed Account Strategy
Fixed 10
Years
      02/27/12 1.25% 1-Yr Fixed 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Min Rates:
Index Bonus 115sm - High
Annual Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     3.50 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Annual None Min Rates:     3.00
Index Bonus 115sm - High
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years
      02/27/12     1.00 3 Riders
GLWB
Death
0-75: 8.00+
76-85: 5.50+
Annual Monthly Sum Min Rates:     0.50
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Great American Life Insurance Company
American Legend II
American Legend II
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 7
Years
      04/07/12     4.25 2 Riders
GLWB
Death
0-75: 4.95
76-80: 4.59
81-85: 3.15
Annual Monthly Min Rates:     1.00
American Legend II
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 7
Years
      04/07/12     4.00 2 Riders
GLWB
Death
0-75: 4.95
76-80: 4.59
81-85: 3.15
Annual None Min Rates:     1.00
American Legend II
Declared Rate Strategy
Fixed 7
Years
      04/07/12 1.50% 1-Yr Fixed 2 Riders
GLWB
Death
0-75: 4.95
76-80: 4.59
81-85: 3.15
Min Rates:
American Legend II
1 Year S&P 500 Monthly Sum
S&P 500 Point to Point 7
Years
      04/07/12     2.00 2 Riders
GLWB
Death
0-75: 4.95
76-80: 4.59
81-85: 3.15
Annual Monthly Sum Min Rates:     1.00
American Valor® 10
American Valor® 10
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
2.00     04/07/12     3.50 2 Riders
GLWB
Death
0-75: 5.40
76-80: 4.05
81-UP: 2.25
Annual Monthly Min Rates:     1.00
American Valor® 10
Declared Rate Strategy
Fixed 10
Years
2.00     04/07/12 1.40% 1-Yr Fixed 2 Riders
GLWB
Death
0-75: 5.40
76-80: 4.05
81-UP: 2.25
Min Rates:
American Valor® 10
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years
2.00     04/07/12     3.50 2 Riders
GLWB
Death
0-75: 5.40
76-80: 4.05
81-UP: 2.25
Annual None Min Rates:     1.00
Safe Outlook
Safe Outlook - Low
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 6
Years
  3.00   04/07/12     3.50 3 Riders
GLWB
Death
0-75: 3.60+
76-80: 2.70+
81-85: 1.80+
Annual Monthly Min Rates:     1.00
Safe Outlook - Low
Declared Rate Strategy
Fixed 6
Years
      04/07/12 1.25% 1-Yr Fixed 3 Riders
GLWB
Death
0-75: 3.60+
76-80: 2.70+
81-85: 1.80+
Min Rates:
Safe Outlook - Low
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 6
Years
  3.00   04/07/12     3.50 3 Riders
GLWB
Death
0-75: 3.60+
76-80: 2.70+
81-85: 1.80+
Annual None Min Rates:     1.00
Safe Outlook - High
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 6
Years
  3.25   04/07/12     3.75 3 Riders
GLWB
Death
0-75: 3.60+
76-80: 2.70+
81-85: 1.80+
Annual None Min Rates:     1.00
Safe Outlook - High
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 6
Years
  3.25   04/07/12     3.75 3 Riders
GLWB
Death
0-75: 3.60+
76-80: 2.70+
81-85: 1.80+
Annual Monthly Min Rates:     1.00
Safe Outlook - High
Declared Rate Strategy
Fixed 6
Years
      04/07/12 1.25% 1-Yr Fixed 3 Riders
GLWB
Death
0-75: 3.60+
76-80: 2.70+
81-85: 1.80+
Min Rates:
Safe Return
Safe Return
1 Year S&P 500 Annual Point-to-Point Cap
S&P 500 Point to Point 10
Years
  3.50   04/07/12     4.00 2 Riders
GLWB
Death
0-75: 5.85
76-80: 4.95
81-85: 2.25
Annual None Min Rates:     1.00
Safe Return
Declared Rate Strategy
Fixed 10
Years
      04/07/12 1.10% 1-Yr Fixed 2 Riders
GLWB
Death
0-75: 5.85
76-80: 4.95
81-85: 2.25
Min Rates:
Safe Return
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
  3.50   04/07/12     4.00 2 Riders
GLWB
Death
0-75: 5.85
76-80: 4.95
81-85: 2.25
Annual Monthly Min Rates:     1.00
ING Annuity and Asset Sales
ING Envoy Nine Fixed Index Annuity
ING Envoy Nine Fixed Index Annuity - Low
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years
      05/02/12     2.50 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates: 0   2.00
ING Envoy Nine Fixed Index Annuity - Low
Fixed Rate Strategy
Fixed 9
Years
      05/02/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.00+
Min Rates:
ING Envoy Nine Fixed Index Annuity - High
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years
      05/02/12     3.50 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates: 0   2.00
ING Envoy Nine Fixed Index Annuity - High
Fixed Rate Strategy
Fixed 9
Years
      05/02/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.00+
Min Rates:
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
ING Secure Index Five
ING Secure Index Five - Low
Point-to-Point Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years
      05/02/12     1.50 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - Low
Fixed Rate Strategy
Fixed 5
Years
      05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 3.50+
Min Rates:
ING Secure Index Five - Low
Fixed Rate Strategy (ROP)
Fixed 5
Years
      05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 3.50+
Min Rates:
ING Secure Index Five - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 5
Years
      05/02/12     2.00 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - Low
Interest Rate Benchmark Strategy (ROP)
3-Month LIBOR Point to Point 5
Years
      05/02/12   Multiplier: x 1.25   10.00 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - Low
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 5
Years
      05/02/12   Multiplier: x 2.00   10.00 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 5
Years
      05/02/12     0.75 1 Rider
GLWB
0-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Five - Low
Monthly Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years
      05/02/12     0.65 1 Rider
GLWB
0-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Five - High
Monthly Cap Index Strategy
S&P 500 Point to Point 5
Years
      05/02/12     1.15 1 Rider
GLWB
0-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Five - High
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 5
Years
      05/02/12   Multiplier: x 3.50   10.00 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - High
Monthly Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years
      05/02/12     1.05 1 Rider
GLWB
0-80: 3.50+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Five - High
Point-to-Point Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years
      05/02/12     2.25 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - High
Fixed Rate Strategy (ROP)
Fixed 5
Years
      05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 3.50+
Min Rates:
ING Secure Index Five - High
Fixed Rate Strategy
Fixed 5
Years
      05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 3.50+
Min Rates:
ING Secure Index Five - High
Interest Rate Benchmark Strategy (ROP)
3-Month LIBOR Point to Point 5
Years
      05/02/12   Multiplier: x 2.75   10.00 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Five - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 5
Years
      05/02/12     2.75 1 Rider
GLWB
0-80: 3.50+
Annual None Min Rates:     0.00
ING Secure Index Opportunities Plus
ING Secure Index Opportunities Plus - Low
Fixed Rate Strategy
Fixed 10
Years
5.00     05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 7.00+
Min Rates:
ING Secure Index Opportunities Plus - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
5.00     05/02/12     0.85 1 Rider
GLWB
0-80: 7.00+
Annual Monthly Sum Min Rates:     0.00
ING Secure Index Opportunities Plus - Low
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 10
Years
5.00     05/02/12   Multiplier: x 2.25   10.00 1 Rider
GLWB
0-80: 7.00+
Annual None Min Rates:     0.00
ING Secure Index Opportunities Plus - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years
5.00     05/02/12     2.00 1 Rider
GLWB
0-80: 7.00+
Annual None Min Rates:     0.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
ING Secure Index Opportunities Plus - High
Fixed Rate Strategy
Fixed 10
Years
5.00     05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 7.00+
Min Rates:
ING Secure Index Opportunities Plus - High
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
5.00     05/02/12     1.25 1 Rider
GLWB
0-80: 7.00+
Annual Monthly Sum Min Rates:     0.00
ING Secure Index Opportunities Plus - High
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 10
Years
5.00     05/02/12   Multiplier: x 4.00   10.00 1 Rider
GLWB
0-80: 7.00+
Annual None Min Rates:     0.00
ING Secure Index Opportunities Plus - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years
5.00     05/02/12     3.00 1 Rider
GLWB
0-80: 7.00+
Annual None Min Rates:     0.00
ING Secure Index Outlook Annuity
ING Secure Index Outlook Annuity - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00     05/02/12     2.00 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates:     2.00
ING Secure Index Outlook Annuity - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00     05/02/12     0.85 1 Rider
GLWB
0-80: 6.00+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Outlook Annuity - Low
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 10
Years
3.00     05/02/12   Multiplier: 225%   10.00 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates:     0.00
ING Secure Index Outlook Annuity - Low
Fixed Rate Strategy
Fixed 10
Years
3.00     05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.00+
Min Rates:
ING Secure Index Outlook Annuity - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00     05/02/12     3.00 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates:     2.00
ING Secure Index Outlook Annuity - High
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
3.00     05/02/12     1.25 1 Rider
GLWB
0-80: 6.00+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Outlook Annuity - High
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 10
Years
3.00     05/02/12   Multiplier: 400%   10.00 1 Rider
GLWB
0-80: 6.00+
Annual None Min Rates:     0.00
ING Secure Index Outlook Annuity - High
Fixed Rate Strategy
Fixed 10
Years
3.00     05/02/12 1.00% 1-Yr Fixed 1 Rider
GLWB
0-80: 6.00+
Min Rates:
ING Secure Index Seven
ING Secure Index Seven - Low
Fixed Rate Strategy
Fixed 7
Years
      05/02/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-80: 5.00+
Min Rates:
ING Secure Index Seven - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 7
Years
      05/02/12     3.25 1 Rider
GLWB
0-80: 5.00+
Annual None Min Rates: 100   2.00
ING Secure Index Seven - Low
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 7
Years
      05/02/12   Multiplier: x 4.00   10.00 1 Rider
GLWB
0-80: 5.00+
Annual None Min Rates:     0.00
ING Secure Index Seven - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 7
Years
      05/02/12     1.25 1 Rider
GLWB
0-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Seven - High
Monthly Cap Index Strategy
S&P 500 Point to Point 7
Years
      05/02/12     1.65 1 Rider
GLWB
0-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
ING Secure Index Seven - High
Fixed Rate Strategy
Fixed 7
Years
      05/02/12 1.25% 1-Yr Fixed 1 Rider
GLWB
0-80: 5.00+
Min Rates:
ING Secure Index Seven - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 7
Years
      05/02/12     4.25 1 Rider
GLWB
0-80: 5.00+
Annual None Min Rates: 100   2.00
ING Secure Index Seven - High
Interest Rate Benchmark Strategy
3-Month LIBOR Point to Point 7
Years
      05/02/12   Multiplier: x 5.50   10.00 1 Rider
GLWB
0-80: 5.00+
Annual None Min Rates:     0.00
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Life of the Southwest
SecurePlus Accumulator 5
SecurePlus Accumulator 5
Average Index Account
S&P 500 Point to Point 15
Years
5.00     03/29/12 40     1 Rider
GLWB
Annual Monthly Min Rates: 30   100.00
Next Rate Change:  05/29/12 35    
SecurePlus Accumulator 5
Ending Index Account
S&P 500 Point to Point 15
Years
5.00     03/29/12 100   4.25 1 Rider
GLWB
Annual None Min Rates: 30   3.00
Next Rate Change:  05/29/12 100   3.75
SecurePlus Accumulator 5
Declared Interest Account
Fixed 15
Years
5.00     03/29/12 2.45% +5.00 Bonus 1 Rider
GLWB
Min Rates:
Next Rate Change:  05/29/12 2.45% +5.00 Bonus
SecurePlus Elite
SecurePlus Elite
Average Index Account
S&P 500 Point to Point 12
Years
      03/22/12 30     1 Rider
GLWB
Call
Annual Daily Min Rates: 10 30.00  
Next Rate Change:  05/22/12 25    
SecurePlus Elite
Ending Index Account
S&P 500 Point to Point 12
Years
      03/22/12     3.75 1 Rider
GLWB
Call
Annual None Min Rates:     1.00
Next Rate Change:  05/22/12     3.25
SecurePlus Elite
Declared Interest Account
Fixed 12
Years
      03/22/12 1.80% 1-Yr Fixed 1 Rider
GLWB
Call
Min Rates:
Next Rate Change:  05/22/12 1.35% 1-Yr Fixed
SecurePlus Elite 3 403(b) & 457
SecurePlus Elite 3 403(b) & 457
1 Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 10
Years
      05/15/12     3.00 1 Rider
GLWB
Call
Annual None Min Rates: 30   3.00
SecurePlus Elite 3 403(b) & 457
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years
      05/15/12     3.00 1 Rider
GLWB
Call
Annual None Min Rates: 30   3.00
SecurePlus Elite 3 403(b) & 457
Declared Interest Account
Fixed 10
Years
      05/15/12 1.95% 1-Yr Fixed 1 Rider
GLWB
Call
Min Rates:
SecurePlus Elite 5 403(b) & 457
SecurePlus Elite 5 403(b) & 457
1 Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 12
Years
      05/15/12     3.25 1 Rider
GLWB
Call
Annual None Min Rates: 30   3.00
SecurePlus Elite 5 403(b) & 457
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 12
Years
      05/15/12     3.25 1 Rider
GLWB
Call
Annual None Min Rates: 30   3.00
SecurePlus Elite 5 403(b) & 457
Declared Interest Account
Fixed 12
Years
      05/15/12 1.95% 1-Yr Fixed 1 Rider
GLWB
Call
Min Rates:
SecurePlus Gold
SecurePlus Gold
Average Index Account
S&P 500 Point to Point 10
Years
      03/22/12 30     2 Riders
GLWB
Annual Daily Min Rates: 10   1.00
Next Rate Change:  05/22/12 25    
SecurePlus Gold
Ending Index Account
S&P 500 Point to Point 10
Years
      03/22/12 100   3.50 2 Riders
GLWB
Annual None Min Rates: 10   1.00
Next Rate Change:  05/22/12 100   3.00
SecurePlus Gold
Declared Interest Account
Fixed 10
Years
      03/22/12 1.75% 1-Yr Fixed 2 Riders
GLWB
Min Rates:
Next Rate Change:  05/22/12 1.25% 1-Yr Fixed
SecurePlus Marquee 10
SecurePlus Marquee 10
Russell 2000 Point-to-Point Option 1
Russell 2000 Point to Point 10
Years
      03/29/12 100   3.25 1 Rider
GLWB
Call
Annual None Min Rates: 10   1.00
Next Rate Change:  05/29/12 100   2.75
SecurePlus Marquee 10
Russell 2000 Point-to-Point Option 2
Russell 2000 Point to Point 10
Years
      03/29/12 140   3.00 1 Rider
GLWB
Call
Annual None Min Rates: 100   1.00
Next Rate Change:  05/29/12 140   2.50
SecurePlus Marquee 10
S&P 500 Point-to-Point Daily Average
S&P 500 Point to Point 10
Years
      03/29/12 30     1 Rider
GLWB
Call
Annual Daily Min Rates: 10    
Next Rate Change:  05/29/12 25    
SecurePlus Marquee 10
S&P 500 Point-to-Point Option 1
S&P 500 Point to Point 10
Years
      03/29/12     3.25 1 Rider
GLWB
Call
Annual Min Rates:     1.00
Next Rate Change:  05/29/12     2.75
SecurePlus Marquee 10
S&P 500 Point-to-Point Option 2
S&P 500 Point to Point 10
Years
      03/29/12 140   2.60 1 Rider
GLWB
Call
Annual None Min Rates: 10   1.00
Next Rate Change:  05/29/12 140   2.50
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Riders Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
SecurePlus Marquee 10
Declared Fixed Rate
Fixed 10
Years
      03/29/12 1.75% 1-Yr Fixed 1 Rider
GLWB
Call
Min Rates:
Next Rate Change:  05/29/12 1.50% 1-Yr Fixed
SecurePlus Marquee 3
SecurePlus Marquee 3
Russell 2000 Point-to-Point Option 1
Russell 2000 Point to Point 10
Years
3.00     03/29/12 100   2.50
Call
Annual None Min Rates