Westland Financial Services
1717 Kettner Blvd., Suite 200
San Diego, CA 92101

Fixed Annuities
For all your annuity support - CALL
(800)238-8144
E-mail: timm@westlandinc.com
 
 
 
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Showing 1-241 of 241    Print/Save
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 15 Years
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 10/08/11 2.00 0.00 2.00 3.00
to 10.00 		12.20 2.20
to 2.65 		1.73
to 2.18 		0-75: 5.00+
76-80: 3.75+
Life of the Southwest
Retire Four
A 1 03/22/12 2.00 1.00 3.00     2.07 1.13
Next Rate: 05/22/12 1.25 1.00 2.25   1.32 1.08 -0.75 DOWN  
National Western Life
NWL Future Assurance [LOAN]
A 1 03/23/12 1.30 0.00 1.30 2.00
to 10.00 		11.43 1.43
to 1.95 		1.15
to 1.66 		0-75: 5.00+
76-80: 3.00+
Surrender Charges Last 14 Years
North American Company
North American Flex III [MVA, LOAN]
A+ 1 02/24/12 1.60 0.00 1.60 10.00 11.76 2.29 1.73 0-75: 4.50+
National Western Life
NWL Benefit Assurance [LOAN]
A 1 03/23/12 1.30 0.00 1.30 4.00
to 5.00 		6.36 1.58
to 1.65 		1.30
to 1.37 		0-75: 8.00+
76-80: 6.00+
81-85: 3.50+
Surrender Charges Last 12 Years
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA]
A- 1 10/08/11 2.25 0.00 2.25 2.00 4.30 2.42 2.42 0-75: 6.00+
76-80: 4.50+
Life of the Southwest
RetireMax FPDA 3 Plus 403(b) [TSA, LOAN]
A 1 03/22/12 1.70 0.00 1.70 3.00 4.75 1.95 1.31
Call
Next Rate: 05/22/12 1.10 0.00 1.10 4.10 1.35 1.26 -0.60 DOWN  
Life of the Southwest
RetireMax FPDA 3 403(b) [TSA, LOAN]
A 1 03/22/12 1.75 0.00 1.75     1.75 1.06
Call
Next Rate: 05/22/12 1.15 0.00 1.15   1.15 1.01 -0.60 DOWN  
Life of the Southwest
RetireThree
A 1 03/22/12 1.75 0.00 1.75     1.75 1.06
Call
Next Rate: 05/22/12 1.15 0.00 1.15   1.15 1.01 -0.60 DOWN  
Surrender Charges Last 10 Years
National Western Life
NWL Prevail Seven [MVA, LOAN]
A 1 01/27/12 2.50 7.00 9.50     3.18 2.73 0-75: 5.25
76-85: 1.00
86-90: 0.55
National Western Life
NWL Accumulator Five [MVA, LOAN]
A 1 01/27/12 2.50 5.00 7.50     2.99 2.54 0-74: 6.50+
75-90: 2.70+
National Western Life
NWL Protector One [MVA, LOAN]
A 1 01/27/12 2.50 1.00 3.50     2.60 2.15 0-75: 9.50+
76-90: 5.50+
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09)
A- 1 10/08/11 1.60 0.00 1.60 8.00 9.73 2.38 1.84 0-78: 6.00+
American National Insurance Company
Palladium Century 7 [MVA]
A 1 05/01/12 1.55 7.00 8.55     2.23 1.73 0-74: 5.00+
75-80: 3.00+
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band
A 1 04/06/12 1.55 0.00 1.55 2.00
to 5.00 		6.63 1.75
to 2.05 		1.26
to 1.55 		0-75: 6.50
76-78: 4.50
American National Insurance Company
Palladium Century 5 [MVA]
A 1 05/01/12 1.55 5.00 6.55     2.04 1.54 0-74: 6.00+
75-80: 3.50+
North American Company
North American Flex II [MVA, LOAN]
A+ 1 02/24/12 1.50 0.00 1.50 5.00 6.57 2.00 1.54 0-75: 4.50+
76-79: 3.38+
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band
A 1 04/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 0-75: 6.00
76-78: 4.00
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band
A 1 04/06/12 1.60 0.00 1.60 4.00 5.66 2.00 1.46 0-75: 6.00
76-78: 4.00
Life of the Southwest
Retire Five
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Life of the Southwest
RetireMax Millenium Flex [LOAN]
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Call
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
Life of the Southwest
RetireMax Millennium Plus [LOAN]
A 1 03/22/12 1.50 5.00 6.50     1.99 1.54
Next Rate: 05/22/12 1.00 5.00 6.00   1.49 1.49 -0.50 DOWN  
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 02/24/12 1.40 0.00 1.40 5.00 6.47 1.90 1.53 0-80: 7.00+
81-80: 5.25+
American National Insurance Company
Palladium Century 3 [MVA]
A 1 05/01/12 1.55 3.00 4.55     1.85 1.35 0-74: 7.00+
75-UP: 4.50+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band
A 1 04/06/12 1.55 0.00 1.55 2.00 3.58 1.75 1.26 0-75: 6.50
76-78: 4.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band
A 1 04/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		0-75: 5.00
76-78: 3.00
Life of the Southwest
RetireMax Income Master [TSA]
A 2 03/22/12 1.75 0.00 1.75     1.75 1.15
Call
Next Rate: 05/22/12 1.25 0.00 1.25   1.25 1.05 -0.50 DOWN  
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band
A 1 04/06/12 1.25 0.00 1.25 2.00
to 5.00 		6.31 1.45
to 1.75 		1.23
to 1.52 		0-75: 5.00
76-78: 3.00
Life of the Southwest
RetireMax FPDA 2 403(b) [TSA, LOAN]
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
Life of the Southwest
RetireMax Roth Advantage
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
Minnesota Life
SecureOption Extra - 3 Year
A+ 3 05/19/12 1.50 2.00 3.50     1.70 1.70
Call
Life of the Southwest
RetireTwo
A 1 03/22/12 1.60 1.00 2.60     1.70 1.16
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.10 1.10 -0.60 DOWN  
American National Insurance Company
Palladium Century 1 [MVA]
A 1 05/01/12 1.55 1.00 2.55     1.65 1.15 0-74: 8.00+
75-90: 5.50+
Minnesota Life
SecureOption Flex
A+ 1 05/19/12 1.50 0.00 1.50     1.50 1.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		0-75: 5.00
76-78: 3.00
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		0-75: 5.00
76-78: 3.00
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00
to 5.00 		6.05 1.20
to 1.49 		1.20
to 1.49 		0-75: 6.50
76-78: 4.50
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 0-75: 6.00
76-78: 4.00
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00 4.00 5.04 1.40 1.40 0-75: 6.00
76-78: 4.00
American General Life Insurance Company
AG HorizonMYG (CA)
A 6 05/21/12 1.00 4.00 5.00     1.39 1.79 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 05/21/12 1.00 4.00 5.00     1.39 1.39 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
Forethought Financial
Secure Income 125 Low-Band
A- 1 02/27/12 1.25 0.00 1.25     1.25 1.03 0-75: 7.00+
76-85: 5.00+
Forethought Financial
Secure Income 125 Mid-Band
A- 1 02/27/12 1.25 0.00 1.25     1.25 1.03 0-75: 7.00+
76-85: 5.00+
Forethought Financial
Secure Income 125 High-Band
A- 1 02/27/12 1.25 0.00 1.25     1.25 1.03 0-75: 7.00+
76-85: 5.00+
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band
A 1 04/06/12 1.00 0.00 1.00 2.00 3.02 1.20 1.20 0-75: 6.50
76-78: 4.50
Surrender Charges Last 9 Years
EquiTrust Life Insurance Company
ChoiceFour (MVA Option) [MVA]
B+ 1 10/24/11 2.50 0.00 2.50 1.50 4.04 2.67 2.22 0-80: 5.50
81-85: 4.13
American General Life Insurance Company
AG HorizonPlus (CA) [MVA]
A 6 05/21/12 2.00 6.00 8.00     2.65 2.65 0-75: 6.00
76-80: 3.20
81-85: 1.35
EquiTrust Life Insurance Company
ChoiceFour (Base Contract)
B+ 1 10/24/11 2.50 0.00 2.50     2.50 2.06 0-80: 5.50
81-85: 4.13
Western National Life Insurance Company
UltraMYG [MVA]
A 6 05/07/12 2.00 1.00 3.00     2.11 1.78
Call
The Standard
FPDA
A 1 03/26/12 2.00 0.00 2.00     2.00 1.11 0-80: 1.00+
81-85: 0.50+
86-UP: 0.40+
North American Company
North American Director
A+ 5 02/24/12 1.55 3.00 4.55     1.88 1.63 0-80: 5.50+
81-85: 4.13+
The Standard
Principal Growth Annuity 9 High-Band [LOAN]
A 1 03/26/12 1.60 1.00 2.60     1.71 1.18 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
American General Life Insurance Company
AG HorizonPlus [MVA]
A 6 05/21/12 1.00 6.00 7.00     1.65 1.82 0-75: 6.00
76-80: 3.20
81-85: 1.35
The Standard
Principal Growth Annuity 9 Low-Band [LOAN]
A 1 03/26/12 1.50 1.00 2.50     1.61 1.17 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
National Western Life
NWL Value Assurance [LOAN]
A 1 03/23/12 1.35 0.00 1.35 2.00 3.38 1.57 1.26 0-75: 5.00+
76-80: 3.00+
Surrender Charges Last 8 Years
Assurity Life
Encore Bonus
A- 2 05/01/12 1.50 0.55 2.05     1.57 1.57 0-65: 5.25
66-70: 4.75
71-75: 3.75
76-80: 2.75
81-85: 0.75
American General Life Insurance Company
AG HorizonFlex
A 1 05/21/12 1.00 2.00 3.00     1.25 1.25 0-75: 5.00
76-80: 4.00
81-85: 3.00
American General Life Insurance Company
AG HorizonFlex (CA)
A 1 05/21/12 1.00 2.00 3.00     1.25 1.25 0-75: 5.00
76-80: 4.00
81-85: 3.00
Surrender Charges Last 7 Years
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year High-Band
A 3 05/01/12 2.60 0.50 3.10     2.67 1.75
Call
Symetra Life Insurance Company
Symetra Custom 7 (3) Year High-Band
A 3 05/15/12 2.45 0.50 2.95     2.52 1.69 0-75: 4.00
76-85: 2.25
86-90: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Mid-Band
A 3 05/01/12 2.35 0.50 2.85     2.42 1.65
Call
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 05/15/12 2.20 0.50 2.70     2.27 1.58 0-75: 4.00
76-85: 2.25
86-90: 1.00
The Standard
First Rate Annuity 7
A 1 03/26/12 1.95 2.00 3.95     2.23 1.42 0-80: 1.00
81-85: 0.50
86-91: 0.40
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond High-Band
A 2 05/01/12 1.35 2.00 3.35     2.20 2.15 0-80: 3.50+
81-85: 2.50+
The Standard
Advantage Growth Annuity 7 High-Band [MVA]
A 1 03/26/12 1.90 2.00 3.90     2.18 1.41 0-79: 3.00
80-84: 1.50
85-90: 1.35
The Standard
First Rate Annuity 7 High-Band
A 1 03/26/12 1.85 2.00 3.85     2.13 1.40 0-80: 1.00
81-85: 0.50
86-91: 0.40
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Mid-Band
A 3 05/01/12 2.05 0.50 2.55     2.12 1.52
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year High-Band
A 5 05/01/12 2.05 0.50 2.55     2.12 1.82
Call
Security Benefit Life
Lighthouse Select 1 High-Band
B++ 1 05/14/12 2.10 0.00 2.10     2.10 1.16
Call
Security Benefit Life
Lighthouse Select 3 High-Band
B++ 3 05/14/12 2.10 0.00 2.10     2.10 1.47
Call
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond Low-Band
A 2 05/01/12 1.25 2.00 3.25     2.10 2.10 0-80: 3.50+
81-85: 2.50+
The Standard
Advantage Growth Annuity 7 Low-Band [MVA]
A 1 03/26/12 1.80 2.00 3.80     2.08 1.40 0-79: 3.00
80-84: 1.50
85-90: 1.35
Symetra Life Insurance Company
Symetra Custom 7 (5) Year High-Band
A 5 05/15/12 2.00 0.50 2.50     2.07 1.78 0-75: 4.00
76-85: 2.25
86-90: 1.00
Security Benefit Life
Lighthouse Select 3 Low-Band
B++ 3 05/14/12 2.00 0.00 2.00     2.00 1.43
Call
Security Benefit Life
Lighthouse Select 1 Low-Band
B++ 1 05/14/12 2.00 0.00 2.00     2.00 1.14
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) High-Band
A 3 05/01/12 1.90 0.50 2.40     1.97 1.46
Call
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 05/15/12 1.90 0.50 2.40     1.97 1.46 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Mid-Band
A 5 05/01/12 1.85 0.50 2.35     1.92 1.68
Call
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 05/15/12 1.80 0.50 2.30     1.87 1.64 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) High-Band
A 3 05/15/12 1.70 0.50 2.20     1.77 1.37 0-75: 4.00
76-85: 2.25
86-90: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Great American Life Insurance Company
Secure American [LOAN]
A 1 10/03/11 1.60 1.00 2.60     1.74 1.23 18-70: 5.85+
71-80: 4.72+
81-89: 4.50+
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/01/12 1.65 0.50 2.15     1.72 1.35
Call
The Standard
Principal Growth Annuity 7 High-Band [LOAN]
A 1 03/26/12 1.50 1.00 2.50   1.00   1.64 1.21 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
American National Insurance Company
Citadel 7 Diamond High-Band
A 2 05/01/12 1.35 2.00 3.35     1.63 1.38 0-80: 3.50+
81-85: 2.50+
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) High-Band
A 5 05/01/12 1.55 0.50 2.05     1.62 1.46
Call
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) High-Band
A 5 05/15/12 1.50 0.50 2.00     1.57 1.43 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Mid-Band
A 5 05/01/12 1.50 0.50 2.00     1.57 1.43
Call
North American Company
North American Flex I
Product has been withdrawn from sale effective 02/24/2012
American National Insurance Company
Palladium Century [MVA]
A 1 05/01/12 1.55 0.00 1.55     1.55 1.08
The Standard
Principal Growth Annuity 7 Low-Band [LOAN]
A 1 03/26/12 1.40 1.00 2.40   1.00   1.54 1.20 0-80: 3.00+
81-85: 1.50+
86-90: 1.35+
American National Insurance Company
Citadel 7 Diamond Low-Band
A 2 05/01/12 1.25 2.00 3.25     1.53 1.35 0-80: 3.50+
81-85: 2.50+
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 05/15/12 1.45 0.50 1.95     1.52 1.39 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/15/12 1.45 0.50 1.95     1.52 1.26 0-75: 4.00
76-85: 2.25
86-90: 1.00
Protective Life Corporation
ProSaver Secure II Fixed Annuity 6 High-Band
A+ 6 05/15/12 1.00 0.60 1.60     1.51 1.51 0-75: 4.00
76-80: 2.00
81-85: 1.00
Aviva Life & Annuity (MultiChoice Series)
Freedom 7 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.07 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Aviva Life & Annuity (Income Series)
Income Select Spirit 7 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.07 0-75: 3.00
76-80: 1.75
81-81: 1.75
Minnesota Life
SecureOption Focus 1 High-Band
A+ 1 05/19/12 1.30 1.00 2.30     1.44 1.18
Call
Protective Life Corporation
ProSaver Secure II Fixed Annuity 2 High-Band
A+ 2 05/15/12 1.00 1.50 2.50     1.43 1.43 0-75: 4.00
76-80: 2.00
81-85: 1.00
Protective Life Corporation
ProSaver Secure II Fixed Annuity 4 High-Band
A+ 4 05/15/12 1.00 0.75 1.75     1.43 1.43 0-75: 4.00
76-80: 2.00
81-85: 1.00
Protective Life Corporation
ProSaver Secure II Fixed Annuity 1 High-Band
A+ 1 05/15/12 1.00 3.00 4.00     1.42 1.42 0-75: 4.00
76-80: 2.00
81-85: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/01/12 1.35 0.50 1.85     1.42 1.32
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/01/12 1.35 0.50 1.85     1.42 1.22
Call
Western National Life Insurance Company
WNL Flex 7 - 1 Year with Premium Bonus (Q) High-Band
A 1 05/21/12 1.05 0.00 1.05 2.50 3.58 1.41 1.36
Call
Minnesota Life
SecureOption Focus 3 High-Band
A+ 3 05/19/12 1.40 0.00 1.40     1.40 1.17
Call
Western National Life Insurance Company
WNL Flex 7 - 5 Year High-Band
A 5 05/21/12 1.40 0.00 1.40     1.40 1.29
Call
American National Insurance Company
Palladium Advisor [MVA]
A 1 05/01/12 1.25 1.00 2.25     1.39 1.18 0-80: 3.00+
81-UP: 1.00+
Life of the Southwest
RetireOne
A 1 03/22/12 1.25 1.00 2.25     1.39 1.18
Next Rate: 05/22/12 1.00 1.00 2.00   1.14 1.14 -0.25 DOWN  
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band
A 5 03/21/12 1.00 0.55 1.55     1.39 1.39 0-75: 4.50
76-80: 2.70
81-85: 1.05
Western National Life Insurance Company
WNL Flex 7 - 3 Year High-Band
A 3 05/21/12 1.05 0.80 1.85     1.39 1.36
Call
Life of the Southwest
RetireMax FPDA 1 403(b) [TSA, LOAN]
A 1 03/22/12 1.25 1.00 2.25     1.39 1.18
Call
Next Rate: 05/22/12 1.00 1.00 2.00   1.14 1.14 -0.25 DOWN  
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/15/12 1.30 0.50 1.80     1.37 1.29 0-75: 4.00
76-85: 2.25
86-90: 1.00
Western National Life Insurance Company
WNL Flex 7 - 1 Year (Qualified Only) High-Band
A 1 05/21/12 1.05 2.15 3.20     1.35 1.31
Call
Minnesota Life
SecureOption Focus 5 High-Band
A+ 5 05/19/12 1.35 0.00 1.35     1.35 1.25
Call
Minnesota Life
SecureOption Focus 1 Mid-Band
A+ 1 05/19/12 1.20 1.00 2.20     1.34 1.17
Call
Western National Life Insurance Company
WNL Flex 7 - 1 Year with Premium Bonus High-Band
A 1 05/21/12 1.05 0.00 1.05 2.00 3.07 1.34 1.29
Call
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band
A 3 03/21/12 1.00 0.80 1.80     1.34 1.34 0-75: 4.50
76-80: 2.70
81-85: 1.05
Western National Life Insurance Company
WNL Flex 7 - 1 Year High-Band
A 1 05/21/12 1.05 2.00 3.05     1.33 1.29
Call
Protective Life Corporation
ProSaver Secure II Fixed Annuity 6 Low-Band
A+ 6 05/15/12 1.00 0.35 1.35     1.30 1.30 0-75: 4.00
76-80: 2.00
81-85: 1.00
Minnesota Life
SecureOption Focus 3 Mid-Band
A+ 3 05/19/12 1.30 0.00 1.30     1.30 1.13
Call
Protective Life Corporation
ProSaver Secure II Fixed Annuity 4 Low-Band
A+ 4 05/15/12 1.00 0.50 1.50     1.29 1.29 0-75: 4.00
76-80: 2.00
81-85: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Protective Life Corporation
ProSaver Secure II Fixed Annuity 2 Low-Band
A+ 2 05/15/12 1.00 1.00 2.00     1.28 1.28 0-75: 4.00
76-80: 2.00
81-85: 1.00
Protective Life Corporation
ProSaver Secure II Fixed Annuity 1 Low-Band
A+ 1 05/15/12 1.00 2.00 3.00     1.28 1.28 0-75: 4.00
76-80: 2.00
81-85: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5) Year Low-Band
A 5 05/01/12 1.20 0.50 1.70     1.27 1.21
Call
Western National Life Insurance Company
WNL Flex 7 - 1 Year with Premium Bonus (Q) Low-Band
A 1 05/21/12 1.05 0.00 1.05 1.50 2.57 1.27 1.22
Call
Western National Life Insurance Company
WNL Flex 7 - 3 Year Low-Band
A 3 05/21/12 1.05 0.50 1.55     1.26 1.24
Call
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band
A 5 03/21/12 1.00 0.35 1.35     1.25 1.25 0-75: 4.50
76-80: 2.70
81-85: 1.05
Minnesota Life
SecureOption Focus 5 Mid-Band
A+ 5 05/19/12 1.25 0.00 1.25     1.25 1.18
Call
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Mid-Band
A 3 05/15/12 1.15 0.50 1.65     1.22 1.14 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Low-Band
A 5 05/15/12 1.15 0.50 1.65     1.22 1.18 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3) Year Low-Band
A 3 05/01/12 1.15 0.50 1.65     1.22 1.14
Call
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band
A 1 03/07/12 1.00 1.50 2.50     1.21 1.21 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate High-Band
A 1 03/21/12 1.00 1.50 2.50     1.21 1.21 0-75: 4.50
76-80: 2.70
81-85: 1.05
Western National Life Insurance Company
WNL Flex 7 - 1 Year (Qualified Only) Low-Band
A 1 05/21/12 1.05 1.15 2.20     1.21 1.17
Call
Western National Life Insurance Company
WNL Flex 7 - 5 Year Low-Band
A 5 05/21/12 1.20 0.00 1.20     1.20 1.14
Call
Western National Life Insurance Company
WNL Flex 7 - 1 Year Low-Band
A 1 05/21/12 1.05 1.00 2.05     1.19 1.15
Call
Western National Life Insurance Company
WNL Flex 7 - 1 Year with Premium Bonus Low-Band
A 1 05/21/12 1.05 0.00 1.05 1.00 2.06 1.19 1.15
Call
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band
A 3 03/21/12 1.00 0.40 1.40     1.17 1.17 0-75: 4.50
76-80: 2.70
81-85: 1.05
Minnesota Life
SecureOption Focus 1 Low-Band
A+ 1 05/19/12 1.00 1.00 2.00     1.14 1.14
Call
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band
A 1 03/21/12 1.00 0.75 1.75     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (3) High-Band
A 3 03/07/12 1.00 0.80 1.80     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life of New York
SecureLiving SmartRate NY (1) Mid-Band
A 1 03/07/12 1.00 0.75 1.75     1.11 1.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Minnesota Life
SecureOption Focus 3 Low-Band
A+ 3 05/19/12 1.10 0.00 1.10     1.10 1.04
Call
Genworth Life of New York
SecureLiving SmartRate NY (5) High-Band
A 5 03/07/12 1.00 0.55 1.55     1.08 1.08 0-75: 4.50
76-80: 2.70
81-85: 1.05
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (3-Year ROP) Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Low-Band
A 5 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/15/12 1.00 0.50 1.50     1.07 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (3-Year ROP) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.07 1.07
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Low-Band
A 5 05/01/12 1.00 0.50 1.50     1.07 1.07
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (5-Year ROP) Mid-Band
A 5 05/01/12 1.00 0.50 1.50     1.07 1.07
Call
Genworth Life of New York
SecureLiving SmartRate NY (3) Mid-Band
A 3 03/07/12 1.00 0.40 1.40     1.06 1.06 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (5) Mid-Band
A 5 03/07/12 1.00 0.35 1.35     1.05 1.05 0-75: 4.50
76-80: 2.70
81-85: 1.05
Minnesota Life
SecureOption Focus 5 Low-Band
A+ 5 05/19/12 1.05 0.00 1.05     1.05 1.04
Call
American National Insurance Company
Palladium Group Fixed Deferred
A 1 05/01/12 1.00 0.00 1.00     1.00 1.00 0-UP: 4.00+
Aviva Life & Annuity (Income Series)
Income Select Spirit 7 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 3.00
76-80: 1.75
81-81: 1.75
Genworth Life of New York
SecureLiving SmartRate NY (1) Low-Band
A 1 03/07/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (3) Low-Band
A 3 03/07/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Aviva Life & Annuity (MultiChoice Series)
Freedom 7 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 3.00
76-80: 1.75
81-UP: 1.75
Genworth Life Insurance Company
SecureLiving SmartRate 3 Low-Band
A 3 03/21/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate Low-Band
A 1 03/21/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving SmartRate 5 Low-Band
A 5 03/21/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life of New York
SecureLiving SmartRate NY (5) Low-Band
A 5 03/07/12 1.00 0.00 1.00     1.00 1.00 0-75: 4.50
76-80: 2.70
81-85: 1.05
Surrender Charges Last 6 Years
Genworth Life of New York
SecureLiving Independence NY High-Band
A 2 04/18/12 2.15 1.50 3.65     2.40 1.96 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life Insurance Company
SecureLiving Independence High-Band
A 2 04/18/12 2.15 1.50 3.65     2.40 1.96 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life of New York
Liberty NY 1-Yr Guaranty High-Band
A 1 05/16/12 1.95 2.75 4.70   1.35   2.40 1.61 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty High-Band
A 1 05/16/12 1.95 2.75 4.70   1.35   2.40 1.61 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Independence Mid-Band
A 2 04/18/12 2.15 1.00 3.15     2.32 1.88 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life of New York
SecureLiving Independence NY Mid-Band
A 2 04/18/12 2.15 1.00 3.15     2.32 1.88 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Mid-Band
A 1 05/16/12 1.95 2.00 3.95   1.35   2.28 1.49 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 1-Yr Guaranty Mid-Band
A 1 05/16/12 1.95 2.00 3.95   1.35   2.28 1.49 0-75: 3.00
76-80: 1.95
81-UP: 1.05
EquiTrust Life Insurance Company
Choice Four (Liquidity & MVA Option) [MVA]
B+ 1 10/24/11 2.00 0.00 2.00 1.50 3.53 2.25 2.25 0-80: 5.50
81-85: 4.13
Genworth Life of New York
SecureLiving Independence NY Low-Band
A 2 04/18/12 2.15 0.50 2.65     2.23 1.80 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life Insurance Company
SecureLiving Independence Low-Band
A 2 04/18/12 2.15 0.50 2.65     2.23 1.80 0-75: 2.25
76-80: 1.31
81-85: 0.94
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty High-Band
A 3 05/16/12 1.65 1.10 2.75   1.10   2.20 1.87 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Low-Band
A 1 05/16/12 1.95 1.00 2.95   1.35   2.12 1.32 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 1-Yr Guaranty Low-Band
A 1 05/16/12 1.95 1.00 2.95   1.35   2.12 1.32 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Mid-Band
A 3 05/16/12 1.65 0.90 2.55   1.25   2.10 1.77 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty High-Band
A 5 05/16/12 1.50 0.65 2.15   1.10   2.04 1.96 0-75: 3.00
76-80: 1.95
81-UP: 1.05
EquiTrust Life Insurance Company
ChoiceFour (Liquidity Option)
B+ 1 10/24/11 2.00 0.00 2.00     2.00 2.00 0-80: 5.50
81-85: 4.13
The Standard
Secured Rate Annuity 1 High-Band
A 1 03/26/12 1.60 1.00 2.60 0.20
to 1.00 		1.10 3.63 1.80
to 1.93 		1.30
to 1.43 		0-80: 2.00
81-85: 1.00
86-UP: 0.77


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Mid-Band
A 5 05/16/12 1.50 0.50 2.00   1.10   1.92 1.83 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life of New York
Liberty NY 3-Yr Guaranty High-Band
A 3 05/16/12 1.65 1.10 2.75   1.25   1.83 1.51 0-75: 3.00
76-80: 1.95
81-85: 1.05
The Standard
Secured Rate Annuity 1 Low-Band
A 1 03/26/12 1.50 1.00 2.50 0.20
to 1.00 		1.00 3.53 1.70
to 1.83 		1.28
to 1.42 		0-80: 2.00
81-85: 1.00
86-UP: 0.77
Genworth Life of New York
Liberty NY 3-Yr Guaranty Mid-Band
A 3 05/16/12 1.65 0.90 2.55   1.25   1.80 1.47 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Low-Band
A 3 05/16/12 1.65 0.30 1.95   1.25   1.80 1.47 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 3-Yr Guaranty Low-Band
A 3 05/16/12 1.65 0.30 1.95   1.25   1.70 1.37 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 5-Yr Guaranty High-Band
A 5 05/16/12 1.50 0.65 2.15   1.10   1.61 1.52 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life of New York
Liberty NY 5-Yr Guaranty Mid-Band
A 5 05/16/12 1.50 0.50 2.00   1.10   1.58 1.50 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Low-Band
A 5 05/16/12 1.50 0.10 1.60   1.10   1.58 1.50 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life of New York
Liberty NY 5-Yr Guaranty Low-Band
A 5 05/16/12 1.50 0.10 1.60   1.10   1.52 1.43 0-75: 3.00
76-80: 1.95
81-85: 1.05
Surrender Charges Last 5 Years
The Standard
Advantage Growth Annuity 5 High-Band [MVA]
A 1 03/26/12 1.75 2.00 3.75     2.15 1.54 0-79: 3.00
80-84: 1.50
85-90: 1.35
The Standard
Advantage Growth Annuity 5 Low-Band [MVA]
A 1 03/26/12 1.65 2.00 3.65     2.05 1.52 0-79: 3.00
80-84: 1.50
85-90: 1.35
The Standard
Principal Growth Annuity 5 High-Band
A 1 03/26/12 1.35 1.00 2.35   1.00   1.55 1.27 0-80: 2.00+
81-85: 1.00+
86-90: 0.77+
Aviva Life & Annuity (MultiChoice Series)
Freedom 5 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.10 0-75: 2.00
76-79: 1.05
80-83: 0.95
Aviva Life & Annuity (Income Series)
Income Select Spirit 5 (1-Year) High-Band
A 1 04/06/12 1.50 0.00 1.50     1.50 1.10 0-75: 2.00
76-80: 1.05
81-83: 0.95
VALIC
ProFlex Annuity (403b/457b)
A 1 05/01/12 1.00 2.50 3.50     1.50 1.50
Call
The Standard
Principal Growth Annuity 5 Low-Band
A 1 03/26/12 1.25 1.00 2.25   1.00   1.45 1.25 0-80: 2.00+
81-85: 1.00+
86-90: 0.77+
American National Insurance Company
Citadel 5 Diamond High-Band
A 2 05/01/12 1.20 1.00 2.20     1.40 1.28 0-80: 3.00
81-85: 2.00
VALIC
ProFlex Annuity (IRA)
A 1 05/01/12 1.00 2.00 3.00     1.40 1.40
Call
American National Life Insurance Company of NY
WealthQuest Citadel 5 Diamond High-Band
A 2 05/01/12 1.20 1.00 2.20     1.40 1.28 0-80: 3.00
81-85: 2.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
VALIC
ProFlex Annuity (NQ)
A 1 05/01/12 1.00 2.00 3.00     1.40 1.40
Call
American National Life Insurance Company of NY
WealthQuest Citadel 5 Diamond Low-Band
A 2 05/01/12 1.10 1.00 2.10     1.30 1.24 0-80: 3.00
81-85: 2.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) High-Band
A 3 05/01/12 1.20 0.50 1.70     1.30 1.22
Call
American National Insurance Company
Citadel 5 Diamond Low-Band
A 2 05/01/12 1.10 1.00 2.10     1.30 1.24 0-80: 3.00
81-85: 2.00
Western National Life Insurance Company
WNL Flex 5 - 1 Year (Qualified Only) High-Band
A 1 05/21/12 1.00 1.35 2.35     1.27 1.27
Call
Western National Life Insurance Company
WNL Flex 5 - 1 Year with Premium Bonus (Q) High-Band
A 1 05/21/12 1.00 0.00 1.00 1.35 2.36 1.27 1.27
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) Mid-Band
A 3 05/01/12 1.15 0.50 1.65     1.25 1.19
Call
Symetra Life Insurance Company
Symetra Custom 5 (3) Year High-Band
A 3 05/15/12 1.15 0.50 1.65     1.25 1.19 0-75: 2.50
76-85: 1.50
86-90: 1.00
Western National Life Insurance Company
WNL Flex 5 - 1 Year High-Band
A 1 05/21/12 1.00 1.20 2.20     1.24 1.24
Call
Western National Life Insurance Company
WNL Flex 5 - 3 Year High-Band
A 3 05/21/12 1.00 0.40 1.40     1.24 1.24
Call
Western National Life Insurance Company
WNL Flex 5 - 1 Year with Premium Bonus High-Band
A 1 05/21/12 1.00 0.00 1.00 1.20 2.21 1.24 1.24
Call
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Mid-Band
A 3 05/15/12 1.10 0.50 1.60     1.20 1.16 0-75: 2.50
76-85: 1.50
86-90: 1.00
Western National Life Insurance Company
WNL Security Builder 5 1-Year (Q) Low-Band [MVA]
A 1 05/07/12 1.00 0.90 1.90     1.18 1.18
Call
Western National Life Insurance Company
WNL Security Builder 5 1-Year (Q) High-Band [MVA]
A 1 05/07/12 1.00 0.90 1.90     1.18 1.18
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) Mid-Band
A 3 05/01/12 1.05 0.50 1.55     1.15 1.13
Call
Western National Life Insurance Company
WNL Security Builder 5 1-Year Low-Band [MVA]
A 1 05/07/12 1.00 0.75 1.75     1.15 1.15
Call
Western National Life Insurance Company
WNL Security Builder 5 1-Year High-Band [MVA]
A 1 05/07/12 1.00 0.75 1.75     1.15 1.15
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) Mid-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) Mid-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 3-Year (ROP) High-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (3 Year) Low-Band
A 3 05/01/12 1.00 0.50 1.50     1.10 1.10
Call
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) Mid-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) Mid-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3-Year ROP) High-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-91: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Low-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Mid-Band
A 3 05/15/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Western National Life Insurance Company
WNL Flex 5 - 1 Year (Qualified Only) Low-Band
A 1 05/21/12 1.00 0.35 1.35     1.07 1.07
Call
Western National Life Insurance Company
WNL Flex 5 - 3 Year Low-Band
A 3 05/21/12 1.00 0.10 1.10     1.06 1.06
Call
Western National Life Insurance Company
WNL Flex 5 - 1 Year Low-Band
A 1 05/21/12 1.00 0.20 1.20     1.04 1.04
Call
Western National Life Insurance Company
WNL Flex 5 - 1 Year with Premium Bonus Low-Band
A 1 05/21/12 1.00 0.00 1.00 0.20 1.20 1.04 1.04
Call
Western National Life Insurance Company
WNL Flex 5 - 1 Year with Premium Bonus (Q) Low-Band
A 1 05/21/12 1.00 0.00 1.00     1.00 1.00
Call
Western National Life Insurance Company
WNL Security Builder 5 3-Year Low-Band [MVA]
A 3 05/07/12 1.00 0.00 1.00     1.00 1.00
Call
Western National Life Insurance Company
WNL Security Builder 5 3-Year High-Band [MVA]
A 3 05/07/12 1.00 0.00 1.00     1.00 1.00
Call
Aviva Life & Annuity (Income Series)
Income Select Spirit 5 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 2.00
76-80: 1.05
81-83: 0.95
Aviva Life & Annuity (MultiChoice Series)
Freedom 5 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 2.00
76-79: 1.05
80-83: 0.95
Surrender Charges Last 3 Years
Aviva Life & Annuity (MultiChoice Series)
Freedom 3 (1-Year) High-Band
A 1 04/06/12 1.35 0.00 1.35     1.35 1.12 0-75: 0.25
76-80: 0.25
Aviva Life & Annuity (Income Series)
Income Select Spirit 3 (1-Year) High-Band
A 1 04/06/12 1.35 0.00 1.35     1.35 1.12 0-75: 0.25
76-80: 0.25
Aviva Life & Annuity (Income Series)
Income Select Spirit 3 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 0.25
76-80: 0.25


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Aviva Life & Annuity (MultiChoice Series)
Freedom 3 (1-Year) Low-Band
A 1 04/06/12 1.00 0.00 1.00     1.00 1.00 0-75: 0.25
76-80: 0.25
Showing 1-241 of 241   

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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