Westland Financial Services
1717 Kettner Blvd., Suite 200
San Diego, CA 92101

MYGA
For all your annuity support - CALL
(800)238-8144
E-mail: timm@westlandinc.com
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-238 of 238    Print/Save
AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 10 Years
EquiTrust Life Insurance Company
Certainty 10 [MVA]
B+ 10,000   02/22/12 1-10 3.50 3.50 0-80: 3.00+
81-90: 2.25+
   
EquiTrust Life Insurance Company
Certainty Select 10 [MVA]
B+ 10,000   02/22/12 1-10 3.50 3.50 0-80: 3.00+
81-90: 2.25+
   
North American Company
Guarantee Choice 10 High-Band [MVA]
A+ 200,000   02/24/12 1-10 3.15 3.15 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
North American Company
Guarantee Choice 10 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-10 3.00 3.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
Lincoln Financial Group
Lincoln Select 10 High-Band [MVA]
A+ 50,000   05/17/12 1-10 2.80 2.80
Call
   
The Standard
Focused Growth Annuity 10 High-Band [MVA, LOAN]
A 100,000   03/26/12 1-10 2.70 2.70 0-80: 3.00
   
American National Life Insurance Company of NY
Palladium MYG 10 High-Band
A 100,000   05/01/12 1 3.55 2.65 0-79: 4.00
80-85: 2.00
2-10 2.55
Lincoln Financial Group
Lincoln Select 10 Low-Band [MVA]
A+ 10,000   05/17/12 1-10 2.65 2.65
Call
   
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 100,000   05/01/12 1 3.55 2.65 0-79: 4.00
80-85: 2.00
2-10 2.55
The Standard
Focused Growth Annuity 10 Low-Band [MVA, LOAN]
A 15,000   03/26/12 1-10 2.60 2.60 0-80: 3.00
   
American National Life Insurance Company of NY
Palladium MYG 10 Low-Band
A 5,000   05/01/12 1 3.45 2.55 0-79: 4.00
80-85: 2.00
2-10 2.45
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 5,000   05/01/12 1 3.45 2.55 0-79: 4.00
80-85: 2.00
2-10 2.45
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10 High-Band [MVA]
A+ 100,000   05/01/12 1-10 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10 High-Band [MVA]
A+ 100,000   05/01/12 1-10 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]
A+ 10,000   05/01/12 1-10 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]
A+ 10,000   05/01/12 1-10 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Western National Life Insurance Company
Set Rate Annuity 10 High-Band [MVA]
A 100,000   05/21/12 1-10 2.00 2.00 0-75: 4.00
76-85: 2.00
   
Allianz Life Insurance Company of North America
Dominator Plus 10 High-Band [MVA, LOAN]
A 100,000   02/07/12 1-10 2.00 2.00 0-75: 4.00
76-80: 3.00
81-85: 2.00
   
American General Life Insurance Company
AG HorizonSelect 10 [MVA]
A 5,000   05/21/12 1-10 2.00 2.00 0-80: 4.00+
81-85: 3.00+
   
American General Life Insurance Company
AG HorizonSelect 10 (CA) [MVA]
A 5,000   05/21/12 1-10 2.00 2.00 0-80: 4.00
81-85: 3.00
   
Allianz Life Insurance Company of North America
Dominator Plus 10 Low-Band [MVA, LOAN]
A 25,000   02/07/12 1-10 1.90 1.90 0-75: 4.00
76-80: 3.00
81-85: 2.00
   
ING Annuity and Asset Sales
Guarantee Choice 10 High-Band [MVA]
A 75,000   05/02/12 1 2.75 1.85 0-80: 3.25+
2-10 1.75
Protective Life Corporation
FutureSaver II Annuity 10 High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-10 1.75 1.85 0-75: 3.25
76-85: 1.50
   
Western National Life Insurance Company
Set Rate Annuity 10 Low-Band [MVA]
A 5,000
Q:2,000 		  05/21/12 1-10 1.80 1.80 0-75: 4.00
76-85: 2.00
   
Protective Life Corporation
FutureSaver II Annuity 10 Low-Band [MVA]
A+ 10,000   05/15/12 1-10 1.75 1.75 0-75: 3.25
76-85: 1.50
   
ING Annuity and Asset Sales
Guarantee Choice 10 Low-Band [MVA]
A 15,000   05/02/12 1-10 1.75 1.75 0-80: 3.25+
   
Protective Life Corporation
FutureSaver II Annuity 10 (ROP) Low-Band [MVA]
A+ 10,000   05/15/12 1-10 1.70 1.70 0-75: 3.25
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 10 (ROP) High-Band [MVA]
A+ 100,000   05/15/12 1-10 1.70 1.70 0-75: 3.25
76-85: 1.50
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 9 Years
North American Company
Guarantee Choice 9 High-Band [MVA]
A+ 200,000   02/24/12 1-9 3.00 3.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
North American Company
Guarantee Choice 9 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-9 2.80 2.80 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
Minnesota Life
SecureOption Select 9-Year High-Band [MVA]
A+ 100,000   05/19/12 1-9 2.80 2.80
   
American National Insurance Company
Palladium MYG Annuity 9 High-Band [MVA]
A 100,000   05/01/12 1 4.45 2.67 0-79: 3.00
80-85: 1.00
2-9 2.45
Minnesota Life
SecureOption Select 9-Year Low-Band [MVA]
A+ 5,000   05/19/12 1-9 2.60 2.60
   
Lincoln Financial Group
Lincoln Select 9 High-Band [MVA]
A+ 50,000   05/17/12 1-9 2.60 2.60
Call
   
American National Insurance Company
Palladium MYG Annuity 9 Low-Band [MVA]
A 5,000   05/01/12 1 4.35 2.57 0-79: 3.00
80-85: 1.00
2-9 2.35
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9 High-Band [MVA]
A+ 100,000   05/01/12 1-9 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9 High-Band [MVA]
A+ 100,000   05/01/12 1-9 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln Select 9 Low-Band [MVA]
A+ 10,000   05/17/12 1-9 2.45 2.45
Call
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]
A+ 10,000   05/01/12 1-9 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]
A+ 10,000   05/01/12 1-9 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Western National Life Insurance Company
Set Rate Annuity 9 High-Band [MVA]
A 100,000   05/21/12 1-9 1.80 1.80 0-75: 4.00
76-85: 2.00
   
Protective Life Corporation
FutureSaver II Annuity 9 High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-9 1.60 1.71 0-75: 3.25
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 9 (ROP) High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-9 1.55 1.66 0-75: 3.25
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 9 Low-Band [MVA]
A+ 10,000   05/15/12 1-9 1.60 1.60 0-75: 3.25
76-85: 1.50
   
Western National Life Insurance Company
Set Rate Annuity 9 Low-Band [MVA]
A 5,000
Q:2,000 		  05/21/12 1-9 1.60 1.60 0-75: 4.00
76-85: 2.00
   
Protective Life Corporation
FutureSaver II Annuity 9 (ROP) Low-Band [MVA]
A+ 10,000   05/15/12 1-9 1.55 1.55 0-75: 3.25
76-85: 1.50
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 8 Years
EquiTrust Life Insurance Company
Certainty Select 8 [MVA]
B+ 10,000   02/22/12 1 4.00 3.12 0-80: 3.00+
81-90: 2.25+
2-8 3.00
EquiTrust Life Insurance Company
Certainty 8 [MVA]
B+ 10,000   02/22/12 1 4.00 3.12 0-80: 3.00+
81-90: 2.25+
2-8 3.00
North American Company
Guarantee Choice 8 High-Band [MVA]
A+ 200,000   02/24/12 1-8 2.80 2.80 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
American National Insurance Company
Palladium MYG Annuity 8 High-Band [MVA]
A 100,000   05/01/12 1-8 2.65 2.65 0-79: 2.50
80-85: 0.50
   
North American Company
Guarantee Choice 8 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-8 2.60 2.60 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
American National Insurance Company
Palladium MYG Annuity 8 Low-Band [MVA]
A 5,000   05/01/12 1-8 2.55 2.55 0-79: 2.50
80-85: 0.50
   
Lincoln Financial Group
Lincoln Select 8 High-Band [MVA]
A+ 50,000   05/17/12 1-8 2.55 2.55
Call
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8 [MVA]
A+ 10,000   05/01/12 1-8 2.45 2.45 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 High-Band [MVA]
A+ 100,000   05/01/12 1-8 2.45 2.45 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln Select 8 Low-Band [MVA]
A+ 10,000   05/17/12 1-8 2.40 2.40
Call
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 Low-Band [MVA]
A+ 10,000   05/01/12 1-8 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 8 High-Band [MVA]
A+ 10,000   05/01/12 1-8 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Western National Life Insurance Company
Set Rate Annuity 8 High-Band [MVA]
A 100,000   05/21/12 1-8 1.60 1.60 0-75: 4.00
76-85: 2.00
   
Protective Life Corporation
FutureSaver II Annuity 8 High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-8 1.45 1.58 0-75: 3.00
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 8 (ROP) High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-8 1.40 1.53 0-75: 3.00
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 8 Low-Band [MVA]
A+ 10,000   05/15/12 1-8 1.45 1.45 0-75: 3.00
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 8 (ROP) Low-Band [MVA]
A+ 10,000   05/15/12 1-8 1.40 1.40 0-75: 3.00
76-85: 1.50
   
Western National Life Insurance Company
Set Rate Annuity 8 Low-Band [MVA]
A 5,000
Q:2,000 		  05/21/12 1-8 1.40 1.40 0-75: 4.00
76-85: 2.00
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 7 Years
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA]
A- 10,000   03/27/12 1-7 2.70 2.70 0-75: 3.00
76-80: 2.00
   
The Standard
Focused Growth Annuity 7 High-Band [MVA, LOAN]
A 100,000   03/26/12 1-7 2.60 2.60 0-80: 2.50
81-85: 1.25
86-90: 1.25
   
North American Company
Guarantee Choice 7 High-Band [MVA]
A+ 200,000   02/24/12 1-7 2.55 2.55 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
The Standard
Focused Growth Annuity 7 Low-Band [MVA, LOAN]
A 15,000   03/26/12 1-7 2.50 2.50 0-80: 2.50
81-85: 1.25
86-90: 1.25
   
Lincoln Financial Group
Lincoln Select 7 High-Band [MVA]
A+ 50,000   05/17/12 1-7 2.45 2.45
Call
   
Fidelity & Guaranty Life
FG Guarantee-Plus 7 [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1 3.30 2.44 0-79: 3.25
80-90: 1.63
2-7 2.30
Fidelity & Guaranty Life
FG Guarantee-Platinum 7 [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1-7 2.40 2.40 0-79: 3.25
80-90: 1.63
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 High-Band [MVA]
A+ 100,000   05/01/12 1-7 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 High-Band [MVA]
A+ 100,000   05/01/12 1-7 2.40 2.40 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
North American Company
Guarantee Choice 7 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-7 2.35 2.35 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
Lincoln Financial Group
Lincoln Select 7 Low-Band [MVA]
A+ 10,000   05/17/12 1-7 2.30 2.30
Call
   
American National Life Insurance Company of NY
Palladium MYG 7 High-Band
A 100,000   05/01/12 1 3.15 2.29 0-79: 2.50
80-85: 0.50
2-7 2.15
American National Insurance Company
Palladium MYG Annuity 7 High-Band [MVA]
A 100,000   05/01/12 1 3.15 2.29 0-79: 2.50
80-85: 0.50
2-7 2.15
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]
A+ 10,000   05/01/12 1-7 2.25 2.25 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]
A+ 10,000   05/01/12 1-7 2.25 2.25 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Great American Life Insurance Company
SecureGain 7 High-Band [STEP RATE]
A 100,000   10/10/11 Step Rate: 2.24 0-80: 3.60
81-UP: 1.57
2.35, 1.6, 1.85, 2.1, 2.35, 2.6, 2.85
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
A- 10,000   03/27/12 1-7 2.20 2.20 0-75: 2.50
76-80: 1.50
   
American National Insurance Company
Palladium MYG Annuity 7 Low-Band [MVA]
A 5,000   05/01/12 1 3.05 2.19 0-79: 2.50
80-85: 0.50
2-7 2.05
American National Life Insurance Company of NY
Palladium MYG 7 Low-Band
A 5,000   05/01/12 1 3.05 2.19 0-79: 2.50
80-85: 0.50
2-7 2.05
Great American Life Insurance Company
SecureGain 7 Low-Band [STEP RATE]
A 10,000   10/10/11 Step Rate: 2.14 0-80: 3.60
81-UP: 1.57
2.25, 1.5, 1.75, 2, 2.25, 2.5, 2.75
Great American Life Insurance Company
SecureGain 7 No MVA High-Band [MVA, STEP RATE]
A 100,000   10/10/11 Step Rate: 2.09 0-80: 3.60
81-UP: 1.57
2.2, 1.45, 1.7, 1.95, 2.2, 2.45, 2.7
Minnesota Life
SecureOption Select 7-Year High-Band [MVA]
A+ 100,000   05/19/12 1-7 2.05 2.05
   
American General Life Insurance Company
AG HorizonSecure 7 (CA)
A 5,000   05/21/12 1-7 2.00 2.00 0-80: 4.00
81-85: 3.00
   
American General Life Insurance Company
AG HorizonSelect 7 (CA) [MVA]
A 5,000   05/21/12 1-7 2.00 2.00 0-80: 4.00
81-85: 3.00
   
Great American Life Insurance Company
SecureGain 7 No MVA Low-Band [MVA, STEP RATE]
A 10,000   10/10/11 Step Rate: 1.99 0-80: 3.60
81-UP: 1.57
2.1, 1.35, 1.6, 1.85, 2.1, 2.35, 2.6
Security Benefit Life
Lighthouse Select 7 High-Band
B++ 125,000   05/14/12 1-7 1.90 1.90
Call
   
Minnesota Life
SecureOption Select 7-Year Low-Band [MVA]
A+ 5,000   05/19/12 1-7 1.85 1.85
   
American General Life Insurance Company
AG HorizonSelect 7 [MVA]
A 5,000   05/21/12 1-7 1.80 1.80 0-80: 4.00+
81-85: 3.00+
   
Security Benefit Life
Lighthouse Select 7 Low-Band
B++ 5,000
Q:2,000 		  05/14/12 1-7 1.80 1.80
Call
   
Symetra Life Insurance Company
Symetra Custom 7 High-Band
A 250,000   05/15/12 1 2.15 1.72 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.65
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 High-Band
A 250,000   05/01/12 1 2.15 1.72
Call
2-7 1.65
VALIC
VALIC Assured Choice Annuity 7 High-Band [MVA]
A 100,000   05/01/12 1-7 1.70 1.70
Call
   
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 Mid-Band
A 100,000   05/01/12 1 2.10 1.67
Call
2-7 1.60
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 100,000   05/15/12 1 2.10 1.67 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.60
Lincoln Financial Group
Lincoln Long-Term Care Fixed Annuity Low-Band [MVA]
A+ 50,000
Q:0 		  05/01/12 1-7 1.65 1.65 45-75: 6.00
   
Lincoln Financial Group
Lincoln Long-Term Care Fixed Annuity High-Band [MVA]
A+ 100,000   05/01/12 1-7 1.65 1.65 45-75: 6.00
   
ING Annuity and Asset Sales
Guarantee Choice 7 High-Band [MVA]
A 75,000   05/02/12 1 2.50 1.64 0-80: 2.50+
2-7 1.50
VALIC
VALIC Assured Choice Annuity 7 Mid-Band [MVA]
A 50,000   05/01/12 1-7 1.60 1.60
Call
   
Western National Life Insurance Company
Set Rate Annuity 7 High-Band [MVA]
A 100,000   05/21/12 1-7 1.60 1.60 0-75: 2.00
76-85: 1.00
   
Western National Life Insurance Company
WNL Flex 7 - MVA - 7 Year High-Band [MVA]
A 100,000   05/21/12 1-7 1.60 1.60
Call
   
Protective Life Corporation
ProSaver Platinum Plus 7 High-Band [MVA]
A+ 100,000   05/17/12 1-7 1.60 1.60
Call
   
American General Life Insurance Company
AG HorizonSecure 7
A 5,000   05/21/12 1-7 1.55 1.55 0-80: 4.00+
81-85: 3.00+
   
ING Annuity and Asset Sales
Guarantee Choice 7 Low-Band [MVA]
A 15,000   05/02/12 1-7 1.50 1.50 0-80: 2.50+
   
VALIC
VALIC Assured Choice Annuity 7 Low-Band [MVA]
A 10,000   05/01/12 1-7 1.50 1.50
Call
   
Protective Life Corporation
ProSaver Platinum Plus 7 Low-Band [MVA]
A+ 10,000   05/17/12 1-7 1.45 1.45
Call
   
Western National Life Insurance Company
WNL Flex 7 - MVA - 7 Year Low-Band [MVA]
A 5,000
Q:2,000 		  05/21/12 1-7 1.40 1.40
Call
   
Western National Life Insurance Company
Set Rate Annuity 7 Low-Band [MVA]
A 5,000
Q:2,000 		  05/21/12 1-7 1.40 1.40 0-75: 2.00
76-85: 1.00
   
Symetra Life Insurance Company
Symetra Custom 7 (ROP) High-Band
A 250,000   05/15/12 1 1.80 1.37 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.30
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (ROP) High-Band
A 250,000   05/01/12 1 1.80 1.37
Call
2-7 1.30
Western National Life Insurance Company
WNL Flex 7 - 7 Year High-Band
A 100,000   05/21/12 1-7 1.35 1.35
Call
   
Protective Life Corporation
FutureSaver II Annuity 7 High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-7 1.20 1.34 0-75: 3.00
76-85: 1.50
   
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (ROP) Mid-Band
A 100,000   05/01/12 1 1.75 1.32
Call
2-7 1.25
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Mid-Band
A 100,000   05/15/12 1 1.75 1.32 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.25
Minnesota Life
SecureOption Focus 7 High-Band
A+ 100,000   05/19/12 1-7 1.30 1.30
Call
   
Protective Life Corporation
FutureSaver II Annuity 7 (ROP) High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-7 1.15 1.29 0-75: 3.00
76-85: 1.50
   
Minnesota Life
SecureOption Focus 7 Mid-Band
A+ 35,000   05/19/12 1-7 1.20 1.20
Call
   
Protective Life Corporation
FutureSaver II Annuity 7 Low-Band [MVA]
A+ 10,000   05/15/12 1-7 1.20 1.20 0-75: 3.00
76-85: 1.50
   
Western National Life Insurance Company
WNL Flex 7 - 7 Year Low-Band
A 5,000
Q:2,000 		  05/21/12 1-7 1.15 1.15
Call
   
Protective Life Corporation
FutureSaver II Annuity 7 (ROP) Low-Band [MVA]
A+ 10,000   05/15/12 1-7 1.15 1.15 0-75: 3.00
76-85: 1.50
   
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 Mid-Band
A 50,000   05/01/12 1 1.55 1.12
Call
2-7 1.05
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 50,000   05/15/12 1 1.55 1.12 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.05
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Low-Band
A 10,000   05/15/12 1 1.50 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.00
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Mid-Band
A 50,000   05/15/12 1 1.50 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.00
Symetra Life Insurance Company
Symetra Custom 7 Low-Band
A 10,000   05/15/12 1 1.50 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
2-7 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 Low-Band
A 10,000   05/01/12 1 1.50 1.07
Call
2-7 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (ROP) Low-Band
A 10,000   05/01/12 1 1.50 1.07
Call
2-7 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 7 (ROP) Mid-Band
A 50,000   05/01/12 1 1.50 1.07
Call
2-7 1.00
Minnesota Life
SecureOption Focus 7 Low-Band
A+ 10,000   05/19/12 1-7 1.00 1.00
Call
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 6 Years
EquiTrust Life Insurance Company
Certainty Select 6 [MVA]
B+ 10,000   02/22/12 1-6 3.00 3.00 0-80: 3.00+
81-90: 2.25+
   
The Standard
Focused Growth Annuity 6 High-Band [MVA, LOAN]
A 100,000   03/26/12 1-6 2.50 2.50 0-80: 2.00
81-84: 1.00
85-UP: 0.77
   
The Standard
Focused Growth Annuity 6 Low-Band [MVA, LOAN]
A 15,000   03/26/12 1-6 2.40 2.40 0-80: 2.00
81-84: 1.00
85-UP: 0.77
   
North American Company
Guarantee Choice 6 High-Band [MVA]
A+ 200,000   02/24/12 1-6 2.25 2.25 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
North American Company
Guarantee Choice 6 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-6 2.05 2.05 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
Royal Neighbors of America
Choice 6 High-Band
A- 100,000   05/01/12 1-6 2.05 2.05 0-75: 2.75
76-86: 1.45
   
Next Rate:  06/01/12 1-6 2.05 2.05 No Change  
   
American National Life Insurance Company of NY
Palladium MYG 6 High-Band
A 100,000   05/01/12 1-6 2.00 2.00 0-79: 2.50
80-85: 0.50
   
American General Life Insurance Company
AG Horizon Achiever (CA) [MVA]
A 5,000   05/21/12 1-6 2.00 2.00 0-80: 3.00
81-85: 2.00
   
Lincoln Financial Group
Lincoln Select 6 High-Band [MVA]
A+ 50,000   05/17/12 1-6 2.00 2.00
Call
   
Royal Neighbors of America
Choice 6 Mid-Band
A- 20,000   05/01/12 1-6 2.00 2.00 0-75: 2.75
76-86: 1.45
   
Next Rate:  06/01/12 1-6 2.00 2.00 No Change  
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6 High-Band [MVA]
A+ 100,000   05/01/12 1-6 2.00 2.00 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6 High-Band [MVA]
A+ 100,000   05/01/12 1-6 2.00 2.00 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 100,000   05/01/12 1-6 2.00 2.00 0-79: 2.50
80-85: 0.50
   
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 5,000   05/01/12 1-6 1.90 1.90 0-79: 2.50
80-85: 0.50
   
American National Life Insurance Company of NY
Palladium MYG 6 Low-Band
A 5,000   05/01/12 1-6 1.90 1.90 0-79: 2.50
80-85: 0.50
   
The Standard
Secured Rate Annuity 6 High-Band
A 100,000   03/26/12 1-6 1.85 1.85 0-80: 2.00
81-84: 1.00
85-91: 0.77
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]
A+ 10,000   05/01/12 1-6 1.85 1.85 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]
A+ 10,000   05/01/12 1-6 1.85 1.85 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
Lincoln Financial Group
Lincoln Select 6 Low-Band [MVA]
A+ 10,000   05/17/12 1-6 1.80 1.80
Call
   
American General Life Insurance Company
AG Horizon Achiever [MVA]
A 5,000   05/21/12 1-6 1.75 1.75 0-80: 3.00+
81-85: 2.00+
   
The Standard
Secured Rate Annuity 6 Low-Band
A 15,000   03/26/12 1-6 1.75 1.75 0-80: 2.00
81-84: 1.00
85-91: 0.77
   
Royal Neighbors of America
Choice 6 Low-Band
A- 5,000   05/01/12 1-6 1.25 1.25 0-75: 2.75
76-86: 1.45
   
Next Rate:  06/01/12 1-6 1.25 1.25 No Change  
   
Protective Life Corporation
FutureSaver II Annuity 6 High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-6 1.00 1.17 0-75: 2.75
76-85: 1.50
   
Protective Life Corporation
ProSaver Platinum Plus 6 High-Band [MVA]
A+ 100,000   05/17/12 1-6 1.15 1.15
Call
   
Protective Life Corporation
FutureSaver II Annuity 6 (ROP) High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-6 0.90 1.07 0-75: 2.75
76-85: 1.50
   
Protective Life Corporation
ProSaver Platinum Plus 6 Low-Band [MVA]
A+ 10,000   05/17/12 1-6 1.00 1.00
Call
   
Protective Life Corporation
FutureSaver II Annuity 6 Low-Band [MVA]
A+ 10,000   05/15/12 1-6 1.00 1.00 0-75: 2.75
76-85: 1.50
   
Protective Life Corporation
FutureSaver II Annuity 6 (ROP) Low-Band [MVA]
A+ 10,000   05/15/12 1-6 0.90 0.90 0-75: 2.75
76-85: 1.50
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 5 Years
EquiTrust Life Insurance Company
Certainty Select 5 [MVA]
B+ 10,000   02/22/12 1-5 2.75 2.75 0-80: 3.00+
81-90: 2.25+
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA [MVA]
A- 10,000   03/27/12 1-5 2.30 2.30 0-75: 3.00
76-80: 2.00
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA - OR [MVA]
A- 10,000   03/27/12 1-5 2.30 2.30 0-75: 3.00
76-80: 2.00
   
The Standard
Focused Growth Annuity 5 High-Band [MVA, LOAN]
A 100,000   03/26/12 1-5 2.10 2.10 0-80: 3.00
81-85: 1.50
86-UP: 1.35
   
Fidelity & Guaranty Life
FG Guarantee-Plus 5 [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1 2.90 2.10 0-79: 2.50
80-90: 1.25
2-5 1.90
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 High-Band [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1-5 2.00 2.00 0-79: 2.50
80-90: 1.25
   
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 [MVA]
B++ 2,000   05/01/12 1-5 2.00 2.00 0-79: 2.50
80-90: 1.25
   
The Standard
Focused Growth Annuity 5 Low-Band [MVA, LOAN]
A 15,000   03/26/12 1-5 2.00 2.00 0-80: 3.00
81-85: 1.50
86-UP: 1.35
   
North American Company
Guarantee Choice 5 High-Band [MVA]
A+ 200,000   02/24/12 1-5 2.00 2.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
American General Life Insurance Company
AG HorizonSelect 5 (CA) [MVA]
A 5,000   05/21/12 1-5 2.00 2.00 0-80: 4.00
81-85: 3.00
   
Security Benefit Life
Lighthouse Select 5 High-Band
B++ 125,000   05/14/12 1-5 1.85 1.85
Call
   
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 (CT,NC,OK) [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1-5 1.85 1.85 0-79: 2.50
80-90: 1.25
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
A- 10,000   03/27/12 1-5 1.80 1.80 0-75: 2.50
76-80: 1.50
   
Life of the Southwest
RetireMax Secure 5
A 10,000   02/22/12 1-5 1.80 1.80
Call
   
Next Rate:  05/22/12 1-5 1.50 1.50 -0.30 DOWN  
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) WA
A- 10,000   03/27/12 1-5 1.80 1.80 0-75: 3.00
76-80: 2.00
   
Great American Life Insurance Company
SecureGain 5 High-Band [MVA, STEP RATE]
A 100,000   10/10/11 Step Rate: 1.80 0-80: 2.45
81-UP: 1.57
1.8, 1.65, 1.75, 1.85, 1.95
Security Benefit Life
Lighthouse Select 5 Low-Band
B++ 5,000
Q:2,000 		  05/14/12 1-5 1.75 1.75
Call
   
Great American Life Insurance Company
SecureGain 5 Low-Band [MVA, STEP RATE]
A 10,000   10/10/11 Step Rate: 1.70 0-80: 2.45
81-UP: 1.57
1.7, 1.55, 1.65, 1.75, 1.85
Minnesota Life
SecureOption Select 5-Year High-Band [MVA]
A+ 100,000   05/19/12 1-5 1.70 1.70
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 High-Band [MVA]
A+ 100,000   05/01/12 1-5 1.70 1.70 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5 High-Band [MVA]
A+ 100,000   05/01/12 1-5 1.70 1.70 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
Royal Neighbors of America
Choice 5
A- 10,000   05/01/12 1-5 1.70 1.70 16-75: 1.75
76-85: 1.45
   
Next Rate:  06/01/12 1-5 1.70 1.70 No Change  
   
North American Company
Guarantee Choice 5 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-5 1.65 1.65 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA]
A+ 10,000   05/01/12 1-5 1.55 1.55 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA]
A+ 10,000   05/01/12 1-5 1.55 1.55 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
The Standard
Secured Rate Annuity 5 High-Band
A 100,000   03/26/12 1-5 1.55 1.55 0-80: 2.00
81-84: 1.00
85-90: 0.77
   
Great American Life Insurance Company
SecureGain 5 No MVA High-Band [STEP RATE]
A 100,000   10/10/11 Step Rate: 1.55 0-80: 2.47
81-UP: 1.57
1.55, 1.4, 1.5, 1.6, 1.7
Lincoln Financial Group
Lincoln Select 5 High-Band [MVA]
A+ 50,000   05/17/12 1-5 1.50 1.50
Call
   
Western National Life Insurance Company
WNL Security Builder 5 (Step Up) High-Band
Product has been withdrawn from sale effective 03/12/2012
Allianz Life Insurance Company of North America
Dominator Plus 5 Low-Band [MVA, LOAN]
A 25,000   02/07/12 1-5 1.50 1.50 0-75: 3.00
76-80: 2.00
81-85: 1.00
   
Allianz Life Insurance Company of North America
Dominator Plus 5 High-Band [MVA, LOAN]
A 100,000   02/07/12 1-5 1.50 1.50 0-75: 3.00
76-80: 2.00
81-85: 1.00
   
Minnesota Life
SecureOption Select 5-Year Low-Band [MVA]
A+ 5,000   05/19/12 1-5 1.50 1.50
   
The Standard
Secured Rate Annuity 5 Low-Band
A 15,000   03/26/12 1-5 1.45 1.45 0-80: 2.00
81-84: 1.00
85-90: 0.77
   
Great American Life Insurance Company
SecureGain 5 No MVA Low-Band [STEP RATE]
A 10,000   10/10/11 Step Rate: 1.45 0-80: 2.47
81-UP: 1.57
1.45, 1.3, 1.4, 1.5, 1.6
Lincoln Financial Group
Lincoln Select 5 Low-Band [MVA]
A+ 10,000   05/17/12 1-5 1.35 1.35
Call
   
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 High-Band
A 250,000   05/01/12 1 1.70 1.30
Call
2-5 1.20
American National Life Insurance Company of NY
Palladium MYG 5 High-Band
A 100,000   05/01/12 1 2.10 1.30 0-79: 3.00
80-85: 1.00
2-5 1.10
American National Insurance Company
Palladium MYG Annuity 5 High-Band [MVA]
A 100,000   05/01/12 1 2.10 1.30 0-85: 2.00
2-5 1.10
Symetra Life Insurance Company
Symetra Custom 5 High-Band
A 250,000   05/15/12 1 1.70 1.30 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.20
Western National Life Insurance Company
WNL Security Builder 5 (Step Up) Low-Band
Product has been withdrawn from sale effective 03/12/2012
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 100,000   05/15/12 1 1.60 1.20 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.10
Protective Life Corporation
FutureSaver II Annuity 5 High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-5 1.00 1.20 0-75: 2.50
76-85: 1.50
   
American National Insurance Company
Palladium MYG Annuity 5 Low-Band [MVA]
A 5,000   05/01/12 1 2.00 1.20 0-85: 2.00
2-5 1.00
American General Life Insurance Company
AG HorizonSelect 5 [MVA]
A 5,000   05/21/12 1-5 1.20 1.20 0-80: 4.00+
81-85: 3.00+
   
American National Life Insurance Company of NY
Palladium MYG 5 Low-Band
A 5,000   05/01/12 1 2.00 1.20 0-79: 3.00
80-85: 1.00
2-5 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 Mid-Band
A 100,000   05/01/12 1 1.60 1.20
Call
2-5 1.10
Western National Life Insurance Company
WNL Flex 5 - MVA - 5 Year High-Band [MVA]
A 100,000   05/21/12 1-5 1.20 1.20
Call
   
Protective Life Corporation
ProSaver Platinum Plus 5 High-Band [MVA]
A+ 100,000   05/17/12 1-5 1.15 1.15
Call
   
Symetra Life Insurance Company
Symetra Custom 5 Low-Band
A 10,000   05/15/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.00
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 50,000   05/15/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.00
Protective Life Corporation
FutureSaver II Annuity 5 (ROP) High-Band [MVA]
A+ 100,000 1.00 05/15/12 1-5 0.90 1.10 0-75: 2.50
76-85: 1.50
   
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (ROP) Low-Band
A 10,000   05/01/12 1 1.50 1.10
Call
2-5 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (ROP) Mid-Band
A 50,000   05/01/12 1 1.50 1.10
Call
2-5 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (ROP) Mid-Band
A 100,000   05/01/12 1 1.50 1.10
Call
2-5 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 (ROP) High-Band
A 250,000   05/01/12 1 1.50 1.10
Call
2-5 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 Low-Band
A 10,000   05/01/12 1 1.50 1.10
Call
2-5 1.00
First Symetra Nat’l Life Ins Co of NY
First Symetra Custom 5 Mid-Band
A 50,000   05/01/12 1 1.50 1.10
Call
2-5 1.00
Symetra Life Insurance Company
Symetra Custom 5 (ROP) Low-Band
A 10,000   05/15/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.00
Symetra Life Insurance Company
Symetra Custom 5 (ROP) Mid-Band
A 50,000   05/15/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.00
Symetra Life Insurance Company
Symetra Custom 5 (ROP) Mid-Band
A 100,000   05/15/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.00
Symetra Life Insurance Company
Symetra Custom 5 (ROP) High-Band
A 250,000   05/15/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
2-5 1.00
Western National Life Insurance Company
WNL Flex 5 - MVA - 5 Year Low-Band [MVA]
A 5,000
Q:2,000 		  05/21/12 1-5 1.00 1.00
Call
   
Western National Life Insurance Company
WNL Flex 5 - 5 Year Low-Band
A 5,000
Q:2,000 		  05/21/12 1-5 1.00 1.00
Call
   
Western National Life Insurance Company
WNL Flex 5 - 5 Year High-Band
A 100,000   05/21/12 1-5 1.00 1.00
Call
   
Protective Life Corporation
ProSaver Platinum Plus 5 Low-Band [MVA]
A+ 10,000   05/17/12 1-5 1.00 1.00
Call
   
Protective Life Corporation
FutureSaver II Annuity 5 Low-Band [MVA]
A+ 10,000   05/15/12 1-5 1.00 1.00 0-75: 2.50
76-85: 1.50
   
American General Life Insurance Company
AG HorizonSecure 5
A 5,000   05/21/12 1-5 1.00 1.00 0-80: 4.00+
81-85: 3.00+
   
Western National Life Insurance Company
WNL Security Builder 5 MVA Low-Band [MVA]
A 10,000   05/07/12 1-5 1.00 1.00
Call
   
Western National Life Insurance Company
WNL Security Builder 5 MVA High-Band [MVA]
A 100,000   05/07/12 1-5 1.00 1.00
Call
   
Protective Life Corporation
FutureSaver II Annuity 5 (ROP) Low-Band [MVA]
A+ 10,000   05/15/12 1-5 0.90 0.90 0-75: 2.50
76-85: 1.50
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Bail Out Commissions
Age: Rate
Rate Guaranteed 4 Years
North American Company
Guarantee Choice 4 High-Band [MVA]
A+ 200,000   02/24/12 1-4 1.45 1.45 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
North American Company
Guarantee Choice 4 Low-Band [MVA]
A+ 10,000
Q:2,000 		  02/24/12 1-4 1.15 1.15 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
   
Rate Guaranteed 3 Years
Fidelity & Guaranty Life
FG Guarantee-Plus 3 [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1 2.00 1.33 0-79: 1.50
80-90: 0.75
2-3 1.00
Fidelity & Guaranty Life
FG Guarantee-Platinum 3 [MVA]
B++ 5,000
Q:2,000 		  05/01/12 1-3 1.20 1.20 0-79: 1.50
80-90: 0.75
   
Royal Neighbors of America
Choice 3 High-Band
A- 100,000   05/01/12 1-3 1.10 1.10 0-75: 1.50
76-86: 1.00
   
Next Rate:  06/01/12 1-3 1.10 1.10 No Change  
   
Royal Neighbors of America
Choice 3 Low-Band
A- 50,000   05/01/12 1-3 1.00 1.00 0-75: 1.50
76-86: 1.00
   
Next Rate:  06/01/12 1-3 1.00 1.00 No Change  
   
Rate Guaranteed 2 Years
Life of the Southwest
SureRate 2 High-Band
A 100,000   02/22/12 1-2 1.15 1.15
Call
   
Next Rate:  05/22/12 1-2 1.15 1.15 No Change  
   
Life of the Southwest
SureRate 2 Low-Band
A 25,000   02/22/12 1-2 1.00 1.00
Call
   
Next Rate:  05/22/12 1-2 1.00 1.00 No Change  
   
Showing 1-238 of 238   

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