Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 10 Years | ||||||||||||
|
American National Insurance Company
Palladium Century 7 [MVA] |
A | 1 | 05/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 |
0-74: 5.00+ 75-80: 3.00+ |
|||
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) High-Band |
A | 1 | 04/06/12 | 1.55 | 0.00 | 1.55 |
2.00 to 5.00 |
6.63 |
1.75 to 2.05 |
1.26 to 1.55 |
0-75: 6.50 76-78: 4.50 |
|
|
American National Insurance Company
Palladium Century 5 [MVA] |
A | 1 | 05/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 |
0-74: 6.00+ 75-80: 3.50+ |
|||
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) High-Band |
A | 1 | 04/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 |
0-75: 6.00 76-78: 4.00 |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 04/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 |
0-75: 6.00 76-78: 4.00 |
|
|
American National Insurance Company
Palladium Century 3 [MVA] |
A | 1 | 05/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 |
0-74: 7.00+ 75-UP: 4.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band |
A | 1 | 04/06/12 | 1.25 | 0.00 | 1.25 |
2.00 to 5.00 |
6.31 |
1.45 to 1.75 |
1.23 to 1.52 |
0-75: 5.00 76-78: 3.00 |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band |
A | 1 | 04/06/12 | 1.55 | 0.00 | 1.55 | 2.00 | 3.58 | 1.75 | 1.26 |
0-75: 6.50 76-78: 4.50 |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S High-Band |
A | 1 | 04/06/12 | 1.25 | 0.00 | 1.25 |
2.00 to 5.00 |
6.31 |
1.45 to 1.75 |
1.23 to 1.52 |
0-75: 5.00 76-78: 3.00 |
|
|
American National Insurance Company
Palladium Century 1 [MVA] |
A | 1 | 05/01/12 | 1.55 | 1.00 | 2.55 | 1.65 | 1.15 |
0-74: 8.00+ 75-90: 5.50+ |
|||
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) Low-Band |
A | 1 | 04/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 6.50 76-78: 4.50 |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band |
A | 1 | 04/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 5.00 76-78: 3.00 |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Plus (1-Year) S Low-Band |
A | 1 | 04/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 5.00 76-78: 3.00 |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 04/06/12 | 1.00 | 0.00 | 1.00 | 4.00 | 5.04 | 1.40 | 1.40 |
0-75: 6.00 76-78: 4.00 |
|
|
Aviva Life & Annuity (MultiChoice Series)
Freedom Xtra (1-Year) Low-Band |
A | 1 | 04/06/12 | 1.00 | 0.00 | 1.00 | 4.00 | 5.04 | 1.40 | 1.40 |
0-75: 6.00 76-78: 4.00 |
|
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 05/21/12 | 1.00 | 4.00 | 5.00 | 1.39 | 1.39 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American General Life Insurance Company
AG HorizonMYG (CA) |
A | 6 | 05/21/12 | 1.00 | 4.00 | 5.00 | 1.39 | 1.79 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band |
A | 1 | 04/06/12 | 1.00 | 0.00 | 1.00 | 2.00 | 3.02 | 1.20 | 1.20 |
0-75: 6.50 76-78: 4.50 |
|
| Surrender Charges Last 9 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonPlus (CA) [MVA] |
A | 6 | 05/21/12 | 2.00 | 6.00 | 8.00 | 2.65 | 2.65 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 05/21/12 | 1.00 | 6.00 | 7.00 | 1.65 | 1.82 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
|
Fixed Annuities |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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