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Fixed Indexed Annuities

Company / Product / Account	Index	Product Type	Surender Charges	Premium Bonus	Bail Out	Last Change	Part Rate	Spread	Cap	Riders	Additional Information
	Reset	Averaging					Min Part Rate	Max Spread	Min Cap
Surrender Charges Last 16 Years
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) Traditional Fixed Value	Fixed		16 Years	10.00		10/08/11	1.75% 1-Yr Fixed			4 Riders GLWB
						Min Rates:
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1 Year S&P 500 Annual Point-to-Point Participation Rate	S&P 500	Point to Point	16 Years	10.00		10/08/11	20			4 Riders GLWB
	Annual	None				Min Rates:	10	0.00	0.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1 Year S&P 500 Monthly Average with Cap	S&P 500	Point to Point	16 Years	10.00		10/08/11			3.25	4 Riders GLWB
	Annual	Monthly				Min Rates:	100	0.00	1.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1-Year S&P 500 Point-to-Point Cap	S&P 500	Point to Point	16 Years	10.00		10/08/11			3.25	4 Riders GLWB
	Annual	None				Min Rates:	100	0.00	1.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1 Year S&P 500 Monthly Average Participation Rate	S&P 500	Point to Point	16 Years	10.00		10/08/11	20			4 Riders GLWB
	Annual	Monthly				Min Rates:	10	0.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1-Year S&P 500 Monthly Point-to-Point	S&P 500	Point to Point	16 Years	10.00		10/08/11			1.80	4 Riders GLWB
	Annual	Monthly Sum				Min Rates:	100	0.00	1.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 10 Year U.S. Treasury Bond Value with Cap	10 Year US Treasury	Point to Point	16 Years	10.00		10/08/11			3.25	4 Riders GLWB
	Annual	None				Min Rates:	100	0.00	1.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1-Year Dow Jones Monthly Average Cap	DJIA	Point to Point	16 Years	10.00		10/08/11			3.25	4 Riders GLWB
	Annual	Monthly				Min Rates:	100	0.00	1.00
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07) 1-Year Dow Jones Point-to-Point Cap	DJIA	Point to Point	16 Years	10.00		10/08/11			3.25	4 Riders GLWB
	Annual	None				Min Rates:	100	0.00	1.00
Surrender Charges Last 14 Years
EquiTrust Life Insurance Company MarketTwelve Bonus 1-Year Fixed Account	Fixed		14 Years	6.00		10/24/11	1.15% 1-Yr Fixed			1 Rider GLWB
						Min Rates:
EquiTrust Life Insurance Company MarketTwelve Bonus 2-Year Monthly Average Cap	S&P 500	Point to Point	14 Years	6.00		10/24/11			7.00	1 Rider GLWB
	Biennial	Monthly				Min Rates:			6.00
EquiTrust Life Insurance Company MarketTwelve Bonus 1-Year S&P 500 Point-to-Point Cap	S&P 500	Point to Point	14 Years	6.00		10/24/11			3.00	1 Rider GLWB
	Annual	None				Min Rates:			3.00
EquiTrust Life Insurance Company MarketTwelve Bonus 1-Year S&P 500 Monthly Average Participation	S&P 500	Point to Point	14 Years	6.00		10/24/11	20			1 Rider GLWB
	Annual	Monthly				Min Rates:	10
EquiTrust Life Insurance Company MarketTwelve Bonus 1-Year S&P 500 Monthly Cap	S&P 500	Point to Point	14 Years	6.00		10/24/11			1.25	1 Rider GLWB
	Annual	Monthly Sum				Min Rates:			0.50
EquiTrust Life Insurance Company MarketTwelve Bonus 1-Year S&P 500 Daily Average Cap	S&P 500	Point to Point	14 Years	6.00		10/24/11			3.00	1 Rider GLWB
	Annual	Daily				Min Rates:			3.00
Surrender Charges Last 10 Years
North American Company North American Ten 1-Year Fixed Account	Fixed		10 Years	6.00		02/24/12	1.00% 1-Yr Fixed
						Min Rates:
North American Company North American Ten 1-Year Nasdaq 100 Annual Point-to-Point	Nasdaq 100	Point to Point	10 Years	6.00		02/24/12			2.00
	Annual	None				Min Rates:	100	0.00	2.00
North American Company North American Ten 1-Year Dow Jones Monthly Average	DJIA	Point to Point	10 Years	6.00		02/24/12			2.00
	Annual	Monthly				Min Rates:	100	0.00	2.00
North American Company North American Ten 1-Year Dow Jones Annual Point-to-Point	DJIA	Point to Point	10 Years	6.00		02/24/12			2.00
	Annual	None				Min Rates:	100	0.00	2.00
North American Company North American Ten 1-Year Russell 2000 Monthly Average	Russell 2000	Point to Point	10 Years	6.00		02/24/12			2.00
	Annual	Monthly				Min Rates:	100	0.00	2.00

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