Hersh Stern, Licensed Agent
28 Harrison Ave., D209
Englishtown, NJ 07726

Fixed Indexed Accounts

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Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Last
Change
Part Rate Spread Cap Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 15 Years
Loyal American Life
Loyal Generation
Declared Rate Strategy
Fixed 15
Years
5.50
to 7.50
07/21/08 3.50% 1-Yr Fixed Learn More
Annual None Min Rates: 3.00
Loyal American Life
Loyal Generation
Purchase Payment Account
Fixed 15
Years
5.50
to 7.50
07/21/08 3.50% 1-Yr Fixed Learn More
Annual None Min Rates: 3.00
Loyal American Life
Loyal Generation
Purchase Payment Account
Fixed 15
Years
5.50
to 7.50
07/21/08 3.25% 1-Yr Fixed Learn More
Annual None Min Rates: 3.00
Loyal American Life
Loyal Generation
Declared Rate Strategy
Fixed 15
Years
5.50
to 7.50
07/21/08 3.25% 1-Yr Fixed Learn More
Annual None Min Rates: 3.00
Loyal American Life
Loyal Generation
S&P 500 Monthly Average
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08     7.75 Learn More
Annual Monthly Min Rates: 0 0.00 3.00
Loyal American Life
Loyal Generation
S&P 500 Annual Point-to-Point
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08     6.75 Learn More
Annual None Min Rates: 0 0.00 3.00
Loyal American Life
Loyal Generation
S&P 500 Monthly Average with No Cap
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08   4.00   Learn More
Annual Monthly Min Rates: 100 8.00 0.00
Loyal American Life
Loyal Generation
S&P 500 Daily Average
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08 65     Learn More
Annual Daily Min Rates: 50 0.00 0.00
Loyal American Life
Loyal Generation
S&P 500 Annual Point-to-Point
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08     6.50 Learn More
Annual None Min Rates: 0 0.00 3.00
Loyal American Life
Loyal Generation
S&P 500 Daily Average
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08 70     Learn More
Annual Daily Min Rates: 50 0.00 0.00
Loyal American Life
Loyal Generation
S&P 500 Monthly Average
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/07/08     7.50 Learn More
Annual Monthly Min Rates: 0 0.00 3.00
Loyal American Life
Loyal Generation
S&P 500 Monthly Average with No Cap
S&P 500 Point to Point 15
Years
5.50
to 7.50
07/21/08   3.75   Learn More
Annual Monthly Min Rates: 100 8.00 0.00
Surrender Charges Last 14 Years
Midland National Life
Select Series (5%) 14
1-Year Fixed
Fixed 14
Years
  08/14/08 5.60% 1-Yr Fixed Learn More
Min Rates: 1.50
North American Company
Freedom Choice (5%) 14
1-Year Fixed
Fixed 14
Years
  08/14/08 5.35% 1-Yr Fixed Learn More
Min Rates: 1.50
Midland National Life
Select Series (5%) 14
1-Year Fixed
Fixed 14
Years
  08/14/08 5.30% 1-Yr Fixed Learn More
Min Rates: 1.50
Midland National Life
Select Series 14
1-Year Fixed
Fixed 14
Years
  08/14/08 5.25% 1-Yr Fixed Learn More
Min Rates: 1.50
North American Company
Freedom Choice 14
1-Year Fixed
Fixed 14
Years
  08/14/08 5.00% 1-Yr Fixed Learn More
Min Rates: 1.50
North American Company
Freedom Choice (5%) 14
1-Year Fixed
Fixed 14
Years
  08/14/08 5.00% 1-Yr Fixed Learn More
Min Rates: 1.50
Midland National Life
Select Series 14
1-Year Fixed
Fixed 14
Years
  08/14/08 4.85% 1-Yr Fixed Learn More
Min Rates: 1.50
North American Company
Freedom Choice 14
1-Year Fixed
Fixed 14
Years
  08/14/08 4.60% 1-Yr Fixed Learn More
Min Rates: 1.50
Showing 1-20 of 1,434    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 72

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