Hersh Stern, Master General Agent,
licensed since 1986 to sell annuities
and life insurance in all 50 states.

Fixed Annuities

To learn more about these annuities
call toll free: (866) 866-1999
9 AM - 5 PM Eastern

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State
Premium
Qual
Rating
Company
Rate Gtd
Age


Showing 1-20 of 224    Display: Print/Save |<  <<   Page 1 of 12   >>   >|
Company / Product Name AM
Best
Years
Gtd
Last
Change
Base
Rate
Bonus
Rate
Current
Rate
Premium
Bonus
Effective
Rate
CUR GTD Additional
Information
Yield to Surrender
Surrender Charges Last 15 Years
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 07/20/10 2.70 0.00 2.70 3.00
to 10.00
12.97 3.35 1.76 Learn More
Surrender Charges Last 14 Years
Midland National Life
MNL Flex III
A+ 1 09/01/10 2.65 0.00 2.65 10.00 12.92 3.35 2.74 Learn More
North American Company
North American Flex III [MVA, LOAN]
A+ 1 09/01/10 2.55 0.00 2.55 10.00 12.81 3.25 2.74 Learn More
Surrender Charges Last 12 Years
American Equity Investment Life Insurance Company
FPDA-11 (MVA) [MVA]
A- 1 07/20/10 3.00 0.00 3.00 6.00 9.18 3.50 3.50 Learn More
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA]
A- 1 07/20/10 3.00 0.00 3.00 2.00 5.06 3.17 3.17 Learn More
Surrender Charges Last 10 Years
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-09)
A- 1 07/20/10 2.50 0.00 2.50 10.00 12.75 3.48 2.12 Learn More
American Equity Investment Life Insurance Company
FPDA 1
A- 1 07/20/10 3.00 2.00 5.00     3.20 3.20 Learn More
Midland National Life
MNL Flex II
A+ 1 09/01/10 2.60 0.00 2.60 5.00 7.73 3.10 2.56 Learn More
North American Company
North American Flex II [MVA, LOAN]
A+ 1 09/01/10 2.50 0.00 2.50 5.00 7.62 3.00 2.55 Learn More
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 09/01/10 2.35 0.00 2.35 5.00 7.47 2.85 3.44 Learn More
Minnesota Life
SecureOption Extra - 3 Year
A+ 3 08/14/10 2.65 2.00 4.65     2.85 2.04 Learn More
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) Low-Band
A 1 08/06/10 2.00 0.00 2.00 8.00 10.16 2.79 2.79 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 10.00 2.79 2.79
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) High-Band
A 1 08/06/10 2.00 0.00 2.00 8.00 10.16 2.79 2.79 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 10.00 2.79 2.79
Aviva Life & Annuity
MultiChoice Freedom Xtra (1-Year) Low-Band
A 1 08/06/10 2.00 0.00 2.00 8.00 10.16 2.79 2.79 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 10.00 2.79 2.79
Aviva Life & Annuity
MultiChoice Freedom Xtra (1-Year) High-Band
A 1 08/06/10 2.00 0.00 2.00 8.00 10.16 2.79 2.79 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 10.00 2.79 2.79
American National Insurance Company
Palladium Century 7 [MVA]
A 1 09/01/10 2.00 7.00 9.00     2.68 2.68 Learn More
Aviva Life & Annuity
MultiChoice Freedom Plus (1-Year) Low-Band
A 1 08/06/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 7.00 2.50 2.50
Aviva Life & Annuity
MultiChoice Freedom Plus (1-Year) High-Band
A 1 08/06/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 7.00 2.50 2.50
Aviva Life and Annuity
Income Select Spirit Plus Low-Band
A 1 08/06/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 7.00 2.50 2.50
Aviva Life and Annuity
Income Select Spirit Plus High-Band
A 1 08/06/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50 Learn More
Next Rate: 09/03/10 2.00 0.00 2.00 7.00 2.50 2.50
Showing 1-20 of 224    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 12

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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