Fixed Indexed Brief

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Amer. General Life Ins. Co. American National Ins. Co. Amer. National Life Ins. Co. of NY Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Genworth Life of New York ING Annuity and Asset Sales Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Principal Financial Group Protective Life And Annuity (NY) Protective Life Corporation United States Life Ins. Co. (NY) SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age Comm % More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.00	100.00	$1,051		up to 5.00%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Secure Index Five Low-Band	5		1.00	87.50	$ 920		up to 3.25%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Secure Index Five High-Band	5		1.00	87.50	$ 920		up to 3.25%
Surrender Charges Last 6 Years
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.00	100.00	$1,062		up to 3.50%
Approved by ING Fin Partners
American National Ins. Co.	ANICO EIA	6		1.00	90.00	$ 955	02/01/12	up to 5.00%
Surrender Charges Last 7 Years
Principal Financial Group	Principal Performance Anuity 7 Low-Band	7	0.00	3.00	90.00	$1,107	02/01/12
Principal Financial Group	Principal Performance Anuity 7 High-Band	7	0.00	3.00	90.00	$1,107	02/01/12
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.00	100.00	$1,072		up to 6.00%
Amer. General Life Ins. Co.	AG Vision Advantage 7 (CA) [MVA]	7		2.00	90.00	$1,034		up to 6.00%
American National Ins. Co.	Value Lock 7	7		1.00-1.75	88.70	$1,002	02/01/12	up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
Amer. General Life Ins. Co.	AG Vision Advantage 7 [MVA]	7		1.50	90.00	$ 999		up to 6.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 7	7		1.00	90.00	$ 965		up to 5.00%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Secure Index Seven Low-Band	7		1.00	87.50	$ 938		up to 5.00%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Secure Index Seven High-Band	7		1.00	87.50	$ 938		up to 5.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 7 Low-Band [MVA]	7		1.00	100.00			up to 5.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 7 Mid-Band [MVA]	7		1.00	100.00			up to 5.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 7 High-Band [MVA]	7		1.00	100.00			up to 5.00%
Surrender Charges Last 8 Years
Approved by Cambridge Investment Research
Lincoln Financial Group	Lincoln OptiPoint 8 High-Band [MVA]	8	4.00	1.00	100.00	$1,126		up to 6.00%
Approved by Cambridge Investment Research
Lincoln Financial Group	Lincoln OptiPoint 8 Low-Band [MVA]	8	3.00	1.00	100.00	$1,115		up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln New Directions 8 Low-Band [MVA]	8		1.00	100.00	$1,083		up to 4.50%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln New Directions 8 High-Band [MVA]	8		1.00	100.00	$1,083		up to 4.50%
United States Life Ins. Co. (NY)	AIG Global 8 Index	8		1.00	100.00	$1,083		up to 3.50%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity (CA)	8		2.00	90.00	$1,054		up to 4.75%
Approved by ING Fin Partners
Amer. General Life Ins. Co.	AG Global 8 Index Annuity	8		1.50	90.00	$1,014		up to 4.75%
Surrender Charges Last 9 Years
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 (CA) [MVA]	9	3.00-4.00	2.00	90.00	$1,119		up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln OptiChoice 9 Low-Band [MVA]	9		1.00	100.00	$1,094		up to 7.00%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Financial Group	Lincoln OptiChoice 9 High-Band [MVA]	9		1.00	100.00	$1,094		up to 7.00%
Amer. General Life Ins. Co.	AG Vision Advantage 9(CA) [MVA]	9		2.00	90.00	$1,076		up to 6.00%
Approved by Cambridge Investment Research
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 [MVA]	9	3.00-4.00	1.50	90.00	$1,070		up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
Amer. General Life Ins. Co.	AG Vision Advantage 9 [MVA]	9		1.50	90.00	$1,029		up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Envoy Nine Fixed Index Annuity Low-Band [MVA]	9		1.00	87.50	$ 957		up to 6.00%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Envoy Nine Fixed Index Annuity High-Band [MVA]	9		1.00	87.50	$ 957		up to 6.00%
Surrender Charges Last 10 Years
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity (CA) [MVA]	10	5.00	2.00	100.00	$1,280		up to 5.25%
Approved by Cambridge Investment Research and ING Fin Partners
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity [MVA]	10	5.00	1.50	100.00	$1,219		up to 5.25%
Approved by Cambridge Investment Research and ING Fin Partners
Lincoln Benefit Life	Savers Index III	10		3.00	90.00	$1,210		up to 3.45%
Approved by Cambridge Investment Research
Lincoln Financial Group	Lincoln OptiPoint 10 High-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 7.00%
Amer. General Life Ins. Co.	AG Vision Maximizer (CA) [MVA]	10	5.00	2.00	90.00	$1,152		up to 8.00%
Approved by Cambridge Investment Research
Lincoln Financial Group	Lincoln OptiPoint 10 Low-Band [MVA]	10	4.00	1.00	100.00	$1,149		up to 7.00%
Approved by ING Fin Partners
Lincoln Benefit Life	Saver's Index Annuity Premier	10	3.00	1.00	100.00	$1,138		up to 3.45%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Secure Index Opportunities Plus Low-Band [MVA]	10	5.00	2.00	87.50	$1,120		up to 7.00%
Approved by Cambridge Investment Research and ING Fin Partners
ING Annuity and Asset Sales	ING Secure Index Opportunities Plus High-Band [MVA]	10	5.00	2.00	87.50	$1,120		up to 7.00%
Approved by ING Fin Partners - only in CE, DE, MN, PA, & WA
ING Annuity and Asset Sales	ING Secure Index Outlook Annuity Low-Band	10	3.00	2.00	87.50	$1,099		up to 6.00%
Approved by ING Fin Partners - only in CE, DE, MN, PA, & WA
ING Annuity and Asset Sales	ING Secure Index Outlook Annuity High-Band	10	3.00	2.00	87.50	$1,099		up to 6.00%
Amer. General Life Ins. Co.	AG Vision Maximizer [MVA]	10	5.00	1.50	90.00	$1,097		up to 8.00%
American National Ins. Co.	Value Lock 10 [MVA]	10		1.00-1.75	90.00	$1,071	02/01/12	up to 10.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 10	10		1.00	90.00	$ 994		up to 8.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 10 Plus Low-Band [MVA]	10	5.00	1.00	100.00			up to 7.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 10 Plus Mid-Band [MVA]	10	5.00	1.00	100.00			up to 7.00%
Genworth Life and Annuity Ins. Co	SecureLiving Index 10 Plus High-Band [MVA]	10	5.00	1.00	100.00			up to 7.00%
Surrender Charges Last 12 Years
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 (CA) [MVA]	12	5.00	2.00	90.00	$1,198		up to 8.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 [MVA]	12	5.00	1.50	90.00	$1,130		up to 8.00%

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