Fixed Indexed Accounts

Target Insurance Services - Current Annuity Rates
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Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
American General Life Insurance Company
AG Global 6 Index Annuity
AG Global 6 Index Annuity
Fixed Interest Account
Fixed 6
Years 		  03/05/10 2.35% 1-Yr Fixed 0-75: 5.00
76-80: 4.50
81-85: 4.25
Min Rates: 2.00
AG Global 6 Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 6
Years 		  03/05/10     5.75 0-75: 5.00
76-80: 4.50
81-85: 4.25
Annual None Min Rates: 100   3.00
AG Global 6 Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 6
Years 		  03/05/10 35   100.00 0-75: 5.00
76-80: 4.50
81-85: 4.25
Annual None Min Rates: 30    
AG Global 6 Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 6
Years 		  03/05/10     1.90 0-75: 5.00
76-80: 4.50
81-85: 4.25
Annual Monthly Sum Min Rates: 100   1.00
AG Global 8 Index Annuity
AG Global 8 Index Annuity
Fixed Interest Account
Fixed 8
Years 		  03/05/10 2.70% 1-Yr Fixed 0-75: 6.00
76-80: 4.75
Min Rates: 2.00
AG Global 8 Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 8
Years 		  03/05/10 35   100.00 0-75: 6.00
76-80: 4.75
Annual None Min Rates: 30   2.00
AG Global 8 Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 8
Years 		  03/05/10     1.90 0-75: 6.00
76-80: 4.75
Annual Monthly Sum Min Rates: 100   1.00
AG Global 8 Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 8
Years 		  03/05/10     6.25 0-75: 6.00
76-80: 4.75
Annual None Min Rates: 100   3.00
AG Global Bonus Index Annuity
AG Global Bonus Index Annuity
Fixed Interest Account
Fixed 10
Years 		5.00 03/05/10 2.60% 1-Yr Fixed 0-75: 7.00
76-80: 4.50
Min Rates: 2.00
AG Global Bonus Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 10
Years 		5.00 03/05/10     5.75 0-75: 7.00
76-80: 4.50
Annual None Min Rates: 100   2.00
AG Global Bonus Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 10
Years 		5.00 03/05/10 35   100.00 0-75: 7.00
76-80: 4.50
Annual None Min Rates: 40   2.00
AG Global Bonus Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 10
Years 		5.00 03/05/10     1.90 0-75: 7.00
76-80: 4.50
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 12
AG HorizonIndex Annuity 12
Monthly Additive Account with Cap
S&P 500 Point to Point 12
Years 		5.00 03/05/10     2.20 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 12
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 12
Years 		5.00 03/05/10     14.00 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Biennial None Min Rates: 100   5.00
AG HorizonIndex Annuity 12
Fixed Interest Account
Fixed 12
Years 		5.00 03/05/10 2.80% 6 Yrs Fixed 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Min Rates: 2.00
AG HorizonIndex Annuity 9
Approved by Cambridge Investment Research
AG HorizonIndex Annuity 9
Fixed Interest Account
Fixed 9
Years 		4.00 03/05/10 2.65% 6 Yrs Fixed 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Min Rates: 2.00
AG HorizonIndex Annuity 9
Monthly Additive Account with Cap
S&P 500 Point to Point 9
Years 		4.00 03/05/10 100   2.20 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 9
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 9
Years 		4.00 03/05/10 100   14.00 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Biennial None Min Rates: 100   5.00
Vision Maximizer
Vision Maximizer
Monthly Average Account with Index Spread
S&P 500 Point to Point 10
Years 		5.00 03/05/10   4.00   0-75: 8.00+
Annual Monthly Min Rates: 30 8.00  
Vision Maximizer
Annual Point-to-Point Account with Cap
S&P 500 Point to Point 10
Years 		5.00 03/05/10     6.00 0-75: 8.00+
Annual None Min Rates: 30   2.00
Vision Maximizer
Annual Point-to-Point Account with Adjustable Participation
S&P 500 Point to Point 10
Years 		5.00 03/05/10 35     0-75: 8.00+
Annual None Min Rates: 30    
Vision Maximizer
Fixed Interest Account
Fixed 10
Years 		5.00 03/05/10 2.65% 5 Yrs Fixed 0-75: 8.00+
Min Rates: 2.00
VisionAdvantage 5
Approved by Cambridge Investment Research
VisionAdvantage 5
Fixed Interest Account
Fixed 5
Years 		  03/05/10 2.10% 1-Yr Fixed 0-75: 5.00
76-85: 4.00
Min Rates: 2.00
VisionAdvantage 5
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 5
Years 		  03/05/10 100   5.00 0-75: 5.00
76-85: 4.00
Annual None Min Rates: 30   2.00
VisionAdvantage 5
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 5
Years 		  03/05/10 80   5.50 0-75: 5.00
76-85: 4.00
Annual None Min Rates: 30   2.00
VisionAdvantage 5
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 5
Years 		  03/05/10 30     0-75: 5.00
76-85: 4.00
Annual None Min Rates: 30   2.00
VisionAdvantage 5
Monthly Average Account with Index Spread
S&P 500 Point to Point 5
Years 		  03/05/10   5.00   0-75: 5.00
76-85: 4.00
Annual Monthly Min Rates: 30   2.00
VisionAdvantage 7
Approved by Cambridge Investment Research
VisionAdvantage 7
Fixed Interest Account
Fixed 7
Years 		  03/05/10 2.90% 1-Yr Fixed 0-75: 6.00
76-85: 5.00
Min Rates: 2.00
VisionAdvantage 7
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years 		  03/05/10 100   6.75 0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 7
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years 		  03/05/10 80   7.25 0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 7
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years 		  03/05/10 35     0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 7
Monthly Average Account with Index Spread
S&P 500 Point to Point 7
Years 		  03/05/10   4.00   0-75: 6.00
76-85: 5.00
Annual Monthly Min Rates: 30 8.00  
VisionAdvantage 9
Approved by Cambridge Investment Research
VisionAdvantage 9
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years 		  03/05/10 100   8.00 0-75: 6.00
76-80: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 9
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years 		  03/05/10 80   8.50 0-75: 6.00
76-80: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 9
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years 		  03/05/10 40     0-75: 6.00
76-80: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 9
Monthly Average Account with Index Spread
S&P 500 Point to Point 9
Years 		  03/05/10   4.00   0-75: 6.00
76-80: 5.00
Annual Monthly Min Rates: 30 8.00  
VisionAdvantage 9
Fixed Interest Account
Fixed 9
Years 		  03/05/10 3.45% 1-Yr Fixed 0-75: 6.00
76-80: 5.00
Min Rates: 2.00
American National Insurance Company
ANICO FEIA - ROP
ANICO FEIA - ROP
Performance Triggered
S&P 500 Performance Triggered 6
Years 		  03/01/10 0 0.00 4.60 0-79: 5.00
80-85: 3.00
Annual None Min Rates: 0 0.00 0.00
ANICO FEIA wo ROP
ANICO FEIA wo ROP
Performance Triggered
S&P 500 Performance Triggered 6
Years 		  03/01/10 100 0.00 5.00 0-79: 5.00
80-85: 3.00
Annual None Min Rates: 100 0.00 0.00
ANICO Strategy Indexed Annuity 10
ANICO Strategy Indexed Annuity 10
Declared Rate Interest Account
Fixed 10
Years 		  03/01/10 2.00% 1-Yr Fixed
Min Rates: 1.75
ANICO Strategy Indexed Annuity 10
1 Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years 		  03/01/10     5.80
Annual None Min Rates:     3.00
ANICO Strategy Indexed Annuity 7
ANICO Strategy Indexed Annuity 7
Declared Rate Interest Account
Fixed 7
Years 		  03/01/10 2.30% 1-Yr Fixed
Min Rates: 1.75
ANICO Strategy Indexed Annuity 7
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 7
Years 		  03/01/10     6.00
Annual None Min Rates: 100 0.00 3.00
Value Lock 10
Value Lock 10
S&P 500 10 Year Point-to-Point
S&P 500 Point to Point 10
Years 		3.00 03/01/10 100     0-75: 10.00
76-80: 8.00
10-year Monthly Min Rates: 100    
Value Lock 7
Value Lock 7
S&P 500 7 Year Point-to-Point
S&P 500 Point to Point 7
Years 		  03/01/10 100     0-75: 6.00
76-80: 4.00
7-Year Monthly Min Rates: 100    
ING USA Annuity and Life
ING Envoy Nine Fixed Index Annuity
Approved by Cambridge Investment Research
ING Envoy Nine Fixed Index Annuity - Low
Fixed Rate Strategy
Fixed 9
Years 		  12/10/09 2.70% 1-Yr Fixed 0-80: 6.50+
Min Rates: 1.00
Next Rate Change:  03/17/10 2.70% 1-Yr Fixed
ING Envoy Nine Fixed Index Annuity - Low
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years 		  12/10/09     6.50 0-80: 6.50+
Annual None Min Rates: 0   2.00
Next Rate Change:  03/17/10     6.25
ING Envoy Nine Fixed Index Annuity - High
Fixed Rate Strategy
Fixed 9
Years 		  12/10/09 2.70% 1-Yr Fixed 0-80: 6.50+
Min Rates: 1.00
Next Rate Change:  03/17/10 2.70% 1-Yr Fixed
ING Envoy Nine Fixed Index Annuity - High
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years 		  12/10/09     7.50 0-80: 6.50+
Annual None Min Rates: 0   2.00
Next Rate Change:  03/17/10     7.25
ING Envoy Six Fixed Index Annuity
Approved by Cambridge Investment Research
ING Envoy Six Fixed Index Annuity - Low
Fixed Rate Strategy
Fixed 9
Years 		  12/10/09 2.60% 1-Yr Fixed 0-80: 1.50+
Min Rates: 1.00
Next Rate Change:  03/17/10 2.60% 1-Yr Fixed
ING Envoy Six Fixed Index Annuity - Low
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years 		  12/10/09     5.50 0-80: 1.50+
Annual None Min Rates: 0   2.00
Next Rate Change:  03/17/10     5.50
ING Envoy Six Fixed Index Annuity - High
Fixed Rate Strategy
Fixed 9
Years 		  12/10/09 2.60% 1-Yr Fixed 0-80: 1.50+
Min Rates: 1.00
Next Rate Change:  03/17/10 2.60% 1-Yr Fixed
ING Envoy Six Fixed Index Annuity - High
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years 		  12/10/09     6.50 0-80: 1.50+
Annual None Min Rates: 0   2.00
Next Rate Change:  03/17/10     6.50
ING Secure Index Five
Approved by Cambridge Investment Research
ING Secure Index Five - Low
Fixed Rate Strategy
Fixed 5
Years 		  12/10/09 2.40% 1-Yr Fixed 0-80: 4.00+
Min Rates: 1.50
Next Rate Change:  03/17/10 2.40% 1-Yr Fixed
ING Secure Index Five - Low
Fixed Rate Strategy (ROP)
Fixed 5
Years 		  12/10/09 2.15% 1-Yr Fixed 0-80: 4.00+
Min Rates: 1.50
Next Rate Change:  03/17/10 2.15% 1-Yr Fixed
ING Secure Index Five - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 5
Years 		  12/10/09     5.50 0-80: 4.00+
Annual None Min Rates:     2.00
Next Rate Change:  03/17/10     5.25
ING Secure Index Five - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 5
Years 		  12/10/09     2.00 0-80: 4.00+
Annual Monthly Sum Min Rates:     0.50
Next Rate Change:  03/17/10     1.85
ING Secure Index Five - Low
Monthly Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years 		  12/10/09     1.90 0-80: 4.00+
Annual Monthly Sum Min Rates:     0.50
Next Rate Change:  03/17/10     1.75
ING Secure Index Five - Low
Point-to-Point Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years 		  12/10/09     5.00 0-80: 4.00+
Annual None Min Rates:     2.00
Next Rate Change:  03/17/10     4.75
ING Secure Index Five - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 5
Years 		  12/10/09     6.50 0-80: 4.00+
Annual None Min Rates:     2.00
Next Rate Change:  03/17/10     6.25
ING Secure Index Five - High
Monthly Cap Index Strategy
S&P 500 Point to Point 5
Years 		  12/10/09     2.40 0-80: 4.00+
Annual Monthly Sum Min Rates:     0.50
Next Rate Change:  03/17/10     2.40
ING Secure Index Five - High
Monthly Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years 		  12/10/09     2.30 0-80: 4.00+
Annual Monthly Sum Min Rates:     0.50
Next Rate Change:  03/17/10     2.30
ING Secure Index Five - High
Point-to-Point Cap Index Strategy (ROP)
S&P 500 Point to Point 5
Years 		  12/10/09     6.00 0-80: 4.00+
Annual None Min Rates:     2.00
Next Rate Change:  03/17/10     5.75
ING Secure Index Five - High
Fixed Rate Strategy
Fixed 5
Years 		  12/10/09 2.40% 1-Yr Fixed 0-80: 4.00+
Min Rates: 1.50
Next Rate Change:  03/17/10 2.40% 1-Yr Fixed
ING Secure Index Five - High
Fixed Rate Strategy (ROP)
Fixed 5
Years 		  12/10/09 2.15% 1-Yr Fixed 0-80: 4.00+
Min Rates: 1.50
Next Rate Change:  03/17/10 2.15% 1-Yr Fixed
ING Secure Index Opportunities Plus
ING Secure Index Opportunities Plus - Low
Fixed Rate Strategy
Fixed 10
Years 		5.00 12/10/09 2.40% 1-Yr Fixed 0-80: 7.00+
Min Rates: 2.00
Next Rate Change:  03/17/10 2.40% 1-Yr Fixed
ING Secure Index Opportunities Plus - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 12/10/09     2.25 0-80: 7.00+
Annual Monthly Sum Min Rates:     1.00
Next Rate Change:  03/17/10     2.25
ING Secure Index Opportunities Plus - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 12/10/09     5.75 0-80: 7.00+
Annual None Min Rates:     0.00
Next Rate Change:  03/17/10     5.75
ING Secure Index Opportunities Plus - High
Fixed Rate Strategy
Fixed 10
Years 		5.00 12/10/09 2.40% 1-Yr Fixed 0-80: 7.00+
Min Rates: 2.00
Next Rate Change:  03/17/10 2.40% 1-Yr Fixed
ING Secure Index Opportunities Plus - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 12/10/09     6.75 0-80: 7.00+
Annual None Min Rates:     0.00
Next Rate Change:  03/17/10     6.75
ING Secure Index Opportunities Plus - High
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 12/10/09     2.60 0-80: 7.00+
Annual Monthly Sum Min Rates:     1.00
Next Rate Change:  03/17/10     2.60
ING Secure Index Outlook Annuity
ING Secure Index Outlook Annuity - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		3.00 12/10/09     5.75 0-80: 6.00+
Annual None Min Rates:     0.00
Next Rate Change:  03/17/10     5.75
ING Secure Index Outlook Annuity - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		3.00 12/10/09     2.25 0-80: 6.00+
Annual Monthly Sum Min Rates:     1.00
Next Rate Change:  03/17/10     2.25
ING Secure Index Outlook Annuity - Low
Fixed Rate Strategy
Fixed 10
Years 		3.00 12/10/09 2.40% 1-Yr Fixed 0-80: 6.00+
Min Rates: 2.00
Next Rate Change:  03/17/10 2.40% 1-Yr Fixed
ING Secure Index Outlook Annuity - High
Fixed Rate Strategy
Fixed 10
Years 		3.00 12/10/09 2.40% 1-Yr Fixed 0-80: 6.00+
Min Rates: 2.00
Next Rate Change:  03/17/10 2.40% 1-Yr Fixed
ING Secure Index Outlook Annuity - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		3.00 12/10/09     6.75 0-80: 6.00+
Annual None Min Rates:     0.00
Next Rate Change:  03/17/10     6.75
ING Secure Index Outlook Annuity - High
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		3.00 12/10/09     2.60 0-80: 6.00+
Annual Monthly Sum Min Rates:     1.00
Next Rate Change:  03/17/10     2.60
ING Secure Index Seven
ING Secure Index Seven - Low
Fixed Rate Strategy
Fixed 7
Years 		  12/10/09 2.60% 1-Yr Fixed 0-80: 5.00+
Min Rates: 1.00
Next Rate Change:  03/17/10 2.60% 1-Yr Fixed
ING Secure Index Seven - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 7
Years 		  12/10/09     6.00 0-80: 5.00+
Annual None Min Rates: 100   2.00
Next Rate Change:  03/17/10     5.75
ING Secure Index Seven - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 7
Years 		  12/10/09     2.25 0-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Next Rate Change:  03/17/10     2.10
ING Secure Index Seven - High
Monthly Cap Index Strategy
S&P 500 Point to Point 7
Years 		  12/10/09     2.55 0-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Next Rate Change:  03/17/10     2.55
ING Secure Index Seven - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 7
Years 		  12/10/09     7.00 0-80: 5.00+
Annual None Min Rates: 100   2.00
Next Rate Change:  03/17/10     6.75
ING Secure Index Seven - High
Fixed Rate Strategy
Fixed 7
Years 		  12/10/09 2.60% 1-Yr Fixed 0-80: 5.00+
Min Rates: 1.00
Next Rate Change:  03/17/10 2.60% 1-Yr Fixed
Lincoln Benefit Life
Saver's Index Annuity Plus
Approved by Cambridge Investment Research
Saver's Index Annuity Plus - Low
Fixed
Fixed 5
Years 		  01/25/10 1.25% 1-Yr Fixed 0-75: 4.00
76-85: 2.80
Min Rates: 1.25
Saver's Index Annuity Plus - Low
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years 		  01/25/10     5.00 0-75: 4.00
76-85: 2.80
Annual None Min Rates: 0 0.00 2.00
Saver's Index Annuity Plus - Low
1-Year S&P 500 Point-to-Point Low Watermark
S&P 500 Low Water 5
Years 		  01/25/10     4.65 0-75: 4.00
76-85: 2.80
Annual None Min Rates: 0 0.00 2.00
Saver's Index Annuity Plus - Low
1-Year S&P 500 Monthly Average w/ Cap
S&P 500 Point to Point 5
Years 		  01/25/10     4.25 0-75: 4.00
76-85: 2.80
Annual Monthly Min Rates: 0 0.00 2.00
Saver's Index Annuity Plus - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 5
Years 		  01/25/10     1.70 0-75: 4.00
76-85: 2.80
Annual Monthly Sum Min Rates: 0 0.00 1.00
Saver's Index Annuity Plus - High
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years 		  01/25/10     5.50 0-75: 4.00
76-85: 2.80
Annual None Min Rates: 0 0.00 2.00
Saver's Index Annuity Plus - High
1-Year S&P 500 Point-to-Point Low Watermark
S&P 500 Low Water 5
Years 		  01/25/10     5.15 0-75: 4.00
76-85: 2.80
Annual None Min Rates: 0 0.00 2.00
Saver's Index Annuity Plus - High
1-Year S&P 500 Monthly Average w/ Cap
S&P 500 Point to Point 5
Years 		  01/25/10     5.25 0-75: 4.00
76-85: 2.80
Annual Monthly Min Rates: 0 0.00 2.00
Saver's Index Annuity Plus - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 5
Years 		  01/25/10     1.80 0-75: 4.00
76-85: 2.80
Annual Monthly Sum Min Rates: 0 0.00 1.00
Saver's Index Annuity Plus - High
Fixed
Fixed 5
Years 		  01/25/10 1.25% 1-Yr Fixed 0-75: 4.00
76-85: 2.80
Min Rates: 1.25
Saver's Index Annuity Plus (ROP)
Saver's Index Annuity Plus (ROP) - Low
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years 		  01/25/10     3.75 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     2.00
Saver's Index Annuity Plus (ROP) - Low
1-Year S&P 500 Point-to-Point Low Watermark
S&P 500 Point to Point 5
Years 		  01/25/10     3.40 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     2.00
Saver's Index Annuity Plus (ROP) - Low
1-Year S&P 500 Monthly Average w/ Cap
S&P 500 Point to Point 5
Years 		  01/25/10     2.50 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     2.00
Saver's Index Annuity Plus (ROP) - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 5
Years 		  01/25/10     1.30 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     1.00
Saver's Index Annuity Plus (ROP) - Low
Fixed
Fixed 5
Years 		  01/25/10 1.25% 1-Yr Fixed 0-75: 4.00
76-85: 2.80
Min Rates: 1.25
Saver's Index Annuity Plus (ROP) - High
Fixed
Fixed 5
Years 		  01/25/10 1.25% 1-Yr Fixed 0-75: 4.00
76-85: 2.80
Min Rates: 1.25
Saver's Index Annuity Plus (ROP) - High
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years 		  01/25/10     4.25 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     2.00
Saver's Index Annuity Plus (ROP) - High
1-Year S&P 500 Point-to-Point Low Watermark
S&P 500 Point to Point 5
Years 		  01/25/10     3.90 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     2.00
Saver's Index Annuity Plus (ROP) - High
1-Year S&P 500 Monthly Average w/ Cap
S&P 500 Point to Point 5
Years 		  01/25/10     3.50 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     2.00
Saver's Index Annuity Plus (ROP) - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 5
Years 		  01/25/10     1.40 0-75: 4.00
76-85: 2.80
Annual None Min Rates:     1.00
Saver's Index Annuity Premier
Saver's Index Annuity Premier - Low
Fixed
Fixed 10
Years 		3.00 01/25/10 1.25% 1-Yr Fixed 0-75: 7.25
76-85: 5.08
Min Rates: 1.25
Saver's Index Annuity Premier - Low
1-Year S&P 500 Monthly Average w/Cap
S&P 500 Point to Point 10
Years 		3.00 01/25/10     4.75 0-75: 7.25
76-85: 5.08
Annual Monthly Min Rates: 100 0.00 2.50
Saver's Index Annuity Premier - Low
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		3.00 01/25/10     1.80 0-75: 7.25
76-85: 5.08
Annual Monthly Sum Min Rates: 0 0.00 1.00
Saver's Index Annuity Premier - Low
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years 		3.00 01/25/10     5.00 0-75: 7.25
76-85: 5.08
Annual None Min Rates: 0 0.00 2.50
Saver's Index Annuity Premier - Low
1-Year S&P 500 Point-to-Point Low WaterMark
S&P 500 Low Water 10
Years 		3.00 01/25/10     4.80 0-75: 7.25
76-85: 5.08
Annual None Min Rates: 0 0.00 2.50
Saver's Index Annuity Premier - High
Fixed
Fixed 10
Years 		3.00 01/25/10 1.25% 1-Yr Fixed 0-75: 7.25
76-85: 5.08
Min Rates: 1.25
Saver's Index Annuity Premier - High
1-Year S&P 500 Point-to-Point Low WaterMark
S&P 500 Low Water 10
Years 		3.00 01/25/10     5.30 0-75: 7.25
76-85: 5.08
Annual None Min Rates: 0 0.00 2.50
Saver's Index Annuity Premier - High
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years 		3.00 01/25/10     5.50 0-75: 7.25
76-85: 5.08
Annual None Min Rates: 0 0.00 2.50
Saver's Index Annuity Premier - High
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		3.00 01/25/10     1.90 0-75: 7.25
76-85: 5.08
Annual Monthly Sum Min Rates: 0 0.00 1.00
Saver's Index Annuity Premier - High
1-Year S&P 500 Monthly Average w/Cap
S&P 500 Point to Point 10
Years 		3.00 01/25/10     5.75 0-75: 7.25
76-85: 5.08
Annual Monthly Min Rates: 100 0.00 2.50
Savers Index I
Approved by Cambridge Investment Research
Savers Index I - Low
Option 2
S&P 500 Point to Point 7
Years 		  01/25/10 100   5.00 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 100 0.00 0.00
Savers Index I - Low
Option 1
S&P 500 Point to Point 7
Years 		  01/25/10 60   5.50 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 50 0.00 3.00
Savers Index I - High
Option 1
S&P 500 Point to Point 7
Years 		  03/08/10 60   6.00 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 50 0.00 3.00
Savers Index I - High
Option 2
S&P 500 Point to Point 7
Years 		  03/08/10 100   5.50 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 100 0.00 0.00
Savers Index I (ROP)
Savers Index I (ROP) - Low
Option 1
S&P 500 Point to Point 7
Years 		  01/25/10 60   4.25 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 50   3.00
Savers Index I (ROP) - Low
Option 2
S&P 500 Point to Point 7
Years 		  01/25/10 100   3.75 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 100   3.00
Savers Index I (ROP) - High
Option 1
S&P 500 Point to Point 7
Years 		  01/25/10 60   5.25 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 50   3.00
Savers Index I (ROP) - High
Option 2
S&P 500 Point to Point 7
Years 		  01/25/10 100   4.25 0-75: 5.00
76-90: 3.50
Annual None Min Rates: 100   3.00
Savers Index III
Approved by Cambridge Investment Research
Savers Index III - Low
Option 1
S&P 500 Point to Point 10
Years 		  01/25/10 60   5.50 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 50 0.00 3.00
Savers Index III - Low
Account B
S&P 500 Point to Point 10
Years 		  01/25/10 100 0.00 5.00 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 0 0.00 0.00
Savers Index III - High
Option 1
S&P 500 Point to Point 10
Years 		  01/25/10 60   6.00 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 50 0.00 3.00
Savers Index III - High
Account B
S&P 500 Point to Point 10
Years 		  01/25/10 100 0.00 5.50 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 0 0.00 0.00
Savers Index III (ROP)
Savers Index III (ROP) - Low
Option 1
S&P 500 Point to Point 10
Years 		  01/25/10 60   4.25 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 50   3.00
Savers Index III (ROP) - Low
Option 2
S&P 500 Point to Point 10
Years 		  01/25/10 100   3.75 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 100   3.00
Savers Index III (ROP) - High
Option 1
S&P 500 Point to Point 10
Years 		  01/25/10 60   4.75 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 50   3.00
Savers Index III (ROP) - High
Option 2
S&P 500 Point to Point 10
Years 		  01/25/10 100   4.25 0-75: 8.00
76-90: 5.50
Annual None Min Rates: 100   3.00
Lincoln Financial Group
Lincoln New Directions 6
Approved by Cambridge Investment Research
Lincoln New Directions 6 - Low
Fixed
Standard 6
Years 		  03/01/10 2.90% 6 Yrs MYGA 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
Min Rates: 1.75
Lincoln New Directions 6 - Low
Performance Triggered
S&P 500 Performance Triggered 6
Years 		  03/01/10     5.20 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
Annual None Min Rates: 100 0.00 2.50
Lincoln New Directions 6 - Low
2-Year Point to Point
S&P 500 Point to Point 6
Years 		  03/01/10     12.60 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
Biennial None Min Rates: 100 0.00 7.00
Lincoln New Directions 6 - High
Performance Triggered
S&P 500 Performance Triggered 6
Years 		  03/01/10     5.55 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
Annual None Min Rates: 100 0.00 2.50
Lincoln New Directions 6 - High
2-Year Point to Point
S&P 500 Point to Point 6
Years 		  03/01/10     13.60 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
Biennial None Min Rates: 100 0.00 7.00
Lincoln New Directions 6 - High
Fixed
Standard 6
Years 		  03/01/10 3.10% 6 Yrs MYGA 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
Min Rates: 1.75
Lincoln New Directions 8
Approved by Cambridge Investment Research
Lincoln New Directions 8 - Low
Fixed
Standard 8
Years 		  03/01/10 3.20% 8 Yrs MYGA 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Min Rates: 2.00
Lincoln New Directions 8 - Low
Performance Triggered
S&P 500 Performance Triggered 8
Years 		  03/01/10     5.75 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Annual None Min Rates: 100 0.00 2.50
Lincoln New Directions 8 - Low
2-Year Point to Point
S&P 500 Point to Point 8
Years 		  03/01/10     14.10 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Biennial None Min Rates: 100 0.00 7.00
Lincoln New Directions 8 - High
Performance Triggered
S&P 500 Performance Triggered 8
Years 		  03/01/10     6.00 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Annual None Min Rates: 100 0.00 2.50
Lincoln New Directions 8 - High
2-Year Point to Point
S&P 500 Point to Point 8
Years 		  03/01/10     14.85 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Biennial None Min Rates: 100 0.00 7.00
Lincoln New Directions 8 - High
Fixed
Standard 8
Years 		  03/01/10 3.35% 8 Yrs MYGA 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Min Rates: 2.00
Lincoln OptiChoice 5
Approved by Cambridge Investment Research
Lincoln OptiChoice 5 - Low
1-Year Point-to-Point
S&P 500 Point to Point 5
Years 		  03/01/10     4.70 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual None Min Rates: 100 0.00 2.50
Lincoln OptiChoice 5 - Low
1-Year Monthly Cap
S&P 500 Point to Point 5
Years 		  03/01/10     2.05 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Lincoln OptiChoice 5 - Low
1-Year Monthly Average
S&P 500 Point to Point 5
Years 		  03/01/10   9.00   0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual Monthly Min Rates: 100 9.00  
Lincoln OptiChoice 5 - Low
Fixed
Fixed 5
Years 		  03/01/10 2.45% 1-Yr Fixed 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Min Rates: 1.25
Lincoln OptiChoice 5 - High
Fixed
Fixed 5
Years 		  03/01/10 2.60% 1-Yr Fixed 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Min Rates: 1.25
Lincoln OptiChoice 5 - High
1-Year Point-to-Point
S&P 500 Point to Point 5
Years 		  03/01/10     5.00 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual None Min Rates: 100 0.00 2.50
Lincoln OptiChoice 5 - High
1-Year Monthly Cap
S&P 500 Point to Point 5
Years 		  03/01/10     2.15 0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Lincoln OptiChoice 5 - High
1-Year Monthly Average
S&P 500 Point to Point 5
Years 		  03/01/10   9.00   0-75: 5.00+
76-80: 3.75+
81-85: 2.50+
Annual Monthly Min Rates: 100 9.00  
Lincoln OptiChoice 7
Approved by Cambridge Investment Research
Lincoln OptiChoice 7 - Low
Fixed
Fixed 7
Years 		  03/01/10 2.65% 1-Yr Fixed 0-75: 6.00+
76-80: 4.50+
81-85: 3.00+
Min Rates: 1.50
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