Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 10 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonMYG (CA) |
A | 6 | 02/06/12 | 2.00 | 4.00 | 6.00 | 2.39 | 2.39 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 7 |
A | 1 | 02/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 |
0-74: 5.00+ 75-80: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 5 |
A | 1 | 02/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 |
0-74: 6.00+ 75-80: 3.50+ |
|||
|
American National Insurance Company
Palladium Century 3 |
A | 1 | 02/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 |
0-74: 7.00+ 75-UP: 4.50+ |
|||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 02/06/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 1 |
A | 1 | 02/01/12 | 1.55 | 1.00 | 2.55 | 1.65 | 1.15 |
0-74: 8.00+ 75-90: 5.50+ |
|||
| Surrender Charges Last 9 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonPlus (CA) [MVA] |
A | 6 | 02/06/12 | 2.00 | 6.00 | 8.00 | 2.65 | 2.65 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 02/06/12 | 1.25 | 6.00 | 7.25 | 1.90 | 1.82 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
| Surrender Charges Last 8 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonFlex (CA) |
A | 1 | 02/06/12 | 2.00 | 2.00 | 4.00 | 2.25 | 2.25 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
|||
|
United States Life Insurance Co. (NY)
AG HorizonFlex |
A | 1 | 02/06/12 | 1.60 | 2.00 | 3.60 | 1.85 | 1.76 |
0-75: 5.00+ 76-80: 4.00+ 81-85: 3.00+ |
|||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 02/06/12 | 1.60 | 2.00 | 3.60 | 1.85 | 1.76 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
|||
| Surrender Charges Last 7 Years | ||||||||||||
|
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond High-Band |
A | 2 | 02/01/12 | 1.35 | 2.00 | 3.35 | 2.20 | 2.15 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond Low-Band |
A | 2 | 02/01/12 | 1.25 | 2.00 | 3.25 | 2.10 | 2.10 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band |
A | 5 | 01/25/12 | 1.50 | 0.60 | 2.10 | 1.93 | 1.78 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.60 | 1.65 | 1.48 | 1.46 | -0.45 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band |
A | 3 | 01/25/12 | 1.50 | 0.90 | 2.40 | 1.88 | 1.60 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.90 | 2.10 | 1.58 | 1.47 | -0.30 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band |
A | 5 | 01/25/12 | 1.50 | 0.40 | 1.90 | 1.79 | 1.64 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.40 | 1.45 | 1.34 | 1.32 | -0.45 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate High-Band |
A | 1 | 01/25/12 | 1.55 | 1.25 | 2.80 | 1.73 | 1.26 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.55 | 1.75 | 3.30 | 1.80 | 1.33 | +0.07 UP | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band |
A | 3 | 01/25/12 | 1.50 | 0.50 | 2.00 | 1.71 | 1.43 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.50 | 1.70 | 1.41 | 1.30 | -0.30 DOWN | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band |
A | 1 | 01/25/12 | 1.50 | 1.50 | 3.00 | 1.71 | 1.28 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.50 | 1.50 | 3.00 | 1.71 | 1.28 | No Change | |||||
|
American National Insurance Company
Citadel 7 Diamond High-Band |
A | 2 | 02/01/12 | 1.35 | 2.00 | 3.35 | 1.63 | 1.38 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band |
A | 1 | 01/25/12 | 1.55 | 0.50 | 2.05 | 1.62 | 1.15 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.55 | 1.00 | 2.55 | 1.69 | 1.22 | +0.07 UP | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (1) Mid-Band |
A | 1 | 01/25/12 | 1.50 | 0.75 | 2.25 | 1.61 | 1.18 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.50 | 0.75 | 2.25 | 1.61 | 1.18 | No Change | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (3) High-Band |
A | 3 | 01/25/12 | 1.50 | 0.80 | 2.30 | 1.61 | 1.33 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.80 | 2.00 | 1.31 | 1.20 | -0.30 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate Low-Band |
A | 1 | 01/25/12 | 1.55 | 0.25 | 1.80 | 1.59 | 1.11 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.55 | 0.25 | 1.80 | 1.59 | 1.11 | No Change | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (5) High-Band |
A | 5 | 01/25/12 | 1.50 | 0.55 | 2.05 | 1.58 | 1.44 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.55 | 1.60 | 1.13 | 1.11 | -0.45 DOWN | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (3) Mid-Band |
A | 3 | 01/25/12 | 1.50 | 0.40 | 1.90 | 1.56 | 1.27 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.40 | 1.60 | 1.26 | 1.14 | -0.30 DOWN | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (5) Mid-Band |
A | 5 | 01/25/12 | 1.50 | 0.35 | 1.85 | 1.55 | 1.41 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.35 | 1.40 | 1.10 | 1.09 | -0.45 DOWN | |||||
|
American National Insurance Company
Palladium Century |
A | 1 | 02/01/12 | 1.55 | 0.00 | 1.55 | 1.55 | 1.08 | ||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Low-Band |
A | 3 | 01/25/12 | 1.50 | 0.10 | 1.60 | 1.54 | 1.26 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.10 | 1.30 | 1.24 | 1.13 | -0.30 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 Low-Band |
A | 5 | 01/25/12 | 1.50 | 0.05 | 1.55 | 1.54 | 1.39 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.05 | 1.10 | 1.09 | 1.07 | -0.45 DOWN | |||||
|
American National Insurance Company
Citadel 7 Diamond Low-Band |
A | 2 | 02/01/12 | 1.25 | 2.00 | 3.25 | 1.53 | 1.35 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (5) Low-Band |
A | 5 | 01/25/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.36 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.00 | 1.05 | 1.05 | 1.04 | -0.45 DOWN | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (3) Low-Band |
A | 3 | 01/25/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.21 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.00 | 1.20 | 1.20 | 1.09 | -0.30 DOWN | |||||
|
Genworth Life of New York
SecureLiving SmartRate NY (1) Low-Band |
A | 1 | 01/25/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.07 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.07 | No Change | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 1 High-Band |
A+ | 1 | 01/31/12 | 1.05 | 3.00 | 4.05 | 1.47 | 1.43 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 3.00 | 4.00 | 1.42 | 1.42 | -0.05 DOWN | |||||
|
American National Insurance Company
Palladium Advisor [MVA] |
A | 1 | 02/01/12 | 1.25 | 1.00 | 2.25 | 1.39 | 1.18 |
0-80: 3.00+ 81-UP: 1.00+ |
|||
|
Principal Financial Group
FPDA Plus 5-Year Guaranty |
A+ | 5 | 02/01/12 | 1.30 | 0.00 | 1.30 | 1.30 | 1.21 |
0-80: 4.50 81-85: 3.00 86-90: 1.85 |
|||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 1 Low-Band |
A+ | 1 | 01/31/12 | 1.00 | 2.00 | 3.00 | 1.28 | 1.28 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 2.00 | 3.00 | 1.28 | 1.28 | No Change | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 2 High-Band |
A+ | 2 | 01/31/12 | 1.05 | 1.50 | 2.55 | 1.26 | 1.23 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 1.50 | 2.50 | 1.21 | 1.21 | -0.05 DOWN | |||||
|
Principal Financial Group
FPDA Plus 7-Year Guaranty |
A+ | 1 | 02/01/12 | 1.20 | 0.00 | 1.20 | 1.20 | 1.03 |
0-80: 4.50 81-85: 3.00 86-90: 1.85 |
|||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 4 High-Band |
A+ | 4 | 01/31/12 | 1.05 | 0.75 | 1.80 | 1.16 | 1.14 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 0.75 | 1.75 | 1.11 | 1.11 | -0.05 DOWN | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 6 High-Band |
A+ | 6 | 01/31/12 | 1.05 | 0.60 | 1.65 | 1.14 | 1.13 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 0.60 | 1.60 | 1.09 | 1.09 | -0.05 DOWN | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 2 Low-Band |
A+ | 2 | 01/31/12 | 1.00 | 1.00 | 2.00 | 1.14 | 1.14 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 1.00 | 2.00 | 1.14 | 1.14 | No Change | |||||
|
Principal Financial Group
FPDA Plus 1-Year Guaranty High-Band |
A+ | 1 | 02/01/12 | 1.00 | 0.00 | 1.00 | 1.00 | 2.01 | 1.14 | 1.14 |
0-80: 4.50 81-85: 3.00 86-UP: 1.85 |
|
|
Principal Financial Group
FPDA Plus 1-Year Guaranty Low-Band |
A+ | 1 | 02/01/12 | 1.00 | 0.00 | 1.00 | 0.50 | 1.51 | 1.07 | 1.07 |
0-80: 4.50 81-85: 3.00 86-UP: 1.85 |
|
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 4 Low-Band |
A+ | 4 | 01/31/12 | 1.00 | 0.50 | 1.50 | 1.07 | 1.07 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 0.50 | 1.50 | 1.07 | 1.07 | No Change | |||||
|
Protective Life Corporation
ProSaver Secure II Fixed Annuity 6 Low-Band |
A+ | 6 | 01/31/12 | 1.00 | 0.35 | 1.35 | 1.05 | 1.05 |
0-75: 4.00 76-80: 2.00 81-85: 1.00 |
|||
| Next Rate: | 02/15/12 | 1.00 | 0.35 | 1.35 | 1.05 | 1.05 | No Change | |||||
|
American National Insurance Company
Palladium Group Fixed Deferred |
A | 1 | 02/01/12 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 0-UP: 4.00+ | |||
| Surrender Charges Last 6 Years | ||||||||||||
|
Genworth Life of New York
Liberty NY 1-Yr Guaranty High-Band |
A | 1 | 10/01/11 | 2.05 | 2.75 | 4.80 | 1.45 | 2.50 | 1.62 |
0-75: 3.00 76-80: 1.95 81-UP: 1.05 |
||
| Next Rate: | 02/08/12 | 1.85 | 2.75 | 4.60 | 2.30 | 1.59 | -0.20 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty High-Band |
A | 1 | 09/21/11 | 2.05 | 2.75 | 4.80 | 1.55 | 2.50 | 1.62 |
0-75: 3.00 76-80: 1.95 81-85: 1.05 |
||
| Next Rate: | 02/08/12 | 1.85 | 2.75 | 4.60 | 2.30 | 1.59 | -0.20 DOWN | |||||
|
Fixed AnnuitiesFor more Information Contact Mark Perry |
|
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