Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 8 Years | ||||||||||||
|
United States Life Insurance Co. (NY)
AG HorizonFlex |
A | 1 | 05/21/12 | 1.00 | 2.00 | 3.00 | 1.25 | 1.25 |
0-75: 5.00+ 76-80: 4.00+ 81-85: 3.00+ |
|||
| Surrender Charges Last 7 Years | ||||||||||||
|
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond High-Band |
A | 2 | 05/01/12 | 1.35 | 2.00 | 3.35 | 2.20 | 2.15 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
American National Life Insurance Company of NY
WealthQuest Citadel 7 Diamond Low-Band |
A | 2 | 05/01/12 | 1.25 | 2.00 | 3.25 | 2.10 | 2.10 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (1) High-Band |
A | 1 | 03/07/12 | 1.00 | 1.50 | 2.50 | 1.21 | 1.21 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Principal Financial Group
FPDA Plus 5-Year Guaranty |
A+ | 5 | 05/15/12 | 1.15 | 0.00 | 1.15 | 1.15 | 1.11 |
0-80: 4.50 81-85: 3.00 86-90: 1.85 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (3) High-Band |
A | 3 | 03/07/12 | 1.00 | 0.80 | 1.80 | 1.11 | 1.11 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (1) Mid-Band |
A | 1 | 03/07/12 | 1.00 | 0.75 | 1.75 | 1.11 | 1.11 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (5) High-Band |
A | 5 | 03/07/12 | 1.00 | 0.55 | 1.55 | 1.08 | 1.08 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (3) Mid-Band |
A | 3 | 03/07/12 | 1.00 | 0.40 | 1.40 | 1.06 | 1.06 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Principal Financial Group
FPDA Plus 7-Year Guaranty |
A+ | 1 | 05/15/12 | 1.05 | 0.00 | 1.05 | 1.05 | 1.01 |
0-80: 4.50 81-85: 3.00 86-90: 1.85 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (5) Mid-Band |
A | 5 | 03/07/12 | 1.00 | 0.35 | 1.35 | 1.05 | 1.05 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (3) Low-Band |
A | 3 | 03/07/12 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Principal Financial Group
FPDA Plus 1-Year Guaranty Low-Band |
A+ | 1 | 05/15/12 | 1.00 | 0.00 | 1.00 | 0.00 | 1.00 | 1.00 |
0-80: 4.50 81-85: 3.00 86-90: 1.85 |
||
|
Principal Financial Group
FPDA Plus 1-Year Guaranty High-Band |
A+ | 1 | 05/15/12 | 1.00 | 0.00 | 1.00 | 0.00 | 1.00 | 1.00 |
0-80: 4.50 81-85: 3.00 86-90: 1.85 |
||
|
Genworth Life of New York
SecureLiving SmartRate NY (5) Low-Band |
A | 5 | 03/07/12 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
|
Genworth Life of New York
SecureLiving SmartRate NY (1) Low-Band |
A | 1 | 03/07/12 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Surrender Charges Last 6 Years | ||||||||||||
|
Genworth Life of New York
SecureLiving Independence NY High-Band |
A | 2 | 04/18/12 | 2.15 | 1.50 | 3.65 | 2.40 | 1.96 |
0-75: 2.25 76-80: 1.31 81-85: 0.94 |
|||
|
Genworth Life of New York
Liberty NY 1-Yr Guaranty High-Band |
A | 1 | 05/16/12 | 1.95 | 2.75 | 4.70 | 1.35 | 2.40 | 1.61 |
0-75: 3.00 76-80: 1.95 81-UP: 1.05 |
||
|
Genworth Life of New York
SecureLiving Independence NY Mid-Band |
A | 2 | 04/18/12 | 2.15 | 1.00 | 3.15 | 2.32 | 1.88 |
0-75: 2.25 76-80: 1.31 81-85: 0.94 |
|||
|
Genworth Life of New York
Liberty NY 1-Yr Guaranty Mid-Band |
A | 1 | 05/16/12 | 1.95 | 2.00 | 3.95 | 1.35 | 2.28 | 1.49 |
0-75: 3.00 76-80: 1.95 81-UP: 1.05 |
||
|
New York FixedFor more Information Contact Mark Perry |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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