MYGA

For more Information Contact Mark Perry

Toll Free: 800-999-3026 ext. 2264
Phone: 913-661-5132
markp@targetins.com

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 10 Years
American National Life Insurance Company of NY Palladium MYG 10 High-Band	A	100,000		02/01/12	1	3.55	2.65	0-79: 4.00 80-85: 2.00
	A	100,000		02/01/12	2-10	2.55	2.65	0-79: 4.00 80-85: 2.00
American National Insurance Company Palladium MYG Annuity 10 High-Band [MVA]	A	100,000		02/01/12	1	3.55	2.65	0-79: 4.00 80-85: 2.00
	A	100,000		02/01/12	2-10	2.55	2.65	0-79: 4.00 80-85: 2.00
American General Life Insurance Company AG HorizonSelect 10 [MVA]	A	5,000		01/30/12	1-10	2.60	2.60	0-80: 4.00+ 81-85: 3.00+ see notes
	A	5,000		01/30/12			2.60	0-80: 4.00+ 81-85: 3.00+ see notes
	Next Rate:			02/06/12	1-10	2.35	2.35	-0.25 DOWN
	Next Rate:			02/06/12			2.35	-0.25 DOWN
American National Insurance Company Palladium MYG Annuity 10 Low-Band [MVA]	A	5,000		02/01/12	1	3.45	2.55	0-79: 4.00 80-85: 2.00
	A	5,000		02/01/12	2-10	2.45	2.55	0-79: 4.00 80-85: 2.00
American National Life Insurance Company of NY Palladium MYG 10 Low-Band	A	5,000		02/01/12	1	3.45	2.55	0-79: 4.00 80-85: 2.00
	A	5,000		02/01/12	2-10	2.45	2.55	0-79: 4.00 80-85: 2.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000		02/01/12	1-10	2.45	2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000		02/01/12			2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000		02/01/12	1-10	2.45	2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000		02/01/12			2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000		02/01/12	1-10	2.30	2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000		02/01/12			2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000		02/01/12	1-10	2.30	2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000		02/01/12			2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
Protective Life Corporation FutureSaver II Annuity 10 High-Band [MVA]	A+	100,000	1.00	01/31/12	1-10	2.10	2.20	0-75: 3.25 76-85: 1.50
	A+	100,000	1.00	01/31/12			2.20	0-75: 3.25 76-85: 1.50
	Next Rate:			02/07/12	1-10	1.95	2.05	-0.15 DOWN
	Next Rate:			02/07/12			2.05	-0.15 DOWN
Protective Life Corporation FutureSaver II Annuity 10 Low-Band [MVA]	A+	10,000		01/31/12	1-10	2.10	2.10	0-75: 3.25 76-85: 1.50
	A+	10,000		01/31/12			2.10	0-75: 3.25 76-85: 1.50
	Next Rate:			02/07/12	1-10	1.95	1.95	-0.15 DOWN
	Next Rate:			02/07/12			1.95	-0.15 DOWN
ING Annuity and Asset Sales Guarantee Choice 10 High-Band [MVA]	A	75,000		01/18/12	1	3.00	2.10	0-80: 3.25+ see notes
	A	75,000		01/18/12	2-10	2.00	2.10	0-80: 3.25+ see notes
Protective Life Corporation FutureSaver II Annuity 10 (ROP) Low-Band [MVA]	A+	10,000		01/31/12	1-10	2.05	2.05	0-75: 3.25 76-85: 1.50
	A+	10,000		01/31/12			2.05	0-75: 3.25 76-85: 1.50
	Next Rate:			02/07/12	1-10	1.90	1.90	-0.15 DOWN
	Next Rate:			02/07/12			1.90	-0.15 DOWN
Protective Life Corporation FutureSaver II Annuity 10 (ROP) High-Band [MVA]	A+	100,000		01/31/12	1-10	2.05	2.05	0-75: 3.25 76-85: 1.50
	A+	100,000		01/31/12			2.05	0-75: 3.25 76-85: 1.50
	Next Rate:			02/07/12	1-10	1.90	1.90	-0.15 DOWN
	Next Rate:			02/07/12			1.90	-0.15 DOWN
ING Annuity and Asset Sales Guarantee Choice 10 Low-Band [MVA]	A	15,000		01/18/12	1-10	2.00	2.00	0-80: 3.25+ see notes
	A	15,000		01/18/12			2.00	0-80: 3.25+ see notes

Company / Product Name	AM Best	Minimum Premium	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 9 Years
American National Insurance Company Palladium MYG Annuity 9 High-Band [MVA]	A	100,000	02/01/12	1	4.45	2.67	0-79: 3.00 80-85: 1.00
	A	100,000	02/01/12	2-9	2.45	2.67	0-79: 3.00 80-85: 1.00
American National Insurance Company Palladium MYG Annuity 9 Low-Band [MVA]	A	5,000	02/01/12	1	4.35	2.57	0-79: 3.00 80-85: 1.00
	A	5,000	02/01/12	2-9	2.35	2.57	0-79: 3.00 80-85: 1.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	A+	100,000	02/01/12	1-9	2.45	2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	02/01/12			2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	A+	100,000	02/01/12	1-9	2.45	2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000	02/01/12			2.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	A+	10,000	02/01/12	1-9	2.30	2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000	02/01/12			2.30	0-75: 2.50 76-80: 1.60 81-85: 1.00

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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