Top MYGA

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company	Product	Years Gtd	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender	Commission
10 Year Interest Rate Guarantees
EquiTrust Life Ins. Co.	Certainty 10 [MVA]	10	4.15	4.15	4.15	3.00 +notes
EquiTrust Life Ins. Co.	Certainty Select 10 [MVA]	10	4.15	4.15	4.15	3.00 +notes
West Coast Life	Sure Advantage 10 High-Band [MVA]	10	3.75	3.75	3.85	2.50
North American Company	NA Guarantee Choice 10 High-Band [MVA]	10	3.85	3.85	3.85	2.50 +notes
ING USA Annuity and Life	Guaranteed Choice 10 High-Band [MVA]	10	4.70	3.70	3.80	see notes
Allianz Life of NY	Power 5 Annuity [MVA, LOAN, REGISTERED]	10	3.25	3.25	3.76	4.00
West Coast Life	Sure Advantage 10 Low-Band [MVA]	10	3.75	3.75	3.75	2.50
American National Ins. Co.	Palladium MYG Annuity 10 High-Band [MVA]	10	4.65	3.65	3.75	4.00
Amer. General Life Ins. Co.	AG HorizonSelect 10 [MVA]	10	3.75	3.75	3.75	4.00
ING USA Annuity and Life	Guaranteed Choice 10 Low-Band [MVA]	10	3.70	3.70	3.70	see notes
American National Ins. Co.	Palladium MYG Annuity 10 Low-Band [MVA]	10	4.55	3.55	3.65	4.00
North American Company	NA Guarantee Choice 10 Low-Band [MVA]	10	3.65	3.65	3.65	2.50 +notes
Allianz Life	Dominator Plus 10 High-Band [MVA, LOAN]	10	3.65	3.65	3.65	4.00
Allianz Life	Dominator Plus 10 Mid-Band [MVA, LOAN]	10	3.55	3.55	3.55	4.00
Amer. General Life Ins. Co.	AG Horizon Choice 10 [MVA]	10	3.45	3.45	3.45	5.00 +notes
Allianz Life of NY	Dominator Annuity 10 [MVA, LOAN]	10	3.40	3.40	3.40	3.00
9 Year Interest Rate Guarantees
Amer. General Life Ins. Co.	AG Horizon Choice 9 [MVA]	9	3.85	3.85	3.85	2.65 +notes
West Coast Life	Sure Advantage 9 High-Band [MVA]	9	3.60	3.60	3.71	2.50
North American Company	NA Guarantee Choice 9 High-Band [MVA]	9	3.65	3.65	3.65	2.50 +notes
West Coast Life	Sure Advantage 9 Low-Band [MVA]	9	3.60	3.60	3.60	2.50

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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