Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 10 Years | ||||||||||||
|
American National Insurance Company
Palladium Century 7 |
A | 1 | 02/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 |
0-74: 5.00+ 75-80: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 5 |
A | 1 | 02/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 |
0-74: 6.00+ 75-80: 3.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 01/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
American National Insurance Company
Palladium Century 3 |
A | 1 | 02/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 |
0-74: 7.00+ 75-UP: 4.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band |
A | 1 | 01/06/12 | 1.55 | 0.00 | 1.55 | 2.00 | 3.58 | 1.75 | 1.26 |
0-75: 6.50+ 76-78: 4.50+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band |
A | 1 | 01/06/12 | 1.25 | 0.00 | 1.25 |
2.00 to 5.00 |
6.31 |
1.45 to 1.75 |
1.23 to 1.52 |
0-75: 5.00+ 76-78: 3.00+ |
|
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 01/30/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
| Next Rate: | 02/06/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 | No Change | |||||
|
American National Insurance Company
Palladium Century 1 |
A | 1 | 02/01/12 | 1.55 | 1.00 | 2.55 | 1.65 | 1.15 |
0-74: 8.00+ 75-90: 5.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 |
2.00 to 5.00 |
6.05 |
1.20 to 1.49 |
1.20 to 1.49 |
0-75: 5.00+ 76-78: 3.00+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 4.00 | 5.04 | 1.40 | 1.40 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus Low-Band |
A | 1 | 01/06/12 | 1.00 | 0.00 | 1.00 | 2.00 | 3.02 | 1.20 | 1.20 |
0-75: 6.50+ 76-78: 4.50+ |
|
| Surrender Charges Last 9 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 01/30/12 | 1.25 | 6.00 | 7.25 | 1.90 | 1.82 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
|||
| Next Rate: | 02/06/12 | 1.25 | 6.00 | 7.25 | 1.90 | 1.82 | No Change | |||||
| Surrender Charges Last 8 Years | ||||||||||||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 01/30/12 | 1.60 | 2.00 | 3.60 | 1.85 | 1.76 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
|||
| Next Rate: | 02/06/12 | 1.60 | 2.00 | 3.60 | 1.85 | 1.76 | No Change | |||||
| Surrender Charges Last 7 Years | ||||||||||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band |
A | 5 | 01/25/12 | 1.50 | 0.60 | 2.10 | 1.93 | 1.93 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.60 | 1.65 | 1.48 | 1.61 | -0.45 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band |
A | 3 | 01/25/12 | 1.50 | 0.90 | 2.40 | 1.88 | 1.88 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.90 | 2.10 | 1.58 | 1.76 | -0.30 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band |
A | 5 | 01/25/12 | 1.50 | 0.40 | 1.90 | 1.79 | 1.79 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.05 | 0.40 | 1.45 | 1.34 | 1.46 | -0.45 DOWN | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate High-Band |
A | 1 | 01/25/12 | 1.55 | 1.25 | 2.80 | 1.73 | 1.68 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.55 | 1.75 | 3.30 | 1.80 | 1.76 | +0.07 UP | |||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band |
A | 3 | 01/25/12 | 1.50 | 0.50 | 2.00 | 1.71 | 1.71 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.20 | 0.50 | 1.70 | 1.41 | 1.59 | -0.30 DOWN | |||||
|
American National Insurance Company
Citadel 7 Diamond High-Band |
A | 2 | 02/01/12 | 1.35 | 2.00 | 3.35 | 1.63 | 1.38 |
0-80: 3.50+ 81-85: 2.50+ |
|||
|
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band |
A | 1 | 01/25/12 | 1.55 | 0.50 | 2.05 | 1.62 | 1.58 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
|||
| Next Rate: | 02/08/12 | 1.55 | 1.00 | 2.55 | 1.69 | 1.65 | +0.07 UP | |||||
|
Fixed Annuities |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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