Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 07/20/10 | 2.70 | 0.00 | 2.70 | 10.00 | 12.97 | 3.40 | 2.75 | 0-75: 4.50+ |
| Surrender Charges Last 10 Years | |||||||||||
|
North American Company
Boomer Annuity [MVA, LOAN] |
A+ | 1 | 07/20/10 | 3.00 | 0.00 | 3.00 | 5.00 | 8.15 | 3.50 | 3.50 |
0-75: 7.00+ 76-79: 5.25+ |
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 07/20/10 | 2.65 | 0.00 | 2.65 | 5.00 | 7.78 | 3.15 | 2.56 |
0-75: 4.50+ 76-79: 3.38+ |
|
American National Insurance Company
Palladium Century 7 [MVA] |
A | 1 | 07/01/10 | 2.00 | 7.00 | 9.00 | 2.68 | 2.68 | |||
|
American National Insurance Company
Palladium Century 5 [MVA] |
A | 1 | 07/01/10 | 2.00 | 5.00 | 7.00 | 2.49 | 2.49 | |||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 07/26/10 | 2.00 | 4.00 | 6.00 | 2.39 | 2.39 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
||
|
American National Insurance Company
Palladium Century 3 [MVA] |
A | 1 | 07/01/10 | 2.00 | 3.00 | 5.00 | 2.30 | 2.30 | |||
|
American National Insurance Company
Palladium Century 1 [MVA] |
A | 1 | 07/01/10 | 2.00 | 1.00 | 3.00 | 2.10 | 2.10 | |||
| Surrender Charges Last 9 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonPlus [MVA] |
A | 6 | 07/26/10 | 2.00 | 6.00 | 8.00 | 2.65 | 2.65 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
||
| Surrender Charges Last 8 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 07/26/10 | 2.20 | 2.00 | 4.20 | 2.45 | 2.27 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
||
| Surrender Charges Last 7 Years | |||||||||||
|
American National Insurance Company
Citadel 7 Diamond High-Band |
A | 2 | 07/01/10 | 2.40 | 2.00 | 4.40 | 2.68 | 2.40 | |||
|
American National Insurance Company
Citadel 7 Diamond Low-Band |
A | 2 | 07/01/10 | 2.30 | 2.00 | 4.30 | 2.58 | 2.37 | |||
|
West Coast Life
Secure Advantage 1 High-Band |
A+ | 1 | 07/20/10 | 2.00 | 3.00 | 5.00 | 2.42 | 2.42 | |||
| Next Rate: | 08/03/10 | 1.80 | 3.00 | 4.80 | 2.22 | 2.40 | -0.20 DOWN | ||||
|
North American Company
North American Flex I [MVA, LOAN] |
A+ | 1 | 07/20/10 | 2.35 | 0.00 | 2.35 | 2.35 | 2.05 |
0-75: 4.50+ 76-80: 3.38+ 81-85: 2.25+ |
||
|
Genworth Life Insurance Company
SecureLiving SmartRate High-Band |
A | 1 | 06/30/10 | 2.00 | 2.00 | 4.00 | 2.28 | 2.28 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
|
West Coast Life
Secure Advantage 1 Low-Band |
A+ | 1 | 07/20/10 | 2.00 | 2.00 | 4.00 | 2.28 | 2.28 | |||
| Next Rate: | 08/03/10 | 1.75 | 2.00 | 3.75 | 2.03 | 2.25 | -0.25 DOWN | ||||
|
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band |
A | 1 | 06/30/10 | 2.00 | 1.50 | 3.50 | 2.21 | 2.21 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
|
Genworth Life Insurance Company
SecureLiving SmartRate Low-Band |
A | 1 | 06/30/10 | 2.00 | 1.00 | 3.00 | 2.14 | 2.14 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
|
West Coast Life
Secure Advantage 4 High-Band |
A+ | 4 | 07/20/10 | 2.00 | 0.75 | 2.75 | 2.11 | 2.11 | |||
| Next Rate: | 08/03/10 | 1.80 | 0.75 | 2.55 | 1.91 | 1.99 | -0.20 DOWN | ||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band |
A | 3 | 06/30/10 | 2.00 | 0.70 | 2.70 | 2.10 | 2.10 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
|
Fixed Annuities |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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