500 Mamarioneck Ave
Harrison, NY 10528
www.sequoiabrokerage.com

Fixed Indexed Annuities
Sequoia Brokerage and EveryAnnuity.com-
Your one-stop shop for all of your
brokerage needs!
 
 
 
State
 Premium
 Qual
 Flex?
 Rating
 Company
 SC yrs
 Age
 Comm
%

Showing 1-150 of 201    Display: Print/Save |<  <<   Page 1 of 2   >>   >|
Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate 		Additional
Information
Surrender Charges Last 14 Years
Fidelity & Guaranty Life
FG AccumulatorPlus 14
14 yrs (NQ)   1.00% 87.50% $1,006 02/02/12 0-85: 7.50 Request Broker Kit
1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Point-to-Point with Cap
1-Year Fixed Account @ 3.00% 1 Year S&P 500 Monthly Average with Cap
1 Year Index Gain Option with Declared Rate
Fidelity & Guaranty Life
Prosperity Elite 14
14 yrs (NQ)   1.00% 87.50% $1,006 02/02/12 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Fixed Account @ 2.50% 3-Year S&P 500 Point-to-Point with a Cap
1-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap
1-Year Performance Triggered Account 1-Year S&P 500 Monthly Average with A Cap
2-Year S&P 500 Point-to-Point with a Cap
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
14 yrs (NQ) 6.00 1.00% 87.50% $1,066 02/02/12 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Fixed Account @ 2.50% 1-Year S&P 500 Monthly Average with A Cap
2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account
1-Year S&P 500 Monthly Point-to-Point with a Cap 3-Year S&P 500 Point-to-Point with a Cap
1-Year S&P 500 Point-to-Point with a Cap
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
14 yrs (NQ) 9.00 1.00% 87.50% $1,096 02/02/12 0-79: 8.00
80-85: 4.00 		Request Broker Kit
2-Year S&P 500 Point-to-Point with a Cap 1-Year Performance Triggered Account
1-Year S&P 500 Monthly Point-to-Point with a Cap 1-Year S&P 500 Monthly Average with A Cap
Fixed Account @ 2.50% 3-Year S&P 500 Point-to-Point with a Cap
1-Year S&P 500 Point-to-Point with a Cap
Surrender Charges Last 12 Years
Amer. Equity Investment Life Ins. Co.
Bonus 5 (INDEX-3-07-WA)
12 yrs (NQ) 3.00
to 5.00 		1.50% 87.50% 10/08/11 0-57: 6.00+
58-80: 4.00+ 		Request Broker Kit
1 Year S&P 500 Monthly Average with Cap Traditional Fixed Value @ 1.75%
1-Year S&P 500 Point-to-Point Cap 1 Year S&P 500 Monthly Average Participation Rate
1-Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Annual Point-to-Point Participation Rate
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 12
12 yrs 85 5.00 1.50% 90.00% $1,130 01/30/12 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+ 		Request Broker Kit
2-Year Point-to-Point Account with Cap Monthly Additive Account with Cap
Fixed Interest Account @ 1.55%
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 12 (CA)
12 yrs 85 5.00 2.00% 90.00% $1,198 01/30/12 0-75: 8.00
76-80: 4.00
81-85: 2.50 		Request Broker Kit
2-Year Point-to-Point Account with Cap Monthly Additive Account with Cap
Fixed Interest Account @ 2.00%
Great Amer. Life Ins. Co.
American Valor II
12 yrs 85 3.00
to 5.00 		1.00% 100% $1,183 08/22/11
Qualified
18-75: 6.00+
76-80: 4.50+
81-85: 2.50+
Non-Qualified
0-75: 6.00+
76-80: 4.50+
81-UP: 2.50+
Request Broker Kit
1 Year S&P 500 Monthly Average with Cap 1 Year S&P 500 Annual Point-to-Point
Declared Rate Strategy @ 1.00%
Liberty Life Insurance Co.
Enhanced Choice 12
12 yrs (NQ) 5.00 1.00% 87.50% $1,035 01/18/12 0-75: 6.50+
76-UP: 3.50+ 		Request Broker Kit
1-Year S&P 500 Annual Point-to-Point Cap 8 Year Fixed Fixed @ 2.00%
1-Year DJIA Quarterly Point-to-Point Cap 1-Year DJIA Monthly Average Cap
1-Year S&P 500 Monthly Additive Point-to-Point Cap
Life of the Southwest
SecurePlus Premier 8
12 yrs 80 3.00 1.95% 90.00% $1,169 08/29/11 0-75: 8.00+
76-80: 5.00+
81-85: 4.00+ 		Request Broker Kit
S&P 500 Ending Index Rate Option 2 S&P 500 Ending Index Rate Option 1
Declared Fixed Account @ 1.95% Russell 2000 Ending Index Rate Option 1
1-Year S&P 500 Average Russell 2000 Ending Index Rate Option 2
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus
12 yrs (NQ) 5.00
to 10.00 		1.00% 87.50% $1,085 01/01/12 0-75: 7.50+
76-80: 5.00+
81-86: 3.00+ 		Request Broker Kit
Rainbow Point to Point Indexed Account - 1 year Global Performance Trigger Indexed Account - 1 year S&P 500
Rainbow Point to Point Indexed Account - 1 year Domestic Monthly Point to Point Indexed Account - 1 year S&P 500
Point to Point Indexed Account - 1 year S&P 500 Fixed Account @ 0.85%
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -High
12 yrs (NQ)   1.00% 87.50% $ 986 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00 		Request Broker Kit
Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Domestic
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -Low
12 yrs (NQ) 5.00 1.00% 87.50% $1,035 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00 		Request Broker Kit
Monthly Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Domestic
Rainbow Point to Point Indexed Account - 1 year Global Performance Trigger Indexed Account - 1 year S&P 500
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -High
12 yrs (NQ)   1.00% 87.50% $ 986 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00 		Request Broker Kit
Monthly Point to Point Indexed Account - 1 year S&P 500 Rainbow Point to Point Indexed Account - 1 year Global
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -Low
12 yrs (NQ) 5.00 1.00% 87.50% $1,035 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00 		Request Broker Kit
Point to Point Indexed Account - 1 year S&P 500 Fixed Account @ 2.50%
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 5% -High
12 yrs (NQ)   1.00% 87.50% $ 986 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00 		Request Broker Kit
Performance Trigger Indexed Account - 1 year S&P 500 Fixed Account @ 2.50%
Phoenix Life Insurance Co.
Phoenix Reflections Gold Bonus 6%
12 yrs (NQ) 6.00 1.00% 87.50% $1,045 01/01/12 0-75: 7.50
76-80: 5.00
81-86: 3.00 		Request Broker Kit
Fixed Account @ 0.75% Rainbow Point to Point Indexed Account - 1 year Global
Monthly Point to Point Indexed Account - 1 year S&P 500 Performance Trigger Indexed Account - 1 year S&P 500
Rainbow Point to Point Indexed Account - 1 year Domestic Point to Point Indexed Account - 1 year S&P 500
Surrender Charges Last 10 Years
Aviva Life & Annuity (Income Series)
Income Preferred Ultra -High
10 yrs 78 3.00
to 5.00 		1.00% 87.50% $1,015 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
Fixed Strategy @ 1.45%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Advantage -High
10 yrs 78 3.00
to 5.00 		1.00% 87.50% $1,015 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
Fixed Strategy @ 1.45%
Forethought Financial
Destination Income 15 -High
10 yrs 85   2.00% 90.00% $1,097 02/01/12 0-75: 6.50
76-85: 5.00 		Request Broker Kit
Fixed Account Strategy @ 2.00%
Forethought Financial
Destination Income 15 -Mid
10 yrs 85   2.00% 90.00% $1,097 02/01/12 0-75: 6.50
76-85: 5.00 		Request Broker Kit
Fixed Account Strategy @ 2.00%
Forethought Financial
Destination Income 15 -Low
10 yrs 85   2.00% 90.00% $1,097 02/01/12 0-75: 6.50
76-85: 5.00 		Request Broker Kit
Fixed Account Strategy @ 2.00%
Aviva Life & Annuity (Income Series)
Income Preferred Ultra -Low
10 yrs 78 3.00
to 5.00 		1.00% 87.50% $1,015 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Advantage -Low
10 yrs 78 3.00
to 5.00 		1.00% 87.50% $1,015 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
Fixed Strategy @ 1.00%
American National Ins. Co.
Value Lock 10
10 yrs 80   1.00-1.75% 90.00% $1,071 02/01/12 0-75: 10.00
76-80: 8.00 		Request Broker Kit
S&P 500 10 Year Point-to-Point
Allianz Life Ins. Co. of North America
Allianz 360 Annuity
10 yrs 80   1.00-1.35% 87.50% $1,001 01/31/12 0-75: 7.00
76-80: 5.00 		Request Broker Kit
1-Year Blended Annual Point-to-Point Cap 1-Year Blended Monthly Average Spread
1-Year Eurostoxx 50 Annual Point-to-Point 1-Year Eurostoxx 50 Monthly Sum Cap
1-Year Nasdaq 100 Annual Point-to-Poiont 1-Year Nasdaq 100 Monthly Sum Cap
1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Sum Cap
1-Year Fixed Interest Account @ 1.80%
Allianz Life Ins. Co. of North America
Allianz 365i Annuity
10 yrs (NQ) 8.00 2.15% 87.50% $1,169 01/31/12 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year EuroSTOXX 50 Monthly Sum Cap 1 Year EuroSTOXX 50 Point-to-Point Cap
1 Year Nasdaq 100 Point-to-Point Cap 1 Year S&P 500 Point-to-Point Cap
1 Year S&P 500 SELECT Annual Point-to-Point Cap 1 Year S&P 500 SELECT Monthly Sum Cap
1-Year Nasdaq 100 Monthly Sum Cap 1-Year S&P 500 Monthly Sum Cap
1 Year Fixed Interest Account @ 1.50%
Allianz Life Ins. Co. of North America
Endurance Plus
10 yrs 80   1.50% 90.00% $1,044 01/31/12 0-75: 7.00+
76-80: 3.50+ 		Request Broker Kit
1 Year Blended Monthly Average 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1-Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point
1-Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point
1 Year Fixed Interest Account @ 1.90% 1 Year S&P 500 SELECT Monthly Sum Cap
1 Year S&P 500 SELECT Point-to-Point Cap
Allianz Life Ins. Co. of North America
MasterDex 10 Plus Annuity
10 yrs 80 10.00 1.00% 87.50% $1,063 01/31/12 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap
Fixed Interest Account @ 2.20%
Allianz Life Ins. Co. of North America
MasterDex 3 Plus
10 yrs (NQ) 3.00 2.00% 87.50% $1,099 01/31/12 65-69: 7.00
70-80: 5.00 		Request Broker Kit
1-Year S&P 500 Annual Point-to-Point 1-Year S&P 500 Monthly Sum
Blended Index Annual Point-to-Point Blended Index Monthly Averaging
FTSE 100 Annual Point-to-Point FTSE 100 Monthly Sum
Nasdaq 100 Annual Point-to-Point Nasdaq 100 Monthly Sum
1-Year Fixed Interest Option @ 1.50%
Allianz Life Ins. Co. of North America
MasterDex 5 Plus Annuity
10 yrs 80 3.00
to 5.00 		2.00% 87.50% $1,120 01/31/12 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year FTSE 100 Monthly Sum Cap 1 Year FTSE 100 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Sum Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Sum Cap 1 Year S&P 500 Point-to-Point Cap
Fixed Interest Account @ 1.50%
Allianz Life Ins. Co. of North America
MasterDex X Annuity
10 yrs 80 6.00 1.95-2.05% 87.50% $1,136 01/31/12 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
1 Year Blended Monthly Average Spread 1 Year Blended Point-to-Point Cap
1 Year Euro STOXX 50 Monthly Cap 1 Year Euro STOXX 50 Point-to-Point Cap
1 Year Nasdaq 100 Monthly Cap 1 Year Nasdaq 100 Point-to-Point Cap
1 Year S&P 500 Monthly Cap 1 Year S&P 500 Point-to-Point Cap
1 Year S&P 500 SELECT Annual Point-to-Point Cap 1 Year S&P 500 SELECT Monthly Sum Cap
1 Year Fixed Interest Account @ 1.60%
Amer. Equity Investment Life Ins. Co.
Advantage Gold
10 yrs (NQ) 5.00 1.50% 84.00% 10/08/11 0-75: 6.00+
76-80: 4.50+ 		Request Broker Kit
Traditional Fixed Value @ 1.65% 1 Year S&P 500 Monthly Average with Cap
1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average Participation Rate
1 Year S&P 500 Point-to-Point Cap 10 Year U.S. Treasury Bond Value with Cap
1 Year S&P 500 Annual Point-to-Point Participation Rate
Amer. Equity Investment Life Ins. Co.
Millenium Platinum (WA)
10 yrs (NQ)   1.50% 87.50% 10/08/11 0-75: 6.00+
76-80: 4.50+ 		Request Broker Kit
Traditional Fixed Value @ 1.75% 1 Year S&P 500 Annual Point-to-Point Participation Rate
1 Year S&P 500 Monthly Point-to-Point 1 Year S&P 500 Monthly Average Participation Rate
10 Year U.S. Treasury Bond Value with Cap
Amer. General Life Ins. Co.
AG Global Bonus Index Annuity
10 yrs 80 5.00 1.50% 100% $1,219 01/30/12 0-75: 5.25
76-80: 2.75 		Request Broker Kit
Annual Point-to-Point Account with Participation Rate Global Multiple Index Account with Cap
Monthly Additive Account with Cap Fixed Interest Account @ 1.85%
Amer. General Life Ins. Co.
AG Global Bonus Index Annuity (CA)
10 yrs 80 5.00 2.00% 100% $1,280 01/30/12 0-75: 5.25
76-80: 2.75 		Request Broker Kit
Annual Point-to-Point Account with Participation Rate Global Multiple Index Account with Cap
Monthly Additive Account with Cap Fixed Interest Account @ 2.00%
Amer. General Life Ins. Co.
AG Vision Maximizer
10 yrs 75 5.00 1.50% 90.00% $1,097 01/30/12 0-75: 8.00+ Request Broker Kit
Annual Point-to-Point Account with Adjustable Participation Annual Point-to-Point Account with Cap
Monthly Average Account with Index Spread Fixed Interest Account @ 1.50%
Amer. General Life Ins. Co.
AG Vision Maximizer (CA)
10 yrs 75 5.00 2.00% 90.00% $1,152 01/30/12 0-UP: 8.00 Request Broker Kit
Annual Point-to-Point with Adjustable Participation Annual Point-to-Point with Cap
Monthly Average Account with Index Spread Fixed Interest Account @ 2.00%
American National Ins. Co.
ANICO Strategy Indexed Annuity 10
10 yrs 85   1.00% 90.00% $ 994 02/01/12 0-75: 8.00+
76-80: 6.50+
81-85: 5.00+ 		Request Broker Kit
1 Year S&P 500 Point-to-Point Declared Rate Interest Account @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -Low
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year Average Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -High
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Fixed Strategy @ 1.55% 1-Year Average Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -Low
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -High
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -Low
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy Fixed Strategy @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus -High
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro -High
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap Fixed Strategy @ 1.55%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro -Low
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Average Index Strategy 1-Year S&P 500 Point-to-Point
Fixed Strategy @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro -High
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Average Index Strategy 1-Year S&P 500 Point-to-Point
Aviva Life & Annuity (Income Series)
Income Preferred Bonus Pro -Low
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -Low
10 yrs 78 4.00 1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -High
10 yrs 78 4.00 1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy
Fixed Strategy @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -Low
10 yrs 78 4.00 1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -High
10 yrs 78 4.00 1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Bonus S -Low
10 yrs 78 4.00 1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Average Index Strategy Fixed Strategy @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Ten -Low
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Ten -High
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
Fixed @ 1.40%
Aviva Life & Annuity (Income Series)
Income Preferred Ten -Low
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
1-Year Average Index Strategy Fixed @ 1.00%
Aviva Life & Annuity (Income Series)
Income Preferred Ten -High
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (Income Series)
Income Preferred Ten -Low
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-78: 5.50+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (Income Series)
Income Select 10 -Low
10 yrs 78   2.75% 87.50% $1,148 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
Fixed @ 2.00% 1-Year S&P 500 Monthly Cap
1-Year Point-to-Point Hang Seng
Aviva Life & Annuity (Income Series)
Income Select 10 -High
10 yrs 78   2.75% 87.50% $1,148 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
Fixed @ 2.00%
Aviva Life & Annuity (Income Series)
Income Select 10 -Low
10 yrs 78   2.75% 87.50% $1,148 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life & Annuity (Income Series)
Income Select 10 -High
10 yrs 78   2.75% 87.50% $1,148 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year S&P500 Point-to-Point 1-Year Point-to-Point DJ EUROSTOXX 50
1-Year S&P 500 Point-to-Point w/ Participation
Aviva Life & Annuity (Income Series)
Income Select 10 -Low
10 yrs 78   2.75% 87.50% $1,148 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year S&P500 Point-to-Point 1-Year S&P 500 Point-to-Point w/ Participation
Aviva Life & Annuity (Income Series)
Income Select 10 -High
10 yrs 78   2.75% 87.50% $1,148 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Hang Seng 1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series)
Income Select Plus S -Low
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1 - Year Point to Point Dow Jones EUROSTOXX 50 1-Year S&P 500 Point-to-Point Cap
1 - Year Point to Point Hang Seng Index
Aviva Life & Annuity (Income Series)
Income Select Plus S -High
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1 - Year Point to Point Dow Jones EUROSTOXX 50
Aviva Life & Annuity (Income Series)
Income Select Plus S -Low
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (Income Series)
Income Select Plus S -High
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year S&P 500 Point-to-Point Cap Fixed @ 2.00%
Aviva Life & Annuity (Income Series)
Income Select Plus S -Low
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year S&P 500 Point-to-Point w/ Participation
Aviva Life & Annuity (Income Series)
Income Select Plus S -High
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation
Aviva Life & Annuity (Income Series)
Income Select Plus S -Low
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
Fixed @ 2.00%
Aviva Life & Annuity (Income Series)
Income Select Plus S -High
10 yrs 78 3.00
to 5.00 		2.75% 87.50% $1,205 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1 - Year Point to Point Hang Seng Index
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -High
10 yrs 78 5.00
to 7.00 		1.00% 87.50% $1,034 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Monthly Cap Rate
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -Low
10 yrs 78 3.00
to 6.00 		1.00% 87.50% $1,025 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Point-to-Point with Cap Rate 1-Year Fixed Crediting Rate @ 1.35%
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -High
10 yrs 78 5.00
to 7.00 		1.00% 87.50% $1,034 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Point-to-Point with Cap Rate 2-Year Monthly Cap Rate
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -Low
10 yrs 78 3.00
to 6.00 		1.00% 87.50% $1,025 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Monthly Cap Rate 2-Year Monthly Cap Rate
Aviva Life & Annuity (Income Series)
Lifetime Solutions Annuity -High
10 yrs 78 5.00
to 7.00 		1.00% 87.50% $1,034 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Fixed Crediting Rate @ 1.35%
Aviva Life & Annuity (MultiChoice Series)
MulitChoice Xtra Pro -Low
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series)
MulitChoice Xtra Pro -High
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Average Index Strategy 1-Year S&P 500 Point-to-Point
Fixed Strategy @ 1.55% 1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (MultiChoice Series)
MulitChoice Xtra Pro -Low
10 yrs 78 6.00 1.00% 87.50% $1,025 01/06/12 65-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap 1-Year Average Index Strategy
1-Year S&P 500 Point-to-Point
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus -Low
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus -High
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus -Low
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus -High
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Index Strategy
Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus -Low
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus -High
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus S -Low
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
Fixed Strategy @ 2.00% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus S -High
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus S -Low
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus S -High
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus S -Low
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Plus S -High
10 yrs 78 3.00
to 5.00 		1.00% 100% $1,160 01/06/12 0-75: 5.00+
76-78: 3.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -High
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -Low
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -High
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -Low
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -High
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
Fixed Strategy @ 2.00% 1-Year Point-to-Point Participation Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -Low
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -High
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -Low
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -High
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Ten -Low
10 yrs 78   1.00% 100% $1,105 01/06/12 0-75: 6.50+
76-78: 4.50+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -Low
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -Low
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Average Index Strategy (no spread) 1-Year Point-to-Point Participation Index Strategy (no cap)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Average Index Strategy (no spread)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -Low
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -Low
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Multiple Index Strategy (no spread)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Participation Index Strategy (no cap)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -Low
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Fixed Strategy @ 2.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Multiple Index Strategy (no spread)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -Low
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Monthly Cap Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Income Xtra -High
10 yrs 78 6.00 1.00% 100% $1,171 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Lifetime Solutions Annuity -Low
10 yrs (NQ) 3.00
to 6.00 		1.00% 87.50% $1,025 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Fixed Crediting Rate @ 1.35% 1-Year Point-to-Point with Cap Rate
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Lifetime Solutions Annuity -High
10 yrs (NQ) 5.00
to 7.00 		1.00% 87.50% $1,034 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Monthly Cap Rate 1-Year Point-to-Point with Cap Rate
2-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Lifetime Solutions Annuity -Low
10 yrs (NQ) 3.00
to 6.00 		1.00% 87.50% $1,025 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Lifetime Solutions Annuity -High
10 yrs (NQ) 5.00
to 7.00 		1.00% 87.50% $1,034 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
1-Year Fixed Crediting Rate @ 1.35%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Lifetime Solutions Annuity -Low
10 yrs (NQ) 3.00
to 6.00 		1.00% 87.50% $1,025 01/06/12 0-74: 7.00
75-78: 5.00 		Request Broker Kit
2-Year Monthly Cap Rate
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -High
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
Fixed Strategy @ 1.40%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -Low
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
Fixed Strategy @ 1.00% 1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -High
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -Low
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -High
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -Low
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
1-Year Point-to-Point S&P 500 Index
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Ten -High
10 yrs 78   1.00% 87.50% $ 967 01/06/12 0-75: 7.50+
76-79: 5.50+ 		Request Broker Kit
1-Year Point-to-Point S&P 500 Index
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra -High
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year S&P 500 Point-to-Point
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra -Low
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year S&P 500 Point-to-Point 1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra -High
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year Average Index Strategy
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra -Low
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra -High
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap Fixed Strategy @ 1.55%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra -Low
10 yrs 78 6.00
to 8.00 		1.00% 87.50% $1,044 01/06/12 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra (S) -High
10 yrs 78 3.00
to 4.00 		1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Point-to-Point S&P 500 Index Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra (S) -Low
10 yrs 78 3.00
to 4.00 		1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Average Index Strategy 1-Year Point-to-Point S&P 500 Index
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra (S) -High
10 yrs 78 3.00
to 4.00 		1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Monthly Cap Index
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra (S) -Low
10 yrs 78 3.00
to 4.00 		1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Monthly Cap Index Fixed Strategy @ 1.00%
Aviva Life & Annuity (MultiChoice Series)
MultiChoice Xtra (S) -High
10 yrs 78 3.00
to 4.00 		1.00% 87.50% $1,005 01/06/12 0-75: 6.00+
76-78: 4.00+ 		Request Broker Kit
1-Year Average Index Strategy
EquiTrust Life Ins. Co.
Market Value Index
10 yrs 80   2.00% 87.50% $1,067 10/24/11 0-80: 6.50+ Request Broker Kit
1-Year Fixed Interest Account @ 2.40% 1-Year Monthly Cap Index Account
1-Year Monthly Average Cap Index Account 2-Year Monthly Average Cap Index Account
1-Year Point-to-Point Cap Index Account 1-Year Monthly Average Participation Index Account
Fidelity & Guaranty Life
FG AccumulatorPlus 10
10 yrs (NQ)   1.00% 87.50% $ 967 02/02/12 0-79: 6.25+
80-85: 3.13+ 		Request Broker Kit
1 Year S&P 500 Monthly Average with Cap 1-Year Fixed Account @ 2.50%
1 Year S&P 500 Point-to-Point with Cap 1 Year S&P 500 Monthly Point-to-Point
1 Year Index Gain Option with Declared Rate
Fidelity & Guaranty Life
FG Index-Accelerator 10
10 yrs 85 6.00 1.00-1.10% 87.50% $1,035 02/02/12 0-79: 7.50+
80-85: 3.75+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap Fixed Interest Option @ 1.50%
1-Year S&P 500 Point-to-Point 2-Year S&P 500 Monthly Average with Cap
1-Year S&P 500 Monthly Average
Fidelity & Guaranty Life
Prosperity Elite 10
10 yrs (NQ)   1.00% 87.50% $ 967 02/02/12 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.25%
1-Year S&P 500 Monthly Average with A Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap
1-Year S&P 500 Point-to-Point with a Cap 2-Year S&P 500 Point-to-Point with a Cap
1-Year Performance Triggered Account
Fidelity & Guaranty Life
Prosperity Elite 10 Enhanced
10 yrs (NQ) 5.00 1.00% 87.50% $1,015 02/02/12 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
3-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Point-to-Point with a Cap
Fixed Account @ 2.25% 1-Year S&P 500 Monthly Point-to-Point with a Cap
1-Year Performance Triggered Account 2-Year S&P 500 Point-to-Point with a Cap
1-Year S&P 500 Monthly Average with A Cap
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
10 yrs (NQ) 8.00 1.00% 87.50% $1,044 02/02/12 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
3-Year S&P 500 Point-to-Point with a Cap Fixed Account @ 2.25%
1-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Point-to-Point with a Cap
2-Year S&P 500 Point-to-Point with a Cap 1-Year S&P 500 Monthly Average with A Cap
1-Year Performance Triggered Account
Fidelity & Guaranty Life Ins. Co. of New York
FGNY Index-Choice 10
10 yrs 85 2.00 1.00% 100% $1,127 02/02/12 Request Broker Kit
S&P 500 Annual Point-to-Point Fixed @ 2.50%
S&P 500 Monthly Point-to-Point S&P 500 Monthly Averaging
Forethought Financial
Bonus Advantage
10 yrs 80 5.00 1.00% 87.50% $1,015 02/01/12 55-75: 7.00
76-80: 5.00 		Request Broker Kit
Monthly Average with Annual Cap Monthly Point-to-Point with Monthly Cap
Fixed Account @ 1.00% Annual Point-to-Point with Cap
Forethought Financial
Guaranteed Destinations WA -High
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Short-Term Account Strategy @ 1.00%
Forethought Financial
Guaranteed Destinations WA -Mid
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Monthly Point-to-Point with Cap
Forethought Financial
Guaranteed Destinations WA -Low
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Fixed Account Strategy @ 2.00%
Forethought Financial
Guaranteed Destinations WA -Mid
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual Cap with Monthly Averaging Fixed Account Strategy @ 2.00%
Forethought Financial
Guaranteed Destinations WA -High
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Monthly Point-to-Point with Cap
Forethought Financial
Guaranteed Destinations WA -Low
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Short-Term Account Strategy @ 1.00% Annual Cap with Monthly Averaging
Forethought Financial
Guaranteed Destinations WA -High
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Fixed Account Strategy @ 2.00% Annual Cap with Monthly Averaging
Forethought Financial
Guaranteed Destinations WA -Mid
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Short-Term Account Strategy @ 1.00%
Forethought Financial
Guaranteed Destinations WA -Low
10 yrs 85 5.00 1.00% 87.50% $1,015 02/01/12 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Monthly Point-to-Point with Cap
Forethought Financial
Income 125 -Low
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Monthly Point-to-Point with Cap
Forethought Financial
Income 125 -Mid
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Fixed Account Strategy @ 1.00% Monthly Point-to-Point with Cap
Forethought Financial
Income 125 -Low
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Annual Point-to-Point with Cap Fixed Account Strategy @ 1.00%
Forethought Financial
Income 125 -High
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Annual Point-to-Point with Cap Monthly Point-to-Point with Cap
Forethought Financial
Income 125 -Mid
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Annual Point-to-Point with Cap
Forethought Financial
Income 125 -High
10 yrs (NQ)   1.00% 87.50% $ 967 02/01/12 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Fixed Account Strategy @ 1.00%
Forethought Financial
Index Bonus 115sm -High
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Annual Point-to-Point with Cap
Forethought Financial
Index Bonus 115sm -Low
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Fixed Account Strategy @ 1.00%
Forethought Financial
Index Bonus 115sm -High
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Monthly Point-to-Point with Cap
Forethought Financial
Index Bonus 115sm -Mid
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Fixed Account Strategy @ 1.00%
Forethought Financial
Index Bonus 115sm -Low
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Monthly Point-to-Point with Cap Annual Point-to-Point with Cap
Forethought Financial
Index Bonus 115sm -High
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Fixed Account Strategy @ 1.00%
Forethought Financial
Index Bonus 115sm -Mid
10 yrs 85   1.00% 87.50% $ 967 02/01/12 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Monthly Point-to-Point with Cap Annual Point-to-Point with Cap
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Mid
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1 Year Fixed Rate Strategy @ 1.25%
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -High
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1-Year S&P 500 Annual Cap Strategy
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Low
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap Strategy
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Mid
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1-Year S&P 500 Monthly Cap Strategy
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -High
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1 Year Fixed Rate Strategy @ 1.35%
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Mid
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
10-Year Fixed Rate Strategy @ 1.50%
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -High
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1-Year S&P 500 Performance Trigger Strategy
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Low
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
10-Year Fixed Rate Strategy @ 1.25%
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -High
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
10-Year Fixed Rate Strategy @ 1.60%
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Low
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1 Year Fixed Rate Strategy @ 1.00%
Genworth Life and Annuity Ins. Co
SecureLiving Index 10 Plus -Mid
10 yrs (NQ) 5.00 1.00% 100% 12/12/11 0-75: 7.00+
76-UP: 5.00+ 		Request Broker Kit
1-Year S&P 500 Performance Trigger Strategy 1-Year S&P 500 Annual Cap Strategy