MYGA Annuity Rates

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State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company	Product	Years Gtd	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender	Commission
10 Year Interest Rate Guarantees
Sentinel Security Life Ins. Co.	Personal Choice Annuity 10	10	4.00	4.00	4.00	2.75
Sentinel Security Life Ins. Co.	Personal Choice Annuity 10 FL	10	3.90	3.90	3.90	2.75
EquiTrust Life Ins. Co.	Certainty Select 10 [MVA]	10	3.25	3.25	3.25	3.00 +notes
EquiTrust Life Ins. Co.	Certainty 10 [MVA]	10	3.25	3.25	3.25	3.00 +notes
American National Ins. Co.	Palladium MYG Annuity 10 High-Band [MVA]	10	3.55	2.55	2.65	4.00
American National Ins. Co.	Palladium MYG Annuity 10 Low-Band [MVA]	10	3.45	2.45	2.55	4.00
The Standard	Focused Growth Annuity 10 High-Band [MVA, LOAN]	10	2.50	2.50	2.50	4.00
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	10	2.45	2.45	2.45	2.50
The Standard	Focused Growth Annuity 10 Low-Band [MVA, LOAN]	10	2.40	2.40	2.40	4.00
Amer. General Life Ins. Co.	AG HorizonSelect 10 [MVA]	10	2.35	2.35	2.35	4.00 +notes
Phoenix Life Insurance Co.	Phoenix Select Plus® 10-year [MVA]	10	2.35	2.35	2.35	3.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	10	2.30	2.30	2.30	2.50
ING Annuity and Asset Sales	Guarantee Choice 10 High-Band [MVA]	10	3.00	2.00	2.10	3.25 +notes
ING Annuity and Asset Sales	Guarantee Choice 10 Low-Band [MVA]	10	2.00	2.00	2.00	3.25 +notes
Allianz Life Ins. Co. of North America	Dominator Plus 10 High-Band [MVA, LOAN]	10	2.00	2.00	2.00	4.00
Allianz Life Ins. Co. of North America	Dominator Plus 10 Low-Band [MVA, LOAN]	10	1.90	1.90	1.90	4.00
9 Year Interest Rate Guarantees
American National Ins. Co.	Palladium MYG Annuity 9 High-Band [MVA]	9	4.45	2.45	2.67	3.00
American National Ins. Co.	Palladium MYG Annuity 9 Low-Band [MVA]	9	4.35	2.35	2.57	3.00
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	9	2.45	2.45	2.45	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	9	2.30	2.30	2.30	2.50
8 Year Interest Rate Guarantees
EquiTrust Life Ins. Co.	Certainty Select 8 [MVA]	8	4.00	3.00	3.12	3.00 +notes
EquiTrust Life Ins. Co.	Certainty 8 [MVA]	8	4.50	2.50	2.75	3.00 +notes
American National Ins. Co.	Palladium MYG Annuity 8 High-Band [MVA]	8	2.65	2.65	2.65	2.50
American National Ins. Co.	Palladium MYG Annuity 8 Low-Band [MVA]	8	2.55	2.55	2.55	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 8 High-Band [MVA]	8	2.35	2.35	2.35	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 8 Low-Band [MVA]	8	2.20	2.20	2.20	2.50
7 Year Interest Rate Guarantees
Sentinel Security Life Ins. Co.	Personal Choice Annuity 7	7	3.70	3.70	3.70	2.25
Sentinel Security Life Ins. Co.	Personal Choice Annuity 7 FL	7	3.60	3.60	3.60	2.25
Athene Annuity	7 MYG	7	4.10	3.10	3.24	2.75
Amer. Equity Investment Life Ins. Co.	Guarantee 7 (SPDA-MYGA) MVA [MVA]	7	2.70	2.70	2.70	3.00
Fidelity & Guaranty Life	FG Guarantee-Plus 7 [MVA]	7	3.40	2.40	2.54	3.25
Fidelity & Guaranty Life	FG Guarantee-Platinum 7 [MVA]	7	2.50	2.50	2.50	3.25
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 7 High-Band [MVA]	7	2.30	2.30	2.30	2.50
American National Ins. Co.	Palladium MYG Annuity 7 High-Band [MVA]	7	3.15	2.15	2.29	2.50
The Standard	Focused Growth Annuity 7 High-Band [MVA, LOAN]	7	2.25	2.25	2.25	3.00
Great Amer. Life Ins. Co.	SecureGain 7 High-Band [MVA, STEP RATE]	7	2.35	Step Rate	2.24	4.00
Amer. Equity Investment Life Ins. Co.	Guarantee 7 (SPDA-MYGA)	7	2.20	2.20	2.20	2.50
American National Ins. Co.	Palladium MYG Annuity 7 Low-Band [MVA]	7	3.05	2.05	2.19	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 7 Low-Band [MVA]	7	2.15	2.15	2.15	2.50
The Standard	Focused Growth Annuity 7 Low-Band [MVA, LOAN]	7	2.15	2.15	2.15	3.00
Great Amer. Life Ins. Co.	SecureGain 7 Low-Band [MVA, STEP RATE]	7	2.25	Step Rate	2.14	4.00
Amer. General Life Ins. Co.	AG HorizonSecure 7	7	2.10	2.10	2.10	4.00 +notes
Amer. General Life Ins. Co.	AG HorizonSelect 7 [MVA]	7	2.10	2.10	2.10	4.00 +notes
Great Amer. Life Ins. Co.	SecureGain 7 No MVA High-Band [MVA, STEP RATE]	7	2.20	Step Rate	2.09	4.00
Great Amer. Life Ins. Co.	SecureGain 7 No MVA Low-Band [MVA, STEP RATE]	7	2.10	Step Rate	1.99	4.00
Symetra Life Insurance Co.	Symetra Custom 7 High-Band	7	2.40	1.90	1.97	4.00
Symetra Life Insurance Co.	Symetra Custom 7 Mid-Band	7	2.35	1.85	1.92	4.00
ING Annuity and Asset Sales	Guarantee Choice 7 High-Band [MVA]	7	2.50	1.50	1.64	2.50 +notes
Symetra Life Insurance Co.	Symetra Custom 7 (ROP) Mid-Band	7	2.00	1.50	1.57	4.00
Symetra Life Insurance Co.	Symetra Custom 7 (ROP) High-Band	7	2.00	1.50	1.57	4.00

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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