Fixed Index Annuity Rates

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Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Allianz Life Insurance Company of North America
MasterDex 5 Plus Annuity
MasterDex 5 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    02/07/12     3.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Fixed Interest Account
Fixed 10
Years
3.00
to 5.00
    02/07/12 1.50% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+
Min Rates: 0.50
MasterDex 5 Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years
3.00
to 5.00
    02/07/12     1.70 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
3.00
to 5.00
    02/07/12     3.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
3.00
to 5.00
    02/07/12   4.50   0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex 5 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years
3.00
to 5.00
    02/07/12     3.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years
3.00
to 5.00
    02/07/12     3.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years
3.00
to 5.00
    02/07/12     1.70 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years
3.00
to 5.00
    02/07/12     1.80 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
MasterDex X Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 10
Years
6.00     02/07/12     1.80 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
1 Year Euro STOXX 50 Point-to-Point Cap
DJ EuroStoxx 50 Point to Point 10
Years
6.00     02/07/12     3.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years
6.00     02/07/12     1.80 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
1 Year S&P 500 SELECT Annual Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     02/07/12     5.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates:     1.00
MasterDex X Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years
6.00     02/07/12   4.50   0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex X Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years
6.00     02/07/12     3.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year S&P 500 SELECT Monthly Sum Cap
S&P 500 Point to Point 10
Years
6.00     02/07/12     2.30 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
MasterDex X Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years
6.00     02/07/12     3.25 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Fixed Interest Account
Fixed 10
Years
6.00     02/07/12 1.60% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+
Min Rates:
MasterDex X Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
6.00     02/07/12     3.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Euro STOXX 50 Monthly Cap
DJ EuroStoxx 50 Point to Point 10
Years
6.00     02/07/12     1.90 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-07)
Bonus Gold (Index 1-07)
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 16
Years
10.00     10/08/11     3.25 0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
10 Year U.S. Treasury Bond Value with Cap
10 Year US Treasury Point to Point 16
Years
10.00     10/08/11     3.25 0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 16
Years
10.00     10/08/11     3.25 0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 16
Years
10.00     10/08/11     3.25 0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
Traditional Fixed Value
Fixed 16
Years
10.00     10/08/11 1.75% 1-Yr Fixed 0-75: 6.00+
76-80: 4.50+
Min Rates:
Bonus Gold (Index 1-07)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 16
Years
10.00     10/08/11 20     0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 10 0.00 0.00
Bonus Gold (Index 1-07)
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 16
Years
10.00     10/08/11     3.25 0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 16
Years
10.00     10/08/11 20     0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 10 0.00  
Bonus Gold (Index 1-07)
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 16
Years
10.00     10/08/11     1.80 0-75: 6.00+
76-80: 4.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Retirement Gold (02-09)
Surrender Charge schedule is 10 years. Bonus fully vests in 14 years
Retirement Gold (02-09)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11     3.00 0-78: 6.00+
Annual Monthly Min Rates:     1.00
Retirement Gold (02-09)
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11     1.60 0-78: 6.00+
Annual Monthly Sum Min Rates:     1.00
Retirement Gold (02-09)
Traditional Fixed Value
Fixed 10
Years
5.00
to 8.00
    10/08/11 1.60% 1-Yr Fixed 0-78: 6.00+
Min Rates:
Retirement Gold (02-09)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11 15     0-78: 6.00+
Annual None Min Rates: 10    
Retirement Gold (02-09)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11 15     0-78: 6.00+
Annual None Min Rates: 10    
Retirement Gold (02-09)
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years
5.00
to 8.00
    10/08/11     3.00 0-78: 6.00+
Annual None Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
Income Preferred Bonus - Low
Fixed Strategy
Fixed 10
Years
6.00
to 8.00
    01/06/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates:
Income Preferred Bonus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
6.00
to 8.00
    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+
Annual None Min Rates:     2.00
Income Preferred Bonus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
6.00
to 8.00
    01/06/12     1.60 0-75: 7.00+
76-78: 5.00+
Annual Monthly Sum Min Rates:     1.00
Income Preferred Bonus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years
6.00
to 8.00
    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+
Annual None Min Rates:     2.00
Income Preferred Bonus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years
6.00
to 8.00
    01/06/12     1.05 0-75: 7.00+
76-78: 5.00+
Annual Monthly Sum Min Rates:     1.00
Income Preferred Bonus - High
Fixed Strategy
Fixed 10
Years
6.00
to 8.00
    01/06/12 1.55% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates:
Income Preferred Bonus - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00
to 8.00
    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+
Annual Monthly Min Rates:     1.00
Income Preferred Bonus - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years
6.00
to 8.00
    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+
Annual Monthly Min Rates:     1.00
EquiTrust Life Insurance Company
Builder Bonus Index
Builder Bonus Index
2-Year S&P 500 Monthly Averaging
S&P 500 Point to Point 9
Years
5.00
to 6.00
    10/24/11     7.00 0-80: 5.00
Biennial Monthly Min Rates: 100 0.00 6.00
Builder Bonus Index
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 9
Years
5.00
to 6.00
    10/24/11     3.00 0-80: 5.00
Annual None Min Rates: 100 0.00 3.00
Builder Bonus Index
1-Year S&P 500 Daily Averaging
S&P 500 Point to Point 9
Years
5.00
to 6.00
    10/24/11     3.00 0-80: 5.00
Annual Daily Min Rates: 100 0.00 3.00
Builder Bonus Index
1-Year Fixed Rate Account
Fixed 9
Years
5.00
to 6.00
    10/24/11 1.15% 1-Yr Fixed 0-80: 5.00
Min Rates:
Market Power Bonus Index
Market Power Bonus Index
1-Year Fixed Interest Account
Fixed 14
Years
10.00     10/24/11 1.50% 1-Yr Fixed 0-75: 8.50+
Min Rates:
Market Power Bonus Index
1-Year S&P 500 Daily Average Cap
S&P 500 Point to Point 14
Years
10.00     10/24/11     3.50 0-75: 8.50+
Annual Daily Min Rates: 100   3.00
Market Power Bonus Index
2-Year S&P 500 Monthly Averaging Cap Account
S&P 500 Point to Point 14
Years
10.00     10/24/11     8.00 0-75: 8.50+
Biennial Monthly Min Rates:     6.00

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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