Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Bail Out
|
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | ||||||||||||
| Surrender Charges Last 15 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 10/08/11 | 2.00 | 0.00 | 2.00 |
3.00 to 10.00 |
12.20 |
2.20 to 2.65 |
1.73 to 2.18 |
0-75: 5.00+ 76-80: 3.75+ |
|
|
National Western Life
NWL Future Assurance [LOAN] |
A | 1 | 12/01/11 | 1.00 | 0.00 | 1.00 |
2.00 to 10.00 |
11.10 |
1.13 to 1.64 |
1.13 to 1.64 |
0-75: 5.00+ 76-80: 3.00+ |
|
| Surrender Charges Last 14 Years | ||||||||||||
|
National Western Life
NWL Benefit Assurance [LOAN] |
A | 1 | 12/01/11 | 1.00 | 0.00 | 1.00 |
4.00 to 5.00 |
6.05 |
1.28 to 1.35 |
1.28 to 1.35 |
0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+ |
|
| Surrender Charges Last 12 Years | ||||||||||||
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 10/08/11 | 2.25 | 0.00 | 2.25 | 2.00 | 4.30 | 2.42 | 2.42 |
0-75: 6.00+ 76-80: 4.50+ |
|
| Surrender Charges Last 11 Years | ||||||||||||
|
Americo
Platinum Secure [LOAN] |
A- | 1 | 01/08/12 | 2.00 | 0.00 | 2.00 | 5.00 | 7.10 | 2.45 | 1.54 |
Call
|
|
| Surrender Charges Last 10 Years | ||||||||||||
|
Guaranty Income Life
FlexPlus 10 (3% Bonus) |
B | 1 | 01/01/12 | 2.70 | 3.00 | 5.70 | 3.00 | 1.46 |
0-74: 4.25 75-79: 1.75 |
|||
|
Guaranty Income Life
FlexPlus 10 (2% Bonus) |
B | 1 | 01/01/12 | 2.70 | 2.00 | 4.70 | 2.90 | 1.36 |
0-74: 5.25 75-79: 2.75 |
|||
|
Guaranty Income Life
FlexPlus 10 (1% Bonus) |
B | 1 | 01/01/12 | 2.70 | 1.00 | 3.70 | 2.80 | 1.27 |
0-74: 6.25 75-79: 3.75 |
|||
|
Guaranty Income Life
FlexPlus 10 |
B | 1 | 01/01/12 | 2.70 | 0.00 | 2.70 | 2.70 | 1.17 |
0-74: 7.25 75-79: 4.75 |
|||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-2-09) |
A- | 1 | 10/08/11 | 1.60 | 0.00 | 1.60 | 9.00 | 10.74 | 2.48 | 1.93 | 0-78: 6.00+ | |
|
American General Life Insurance Company
AG HorizonMYG (CA) |
A | 6 | 02/06/12 | 2.00 | 4.00 | 6.00 | 2.39 | 2.39 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 7 |
A | 1 | 02/01/12 | 1.55 | 7.00 | 8.55 | 2.23 | 1.73 |
0-74: 5.00+ 75-80: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 5 |
A | 1 | 02/01/12 | 1.55 | 5.00 | 6.55 | 2.04 | 1.54 |
0-74: 6.00+ 75-80: 3.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 01/06/12 | 1.60 | 0.00 | 1.60 | 4.00 | 5.66 | 2.00 | 1.46 |
0-75: 6.00+ 76-78: 4.00+ |
|
|
American National Insurance Company
Palladium Century 3 |
A | 1 | 02/01/12 | 1.55 | 3.00 | 4.55 | 1.85 | 1.35 |
0-74: 7.00+ 75-UP: 4.50+ |
|||
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus High-Band |
A | 1 | 01/06/12 | 1.55 | 0.00 | 1.55 | 2.00 | 3.58 | 1.75 | 1.26 |
0-75: 6.50+ 76-78: 4.50+ |
|
|
Aviva Life & Annuity (Income Series)
Income Select Spirit Plus S High-Band |
A | 1 | 01/06/12 | 1.25 | 0.00 | 1.25 |
2.00 to 5.00 |
6.31 |
1.45 to 1.75 |
1.23 to 1.52 |
0-75: 5.00+ 76-78: 3.00+ |
|
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 02/06/12 | 1.35 | 4.00 | 5.35 | 1.74 | 1.60 |
0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ |
|||
|
American National Insurance Company
Palladium Century 1 |
A | 1 | 02/01/12 | 1.55 | 1.00 | 2.55 | 1.65 | 1.15 |
0-74: 8.00+ 75-90: 5.50+ |
|||
|
Forethought Financial
Secure Bonus 115sm High-Band [MVA] |
A- | 1 | 02/01/12 | 1.50 | 0.00 | 1.50 | 1.50 | 1.05 |
0-75: 7.50+ 76-85: 5.00+ |
|||
|
Fixed Declared Annuity RatesPFG Marketing Group, Inc. |
|
“Relentless Support for Financial Professionals”
Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.
Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.
"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
For use by licensed insurance agents/brokers only - not authorized for use by the public.
Copyright 1997-2012 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com
PFG Marketing Group, Inc. (800) 944-1831
Call to speak with one of our experienced marketers today.