and
Advantage Senior
Advisory Group

Fixed Indexed Annuities

www.paysoninsurance.com
Payson: 800-229-9912
Advantage: 877-870-7400
 
 
 
State
Premium
Qual
Flex?
Rating
Company
SC yrs
Age
Comm
%


Showing 1-20 of 186    Display: Print/Save |<  <<   Page 1 of 10   >>   >|
Company / Product SC Years Issue
Age
Premium
Bonus
Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index-1-05 & Index-7-05-OK)
17 yrs (NQ) 10.00% 3.00% 87.50% 11/04/09 0-75: 8.20+
76-80: 6.15+
Fixed @ 3.10% S&P 500 Monthly Point-to-Point
S&P 500 Monthly Average w/ PR S&P 500 Monthly Average w/ CAP
S&P 500 Annual Point-to-Point w/ PR S&P 500 Annual Point-to-Point w/ CAP
Lehman Brothers U.S. Aggregate Annual Point-to-Point Dow Jones Annual Monthly Average
Dow Jones Annual Point-to-Point
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co.
Bonus Gold (Index 1-07)
16 yrs 80 10.00% 3.00% 87.50% 11/04/09 0-75: 6.00+
76-80: 4.50+
Fixed Value @ 3.10% 1-Year S&P 500 Monthly Average Cap
1-Year S&P 500 Point-to-Point Cap 1-Year S&P 500 Monthly Point-to-Point
1-Year S&P 500 Point-to-Point PR 1-Year S&P 500 Monthly Average PR
1-Year Lehman U.S. Aggregate Point-to-Point 1-Year Dow Jones Point-to-Point Cap
1-Year Dow Jones Monthly Average Cap
Surrender Charges Last 15 Years
Life of the Southwest
SecurePlus Accumulator 5
15 yrs 65 5.00% 2.45% 87.50% $1,321 03/01/10 0-70: 7.00+
71-75: 6.00+
76-80: 4.00+
Declared Interest Account @ 3.15% Ending Index Account
Average Index Account
Life of the Southwest
SecurePlus Platinum
15 yrs 62 2.45% 87.50% $1,258 02/22/10 0-70: 10.00+
71-75: 9.00+
76-80: 8.00+
Average Index Account Ending Index Account
Declared Interest Account @ 3.30%
Loyal American Life
Loyal Generation -Low
15 yrs 85 7.50% 3.00% 87.50% $1,465 11/09/09 18-75: 7.25+
76-80: 4.85+
81-85: 3.25+
Purchase Payment Account @ 2.00% Declared Rate Strategy @ 2.00%
S&P 500 Annual Point-to-Point S&P 500 Daily Average
S&P 500 Monthly Average S&P 500 Monthly Average with No Cap
Loyal American Life
Loyal Generation -High
15 yrs 85 7.50% 3.00% 87.50% $1,465 11/09/09 18-75: 7.25+
76-80: 4.85+
81-85: 3.25+
S&P 500 Annual Point-to-Point S&P 500 Daily Average
S&P 500 Monthly Average S&P 500 Monthly Average with No Cap
Purchase Payment Account @ 2.00% Declared Rate Strategy @ 2.00%
National Western Life
Liberty Champion
15 yrs 85 5.00% 02/21/10
Qualified
0-70: 9.25+
71-75: 7.75+
Non-Qualified
0-70: 9.25+
71-80: 7.75+
81-85: 5.50+
Fixed @ 2.85% Option D: Annual Reset with Monthly Cap
Option A: Annual Reset with Monthly Averaging
National Western Life
NWL Ultra Future
15 yrs 80 10.00% 2.00% 87.50% $1,295 02/21/10
Qualified
0-70: 7.00+
71-75: 3.50+
76-80: 2.00+
Non-Qualified
0-75: 7.00+
76-80: 5.00+
Option B: Fixed Account @ 3.40% Option A: Monthly Averaging Annual Reset
Option D: Monthly Cap
Surrender Charges Last 14 Years
Amer. Equity Investment Life Ins. Co.
Retirement Gold (02-09)
14 yrs 78 10.00% 2.25% 87.50% 11/04/09 0-78: 6.00+
Fixed @ 2.90% S&P 500 Monthly Average w/ Participation
S&P 500 Monthly Average w/ Cap S&P 500 Point-to-Point w/ Participation
S&P 500 Point-to-Point w/ Cap S&P 500 Monthly Cap
Annuity Investors Life (Great Amer. Life)
FlexMax 14
14 yrs 80 5.00% 2.00% 90.00% $1,247 01/21/10
Qualified
18-55: 8.00+
56-70: 4.75+
Non-Qualified
0-55: 8.00+
56-70: 4.75+
71-80: 3.95+
Declared Rate Strategy @ 2.50% 1 Year S&P 500 Annual Point-to-Point
EquiTrust Life Ins. Co.
Market Power Bonus Index
14 yrs 80 10.00% 3.00% 87.50% $1,456 03/12/10 0-80: 8.50+
1-Year S&P 500 Daily Average Cap 1-Year S&P 500 Point-to-Point Cap
2-Year S&P 500 Monthly Averaging Cap Account 1-Year S&P 500 Monthly Cap
1 Year S&P 500 Monthly Average Participation 1-Year Interest Account @ 2.85%
EquiTrust Life Ins. Co.
MarketTwelve Bonus
14 yrs (NQ) 6.00% 3.00% 87.50% $1,403 03/12/10
Fixed @ 2.60% 1-Year S&P 500 Point-to-Point w/Cap
1-Year S&P 500 Daily Average w/ Cap 1-Year S&P 500 Monthly Average w/Participation
1-Year S&P 500 Monthly Cap 2-Year Monthly Average Cap
National Western Life
NWL Ultra Benefit
14 yrs (NQ) 5.00% 2.00% 87.50% $1,212 02/21/10
Qualified
0-70: 8.00+
71-75: 5.50+
76-80: 3.50+
81-85: 1.00+
Non-Qualified
0-75: 8.00+
76-80: 6.00+
81-85: 3.50+
Option A: Monthly Average Annual Reset Option D: Monthly Cap Annual Reset
Fixed @ 2.50%
Surrender Charges Last 13 Years
National Western Life
NWL Ultra Classic
13 yrs 80 2.00% 87.50% $1,132 02/21/10
Qualified
0-70: 12.00+
71-75: 10.00+
76-80: 9.00+
Non-Qualified
0-75: 12.00+
76-80: 10.50+
Option B: Fixed Account @ 3.80% Option A: Monthly Averaging Annual Reset
Option D: Monthly Cap Annual Reset
Surrender Charges Last 12 Years
Amer. Equity Investment Life Ins. Co.
Income Gold (Index 3-07)
12 yrs 80 5.00% 3.00% 87.50% 11/04/09 0-75: 5.63+
76-80: 4.22+
Fixed Account @ 3.10% 1-Year S&P 500 Monthly Average PR
1-Year S&P 500 Monthly Average Cap 1-Year S&P 500 Point-to-Point PR
1-Year S&P 500 Monthly Point-to-Point Cap 1-Year S&P 500 Point-to-Point Cap
1-Year Lehman U.S. Aggregate Point-to-Point Cap 1-Year Dow Jones Monthly Average Cap
1-Year Dow Jones Point-to-Point Cap
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 12
12 yrs 85 5.00% 2.00% 90.00% $1,198 03/05/10 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Fixed Interest Account @ 2.80% Monthly Additive Account with Cap
2-Year Point-to-Point Account with Cap
Annuity Investors Life (Great Amer. Life)
FlexMax 12
12 yrs 85 2.00% 90.00% $1,141 01/21/10
Qualified
18-60: 9.25+
61-70: 6.75+
Non-Qualified
0-60: 9.25+
61-85: 6.75+
Declared Rate Strategy @ 2.50% 1 Year S&P 500 Annual Point-to-Point
Lincoln Financial Group
Lincoln OptiPoint 12 -Low
12 yrs 75 4.00% 2.00% 100% $1,319 03/01/10 0-75: 8.00+
Fixed @ 2.55% Performance Triggered
2-Year Monthly Cap 2-Year Point to Point
Lincoln Financial Group
Lincoln OptiPoint 12 -High
12 yrs 75 5.00% 2.00% 100% $1,332 03/01/10 0-75: 8.00+
2-Year Point to Point 2-Year Monthly Cap
Performance Triggered Fixed @ 2.55%
National Western Life
Liberty Challenge
12 yrs 85 (NQ) 2.00% 02/21/10
Qualified
0-70: 9.00+
71-75: 8.00+
Non-Qualified
0-70: 9.00+
71-80: 8.00+
81-85: 6.25+
Fixed @ 2.85% Option D: Annual Reset with Monthly Cap
Option A: Annual Reset with Monthly Averaging
Showing 1-20 of 186    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 10

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

Copyright 1997-2010 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com