Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 15 Years | |||||||||||
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 11/04/09 | 3.10 | 0.00 | 3.10 |
3.00 to 10.00 |
13.41 | 3.76 | 1.78 |
0-75: 6.00+ 76-80: 4.50+ |
|
National Western Life
Confidence Flex 45 [MVA, LOAN] |
A | 1 | 03/12/10 | 3.20 | 0.00 | 3.20 |
4.00 to 5.00 |
8.36 | 3.54 | 3.35 |
0-69: 9.00+ 70-80: 8.75+ 81-85: 5.75+ |
|
National Western Life
Confidence Flex 85 [MVA, LOAN] |
A | 1 | 03/12/10 | 3.00 | 0.00 | 3.00 |
5.00 to 8.00 |
11.24 | 3.53 | 3.53 |
0-80: 7.00+ 81-85: 4.00+ |
|
Life of the Southwest
Retire Four |
A | 1 | 02/22/10 | 2.95 | 1.00 | 3.95 | 3.02 | 1.61 |
0-70: 11.00+ 71-75: 9.00+ |
||
|
National Western Life
NWL Future Assurance [LOAN] |
A | 1 | 03/12/10 | 2.00 | 0.00 | 2.00 |
4.70 to 10.00 |
12.20 | 2.65 | 2.65 |
0-75: 7.00+ 76-80: 5.00+ |
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
North American Flex III [MVA, LOAN] |
A+ | 1 | 02/23/10 | 3.25 | 0.00 | 3.25 | 10.00 | 13.58 | 3.96 | 2.79 | 0-75: 4.50+ |
|
National Western Life
NWL Benefit Assurance [LOAN] |
A | 1 | 03/12/10 | 2.00 | 0.00 | 2.00 |
4.00 to 5.00 |
7.10 | 2.36 | 2.36 |
0-75: 10.00+ 76-80: 8.00+ 81-85: 5.50+ |
| Surrender Charges Last 12 Years | |||||||||||
|
American Equity Investment Life Insurance Company
FPDA-11 (MVA) [MVA] |
A- | 1 | 11/04/09 | 3.15 | 0.00 | 3.15 | 6.00 | 9.34 | 3.65 | 3.51 |
0-75: 3.75+ 76-80: 2.81+ |
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 11/04/09 | 3.15 | 0.00 | 3.15 | 2.00 | 5.21 | 3.32 | 3.18 |
0-75: 7.50+ 76-80: 5.63+ |
|
Life of the Southwest
RetireThree |
A | 1 | 02/22/10 | 2.80 | 0.00 | 2.80 | 2.80 | 1.56 |
0-70: 10.00 71-75: 9.00 76-80: 5.00 |
||
|
Life of the Southwest
RetireMax FPDA 3 403(b) High-Band [TSA, LOAN] |
A | 1 | 02/22/10 | 2.80 | 0.00 | 2.80 | 2.80 | 1.56 | |||
| Surrender Charges Last 10 Years | |||||||||||
|
RBC Insurance
Value Master SPDA [MVA] |
A | 1 | 03/01/10 | 4.20 | 0.00 | 4.20 | 4.20 | 3.12 |
0-75: 8.50 76-80: 6.50 81-85: 5.50 |
||
|
National Western Life
NWL Prevail Seven [MVA, LOAN] |
A | 1 | 03/12/10 | 3.25 | 7.00 | 10.25 | 3.93 | 2.80 |
0-75: 5.75 76-85: 1.50 86-90: 1.20 |
||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-09) |
A- | 1 | 11/04/09 | 2.90 | 0.00 | 2.90 | 10.00 | 13.19 | 3.89 | 2.16 | 0-78: 6.00+ |
|
National Western Life
NWL Accumulator Five [LOAN] |
A | 1 | 03/12/10 | 3.25 | 5.00 | 8.25 | 3.74 | 2.61 |
0-75: 7.00+ 76-90: 3.20+ |
||
|
North American Company
North American Flex II [MVA, LOAN] |
A+ | 1 | 02/23/10 | 3.20 | 0.00 | 3.20 | 5.00 | 8.36 | 3.70 | 2.62 |
0-75: 4.50+ 76-79: 3.38+ |
|
American National Insurance Company
Palladium Ultra 7 |
A | 1 | 03/01/10 | 3.00 | 7.00 | 10.00 | 3.68 | 2.77 | |||
|
Guaranty Income Life
Flex 10 |
B+ | 1 | 12/01/09 | 3.50 | 1.00 | 4.50 | 3.60 | 1.34 |
0-74: 7.75 75-85: 5.75 |
||
|
Reliance Standard Life
Argus 2000 MVA [MVA] |
A | 3 | 11/02/09 | 3.55 | 0.00 | 3.55 | 3.55 | 3.16 |
0-75: 7.50 76-80: 6.00 81-85: 4.50 |
||
|
Reliance Standard Life
Argus 2000 SP |
A | 3 | 11/02/09 | 3.55 | 0.00 | 3.55 | 3.55 | 3.16 |
0-75: 6.50 76-80: 5.20 81-85: 3.90 |
||
|
Fixed Annuitieswww.paysoninsurance.com |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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