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.
Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 10 Years | |||||||||||
|
RBC Insurance
Value Master [MVA] |
A | 1 | 01/01/09 | 6.50 | 0.00 | 6.50 | 6.50 | 3.34 |
0-75: 8.50 76-80: 6.50 81-85: 5.50 |
||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 12/15/08 | 4.50 | 4.00 | 8.50 | 4.89 | 3.88 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||
| Next Rate: | 01/06/09 | 4.25 | 4.00 | 8.25 | 4.64 | 3.73 | -0.25 DOWN | ||||
|
North American Company
Boomer Annuity [MVA] |
A+ | 1 | 01/05/09 | 3.90 | 0.00 | 3.90 | 5.00 | 9.09 | 4.41 | 3.59 |
0-75: 7.00 76-80: 5.25 |
|
American Investors Life Insurance Company, Inc, an Aviva Co
FPDA P10 [MVA] |
A+ | 1 | 01/05/09 | 2.20 | 3.80 | 6.00 | 2.57 | 2.80 | 0-80: 7.00 | ||
| Surrender Charges Last 9 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonPlus 2004 [MVA] |
A | 6 | 12/15/08 | 4.50 | 6.00 | 10.50 | 5.15 | 4.30 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
||
| Next Rate: | 01/06/09 | 4.25 | 6.00 | 10.25 | 4.90 | 4.14 | -0.25 DOWN | ||||
|
North American Company
North American Director |
A+ | 1 | 01/05/09 | 4.05 | 3.00 | 7.05 | 4.38 | 3.44 | |||
| Surrender Charges Last 8 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 12/15/08 | 4.80 | 2.00 | 6.80 | 5.05 | 2.59 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
||
| Next Rate: | 01/06/09 | 4.55 | 2.00 | 6.55 | 4.80 | 2.56 | -0.25 DOWN | ||||
|
Lincoln Financial Group
Lincoln ClassicSM Flex 8 High-Band [MVA, LOAN] |
A+ | 1 | 01/01/09 | 4.05 | 3.00 | 7.05 | 4.42 | 3.50 |
0-75: 5.00 76-80: 3.50 81-85: 1.75 |
||
|
Lincoln Financial Group
Lincoln ClassicSM Flex 8 Low-Band [MVA, LOAN] |
A+ | 1 | 01/01/09 | 4.05 | 2.00 | 6.05 | 4.30 | 3.38 |
0-75: 5.00 76-80: 3.50 81-85: 1.75 |
||
| Surrender Charges Last 7 Years | |||||||||||
|
Integrity Life Insurance
New Momentum 10 [MVA] |
A++ | 10 | 12/31/08 | 4.45 | 0.75 | 5.20 | 4.56 | 6.53 |
0-79: 5.00 80-85: 3.00 |
||
|
RBC Insurance
RBC Enhanced 7 [MVA] |
A | 1 | 01/01/09 | 4.20 | 2.00 | 6.20 | 4.48 | 3.45 |
0-75: 5.50 76-80: 3.50 81-84: 2.00 85-90: 1.00 |
||
|
Integrity Life Insurance
New Momentum 7 [MVA] |
A++ | 7 | 12/31/08 | 4.20 | 0.75 | 4.95 | 4.31 | 4.31 |
0-79: 5.00 80-85: 3.00 |
||
|
Integrity Life Insurance
New Momentum 5 [MVA] |
A++ | 5 | 12/31/08 | 4.00 | 0.75 | 4.75 | 4.11 | 3.82 |
0-79: 5.00 80-85: 3.00 |
||
|
Integrity Life Insurance
New Momentum 3 [MVA] |
A++ | 3 | 12/31/08 | 3.45 | 0.75 | 4.20 | 3.56 | 3.30 |
0-79: 5.00 80-85: 3.00 |
||
|
Integrity Life Insurance
New Momentum 2 [MVA] |
A++ | 2 | 12/31/08 | 3.35 | 0.75 | 4.10 | 3.46 | 3.21 |
0-79: 5.00 80-85: 3.00 |
||
| Surrender Charges Last 6 Years | |||||||||||
|
RBC Insurance
Guarantee 3+3 Master MVA [MVA] |
A | 3 | 01/01/09 | 6.25 | 0.00 | 6.25 | 6.25 | 4.61 |
0-75: 2.00 76-80: 1.25 81-85: 0.50 |
||
|
RBC Insurance
Guarantee 3+3 Master |
A | 3 | 01/01/09 | 6.00 | 0.00 | 6.00 | 6.00 | 4.49 |
0-75: 2.00 76-80: 1.25 81-85: 0.50 |
||
| Surrender Charges Last 5 Years | |||||||||||
|
RBC Insurance
Master Builder SPDA [MVA] |
A | 1 | 01/01/09 | 4.85 | 0.00 | 4.85 | 4.85 | 3.37 |
0-75: 6.25 76-80: 4.25 |
||
|
Sun Life Financial
Focus Five Plus High-Band |
A++ | 1 | 12/22/08 | 3.86 | 2.50 | 6.36 | 4.36 | 3.66 |
0-80: 4.00 81-UP: 1.25 |
||
|
Sun Life Financial
Focus Five Plus Low-Band |
A++ | 1 | 12/22/08 | 3.71 | 2.50 | 6.21 | 4.21 | 3.63 |
0-80: 4.00 81-UP: 1.25 |
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Fixed Annuitieswww.paysoninsurance.com |
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
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