Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 10 Years | |||||||||||
|
RBC Insurance
Value Master SPDA [MVA] |
A | 1 | 07/01/09 | 4.30 | 0.00 | 4.30 | 4.30 | 3.13 |
0-75: 8.50 76-80: 6.50 81-85: 5.50 |
||
|
North American Company
Boomer Annuity [MVA] |
A+ | 1 | 03/30/09 | 3.65 | 0.00 | 3.65 | 5.00 | 8.83 | 4.16 | 3.57 |
0-75: 7.00 76-80: 5.25 |
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 05/18/09 | 3.75 | 4.00 | 7.75 | 4.14 | 3.44 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||
|
American Investors Life Insurance Company, Inc, an Aviva Co
FPDA P10 [MVA] |
A | 1 | 05/06/09 | 2.20 | 3.80 | 6.00 | 2.57 | 2.80 | 0-80: 7.00 | ||
| Surrender Charges Last 9 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonPlus 2004 [MVA] |
A | 6 | 05/18/09 | 3.75 | 6.00 | 9.75 | 4.40 | 3.81 |
0-75: 6.00 76-80: 3.20 81-85: 1.35 |
||
| Surrender Charges Last 8 Years | |||||||||||
|
American General Life Insurance Company
AG HorizonFlex |
A | 1 | 05/18/09 | 4.35 | 2.00 | 6.35 | 4.60 | 2.53 |
0-75: 5.00 76-80: 4.00 81-85: 3.00 |
||
|
Assurity Life
Encore Bonus |
A- | 2 | 07/01/09 | 3.00 | 1.50 | 4.50 | 3.19 | 0.92 |
0-75: 6.00 76-80: 5.00 81-90: 3.00 |
||
| Surrender Charges Last 7 Years | |||||||||||
|
Integrity Life Insurance
New Momentum 7 [MVA] |
A++ | 7 | 06/30/09 | 3.15 | 0.75 | 3.90 | 3.26 | 3.26 |
0-79: 5.00 80-85: 3.00 |
||
|
Integrity Life Insurance
New Momentum 5 [MVA] |
A++ | 5 | 06/30/09 | 2.55 | 0.75 | 3.30 | 2.66 | 2.79 |
0-79: 5.00 80-85: 3.00 |
||
|
Integrity Life Insurance
New Momentum 3 [MVA] |
A++ | 3 | 06/30/09 | 2.35 | 0.75 | 3.10 | 2.46 | 2.83 |
0-79: 5.00 80-85: 3.00 |
||
|
Integrity Life Insurance
New Momentum 2 [MVA] |
A++ | 2 | 06/30/09 | 2.25 | 0.75 | 3.00 | 2.36 | 2.89 |
0-79: 5.00 80-85: 3.00 |
||
| Surrender Charges Last 6 Years | |||||||||||
|
RBC Insurance
Guarantee 3 + 3 Master SPDA, MVA, years 1-3 [MVA] |
A | 3 | 07/01/09 | 4.25 | 0.00 | 4.25 | 4.25 | 3.62 |
0-75: 2.00 76-80: 1.25 81-85: 0.50 |
||
|
RBC Insurance
Guarantee 3 + 3 Master SPDA, Non-MVA, years 1-3 |
A | 3 | 07/01/09 | 4.00 | 0.00 | 4.00 | 4.00 | 3.50 |
0-75: 2.00 76-80: 1.25 81-85: 0.50 |
||
| Surrender Charges Last 5 Years | |||||||||||
|
Sun Life Financial
Focus Five Plus High-Band |
A+ | 1 | 06/22/09 | 3.15 | 1.00 | 4.15 | 3.35 | 2.02 |
0-80: 3.50 81-UP: 1.00 |
||
|
RBC Insurance
Master Builder SPDA [MVA] |
A | 1 | 07/01/09 | 3.25 | 0.00 | 3.25 | 3.25 | 3.05 |
0-75: 6.25 76-80: 4.25 |
||
|
Sun Life Financial
Focus Five Plus Low-Band |
A+ | 1 | 06/22/09 | 3.00 | 1.00 | 4.00 | 3.20 | 2.00 |
0-80: 3.50 81-UP: 1.00 |
||
|
Fixed Annuities |
|
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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