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Indexed Annuity Detail Sheet

 
 
 
State
Premium
Qual
Flex?
Rating
Company
SC yrs
Age
Comm
%


Showing 1-20 of 205    Display: Print/Save |<  <<   Page 1 of 11   >>   >|
Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States Commissions
Age: Rate
Surrender Charges Last 10 Years
Surrender Charges Last 8 Years
Surrender Charges Last 7 Years
Surrender Charges Last 5 Years

Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States Commissions
Age: Rate
Surrender Charges Last 17 Years

American Equity Investment Life Insurance Company

Bonus Gold (Index-1-05 & Index-7-05-OK)
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

DE OK
0-75: 8.20+
76-80: 6.15+
Withdrawal Notes: Prem Bonus: 10.00
For states DE (17 years): 20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2
For states OK (17 years): 20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2
Age 79+ in states OK (17 years): 20 19.5 19 18.5 18 17 16 15 13.5 12 10 8 6 4 2 0 0
 
Guaranteed Minimum Value: 87.5% of Premium at 3.00%
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed 1-Year Fixed Rate (no bonus) 3.10%
S&P 500 Monthly Average w/ PR S&P 500 Point to Point Annual Monthly 35    
S&P 500 Monthly Average w/ CAP S&P 500 Point to Point Annual Monthly     6.50
S&P 500 Annual Point-to-Point w/ PR S&P 500 Point to Point Annual None 25    
S&P 500 Annual Point-to-Point w/ CAP S&P 500 Point to Point Annual None     6.50
S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60
Lehman Brothers U.S. Aggregate Annual Point-to-Point LB US Aggregate Bond Point to Point Annual None     4.00
Dow Jones Annual Monthly Average DJIA Point to Point Annual Monthly     6.50
Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     6.50
Surrender Charges Last 16 Years

American Equity Investment Life Insurance Company

Bonus Gold (Index 1-07)
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT DE MN NY OK OR PR UT VI WA
0-75: 6.00+
76-80: 4.50+
Withdrawal Notes: Prem Bonus: 10.00
Withdrawal Charges 16 years:
20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2
 
Guaranteed Minimum Value: 87.5% of Premium at 3.00%
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed Value 1-Year Fixed Rate (no bonus) 3.10%
1-Year S&P 500 Point-to-Point PR S&P 500 Point to Point Annual None 25    
1-Year S&P 500 Monthly Average PR S&P 500 Point to Point Annual Monthly 35    
1-Year S&P 500 Monthly Average Cap S&P 500 Point to Point Annual Monthly     6.50
1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     6.50
1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60
1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     6.50
1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     6.50
1-Year Lehman U.S. Aggregate Point-to-Point LB US Aggregate Bond Point to Point Annual None     4.00
Surrender Charges Last 15 Years

Life of the Southwest

SecurePlus Platinum
Non-Qualified
Owner:62
Annuitant:62
Qualified
Owner:62
Annuitant:62
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:3,000
Monthly:3,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
Yes-Nursing Home  No- Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK CT NJ NY OR PR VI WA
0-70: 10.00+
71-75: 9.00+
76-80: 8.00+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 15 years:
14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
 
Guaranteed Minimum Value: 87.5% of Premium at 2.45%  (GMR/1000 $1,258)
Account Name Indicie Type Reset Averaging Part Spread Cap
Declared Interest Account 1-Year Fixed Rate (no bonus) 3.30%
Average Index Account S&P 500 Point to Point Annual Daily 60   100.00
Ending Index Account S&P 500 Point to Point Annual None 100   7.15

National Western Life

Liberty Champion
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Only
Available in:

WY
Qualified
0-70: 9.25+
71-75: 7.75+
Non-Qual
0-70: 9.25+
71-80: 7.75+
81-85: 5.50+
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 15 years:
20 20 20 20 20 20 18 16 14 12 10 8 6 4 2
 
Guaranteed Minimum Value:
Account Name Indicie Type Reset Averaging Part Spread Cap
Fixed 1-Year Fixed Rate (no bonus) 2.85%
Option D: Annual Reset with Monthly Cap S&P 500 Point to Point Annual Monthly Sum     2.00
Option A: Annual Reset with Monthly Averaging S&P 500 Point to Point Annual Monthly 65 0.75  

National Western Life

NWL Ultra Future
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Flex. Annuity Option 
No- Flex. Wthdrl Rider  No- Long Term Care 
No- Extended Care Rider  No- Special Enhanced Life Income Options 
No- Death Benefit Rider  No- Terminal Illness 
No- Nursing Home  Yes-Annualization 
No- Activities of Daily Living  No- Home Health Care Waiver 
No- Guaranteed Purchase Option 

Not
Available in:

AK AL CT MS NY OR
Qualified
0-70: 7.00+
71-75: 3.50+
76-80: 2.00+
Non-Qual
0-75: 7.00+
76-80: 5.00+
Withdrawal Notes: Prem Bonus: 4.75-10.00
Withdrawal Charges 15 years:
19.25 18.5 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2
 
Guaranteed Minimum Value: 87.5% of Premium at 2.00%  (GMR/1000 $1,295)
Account Name Indicie Type Reset Averaging Part Spread Cap
Option B: Fixed Account 1-Year Fixed Rate (no bonus) 3.40%
Option A: Monthly Averaging Annual Reset S&P 500 Point to Point Annual Monthly 65 0.25  
Option D: Monthly Cap S&P 500 Point to Point Annual Monthly Sum     2.75
Showing 1-20 of 205    Display: Page:   1 | 2 | 3 | 4 | 5 | 6 .. 11

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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