Indexed Annuity Detail Sheet

State - AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC ND NE NH NJ NM NV NY OH OK OR PA PR RI SC SD TN TX UT VA VI VT WA WI WV WY Premium Qual Flex? Rating - A++ A+ A A- B++ B+ B B- C++ C+ C C- D E F S NR Company - Any - Allianz Life Ins. Co. of North America Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. American National Ins. Co. Amer. National Life Ins. Co. of NY Assurity Life Athene Annuity Aviva Life & Annuity (Income Series) EquiTrust Life Ins. Co. Fidelity & Guaranty Life Fidelity & Guaranty Life Ins. Co. of New York First Symetra Nat’l Life Ins Co of NY Forethought Financial Genworth Life Ins. Co. Genworth Life of New York Great Amer. Life Ins. Co. ING Annuity and Asset Sales Integrity Life Insurance Life of the Southwest Lincoln Benefit Life Lincoln Financial Group Lincoln Life & Annuity of New York Minnesota Life National Integrity Life Ins. National Western Life North American Company Oxford Life Insurance Co. Presidential Life Principal Financial Group Protective Life And Annuity (NY) Protective Life Corporation Reliance Standard Life SBLI -Savings Bank Life Ins. of MA Symetra Life Insurance Co. The Hartford The Standard United States Life Ins. Co. (NY) Western National Life Ins. Co. SC yrs - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Age Comm % More Search Options Product Type - Point to Point High Water Low Water Performance Triggered Inverse Perf Triggered Monthly Crediting Other Averaging - None Daily Monthly Annual Monthly Sum Quarterly Sum Continuous Monthly Reset Period - Policy Length 1 Year 2 Years 3 Years 4 Years 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years Indicie - DJIA Nasdaq 100 S&P 400 S&P 500 FTSE 100 Russell 2000 10 Year US Treasury DJ EuroStoxx 50 Hang Seng Nikkei 225 3-Month LIBOR Barclays Capital U.S. Aggregat Gold Strategies HFRX Global Hedge Fund iShares Barclays Aggregate Bon iShares MSCI Hong Kong Index LB US Aggregate Bond London Gold PM MSCI All Country World Index S&P GSCI Excess Return Index U.S. 10-Year Swap Rate

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Company / Product	Issue Ages	Minimum Premiums	Withdrawal Provisions	States	Commissions Age: Rate
Featured Products
Surrender Charges Last 10 Years
Allianz Life Insurance Company of North America MasterDex X Annuity	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 20,000 Monthly: 20,000 Qualified Single: 20,000 Monthly: 20,000	No- Disability  Yes-Unemployment  No- Hospitalization  Yes-Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Waiver  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: CT NY PR VI	0-75: 7.00+ 76-80: 5.00+ see notes
	Withdrawal Notes:			Premium Bonus: 6.00
	For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years): 10 10 10 8.75 7.5 6.25 5 3.75 2.5 1.25 For states PA, UT (10 years): 10 9 8 7 6 5 4 3 2 1 For states IN, MN, MS, OR (10 years): 9.1 8.19 7.28 6.37 5.46 4.55 3.64 2.73 1.82 0.91
	Guaranteed Minimum Value:		87.5% of Premium at 1.95-2.05%  (GMR/1000 $1,136)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year Euro STOXX 50 Monthly Cap DJ EuroStoxx 50 Point to Point Annual Monthly Sum     1.90 1 Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.00 1 Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.60% 1 Year S&P 500 SELECT Monthly Sum Cap S&P 500 Point to Point Annual Monthly Sum     2.30 1 Year Blended Point-to-Point Cap Blended Indicies Point to Point Annual None     3.25 1 Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.80 1 Year Nasdaq 100 Point-to-Point Cap Nasdaq 100 Point to Point Annual None     3.00 1 Year S&P 500 SELECT Annual Point-to-Point Cap S&P 500 Point to Point Annual None     5.00 1 Year Blended Monthly Average Spread Blended Indicies Point to Point Annual Monthly   4.50   1 Year Euro STOXX 50 Point-to-Point Cap DJ EuroStoxx 50 Point to Point Annual None     3.25 1 Year Nasdaq 100 Monthly Cap Nasdaq 100 Point to Point Annual Monthly Sum     1.80
American General Life Insurance Company AG Global Bonus Index Annuity	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  Yes-Extended Care Waiver  No- Terminal Illness  No- Nursing Home  No- Annualization	Not Available in: AK CA CT DE MN MO NJ NV NY OH OR PA PR SC TX UT VI VT WA	0-75: 5.25 76-80: 2.75
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 10 years:		10 10 10 10 10 9 8 7 6 4
	Guaranteed Minimum Value:		100% of Premium at 1.50%  (GMR/1000 $1,219)
	Account Name Indicie Type Reset Averaging Part Spread Cap Annual Point-to-Point Account with Participation Rate S&P 500 Point to Point Annual None 30     Global Multiple Index Account with Cap Blended Indicies Point to Point Annual None     3.00 Monthly Additive Account with Cap S&P 500 Point to Point Annual Monthly Sum     1.40 Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.60%
ING Annuity and Asset Sales ING Secure Index Opportunities Plus Low-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.10 Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50% Interest Rate Benchmark Strategy 3-Month LIBOR Point to Point Annual None     10.00 Point-to-Point Cap Index Strategy S&P 500 Point to Point Annual None     2.00
ING Annuity and Asset Sales ING Secure Index Opportunities Plus High-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT DE MN NJ NY OR PR VI WA	0-80: 7.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 10 10 10 10 9 8 7 6 5 4 For states NV, TX, UT (10 years): 9.1 8.3 7.4 6.6 5.7 4.8 3.9 2.9 1.9 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,120)
	Account Name Indicie Type Reset Averaging Part Spread Cap Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.50 Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50% Interest Rate Benchmark Strategy 3-Month LIBOR Point to Point Annual None     10.00 Point-to-Point Cap Index Strategy S&P 500 Point to Point Annual None     3.50
Reliance Standard Life Keystone 10 Index Annuity	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 85 Annuitant: 85	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AL MN MT NY OR PR VI	0-80: 7.00 81-85: 4.20
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 10 years:		9 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,105)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Point-to-Point - Capped S&P 500 Point to Point Annual None     4.25 1-Year Monthly Average - Capped S&P 500 Point to Point Annual Monthly     4.75 Fixed Interest Strategy 1-Year Fixed Rate (no bonus) 1.90% 1-Year Point-to-Point - Participation Rate S&P 500 Point to Point Annual None 20     1-Year Monthly Average - Participation Rate S&P 500 Point to Point Annual Monthly 25
Surrender Charges Last 8 Years
Lincoln Financial Group Lincoln OptiPoint 8 Low-Band	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 85 Annuitant: 85	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: MN NY OR UT	0-75: 6.00 76-80: 4.00 81-85: 2.00 see notes
	Withdrawal Notes:			Premium Bonus: 3.00
	Withdrawal Charges 8 years:		9 8 7 6 5 4 3 2
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,115)
	Account Name Indicie Type Reset Averaging Part Spread Cap 2-Year Monthly Cap Indexed Account S&P 500 Point to Point Biennial Monthly Sum     2.25 Performance Triggered Indexed Account S&P 500 Perf Trig Annual None       Fixed Account 1-Year Fixed Rate (no bonus) 1.00% 2-Year Point-to-Point Indexed Account S&P 500 Point to Point Biennial None     7.00
Lincoln Financial Group Lincoln OptiPoint 8 High-Band	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 85 Annuitant: 85	Non-Qualified Single: 100,000 Monthly: 100,000 Qualified Single: 100,000 Monthly: 100,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: MN NY OR UT	0-75: 6.00 76-80: 4.00 81-85: 2.00 see notes
	Withdrawal Notes:			Premium Bonus: 4.00
	Withdrawal Charges 8 years:		9 8 7 6 5 4 3 2
	Guaranteed Minimum Value:		100% of Premium at 1.00%  (GMR/1000 $1,126)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Account 1-Year Fixed Rate (no bonus) 1.00% 2-Year Point-to-Point Indexed Account S&P 500 Point to Point Biennial None     7.00 2-Year Monthly Cap Indexed Account S&P 500 Point to Point Biennial Monthly Sum     2.25 Performance Triggered Indexed Account S&P 500 Perf Trig Annual None
Surrender Charges Last 7 Years
ING Annuity and Asset Sales ING Secure Index Seven Low-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  Yes-Extended Care Waiver  Yes-Terminal Illness  No- Nursing Home  Yes-Annualization	Not Available in: NY OR PR VI	0-80: 5.00+ see notes
	Withdrawal Notes:			No Premium Bonus
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (7 years): 10 10 10 10 9 8 7 Age 56+ in states AK, DE, MN, NJ, OH, TX, UT (7 years): 9 8 7 6 5 4 3 For states CT (7 years): 10 9 8 7 6 5 4 Age 56+ in states MN, NV, PA, WA (7 years): 9 8 7 6 5 4 3 Ages 0 to 55 in states AK, DE, MN, NJ, NV, OH, PA, TX, UT, WA (7 years): 10 10 10 10 9 8 7
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $938)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50% Point-to-Point Cap Index Strategy S&P 500 Point to Point Annual None     3.25 Interest Rate Benchmark Strategy 3-Month LIBOR Point to Point Annual None     10.00 Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.50
ING Annuity and Asset Sales ING Secure Index Seven High-Band	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 75,000 Monthly: 75,000 Qualified Single: 75,000 Monthly: 75,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  Yes-Extended Care Waiver  Yes-Terminal Illness  No- Nursing Home  Yes-Annualization	Not Available in: NY OR PR VI	0-80: 5.00+ see notes
	Withdrawal Notes:			No Premium Bonus
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (7 years): 10 10 10 10 9 8 7 Age 56+ in states AK, DE, MN, NJ, OH, TX, UT (7 years): 9 8 7 6 5 4 3 For states CT (7 years): 10 9 8 7 6 5 4 Age 56+ in states MN, NV, PA, WA (7 years): 9 8 7 6 5 4 3 Ages 0 to 55 in states AK, DE, MN, NJ, NV, OH, PA, TX, UT, WA (7 years): 10 10 10 10 9 8 7
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $938)
	Account Name Indicie Type Reset Averaging Part Spread Cap Monthly Cap Index Strategy S&P 500 Point to Point Annual Monthly Sum     1.90 Fixed Rate Strategy 1-Year Fixed Rate (no bonus) 1.50% Point-to-Point Cap Index Strategy S&P 500 Point to Point Annual None     4.25 Interest Rate Benchmark Strategy 3-Month LIBOR Point to Point Annual None     10.00
Surrender Charges Last 5 Years
Allianz Life Insurance Company of North America Endurance Elite 5	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  Yes-Unemployment  No- Hospitalization  Yes-Flex. Annuity Option  Yes-Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Waiver  Yes-Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: NY PR VI WA	0-75: 4.50+ 76-80: 3.00+ see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 5 years:		8 7 6 5 4
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $920)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Euro STOXX 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.25 1-Year Nasdaq 100 Monthly Sum Cap Nasdaq 100 Point to Point Annual Monthly Sum     2.00 1 Year Blended Monthly Average Spread Blended Indicies Point to Point Annual Monthly   4.50   1-Year Euro STOXX 50 Monthly Sum DJ EuroStoxx 50 Point to Point Annual Monthly Sum     2.00 1-Year S&P 500 Point-to-Point S&P 500 Point to Point Annual None     3.00 1-Year Blended Point-to-Point Blended Indicies Point to Point Annual None     3.00 1-Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.50% 1-Year S&P 500 Monthly Sum Cap S&P 500 Point to Point Annual Monthly Sum     1.90 1-Year Nasdaq 100 Point-to-Point Nasdaq 100 Point to Point Annual None     3.00

Company / Product	Issue Ages	Minimum Premiums	Withdrawal Provisions	States	Commissions Age: Rate
Surrender Charges Last 17 Years
American Equity Investment Life Insurance Company Bonus Gold (Index 1-05) DE	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Only Available in: DE	0-75: 6.00+ 76-80: 4.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 17 years:		20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2
	Guaranteed Minimum Value:		80% of Premium at 1.50%
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.25 1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     3.25 1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual Monthly 20     10 Year U.S. Treasury Bond Value with Cap 10 Year US Treasury Point to Point Annual None     3.25 1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 20     1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     3.25 Traditional Fixed Value 1-Year Fixed Rate (no bonus) 2.25% 1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.80 1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     3.25
Surrender Charges Last 16 Years
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07)	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OK OR PR TX UT VI WA	0-75: 6.00+ 76-80: 4.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Ages 0 to 76 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (16 years): 20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2 Ages 0 to 76 in states IN (16 years): 20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2 Age 77+ in states IN (16 years): 17.5 16.5 15.5 15 14 13 12.5 11.5 10.5 10 9 7.5 6 4.5 3 1.5
	Guaranteed Minimum Value:		80% of Premium at 1.50%
	Account Name Indicie Type Reset Averaging Part Spread Cap 10 Year U.S. Treasury Bond Value with Cap 10 Year US Treasury Point to Point Annual None     3.25 1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     3.25 1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     3.25 1 Year S&P 500 Annual Point-to-Point Participation Rate S&P 500 Point to Point Annual None 20     Traditional Fixed Value 1-Year Fixed Rate (no bonus) 1.75% 1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     3.25 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.25 1 Year S&P 500 Monthly Average Participation Rate S&P 500 Point to Point Annual Monthly 20     1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     1.80
Surrender Charges Last 15 Years
Life of the Southwest SecurePlus Accumulator 5	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Special Enhanced Life Income Options  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT GA IL MN NJ NV NY OR PA PR UT VI WA	see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 15 years:		14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,067)
	Account Name Indicie Type Reset Averaging Part Spread Cap Declared Interest Account 1-Year Fixed Rate with Bonus 2.45% +5.00 Bonus Average Index Account S&P 500 Point to Point Annual Monthly 35     Ending Index Account S&P 500 Point to Point Annual None 100   4.00
Life of the Southwest SecurePlus Platinum (after 3/21/06)	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 3,000 Monthly: 3,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Special Enhanced Life Income Options  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT NJ NV NY OR PR VI WA
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 15 years:		14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,016)
	Account Name Indicie Type Reset Averaging Part Spread Cap Declared Interest Account 1-Year Fixed Rate (no bonus) 2.25% Ending Index Account S&P 500 Point to Point Annual None 100   4.50 Average Index Account S&P 500 Point to Point Annual Daily 35   100.00
National Western Life NWL Ultra Future	Non-Qualified Owner: 85 Annuitant: 55 Qualified Owner: 85 Annuitant: 55	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  No- Nursing Home  Yes-Annualization	Not Available in: AK AL CT DE IL IN MA MN MS NJ NV NY OR PA PR UT WA	Qualified 0-70: 5.00+ 71-75: 1.50+ 76-80: 0.25+ Non-Qual 0-75: 5.00+ 76-80: 3.00+ see notes
	Withdrawal Notes:			Prem Bonus: 4.75-10.00
	Ages 0 to 46 (15 years): 19.25 18.5 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2 Ages 47 to 47 (15 years): 19 18.25 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10 8 6 4 2 Ages 48 to 48 (15 years): 18.25 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 8 6 4 2 Ages 49 to 49 (15 years): 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8 6 4 2 Ages 50 to 50 (15 years): 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6 4 2 Ages 51 to 51 (15 years): 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4 2 Ages 52 to 52 (15 years): 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2 Ages 53 to 53 (15 years): 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 Ages 54 to 54 (15 years): 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 0.75 Ages 55 to 55 (15 years): 14.25 13.5 12.5 11.75 11 10 9.25 8.25 7.5 6.5 5.5 4.75 3.75 2.75 2 Ages 56 to 56 (15 years): 15.25 14.5 13.5 12.75 11.75 11 10.25 9.25 8.5 7.5 6.5 5.75 4.75 4 2 Ages 57 to 57 (15 years): 16.25 15.25 14.5 13.75 12.75 12 11.25 10.25 9.5 8.5 7.75 6.75 6 4 2 Ages 58 to 58 (15 years): 17.25 16.25 15.5 14.75 14 13 12.25 11.25 10.5 9.75 8.75 8 6 4 2 Ages 59 to 59 (15 years): 18.25 17.25 16.5 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2 Age 60+ (15 years): 19.25 18.5 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,117)
	Account Name Indicie Type Reset Averaging Part Spread Cap Option B: Fixed Account 1-Year Fixed Rate (no bonus) 1.90% Option D: Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.75 Option A: Monthly Averaging Annual Reset S&P 500 Point to Point Annual Monthly 50 1.70
Surrender Charges Last 14 Years
EquiTrust Life Insurance Company Market Power Bonus Index	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 20,000 Monthly: 20,000 Qualified Single: 20,000 Monthly: 20,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: CT DE MN NV NY OR PR TX UT VI WA	0-75: 8.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AL, AR, AZ, CA, CO, DC, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 20 20 19 19 18 17 16 14 12 10 8 6 4 2 For states IL (10 years): 17 16 15 15 14 13 12 11 10 9.5 For states AK (10 years): 17 15 14 12 10 9 7 4 3 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,270)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 1.50% 1-Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.50 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.25 1 Year S&P 500 Monthly Average Participation S&P 500 Point to Point Annual Monthly 20     2-Year S&P 500 Monthly Averaging Cap Account S&P 500 Point to Point Biennial Monthly     8.00 1-Year S&P 500 Daily Average Cap S&P 500 Point to Point Annual Daily     3.50
EquiTrust Life Insurance Company MarketTwelve Bonus	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 30,000 Monthly: 30,000 Qualified Single: 30,000 Monthly: 30,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK CT DE FL MN NV NY OR PR TX UT VI WA	0-75: 9.00
	Withdrawal Notes:			Premium Bonus: 6.00
	Withdrawal Charges 14 years:		20 20 19 19 18 17 16 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 2.00%  (GMR/1000 $1,224)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Daily Average Cap S&P 500 Point to Point Annual Daily     3.00 1-Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.25 2-Year Monthly Average Cap S&P 500 Point to Point Biennial Monthly     7.00 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     3.00 1-Year S&P 500 Monthly Average Participation S&P 500 Point to Point Annual Monthly 20     1-Year Fixed Account 1-Year Fixed Rate (no bonus) 1.15%
Fidelity & Guaranty Life FG AccumulatorPlus 14	Non-Qualified Owner: 85 Annuitant: Qualified Owner: 85 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT MA MN MS NC NH NV NY OK OR PR TX UT VI WA	0-85: 7.50
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		14.75 13.75 12.75 11.75 10.75 10 9 8 7 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1 Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.90 1 Year S&P 500 Point-to-Point with Cap S&P 500 Point to Point Annual None     6.00 1-Year Fixed Account 1-Year Fixed Rate (no bonus) 3.00% 1 Year S&P 500 Monthly Average with Cap S&P 500 Point to Point Annual Monthly     6.25 1 Year Index Gain Option with Declared Rate S&P 500 Perf Trig Annual None
Fidelity & Guaranty Life Prosperity Elite 14	Non-Qualified Owner: 85 Annuitant: Qualified Owner: 85 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA	0-79: 8.00 80-85: 4.00
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		14.75 13.75 12.75 11.75 10.75 10 9 8 7 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Monthly Average with A Cap S&P 500 Point to Point Annual Monthly     5.00 2-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Biennial None     10.25 1-Year Performance Triggered Account S&P 500 Perf Trig Annual None       1-Year S&P 500 Monthly Point-to-Point with a Cap S&P 500 Point to Point Annual Monthly Sum     2.50 1-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Annual None     4.75 3-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Triennial None     16.00 Fixed Account 1-Year Fixed Rate (no bonus) 2.50%
Fidelity & Guaranty Life Prosperity Elite 14 Enhanced	Non-Qualified Owner: 85 Annuitant: Qualified Owner: 85 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA	0-79: 8.00 80-85: 4.00
	Withdrawal Notes:			Premium Bonus: 6.00
	Withdrawal Charges 14 years:		14.75 13.75 12.75 11.75 10.75 10 9 8 7 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,066)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Account 1-Year Fixed Rate (no bonus) 2.50% 1-Year S&P 500 Monthly Average with A Cap S&P 500 Point to Point Annual Monthly     5.00 2-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Biennial None     10.25 1-Year Performance Triggered Account S&P 500 Perf Trig Annual None       1-Year S&P 500 Monthly Point-to-Point with a Cap S&P 500 Point to Point Annual Monthly Sum     2.50 1-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Annual None     4.75 3-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Triennial None     16.00
Fidelity & Guaranty Life Prosperity Elite 14 Protection	Non-Qualified Owner: 85 Annuitant: Qualified Owner: 85 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 10,000 Monthly: 10,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA	0-79: 8.00 80-85: 4.00
	Withdrawal Notes:			Premium Bonus: 9.00
	Withdrawal Charges 14 years:		14.75 13.75 12.75 11.75 10.75 10 9 8 7 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,096)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Annual None     4.75 3-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Triennial None     16.00 Fixed Account 1-Year Fixed Rate (no bonus) 2.50% 1-Year S&P 500 Monthly Average with A Cap S&P 500 Point to Point Annual Monthly     5.00 2-Year S&P 500 Point-to-Point with a Cap S&P 500 Point to Point Biennial None     10.25 1-Year Performance Triggered Account S&P 500 Perf Trig Annual None       1-Year S&P 500 Monthly Point-to-Point with a Cap S&P 500 Point to Point Annual Monthly Sum     2.50
National Western Life NWL Ultra Benefit	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 85 Annuitant: 85	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization	Not Available in: AK AL CT DE FL IL IN MA MN MS NJ NV NY OR PA SC UT WA	Qualified 0-70: 6.00+ 71-75: 3.50+ 76-81: 1.50+ Non-Qual 0-75: 6.00+ 76-80: 4.00+ 81-85: 1.50+ see notes
	Withdrawal Notes:			Prem Bonus: 4.00-5.00
	Ages 0 to 49 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 16 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2 Ages 50 to 50 in states AR, AZ, CA, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8 6 4 2 For states TX (14 years): 11.75 11 10 9.25 8.25 7.5 6.5 5.75 4.75 3.75 3 2.25 1.5 0.75 Ages 51 to 51 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6 4 2 Ages 52 to 52 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4 2 Ages 53 to 53 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2 Ages 54 to 54 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 Ages 55 to 55 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 0.75 Ages 56 to 56 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 13.5 12.5 11.75 11 10 9.25 8.25 7.5 6.5 5.5 4.75 3.75 2.75 2 Ages 57 to 57 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WY (14 years): 14.5 13.5 12.75 11.75 11 10.25 9.25 8.5 7.5 6.5 5.75 4.75 4 2 Ages 58 to 58 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 15.25 14.5 13.75 12.75 12 11.25 10.25 9.5 8.5 7.75 6.75 6 4 2 Ages 59 to 59 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 15.5 14.75 14 13 12.25 11.25 10.5 9.75 8.75 8 6 4 2 Age 60+ in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 16 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,056)
	Account Name Indicie Type Reset Averaging Part Spread Cap Option B: Fixed Interest Rate 1-Year Fixed Rate (no bonus) 1.00% Option D: Monthly Cap Annual Reset S&P 500 Point to Point Annual Monthly Sum     1.00 Option A: Monthly Average Annual Reset S&P 500 Point to Point Annual Monthly 50 3.45
North American Company Charter 14	Non-Qualified Owner: 75 Annuitant: Qualified Owner: 75 Annuitant:	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA	0-75: 7.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 18 18 17 15 15 15 15 14 12 10 8 6 4 2 For states TX (14 years): 15 15 15 14 13 12 11 10 9 8.5 8 7 6 5
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     2.75 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.50 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     3.00 1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     2.35 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     2.60 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     3.00 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     2.50 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     1.60 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     2.55 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     2.75 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     2.50 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   2.65 1-Year Fixed 1-Year Fixed Rate (no bonus) 1.50% 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     3.05
North American Company Charter 14 (TX)	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Long Term Care  No- Extended Care Waiver  No- Terminal Illness  No- Nursing Home  No- Annualization	Only Available in: TX	see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,006)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     4.00 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     1.60 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     1.50 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     4.00 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     4.00 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     4.00 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     4.00 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.00% 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     4.00 1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     3.00 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     4.00 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     4.00 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     4.00 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     4.00
North American Company Freedom Choice (5%) 14 Low-Band