| Fixed Annuities |
| MYGAs |
Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 10 Years | |||||||||||
|
American National Insurance Company
Palladium MYG Annuity 3 High-Band [MVA] |
A | 3 | 03/01/10 | 2.10 | 0.00 | 2.10 | 2.10 | 2.10 |
0-79: 1.50 80-85: 0.50 |
||
|
American National Insurance Company
Palladium MYG Annuity 3 Low-Band [MVA] |
A | 3 | 03/01/10 | 2.00 | 0.00 | 2.00 | 2.00 | 2.00 |
0-79: 1.50 80-85: 0.50 |
||
| Surrender Charges Last 5 Years | |||||||||||
|
Focused Growth Annuity 5 High-Band [MVA, LOAN] |
A | 5 | 03/15/10 | 3.15 | 0.00 | 3.15 | 3.15 | 3.15 |
0-80: 3.00 81-85: 1.50 86-UP: 1.35 |
||
|
Elektra 579 (5) [MVA] |
A | 5 | 11/02/09 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 3.00 76-80: 2.40 81-85: 1.80 |
||
|
Focused Growth Annuity 5 Low-Band [MVA, LOAN] |
A | 5 | 03/15/10 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-80: 3.00 81-85: 1.50 86-UP: 1.35 |
||
|
EquiTrust Life Insurance Company
Certainty Select 5 [MVA] |
B+ | 5 | 03/12/10 | 2.50 | 0.00 | 2.50 | 2.50 | 2.50 |
0-80: 3.00+ 81-90: 2.25+ |
||
| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | |||||
| Surrender Charges Last 10 Years | |||||||||
|
Income Select Bonus - High Fixed Strategy |
Fixed |
10 Years |
8.00 | 03/05/10 | 2.75% 1-Yr Fixed |
0-75: 7.00 76-78: 5.00 |
|||
| Min Rates: | 1.00 | ||||||||
|
Keystone 10 Index Annuity Fixed Interest Strategy |
Fixed |
10 Years |
11/02/09 | 3.20% 1-Yr Fixed |
0-80: 8.50 81-85: 6.80 |
||||
| Min Rates: | 2.00 | ||||||||
|
MasterDex X Annuity 1 Year Fixed |
Fixed |
10 Years |
10.00 | 03/02/10 | 2.15% 1-Yr Fixed |
0-75: 7.00+ 76-80: 5.00+ |
|||
| Min Rates: | 1.50 | ||||||||
|
AG Global Bonus Index Annuity Fixed Interest Account |
Fixed |
10 Years |
5.00 | 03/05/10 | 2.60% 1-Yr Fixed |
0-75: 7.00 76-80: 4.50 |
|||
| Min Rates: | 2.00 | ||||||||
|
ING Secure Index Opportunities Plus - High Fixed Rate Strategy |
Fixed |
10 Years |
5.00 | 12/10/09 | 2.40% 1-Yr Fixed | 0-80: 7.00+ | |||
| Min Rates: | 2.00 | ||||||||
| Next Rate Change: | 03/17/10 | 2.40% 1-Yr Fixed | |||||||
|
ING Secure Index Opportunities Plus - Low Fixed Rate Strategy |
Fixed |
10 Years |
5.00 | 12/10/09 | 2.40% 1-Yr Fixed | 0-80: 7.00+ | |||
| Min Rates: | 2.00 | ||||||||
| Next Rate Change: | 03/17/10 | 2.40% 1-Yr Fixed | |||||||
|
Income Select Bonus - Low Fixed Strategy |
Fixed |
10 Years |
8.00 | 03/05/10 | 2.00% 1-Yr Fixed |
0-75: 7.00 76-78: 5.00 |
|||
| Min Rates: | 1.00 | ||||||||
|
MasterDex X Annuity 1 Year S&P 500 Monthly Cap |
S&P 500 | Point to Point |
10 Years |
10.00 | 03/02/10 | 2.20 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | |||||
|
MasterDex X Annuity 1 Year S&P 500 Point-to-Point Cap |
S&P 500 | Point to Point |
10 Years |
10.00 | 03/02/10 | 5.50 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | None | Min Rates: | 100 | 1.00 | |||||
|
MasterDex X Annuity 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 | Point to Point |
10 Years |
10.00 | 03/02/10 | 4.75 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | None | Min Rates: | 100 | 1.00 | |||||
|
MasterDex X Annuity 1 Year Nasdaq 100 Monthly Cap |
Nasdaq 100 | Point to Point |
10 Years |
10.00 | 03/02/10 | 2.40 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | |||||
|
MasterDex X Annuity 1 Year Blended Point-to-Point Cap |
Blended Indicies | Point to Point |
10 Years |
10.00 | 03/02/10 | 5.50 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | None | Min Rates: | 100 | 1.00 | |||||
|
MasterDex X Annuity 1 Year Blended Monthly Average Spread |
Blended Indicies | Point to Point |
10 Years |
10.00 | 03/02/10 | 2.00 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | Monthly | Min Rates: | 100 | 12.00 | |||||
|
MasterDex X Annuity 1 Year Euro STOXX 50 Point-to-Point Cap |
DJ EuroStoxx 50 | Point to Point |
10 Years |
10.00 | 03/02/10 | 5.00 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | None | Min Rates: | 100 | 1.00 | |||||
|
MasterDex X Annuity 1 Year Euro STOXX 50 Monthly Cap |
DJ EuroStoxx 50 | Point to Point |
10 Years |
10.00 | 03/02/10 | 2.20 |
0-75: 7.00+ 76-80: 5.00+ |
||
| Annual | Monthly Sum | Min Rates: | 100 | 0.50 | |||||
|
Income Select Bonus - Low 1-Year Average Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 4.00 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 4.00 | ||||
|
Income Select Bonus - Low 1-Year Point-to-Point Participation Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 25 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 25 | 0.00 | 100.00 | ||||
|
Income Select Bonus - Low 1-Year Monthly Cap Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 2.00 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | ||||
|
Income Select Bonus - Low 1-Year Point-to-Point Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 4.50 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 100 | 0.00 | 4.00 | ||||
|
Income Select Bonus - Low 1-Year Multiple Index Strategy |
Blended Indicies | Point to Point |
10 Years |
8.00 | 03/05/10 | 4.00 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 4.00 | ||||
|
Income Select Bonus - Low 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) |
DJ EuroStoxx 50 | Point to Point |
10 Years |
8.00 | 03/05/10 | 4.00 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 100 | 4.00 | |||||
|
Income Select Bonus - Low 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) |
Hang Seng | Point to Point |
10 Years |
8.00 | 03/05/10 | 4.00 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 100 | 4.00 | |||||
|
Income Select Bonus - High 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) |
Hang Seng | Point to Point |
10 Years |
8.00 | 03/05/10 | 5.50 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 100 | 4.00 | |||||
|
Income Select Bonus - High 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) |
DJ EuroStoxx 50 | Point to Point |
10 Years |
8.00 | 03/05/10 | 5.50 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 100 | 4.00 | |||||
|
Income Select Bonus - High 1-Year Multiple Index Strategy |
Blended Indicies | Point to Point |
10 Years |
8.00 | 03/05/10 | 5.50 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 4.00 | ||||
|
Income Select Bonus - High 1-Year Point-to-Point Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 6.00 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 100 | 0.00 | 4.00 | ||||
|
Income Select Bonus - High 1-Year Monthly Cap Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 2.25 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | Monthly Sum | Min Rates: | 100 | 0.00 | 1.00 | ||||
|
Income Select Bonus - High 1-Year Point-to-Point Participation Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 25 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | None | Min Rates: | 25 | 0.00 | 100.00 | ||||
|
Income Select Bonus - High 1-Year Average Index Strategy |
S&P 500 | Point to Point |
10 Years |
8.00 | 03/05/10 | 5.50 |
0-75: 7.00 76-78: 5.00 |
||
| Annual | Monthly | Min Rates: | 100 | 0.00 | 4.00 | ||||
|
ING Secure Index Opportunities Plus - Low Monthly Cap Index Strategy |
S&P 500 | Point to Point |
10 Years |
5.00 | 12/10/09 | 2.25 | 0-80: 7.00+ | ||
| Annual | Monthly Sum | Min Rates: | 1.00 | ||||||
| Next Rate Change: | 03/17/10 | 2.25 | |||||||
|
ING Secure Index Opportunities Plus - Low Point-to-Point Cap Index Strategy |
S&P 500 | Point to Point |
10 Years |
5.00 | 12/10/09 | 5.75 | 0-80: 7.00+ | ||
| Annual | None | Min Rates: | 0.00 | ||||||
| Next Rate Change: | 03/17/10 | 5.75 | |||||||
|
ING Secure Index Opportunities Plus - High Point-to-Point Cap Index Strategy |
S&P 500 | Point to Point |
10 Years |
5.00 | 12/10/09 | 6.75 | 0-80: 7.00+ | ||
| Annual | None | Min Rates: | 0.00 | ||||||
| Next Rate Change: | 03/17/10 | 6.75 | |||||||
|
ING Secure Index Opportunities Plus - High Monthly Cap Index Strategy |
S&P 500 | Point to Point |
10 Years |
5.00 | 12/10/09 | 2.60 | 0-80: 7.00+ | ||
| Annual | Monthly Sum | Min Rates: | 1.00 | ||||||
| Next Rate Change: | 03/17/10 | 2.60 | |||||||
|
AG Global Bonus Index Annuity Global Multiple Index Account with Cap |
Blended Indicies | Point to Point |
10 Years |
5.00 | 03/05/10 | 5.75 |
0-75: 7.00 76-80: 4.50 |
||
| Annual | None | Min Rates: | 100 | 2.00 | |||||
|
AG Global Bonus Index Annuity Annual Point-to-Point Account with Participation Rate |
S&P 500 | Point to Point |
10 Years |
5.00 | 03/05/10 | 35 | 100.00 |
0-75: 7.00 76-80: 4.50 |
|
| Annual | None | Min Rates: | 40 | 2.00 | |||||
|
AG Global Bonus Index Annuity Monthly Additive Account with Cap |
S&P 500 | Point to Point |
10 Years |
5.00 | 03/05/10 | 1.90 |
0-75: 7.00 76-80: 4.50 |
||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
Keystone 10 Index Annuity 1-Year Point-to-Point - Capped |
S&P 500 | Point to Point |
10 Years |
11/02/09 | 6.00 |
0-80: 8.50 81-85: 6.80 |
|||
| Annual | None | Min Rates: | 4.00 | ||||||
|
Keystone 10 Index Annuity 1-Year Point-to-Point - Participation Rate |
S&P 500 | Point to Point |
10 Years |
11/02/09 | 30 |
0-80: 8.50 81-85: 6.80 |
|||
| Annual | None | Min Rates: | 25 | ||||||
Company / Product Name
Surender