| Fixed Annuities |
|
.
Company / Product Name
|
AMBest |
YearsGtd |
LastChange |
BaseRate |
BonusRate |
CurrentRate |
PremiumBonus |
EffectiveRate |
CUR
|
GTD
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 7 Years | |||||||||||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band |
A+ | 3 | 12/17/08 | 4.10 | 1.45 | 5.55 | 4.31 | 3.67 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band |
A+ | 3 | 12/17/08 | 4.10 | 1.35 | 5.45 | 4.29 | 3.66 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
|
Genworth Life Insurance Company
SecureLiving SmartRate 3 Low-Band |
A+ | 3 | 12/17/08 | 4.10 | 1.25 | 5.35 | 4.28 | 3.65 |
0-75: 4.50 76-80: 2.70 81-85: 1.05 |
||
| Surrender Charges Last 6 Years | |||||||||||
|
RBC Insurance
Guarantee 3+3 Master |
A | 3 | 01/01/09 | 6.00 | 0.00 | 6.00 | 6.00 | 4.49 |
0-75: 2.00 76-80: 1.25 81-85: 0.50 |
||
|
Lincoln Benefit Life
SureHorizon II 1 High-Band |
A+ | 1 | 12/08/08 | 2.65 | 2.50 | 5.15 | 3.06 | 0.84 |
0-75: 4.75 76-80: 3.56 81-90: 2.37 |
||
|
Lincoln Benefit Life
SureHorizon II 1 Low-Band |
A+ | 1 | 12/08/08 | 2.65 | 1.50 | 4.15 | 2.90 | 0.68 |
0-75: 4.75 76-80: 3.56 81-90: 2.37 |
||
| MYGAs |
| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
PremiumBonus |
LastChange |
Part Rate
|
Spread
|
Cap
|
CommissionsAge: Rate |
|---|---|---|---|---|---|---|---|---|---|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | |||||
| Surrender Charges Last 10 Years | |||||||||
|
AIG Global Bonus Index Fixed Interest Account |
Fixed |
10 Years |
5.00 | 12/08/08 | 4.45% 1-Yr Fixed |
0-75: 7.00 76-80: 4.50 |
|||
| Min Rates: | 2.00 | ||||||||
| Next Rate Change: | 01/12/09 | 4.20% 1-Yr Fixed | |||||||
|
Reliance Standard Life
Keystone 10 Index Annuity Fixed Interest Strategy |
Fixed |
10 Years |
10/16/08 | 4.20% 1-Yr Fixed |
0-80: 8.50 81-85: 6.80 |
||||
| Min Rates: | 2.00 | ||||||||
|
MasterDex 5 Plus Annuity Fixed |
Fixed |
10 Years |
3.00 to 5.00 |
12/02/08 | 3.50% 1-Yr Fixed |
0-75: 8.00 76-80: 6.00 81-85: 4.00 |
|||
| Min Rates: | 1.00 | ||||||||
|
MasterDex 5 Plus Annuity 1 Year S&P 500 Monthly Cap |
S&P 500 | Point to Point |
10 Years |
3.00 to 5.00 |
12/02/08 | 2.80 |
0-75: 8.00 76-80: 6.00 81-85: 4.00 |
||
| Annual | Monthly Sum | Min Rates: | 100 | 1.25 | |||||
Company / Product Name
Surender