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Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 10 Years
National Western Life
NWL Accumulator Five [LOAN]
A 1 06/07/10 2.85 5.00 7.85     3.34 2.57 0-75: 7.00+
76-90: 3.20+

CD Type Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 10 07/01/10 3.35 1.00 4.35     3.45 3.45 0-79: 4.00
80-85: 2.00
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 10 07/01/10 3.25 1.00 4.25     3.35 3.35 0-79: 4.00
80-85: 2.00
Oxford Life Insurance Company
Guarantee Annuity 5 High-Band
B++ 5 06/24/10 3.05 1.25 4.30     3.30 3.30 18-75: 2.50
76-80: 1.50
Oxford Life Insurance Company
Guarantee Annuity 5 Mid-Band
B++ 5 06/24/10 2.80 1.25 4.05     3.05 3.05 18-75: 2.50
76-80: 1.50
Oxford Life Insurance Company
Guarantee Annuity 5 Low-Band
B++ 5 06/24/10 2.30 1.25 3.55     2.55 2.55 18-75: 2.50
76-80: 1.50
Surrender Charges Last 7 Years
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA]
A- 7 07/20/10 3.75 0.00 3.75     3.75 3.75 0-75: 3.00
76-80: 2.00
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
A- 7 07/20/10 3.25 0.00 3.25     3.25 3.25 0-75: 2.50
76-80: 1.50
Surrender Charges Last 5 Years
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA [MVA]
A- 5 07/20/10 3.65 0.00 3.65     3.65 3.65 0-75: 3.00
76-80: 2.00
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
A- 5 07/20/10 3.15 0.00 3.15     3.15 3.15 0-75: 2.50
76-80: 1.50
Great American Life Insurance Company
American Freedom Stars and Stripes Non-MVA 5 Low-Band
A 5 07/14/10 3.00 0.00 3.00     3.00 3.00 0-84: 3.00+
85-89: 2.10+
Great American Life Insurance Company
American Freedom Stars and Stripes Non-MVA 5 High-Band
A 5 07/14/10 3.00 0.00 3.00     3.00 3.00 0-84: 3.00+
85-89: 2.10+
Great American Life Insurance Company
American Freedom Stars and Stripes 5 High-Band [MVA, STEP RATE]
A 5 07/14/10 0.00 1.00 1.00     2.95 2.95 0-84: 3.00+
85-89: 2.10+
Great American Life Insurance Company
American Freedom Stars and Stripes 5 Low-Band [MVA, STEP RATE]
A 5 07/14/10 0.00 1.00 1.00     2.85 2.85 0-84: 3.00+
85-89: 2.10+

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 13 Years
National Western Life
NWL Ultra Classic
Option B: Fixed Account
Fixed 13
Years 		  07/01/10 3.25% 1-Yr Fixed 0-75: 12.00+
76-80: 10.50+
Min Rates: 1.50
National Western Life
NWL Ultra Classic
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 13
Years 		  07/01/10 75 0.25   0-75: 12.00+
76-80: 10.50+
Annual Monthly Min Rates: 50 6.00  
National Western Life
NWL Ultra Classic
Option D: Monthly Cap Annual Reset
S&P 500 Point to Point 13
Years 		  07/01/10     1.60 0-75: 12.00+
76-80: 10.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Surrender Charges Last 10 Years
Aviva Life and Annuity
Income Select Bonus - High
Fixed Strategy
Fixed 10
Years 		8.00 07/02/10 2.40% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates: 1.00
Allianz Life
MasterDex X Annuity
1 Year Fixed
Fixed 10
Years 		10.00 07/06/10 2.15% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+
Min Rates: 1.50
American Equity Investment Life Insurance Company
Retirement Gold (RG-FIA-09)
Fixed
Fixed 10
Years 		6.00 07/20/10 2.50% 1-Yr Fixed 0-78: 5.25+
Min Rates:
Aviva Life and Annuity
Income Select Plus - High
Fixed
Fixed 10
Years 		5.00 07/02/10 2.45% 1-Yr Fixed 0-75: 7.50+
76-78: 5.50+
Annual None Min Rates: 2.00
American National Insurance (Legacy)
BenchMark 500SM Ten SE 5 - High
Guaranteed One-Year Fixed Interest Crediting
Fixed 10
Years 		5.00 06/01/10 2.30% 1-Yr Fixed 0-70: 7.50+
71-75: 5.63+
76-80: 3.75+
81-85: 2.00+
Min Rates: 1.75
Next Rate Change:  07/01/20 1.50% 1-Yr Fixed
Aviva Life and Annuity
Income Select Bonus - Low
Fixed Strategy
Fixed 10
Years 		8.00 07/02/10 2.00% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+
Min Rates: 1.00
American National Insurance (Legacy)
BenchMark 500SM Ten SE 8 - High
Guaranteed One-Year Fixed Interest Crediting
Fixed 10
Years 		8.00 06/01/10 1.80% 1-Yr Fixed 0-70: 7.00+
71-75: 5.25+
76-80: 3.50+
81-85: 1.75+
Min Rates: 1.75
Next Rate Change:  07/01/20 1.50% 1-Yr Fixed
American National Insurance (Legacy)
BenchMark 500SM Ten SE 5 - Low
Guaranteed One-Year Fixed Interest Crediting
Fixed 10
Years 		5.00 06/01/10 2.05% 1-Yr Fixed 0-70: 7.50+
71-75: 5.63+
76-80: 3.75+
81-85: 2.00+
Min Rates: 1.75
Next Rate Change:  07/01/20 1.50% 1-Yr Fixed
Aviva Life and Annuity
Income Select Plus - Low
Fixed
Fixed 10
Years 		5.00 07/02/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-78: 5.50+
Annual None Min Rates: 2.00
American National Insurance (Legacy)
BenchMark 500SM Ten SE 8 - Low
Guaranteed One-Year Fixed Interest Crediting
Fixed 10
Years 		8.00 06/01/10 1.55% 1-Yr Fixed 0-70: 7.00+
71-75: 5.25+
76-80: 3.50+
81-85: 1.75+
Min Rates: 1.75
Next Rate Change:  07/01/20 1.50% 1-Yr Fixed
Forethought Financial
Income 125 - Low
Fixed Account Strategy
Fixed 10
Years 		  07/09/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-85: 5.00+
Min Rates: 1.00
Forethought Financial
Income 125 - Mid band
Fixed Account Strategy
Fixed 10
Years 		  07/09/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-85: 5.00+
Min Rates: 1.00
Forethought Financial
Income 125 - High
Fixed Account Strategy
Fixed 10
Years 		  07/09/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-85: 5.00+
Min Rates: 1.00
Showing 1-30 of 100    Display: Page:   1 | 2 | 3 | 4

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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