Annuity Interest Rates
Annuity Product Info
Agent Resources

Featured Products
Toll Free (800) 881-0555
www.nationalinsurance.com
 
 
 
Company
 State
 Premium
 Qual?
 Flex?
 Age
 Comm
%
Showing 1-20 of 106    Display: Print/Save |<  <<   Page 1 of 6   >>   >|
Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 10 Years
National Western Life
NWL Accumulator Five [LOAN]
A 1 11/07/09 3.50 5.00 8.50     3.99 2.63 0-75: 7.00+
76-90: 3.20+

CD Type Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Oxford Life Insurance Company
Guarantee Annuity 5 High-Band
B++ 5 11/01/09 3.50 1.25 4.75     3.75 3.75 18-75: 2.50
76-80: 1.50
Oxford Life Insurance Company
Guarantee Annuity 5 Mid-Band
B++ 5 11/01/09 3.25 1.25 4.50     3.50 3.50 18-75: 2.50
76-80: 1.50
Oxford Life Insurance Company
Guarantee Annuity 5 Low-Band
B++ 5 11/01/09 2.75 1.25 4.00     3.00 3.00 18-75: 2.50
76-80: 1.50
Surrender Charges Last 7 Years
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA]
A- 7 11/04/09 3.75 0.00 3.75     3.75 3.75 0-75: 3.00
76-80: 2.00
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
A- 7 11/04/09 3.25 0.00 3.25     3.25 3.25 0-75: 2.50
76-80: 1.50
Surrender Charges Last 5 Years
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA [MVA]
A- 5 11/04/09 3.65 0.00 3.65     3.65 3.65 0-75: 3.00
76-80: 2.00
Great American Life Insurance Company
American Freedom Stars and Stripes 5 High-Band [MVA, STEP RATE]
A 5 01/11/10 0.00 1.00 1.00     3.40 3.40 0-84: 3.00+
85-89: 2.10+
Great American Life Insurance Company
American Freedom Stars and Stripes 5 Low-Band [MVA, STEP RATE]
A 5 01/11/10 0.00 1.00 1.00     3.30 3.30 0-84: 3.00+
85-89: 2.10+
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
A- 5 11/04/09 3.15 0.00 3.15     3.15 3.15 0-75: 2.50
76-80: 1.50
Great American Life Insurance Company
American Freedom Stars and Stripes Non-MVA 5 High-Band
A 5 01/11/10 2.80 0.00 2.80     2.80 2.80 0-84: 3.00+
85-89: 2.10+
Great American Life Insurance Company
American Freedom Stars and Stripes Non-MVA 5 Low-Band
A 5 01/11/10 2.75 0.00 2.75     2.75 2.75 0-84: 3.00+
85-89: 2.10+

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 14 Years
Annuity Investors Life (Great American Life)
FlexMax 14
Declared Rate Strategy
Fixed 14
Years 		3.00
to 5.00 		01/21/10 2.50% 1-Yr Fixed 0-55: 8.00+
56-70: 4.75+
71-80: 3.95+
Min Rates: 2.00
Annuity Investors Life (Great American Life)
FlexMax 14
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 14
Years 		3.00
to 5.00 		01/21/10 100   5.75 0-55: 8.00+
56-70: 4.75+
71-80: 3.95+
Annual None Min Rates: 50 0.00 3.00
Surrender Charges Last 13 Years
National Western Life
NWL Ultra Classic
Option B: Fixed Account
Fixed 13
Years 		  02/21/10 3.80% 1-Yr Fixed 0-75: 12.00+
76-80: 10.50+
Min Rates: 2.00
National Western Life
NWL Ultra Classic
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 13
Years 		  02/21/10 65 0.25   0-75: 12.00+
76-80: 10.50+
Annual Monthly Min Rates: 50 6.00  
National Western Life
NWL Ultra Classic
Option D: Monthly Cap Annual Reset
S&P 500 Point to Point 13
Years 		  02/21/10     2.75 0-75: 12.00+
76-80: 10.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Surrender Charges Last 10 Years
Aviva Life and Annuity
Income Select Bonus - High
Fixed Strategy
Fixed 10
Years 		8.00 03/05/10 2.75% 1-Yr Fixed 0-75: 7.00
76-78: 5.00
Min Rates: 1.00
American Equity Investment Life Insurance Company
Retirement Gold (RG-FIA-09)
Fixed
Fixed 10
Years 		6.00 11/04/09 2.90% 1-Yr Fixed 0-78: 5.25+
Min Rates:
Aviva Life and Annuity
Income Select Plus - High
Fixed
Fixed 10
Years 		5.00 03/05/10 2.80% 1-Yr Fixed 0-75: 7.50
76-78: 5.50
Annual None Min Rates: 2.00
Showing 1-20 of 106    Display: Page:   1 | 2 | 3 | 4 | 5 | 6

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

Copyright 1997-2010 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com