Selario Agency Inc.-Top MYGA Rates Pod

Rate Guaranteed 10 Years

West Coast Life Sure Advantage 10
Base Rate	Bonus	Gtd Yield Surr'ndr
3.80		3.90

West Coast Life
Sure Advantage 10

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.80

3.90

Rate Guaranteed 9 Years

American General Life Insurance Company AG Horizon Choice 9
Base Rate	Bonus	Gtd Yield Surr'ndr
3.85	0.00	3.85

American General Life Insurance Company
AG Horizon Choice 9

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.85

0.00

3.85

Rate Guaranteed 8 Years

American National Insurance Company Palladium MYG Annuity 8
Base Rate	Bonus	Gtd Yield Surr'ndr
3.80	0.00	3.80

American National Insurance Company
Palladium MYG Annuity 8

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.80

0.00

3.80

Rate Guaranteed 7 Years

American National Insurance Company Palladium MYG Annuity 7
Base Rate	Bonus	Gtd Yield Surr'ndr
3.45	1.00	3.59

American National Insurance Company
Palladium MYG Annuity 7

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.45

1.00

3.59

Rate Guaranteed 6 Years

American National Insurance Company Palladium MYG Annuity 6
Base Rate	Bonus	Gtd Yield Surr'ndr
3.35	0.00	3.35

American National Insurance Company
Palladium MYG Annuity 6

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.35

0.00

3.35

Rate Guaranteed 5 Years

Lincoln Life & Annuity of New York Lincoln MYGuarantee^sm Plus 5
Base Rate	Bonus	Gtd Yield Surr'ndr
3.15		3.15

Lincoln Life & Annuity of New York
Lincoln MYGuarantee^sm Plus 5

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.15

Rate Guaranteed 4 Years

Presidential Life Secure 4
Base Rate	Bonus	Gtd Yield Surr'ndr
3.00	0.00	3.00

Presidential Life
Secure 4

Base
Rate

Bonus

Gtd Yield
Surr'ndr

3.00

0.00

3.00

Rate Guaranteed 3 Years

American National Insurance Company Palladium MYG Annuity 3
Base Rate	Bonus	Gtd Yield Surr'ndr
2.10	0.00	2.10

American National Insurance Company
Palladium MYG Annuity 3

Base
Rate

Bonus

Gtd Yield
Surr'ndr

2.10

0.00

2.10

Rates		Change	Date
Point to rate for more info
10 yr	3.90	3.80	02/09/10
9 yr	3.85
8 yr	3.80
7 yr	3.59
6 yr	3.35
5 yr	3.15
4 yr	3.00
3 yr	2.10
February 9, 2010