Company / Product
|
Issue Ages |
Minimum Premiums |
Withdrawal Provisions |
States |
Commissions Age: Rate
|
|
Surrender Charges Last 17 Years
|
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-05) DE
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
DE
|
0-75: 6.00+ 76-80: 4.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
| Withdrawal Charges 17 years: |
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16.5 |
15.5 |
14 |
12.5 |
11 |
9 |
7 |
5 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
80% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Dow Jones Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| 1-Year Dow Jones Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
|
|
Surrender Charges Last 16 Years
|
American Equity Investment Life Insurance Company
Bonus Gold (Index 1-07)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN NV NY OK OR PR TX UT VI WA
|
0-75: 6.00+ 76-80: 4.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
Ages 0 to 76 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (16 years):
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
Ages 0 to 76 in states IN (16 years):
|
20 |
19.5 |
19 |
18.5 |
18 |
17.5 |
17 |
16 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
Age 77+ in states IN (16 years):
|
17.5 |
16.5 |
15.5 |
15 |
14 |
13 |
12.5 |
11.5 |
10.5 |
10 |
9 |
7.5 |
6 |
4.5 |
3 |
1.5 |
|
|
| Guaranteed Minimum Value: |
80% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 10 Year U.S. Treasury Bond Value with Cap |
10 Year US Treasury |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Dow Jones Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| 1-Year Dow Jones Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
|
Surrender Charges Last 14 Years
|
North American Company
Charter 14
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | |
| Qualified |
| Owner: | 75 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN NV NY OR PR TX UT VI WA
|
0-75: 7.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years):
|
18 |
18 |
17 |
15 |
15 |
15 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
For states TX (14 years):
|
15 |
15 |
15 |
14 |
13 |
12 |
11 |
10 |
9 |
8.5 |
8 |
7 |
6 |
5 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,106)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 400 Annual Daily Average |
S&P 400 |
Point to Point
|
Annual |
Monthly |
|
|
2.75
|
| 1-Year NASDAQ-100 Monthly Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| 1-Year S&P 500 Annual Daily Average |
S&P 500 |
Point to Point
|
Annual |
Daily |
|
|
3.00
|
| 1-Year Russell 2000 Annual Daily Average |
Russell 2000 |
Point to Point
|
Annual |
Daily |
|
|
2.60
|
| 1-Year Hindsight Index Strategy |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
2.35
|
| 1-Year Dow Jones Annual Daily Average |
DJIA |
Point to Point
|
Annual |
Daily |
|
|
3.00
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
2.50
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
2.55
|
| 1-Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.75
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
2.50
|
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
100
|
|
2.65
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
3.05
|
|
North American Company
Charter 14 (TX)
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only Available in:
TX
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 14 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 400 Annual Daily Average |
S&P 400 |
Point to Point
|
Annual |
Monthly |
|
|
4.00
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year NASDAQ-100 Monthly Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| 1-Year Russell 2000 Annual Daily Average |
Russell 2000 |
Point to Point
|
Annual |
Daily |
|
|
4.00
|
| 1-Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year Hindsight Index Strategy |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1-Year S&P 500 Annual Daily Average |
S&P 500 |
Point to Point
|
Annual |
Daily |
|
|
4.00
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1-Year Dow Jones Annual Daily Average |
DJIA |
Point to Point
|
Annual |
Daily |
|
|
4.00
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
4.00
|
|
North American Company
Freedom Choice (5%) 14
Low-Band
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
|
0-75: 5.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
6 |
5 |
4 |
3 |
2 |
|
For states TX (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
5.45
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
6.80
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
3.05%
|
| 1-Year Annual Point-to-Point S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.80
|
| 1 -Year NASDAQ Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.75
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
5.55
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
5.40
|
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
5.80
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
3.00
|
|
North American Company
Freedom Choice (5%) 14
High-Band
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
| Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
|
0-75: 5.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
6 |
5 |
4 |
3 |
2 |
|
For states TX (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
6.65
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
3.30
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
6.20
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
7.75
|
| 1-Year Annual Point-to-Point S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
6.55
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
3.35%
|
| 1 -Year NASDAQ Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
3.05
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
6.25
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
6.15
|
|
North American Company
Freedom Choice 14
Low-Band
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
|
0-75: 5.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
6 |
5 |
4 |
3 |
2 |
|
For states TX (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
4.70
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.70
|
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
5.00
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
4.80
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
6.00
|
| 1-Year S&P 500 Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.05
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
2.70%
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
4.85
|
| 1-Year Nasdaq-100 Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.55
|
|
North American Company
Freedom Choice 14
High-Band
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
| Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN MT NV NY OR PA PR TX UT VA VI VT WA
|
0-75: 5.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SC, SD, TN, WI, WV, WY (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
6 |
5 |
4 |
3 |
2 |
|
For states TX (14 years):
|
9 |
9 |
9 |
9 |
8 |
8 |
7 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
7.05
|
| 1-Year S&P 500 Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
6.00
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
5.70
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
3.10%
|
| 1-Year Nasdaq-100 Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.80
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
5.55
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
3.05
|
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
6.00
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
5.65
|
|
North American Company
North American Prizm Plus 14
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN NV NY OR PR TX UT VI WA
|
0-75: 7.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years):
|
18 |
18 |
17 |
15 |
15 |
15 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
For states IL (14 years):
|
18 |
18 |
17 |
15 |
15 |
15 |
14 |
13 |
12 |
10 |
8 |
6 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,106)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Russell 2000 Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
15
|
|
|
| 1-Year S&P 500 Monthly Average |
S&P 500 |
Point to Point
|
Annual |
Monthly |
30
|
|
|
| 1-Year Nasdaq -100 Monthly Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly |
|
|
1.50
|
| 1-Year Nasdaq 100 Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
15
|
|
|
| 1-Year DJIA Monthly Average |
DJIA |
Point to Point
|
Annual |
Monthly |
35
|
|
|
| 1-Year S&P 400 Monthly Average |
S&P 400 |
Point to Point
|
Annual |
Monthly |
25
|
|
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1-Year Russell 2000 Monthly Averaging |
Russell 2000 |
Point to Point
|
Annual |
Monthly |
20
|
|
|
| 1-Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
20
|
|
|
| 1-Year DJIA Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
20
|
|
|
| 1-Year DJ EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
20
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| 1-Year S&P 400 Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
15
|
|
|
|
North American Company
Precision 14
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
| Qualified |
| Owner: | 75 |
| Annuitant: | 75 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MN NV NY OR PR TX UT VI WA
|
0-75: 7.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years):
|
18 |
18 |
17 |
15 |
15 |
15 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
For states TX (14 years):
|
15 |
15 |
15 |
14 |
13 |
12 |
11 |
10 |
9 |
8.5 |
8 |
7 |
6 |
5 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,106)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Dow Jones Annual Daily Average |
DJIA |
Point to Point
|
Annual |
Daily |
35
|
|
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
65
|
|
3.25
|
| 1-Year S&P 400 Annual Daily Average |
S&P 400 |
Point to Point
|
Annual |
Daily |
25
|
|
|
| 1-Year NASDAQ Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| 1-Year Russell 2000 Annual Daily Average |
Russell 2000 |
Point to Point
|
Annual |
Daily |
20
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
100
|
|
1.60
|
| 1-Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
30
|
|
3.50
|
| 1-Year Hindsight Index |
Blended Indicies |
Point to Point
|
Annual |
None |
20
|
|
3.25
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
25
|
|
3.25
|
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
35
|
|
3.25
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
25
|
|
3.25
|
| 1-Year S&P 500 Annual Daily Average |
S&P 500 |
Point to Point
|
Annual |
Daily |
35
|
|
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
25
|
|
3.25
|
|
|
Surrender Charges Last 12 Years
|
American Equity Investment Life Insurance Company
Bonus 5 (INDEX-3-07-WA)
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
WA
|
0-57: 6.00+ 58-80: 4.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
Withdrawal Charges 12 years:
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
Age 57+
(10 years):
|
8.25 |
8.25 |
7.25 |
6.25 |
5.25 |
4.25 |
3 |
2 |
1 |
0.5 |
|
|
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.00
|
| 1-Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.00
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
Monthly |
25
|
|
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
25
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
American General Life Insurance Company
AG HorizonIndex Annuity 12
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Not Available in:
AK CA CT DE FL MN NJ NV NY OH OR PR SC TX UT VI VT WA
|
0-75: 8.00+ 76-80: 4.00+ 81-85: 2.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
12 |
12 |
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
5 |
3 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.50%
(GMR/1000 $1,130)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 2-Year Point-to-Point Account with Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
6.75
|
| Monthly Additive Account with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.30%
|
|
American General Life Insurance Company
AG HorizonIndex Annuity 12 (CA)
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| Yes-Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only Available in:
CA
|
0-75: 8.00 76-80: 4.00 81-85: 2.50
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
12 |
12 |
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
5 |
3 |
|
|
| Guaranteed Minimum Value: |
90% of Premium
at 2.00%
(GMR/1000 $1,198)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
2.00%
|
| 2-Year Point-to-Point Account with Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
6.75
|
| Monthly Additive Account with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
|
North American Company
NA Performance Choice 12
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | |
| Qualified |
| Owner: | 75 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MA MN MO NV NY OH OR PR UT VA VI WA
|
0-75: 6.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
10 |
10 |
10 |
10 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $986)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Hang Seng Point-to-Point |
Hang Seng |
Point to Point
|
Annual |
None |
|
|
4.85
|
| 1-Year S&P 400 Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
4.45
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| 1-Year Nasdaq 100 Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
4.35
|
| 1-Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.65
|
| 1-Year DJ EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
5.40
|
| 1-Year Dow Jones Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
4.60
|
| Inverse Performance Trigger |
S&P 500 |
Inverse Perf Triggered
|
Annual |
None |
|
|
4.90
|
| 1-Year Russell 2000 Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
4.40
|
| 1-Year Nasdaq 100 Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.40
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.55
|
|
North American Company
NA Performance Choice 12 Plus
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | |
| Qualified |
| Owner: | 75 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK AL CT DE MA MN MO NV NY OH OR PR UT VA VI WA
|
0-75: 6.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
8.00
|
| Withdrawal Charges 12 years: |
|
10 |
10 |
10 |
10 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,065)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.20
|
| 1-Year Nasdaq 100 Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
2.90
|
| 1-Year DJ EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
3.55
|
| 1-Year Dow Jones Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
|
|
3.10
|
| Inverse Performance Trigger |
S&P 500 |
Inverse Perf Triggered
|
Annual |
None |
|
|
3.40
|
| 1-Year Russell 2000 Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
2.90
|
| 1-Year Nasdaq 100 Monthly Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
1.70
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
| 1-Year Hang Seng Point-to-Point |
Hang Seng |
Point to Point
|
Annual |
None |
|
|
3.15
|
| 1-Year S&P 400 Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
1.75%
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only Available in:
AK AL AR AZ CA CO DC GA HI ID IL KS LA MI MT ND NE NM RI SC SD TN VT WI WV WY
|
0-75: 7.50+ 76-80: 5.00+ 81-86: 3.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
5.00-10.00
|
| Withdrawal Charges 12 years: |
|
12.5 |
12.5 |
12.5 |
11 |
10 |
9 |
8 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,085)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
0.85%
|
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.50
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 5%
Low-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
AK MN MO NC NJ VA WA
|
0-75: 7.50 76-80: 5.00 81-86: 3.00
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
| Withdrawal Charges 12 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,035)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 5%
High-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 50,000 |
| Monthly: | 50,000 |
| Qualified |
| Single: | 50,000 |
| Monthly: | 50,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Only Available in:
AK MN MO NC NJ VA WA
|
0-75: 7.50 76-80: 5.00 81-86: 3.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 12 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $986)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
|
Phoenix Life Insurance Company
Phoenix Reflections Gold Bonus 6%
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
No- Annualization |
|
Only Available in:
FL IA IN KY MD MS NH OH OK PA TX UT
|
0-75: 7.50 76-80: 5.00 81-86: 3.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states FL, IA, IN, MD, MS, NH, NV, OK, PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states KY, OH, TX (10 years):
|
8.3 |
7.2 |
6.1 |
5.4 |
4.7 |
4 |
3.3 |
2.5 |
1.7 |
0.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,045)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.25
|
| Rainbow Point to Point Indexed Account - 1 year Domestic |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Monthly Point to Point Indexed Account - 1 year S&P 500 |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
1.00
|
| Performance Trigger Indexed Account - 1 year S&P 500 |
DJIA |
Perf Trig
|
Annual |
None |
|
|
|
| Rainbow Point to Point Indexed Account - 1 year Global |
Blended Indicies |
Point to Point
|
Annual |
None |
10
|
|
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
0.75%
|
|
|
Surrender Charges Last 10 Years
|
Aviva Life & Annuity (Income Series)
Income Preferred Ultra
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.50+ 76-78: 5.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
3.00-5.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
16 |
15 |
14 |
13 |
12 |
11 |
10 |
8 |
6 |
4 |
|
For states SC, TX (10 years):
|
12.4 |
11.9 |
10.6 |
9.3 |
8 |
6.7 |
5.4 |
4.1 |
2.7 |
1.3 |
|
Rate Changed: 01/06/12
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,015)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate with Bonus
|
1.45% +5.00 Bonus
|
|