Fixed Indexed Brief

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Company - Any - Amer. General Life Ins. Co. American National Ins. Co. Genworth Life Ins. Co. Genworth Life of New York ING USA Annuity and Life Lincoln Financial Group Lincoln Life & Annuity of New York Presidential Life Protective Life Corporation RBC Insurance Sun Life Financial Transamerica Life West Coast Life

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
ING USA Annuity and Life	ING Secure Index Five Low-Band	5		1.50	100.00	$1,077		up to 4.00%
ING USA Annuity and Life	ING Secure Index Five High-Band	5		1.50	100.00	$1,077		up to 4.00%
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Amer. General Life Ins. Co.	VisionAdvantage 5 [MVA]	5		2.00	90.00	$ 994		up to 5.00%
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
Amer. General Life Ins. Co.	AG Global 6 Index Annuity	6		2.00	90.00	$1,014		up to 5.00%
American National Ins. Co.	ANICO FEIA wo ROP	6					03/01/10	up to 5.00%
American National Ins. Co.	ANICO FEIA - ROP	6					03/01/10	up to 5.00%
Surrender Charges Last 7 Years
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.50	100.00	$1,110		up to 6.00%
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.50	100.00	$1,110		up to 6.00%
ING USA Annuity and Life	ING Secure Index Seven Low-Band	7		1.00	100.00	$1,072		up to 5.00%
ING USA Annuity and Life	ING Secure Index Seven High-Band	7		1.00	100.00	$1,072		up to 5.00%
Amer. General Life Ins. Co.	VisionAdvantage 7 [MVA]	7		2.00	90.00	$1,034		up to 6.00%
American National Ins. Co.	Value Lock 7 [MVA]	7		1.75	90.00	$1,016	03/01/10	up to 6.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 7	7		1.00	90.00	$ 965
Surrender Charges Last 8 Years
Check out the 8 year guaranteed bucket yield
Lincoln Financial Group	Lincoln New Directions 8 Low-Band [MVA]	8		2.00	100.00	$1,172		up to 4.50%
Check out the 8 year guaranteed bucket yield
Lincoln Financial Group	Lincoln New Directions 8 High-Band [MVA]	8		2.00	100.00	$1,172		up to 4.50%
Lincoln Financial Group	Lincoln OptiPoint 8 High-Band [MVA]	8	3.00	1.60	100.00	$1,169		up to 6.00%

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