Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 12 Years | |||||||||||
|
Lincoln Financial Group
Lincoln OptiPoint 12 High-Band [MVA] |
A+ | 1 | 09/01/10 | 2.10 | 0.00 | 2.10 | 5.00 | 7.20 | 2.52 | 2.42 | 0-75: 4.00 |
|
Lincoln Financial Group
Lincoln OptiPoint 12 Low-Band [MVA] |
A+ | 1 | 09/01/10 | 2.10 | 0.00 | 2.10 | 4.00 | 6.18 | 2.43 | 2.34 | 0-75: 4.00 |
|
American General Life Insurance Company
AG HorizonIndex Annuity 12 [MVA] |
A | 6 | 08/27/10 | 2.00 | 0.00 | 2.00 | 5.00 | 7.10 | 2.42 | 2.42 |
0-75: 8.00+ 76-80: 4.00+ 81-85: 2.50+ |
|
RBC Insurance
RBC Enhanced Choice 12 SPDA [MVA] |
A | 8 | 09/01/10 | 1.05 | 1.00 | 2.05 | 5.00 | 7.15 | 1.55 | 1.53 |
0-75: 8.00+ 76-80: 6.00+ 81-85: 4.00+ |
| Surrender Charges Last 10 Years | |||||||||||
|
Aviva Life and Annuity
Income Select Platinum High-Band [MVA] |
A | 1 | 08/06/10 | 3.20 | 0.00 | 3.20 | 3.20 | 2.12 |
0-75: 5.00+ 76-78: 3.00+ |
||
| Next Rate: | 09/03/10 | 2.90 | 0.00 | 2.90 | 2.90 | 2.09 | -0.30 DOWN | ||||
|
Phoenix Life Insurance Company
Phoenix Reflections Bonus 10 Low-Band [MVA] |
B++ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 1.64 | |
|
Phoenix Life Insurance Company
Phoenix Reflections Bonus 10 High-Band [MVA] |
B++ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 1.64 | |
|
Phoenix Life Insurance Company
Phoenix Index Select Bonus Low-Band [MVA] |
B++ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 1.64 |
0-75: 7.50 76-85: 5.00 |
|
Phoenix Life Insurance Company
Phoenix Index Select Bonus High-Band [MVA] |
B++ | 1 | 09/01/10 | 2.50 | 0.00 | 2.50 | 5.00 | 7.62 | 3.00 | 1.64 |
0-75: 7.50 76-85: 5.00 |
|
RBC Insurance
Value Master SPDA [MVA] |
A | 1 | 09/01/10 | 3.00 | 0.00 | 3.00 | 3.00 | 3.00 |
0-75: 7.00 76-80: 5.00 81-85: 4.00 |
||
|
Aviva Life and Annuity
Income Preferred Bonus High-Band [MVA] |
A | 1 | 08/06/10 | 2.20 | 0.00 | 2.20 | 8.00 | 10.38 | 2.99 | 1.90 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 1.80 | 0.00 | 1.80 | 9.80 | 2.59 | 1.86 | -0.40 DOWN | |||
|
Aviva Life and Annuity
Income Select Bonus High-Band [MVA] |
A | 1 | 08/06/10 | 2.15 | 0.00 | 2.15 | 8.00 | 10.32 | 2.94 | 1.90 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 1.88 | -0.15 DOWN | |||
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) Low-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | No Change | |||
|
Aviva Life and Annuity
Income Select Spirit Bonus (1-Year) High-Band |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 2.79 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 2.79 | No Change | |||
|
Aviva Life and Annuity
Income Select Bonus Low-Band [MVA] |
A | 1 | 08/06/10 | 2.00 | 0.00 | 2.00 | 8.00 | 10.16 | 2.79 | 1.88 |
0-75: 7.00+ 76-78: 5.00+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 10.00 | 2.79 | 1.88 | No Change | |||
|
Phoenix Life Insurance Company
Phoenix Reflections 10 Low-Band [MVA] |
B++ | 1 | 09/01/10 | 2.75 | 0.00 | 2.75 | 2.75 | 1.17 | |||
|
Phoenix Life Insurance Company
Phoenix Reflections 10 High-Band [MVA] |
B++ | 1 | 09/01/10 | 2.75 | 0.00 | 2.75 | 2.75 | 1.17 | |||
|
Phoenix Life Insurance Company
Phoenix Index Select Low-Band [MVA] |
B++ | 1 | 09/01/10 | 2.75 | 0.00 | 2.75 | 2.75 | 1.17 |
0-75: 7.50 76-85: 5.00 |
||
|
Phoenix Life Insurance Company
Phoenix Index Select High-Band [MVA] |
B++ | 1 | 09/01/10 | 2.75 | 0.00 | 2.75 | 2.75 | 1.17 |
0-75: 7.50 76-85: 5.00 |
||
|
Aviva Life and Annuity
Income Select Plus High-Band [MVA] |
A | 1 | 08/06/10 | 2.20 | 0.00 | 2.20 | 5.00 | 7.31 | 2.70 | 2.52 |
0-75: 7.50+ 76-78: 5.50+ |
| Next Rate: | 09/03/10 | 2.00 | 0.00 | 2.00 | 7.00 | 2.50 | 2.50 | -0.20 DOWN | |||
|
Fixed Annuitieswww.selarioagency.com |
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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