The Selario Agency, Inc.
300 Mt. Lebanon Blvd., Suite 307
Pittsburgh, PA 15234

MYGA

www.selarioagency.com

800-331-7113-phone
412-344-6210-phone
412-341-1320

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 10 Years
Protective Life Corporation FutureSaver II Annuity 10 High-Band [MVA]	A+	100,000	1.00	03/09/10	1-10	3.75	3.85	0-75: 2.50 76-85: 1.00
	A+	100,000	1.00	03/09/10			3.85	0-75: 2.50 76-85: 1.00
Strong guaranteed yield to surrender
West Coast Life Sure Advantage 10 High-Band [MVA]	A+	100,000	1.00	03/09/10	1-10	3.75	3.85	0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 10 High-Band [MVA]	A+	100,000	1.00	03/09/10			3.85	0-75: 2.50 76-85: 1.00
ING USA Annuity and Life Guaranteed Choice 10 High-Band [MVA]	A	75,000		12/10/09	1	4.70	3.80	see notes
	A	75,000		12/10/09	2-10	3.70	3.80	see notes
American General Life Insurance Company AG HorizonSelect 10 [MVA]	A	5,000		02/08/10	1-10	3.75	3.75	0-80: 4.00 81-85: 3.00
	A	5,000		02/08/10			3.75	0-80: 4.00 81-85: 3.00
Stong long-term guarantee and commission.
American National Insurance Company Palladium MYG Annuity 10 High-Band [MVA]	A	100,000		03/01/10	1	4.65	3.75	0-79: 4.00 80-85: 2.00
	A	100,000		03/01/10	2-10	3.65	3.75	0-79: 4.00 80-85: 2.00
Strong guaranteed yield to surrender
West Coast Life Sure Advantage 10 Low-Band [MVA]	A+	10,000		03/09/10	1-10	3.75	3.75	0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 10 Low-Band [MVA]	A+	10,000		03/09/10			3.75	0-75: 2.50 76-85: 1.00
Protective Life Corporation FutureSaver II Annuity 10 Low-Band [MVA]	A+	10,000		03/09/10	1-10	3.75	3.75	0-75: 2.50 76-85: 1.00
	A+	10,000		03/09/10			3.75	0-75: 2.50 76-85: 1.00
ING USA Annuity and Life Guaranteed Choice 10 Low-Band [MVA]	A	15,000		12/10/09	1-10	3.70	3.70	see notes
	A	15,000		12/10/09			3.70	see notes
Stong long-term guarantee and commission.
American National Insurance Company Palladium MYG Annuity 10 Low-Band [MVA]	A	5,000		03/01/10	1	4.55	3.65	0-79: 4.00 80-85: 2.00
	A	5,000		03/01/10	2-10	3.55	3.65	0-79: 4.00 80-85: 2.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	A+	100,000		03/01/10	1-10	3.65	3.65	0-75: 2.50 76-80: 1.60 81-85: 1.60
	A+	100,000		03/01/10			3.65	0-75: 2.50 76-80: 1.60 81-85: 1.60
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	A+	10,000		03/01/10	1-10	3.50	3.50	0-75: 2.50 76-80: 1.60 81-85: 1.60
	A+	10,000		03/01/10			3.50	0-75: 2.50 76-80: 1.60 81-85: 1.60
American General Life Insurance Company AG Horizon Choice 10 [MVA]	A	5,000 Q:2,000		02/08/10	1-10	3.45	3.45	0-85: 5.00+ see notes
	A	5,000 Q:2,000		02/08/10			3.45	0-85: 5.00+ see notes

Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate
Rate Guaranteed 9 Years
Not approved in PA. Strong guaranteed yield to surrender
American General Life Insurance Company AG Horizon Choice 9 [MVA]	A	5,000 Q:2,000		02/08/10	1-9	3.85	3.85	0-85: 2.65+ see notes
	A	5,000 Q:2,000		02/08/10			3.85	0-85: 2.65+ see notes
Protective Life Corporation FutureSaver II Annuity 9 High-Band [MVA]	A+	100,000	1.00	03/09/10	1-9	3.60	3.71	0-75: 2.50 76-85: 1.00
	A+	100,000	1.00	03/09/10			3.71	0-75: 2.50 76-85: 1.00
Strong guaranteed yield to surrender
West Coast Life Sure Advantage 9 High-Band [MVA]	A+	100,000	1.00	03/09/10	1-9	3.60	3.71	0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 9 High-Band [MVA]	A+	100,000	1.00	03/09/10			3.71	0-75: 2.50 76-85: 1.00
Strong guaranteed yield to surrender
West Coast Life Sure Advantage 9 Low-Band [MVA]	A+	10,000		03/09/10	1-9	3.60	3.60	0-75: 2.50 76-85: 1.00
West Coast Life Sure Advantage 9 Low-Band [MVA]	A+	10,000		03/09/10			3.60	0-75: 2.50 76-85: 1.00
Protective Life Corporation FutureSaver II Annuity 9 Low-Band [MVA]	A+	10,000		03/09/10	1-9	3.60	3.60	0-75: 2.50 76-85: 1.00
	A+	10,000		03/09/10			3.60	0-75: 2.50 76-85: 1.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	A+	100,000		03/01/10	1-9	3.60	3.60	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	100,000		03/01/10			3.60	0-75: 2.50 76-80: 1.60 81-85: 1.00
American National Insurance Company Palladium MYG Annuity 9 High-Band [MVA]	A	100,000		03/01/10	1	5.30	3.52	0-79: 3.00 80-85: 1.00
	A	100,000		03/01/10	2-9	3.30	3.52	0-79: 3.00 80-85: 1.00
Lincoln Financial Group Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	A+	10,000		03/01/10	1-9	3.45	3.45	0-75: 2.50 76-80: 1.60 81-85: 1.00
	A+	10,000		03/01/10			3.45	0-75: 2.50 76-80: 1.60 81-85: 1.00

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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