Source Brokerage, Inc.
P O Box 26580
Indianapolis, IN 46226

MYGA

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Adam Frechette
(800)543-7167 ext. 230
(800)856-3494 Fax

State

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Company

Rate Gtd

Age

Comm
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Company / Product Name	AM Best	Minimum Premium	Premium Bonus	Rate Change	Years Rate Gtd	Rate	Yield to Surrender	Commissions Age: Rate	Additional Information
Rate Guaranteed 10 Years
EquiTrust Life Insurance Company Certainty Select 10 [MVA]	A-	30,000		11/11/08	1-10	6.00	6.00	0-80: 3.00 81-90: 2.25	Request Broker Kit
EquiTrust Life Insurance Company Certainty Select 10 [MVA]	A-	30,000		11/11/08			6.00	0-80: 3.00 81-90: 2.25	Request Broker Kit
EquiTrust Life Insurance Company Certainty 10 [MVA]	A-	30,000		11/11/08	1-10	6.00	6.00	0-80: 3.00 81-90: 2.25	Request Broker Kit
EquiTrust Life Insurance Company Certainty 10 [MVA]	A-	30,000		11/11/08			6.00	0-80: 3.00 81-90: 2.25	Request Broker Kit
American General Life Insurance Company AG HorizonSelect 10 [MVA]	A	5,000		12/15/08	1-10	5.45	5.45	0-80: 4.00 81-85: 3.00	Request Broker Kit
	A	5,000		12/15/08			5.45	0-80: 4.00 81-85: 3.00
	Next Rate:			01/06/09	1-10	5.20	5.20	-0.25 DOWN
	Next Rate:			01/06/09			5.20	-0.25 DOWN
AIG Annuity Insurance Company Set Rate 10	A	5,000 Q:2,000		12/29/08	1-10	5.30	5.30	0-85: 5.25	Request Broker Kit
AIG Annuity Insurance Company Set Rate 10	A	5,000 Q:2,000		12/29/08			5.30	0-85: 5.25	Request Broker Kit
Investors Insurance (Legacy) RateMark 10 [MVA]	A-	5,000 Q:3,000		01/01/09	1-10	5.05	5.05	0-80: 4.00 81-UP: 2.00	Request Broker Kit
Investors Insurance (Legacy) RateMark 10 [MVA]	A-	5,000 Q:3,000		01/01/09			5.05	0-80: 4.00 81-UP: 2.00	Request Broker Kit
Integrity Life Insurance Momentum Advantage 10 [MVA]	A++	20,000		12/31/08	1	5.65	4.97	0-79: 3.50 80-83: 1.50	Request Broker Kit
Integrity Life Insurance Momentum Advantage 10 [MVA]	A++	20,000		12/31/08	2-10	4.90	4.97	0-79: 3.50 80-83: 1.50	Request Broker Kit
American General Life Insurance Company AG Horizon Choice 10 [MVA]	A	5,000 Q:2,000		12/15/08	1-10	4.95	4.95	0-85: 5.00	Request Broker Kit
	A	5,000 Q:2,000		12/15/08			4.95	0-85: 5.00
	Next Rate:			01/06/09	1-10	4.70	4.70	-0.25 DOWN
	Next Rate:			01/06/09			4.70	-0.25 DOWN
American National Insurance Company Palladium MYG Annuity 10 High-Band [MVA]	A+	100,000		01/01/09	1	5.80	4.90	0-79: 4.00 80-85: 2.00	Request Broker Kit
	A+	100,000		01/01/09	2-10	4.80	4.90	0-79: 4.00 80-85: 2.00	Request Broker Kit
American National Insurance Company Palladium MYG Annuity 10 Low-Band [MVA]	A+	5,000		01/01/09	1	5.70	4.80	0-79: 4.00 80-85: 2.00	Request Broker Kit
	A+	5,000		01/01/09	2-10	4.70	4.80	0-79: 4.00 80-85: 2.00	Request Broker Kit
Protective Life Corporation FutureSaver II Annuity 10 High-Band [MVA]	A+	100,000	1.00	12/30/08	1-10	4.55	4.65	0-75: 2.50 76-85: 1.00	Request Broker Kit
	A+	100,000	1.00	12/30/08			4.65	0-75: 2.50 76-85: 1.00
	Next Rate:			01/06/09	1-10	4.55	4.65	No Change
	Next Rate:			01/06/09			4.65	No Change
West Coast Life Sure Advantage 10 High-Band [MVA]	A+	100,000	1.00	12/30/08	1-10	4.55	4.65	0-75: 2.50 76-85: 1.00	Request Broker Kit
	A+	100,000	1.00	12/30/08			4.65	0-75: 2.50 76-85: 1.00
	Next Rate:			01/06/09	1-10	4.55	4.65	No Change
	Next Rate:			01/06/09			4.65	No Change
West Coast Life Sure Advantage 10 Low-Band [MVA]	A+	10,000		12/30/08	1-10	4.55	4.55	0-75: 2.50 76-85: 1.00	Request Broker Kit
	A+	10,000		12/30/08			4.55	0-75: 2.50 76-85: 1.00
	Next Rate:			01/06/09	1-10	4.55	4.55	No Change
	Next Rate:			01/06/09			4.55	No Change
Protective Life Corporation FutureSaver II Annuity 10 Low-Band [MVA]	A+	10,000		12/30/08	1-10	4.55	4.55	0-75: 2.50 76-85: 1.00	Request Broker Kit
	A+	10,000		12/30/08			4.55	0-75: 2.50 76-85: 1.00
	Next Rate:			01/06/09	1-10	4.55	4.55	No Change
	Next Rate:			01/06/09			4.55	No Change
Lincoln Benefit Life Tactician Plus 10 High-Band [MVA]	A+	100,000		12/22/08	1	6.00	4.20	0-75: 4.00 76-85: 3.00 86-90: 2.00	Request Broker Kit
Lincoln Benefit Life Tactician Plus 10 High-Band [MVA]	A+	100,000		12/22/08	2-10	4.00	4.20	0-75: 4.00 76-85: 3.00 86-90: 2.00	Request Broker Kit
Lincoln Benefit Life Tactician Plus 10 Low-Band [MVA]	A+	10,000 Q:3,000		12/22/08	1	5.00	4.10	0-75: 4.00 76-85: 3.00 86-90: 2.00	Request Broker Kit
Lincoln Benefit Life Tactician Plus 10 Low-Band [MVA]	A+	10,000 Q:3,000		12/22/08	2-10	4.00	4.10	0-75: 4.00 76-85: 3.00 86-90: 2.00	Request Broker Kit
Rate Guaranteed 9 Years
AIG Annuity Insurance Company Set Rate 9	A	5,000 Q:2,000		12/29/08	1-9	5.60	5.60	0-85: 2.75	Request Broker Kit
AIG Annuity Insurance Company Set Rate 9	A	5,000 Q:2,000		12/29/08			5.60	0-85: 2.75	Request Broker Kit
American National Insurance Company Palladium MYG Annuity 9 High-Band [MVA]	A+	100,000		01/01/09	1	6.55	4.77	0-79: 3.00 80-85: 1.00	Request Broker Kit
	A+	100,000		01/01/09	2-9	4.55	4.77	0-79: 3.00 80-85: 1.00	Request Broker Kit
West Coast Life Sure Advantage 9 High-Band [MVA]	A+	100,000	1.00	12/30/08	1-9	4.55	4.67	0-75: 2.50 76-85: 1.00	Request Broker Kit
	A+	100,000	1.00	12/30/08			4.67	0-75: 2.50 76-85: 1.00
	Next Rate:			01/06/09	1-9	4.55	4.67	No Change
	Next Rate:			01/06/09			4.67	No Change
Protective Life Corporation FutureSaver II Annuity 9 High-Band [MVA]	A+	100,000	1.00	12/30/08	1-9	4.55	4.67	0-75: 2.50 76-85: 1.00	Request Broker Kit
	A+	100,000	1.00	12/30/08			4.67	0-75: 2.50 76-85: 1.00
	Next Rate:			01/06/09	1-9	4.55	4.67	No Change
	Next Rate:			01/06/09			4.67	No Change
American National Insurance Company Palladium MYG Annuity 9 Low-Band [MVA]	A+	5,000		01/01/09	1	6.45	4.67	0-79: 3.00 80-85: 1.00	Request Broker Kit
	A+	5,000		01/01/09	2-9	4.45	4.67	0-79: 3.00 80-85: 1.00	Request Broker Kit

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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