Indexed Annuity Detail Sheet

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Company / Product	Issue Ages	Minimum Premiums	Withdrawal Provisions	States	Commissions Age: Rate
Surrender Charges Last 17 Years
American Equity Investment Life Insurance Company Bonus Gold (Index-1-05 & Index-7-05-OK)	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Only Available in: DE OK	0-75: 8.20+ 76-80: 6.15+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	For states DE (17 years): 20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2 For states OK (17 years): 20 19.5 19 18.5 18 17.5 17 16.5 15.5 14 12.5 11 9 7 5 3 2 Age 79+ in states OK (17 years): 20 19.5 19 18.5 18 17 16 15 13.5 12 10 8 6 4 2 0 0
	Guaranteed Minimum Value:		84% of Premium at 3.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 3.30% S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60 S&P 500 Monthly Average w/ PR S&P 500 Point to Point Annual Monthly 35     S&P 500 Monthly Average w/ CAP S&P 500 Point to Point Annual Monthly     5.75 S&P 500 Annual Point-to-Point w/ PR S&P 500 Point to Point Annual None 25     S&P 500 Annual Point-to-Point w/ CAP S&P 500 Point to Point Annual None     5.75 Lehman Brothers U.S. Aggregate Annual Point-to-Point LB US Aggregate Bond Point to Point Annual None     4.00 Dow Jones Annual Monthly Average DJIA Point to Point Annual Monthly     5.75 Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     5.75
Surrender Charges Last 16 Years
American Equity Investment Life Insurance Company Bonus Gold (Index 1-07)	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NY OK OR PR TX UT VI WA	0-75: 6.00+ 76-80: 4.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 16 years:		20 19.5 19 18.5 18 17.5 17 16 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		84% of Premium at 3.00%
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Value 1-Year Fixed Rate (no bonus) 2.70% 1-Year S&P 500 Monthly Average Cap S&P 500 Point to Point Annual Monthly     5.75 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     5.75 1-Year S&P 500 Point-to-Point PR S&P 500 Point to Point Annual None 25     1-Year S&P 500 Monthly Average PR S&P 500 Point to Point Annual Monthly 35     1-Year S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.60 1-Year Dow Jones Point-to-Point Cap DJIA Point to Point Annual None     5.75 1-Year Dow Jones Monthly Average Cap DJIA Point to Point Annual Monthly     5.75 1-Year Lehman U.S. Aggregate Point-to-Point LB US Aggregate Bond Point to Point Annual None     4.00
Surrender Charges Last 15 Years
Life of the Southwest SecurePlus Accumulator 5	Non-Qualified Owner: 65 Annuitant: 65 Qualified Owner: 65 Annuitant: 65	Non-Qualified Single: 15,000 Monthly: 15,000 Qualified Single: 15,000 Monthly: 15,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AL CT GA IL MN NJ NY OR PA PR UT VI WA	0-70: 7.00+ 71-75: 6.00+ 76-80: 4.00+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 15 years:		14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.45%  (GMR/1000 $1,321)
	Account Name Indicie Type Reset Averaging Part Spread Cap Declared Interest Account 1-Year Fixed Rate with Bonus 2.45% +5.00 Bonus Ending Index Account S&P 500 Point to Point Annual None 100   5.00 Average Index Account S&P 500 Point to Point Annual Monthly 40   100.00
Life of the Southwest SecurePlus Platinum	Non-Qualified Owner: 62 Annuitant: 62 Qualified Owner: 62 Annuitant: 62	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 3,000 Monthly: 3,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK CT NJ NY OR PR VI WA	0-70: 10.00+ 71-75: 9.00+ 76-80: 8.00+ see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 15 years:		14 14 13 12 11 10 9 8 7 6 5 4 3 2 1
	Guaranteed Minimum Value:		87.5% of Premium at 2.45%  (GMR/1000 $1,258)
	Account Name Indicie Type Reset Averaging Part Spread Cap Declared Interest Account 1-Year Fixed Rate (no bonus) 2.50% Average Index Account S&P 500 Point to Point Annual Daily 40   100.00 Ending Index Account S&P 500 Point to Point Annual None 100   5.60
National Western Life Liberty Champion	Non-Qualified Owner: 85 Annuitant: 85 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  No- Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Only Available in: WY	Qualified 0-70: 9.25+ 71-75: 7.75+ Non-Qual 0-70: 9.25+ 71-80: 7.75+ 81-85: 5.50+ see notes
	Withdrawal Notes:			Premium Bonus: 5.00
	Withdrawal Charges 15 years:		20 20 20 20 20 20 18 16 14 12 10 8 6 4 2
	Guaranteed Minimum Value:
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 2.25% Option D: Annual Reset with Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.20 Option A: Annual Reset with Monthly Averaging S&P 500 Point to Point Annual Monthly 50 1.35
National Western Life NWL Ultra Future	Non-Qualified Owner: 85 Annuitant: 80 Qualified Owner: 85 Annuitant: 80	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  No- Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT MS NY OR TX	Qualified 0-70: 7.00+ 71-75: 3.50+ 76-80: 2.00+ Non-Qual 0-75: 7.00+ 76-80: 5.00+ see notes
	Withdrawal Notes:			Prem Bonus: 2.00-10.00
	Ages 0 to 46 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 19.25 18.5 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2 For states DE, IL, IN, MA, MN, NJ, PA, UT, WA (9 years): 9.25 8.25 7.25 6.25 5 4 3 2 1 Ages 47 to 47 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 19 18.25 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10 8 6 4 2 Ages 48 to 48 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 18.25 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 8 6 4 2 Ages 49 to 49 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8 6 4 2 Ages 50 to 50 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6 4 2 Ages 51 to 51 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4 2 Ages 52 to 52 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2 Ages 53 to 53 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 Ages 54 to 54 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 0.75 Ages 55 to 55 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 14.25 13.5 12.5 11.75 11 10 9.25 8.25 7.5 6.5 5.5 4.75 3.75 2.75 2 Ages 56 to 56 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 15.25 14.5 13.5 12.75 11.75 11 10.25 9.25 8.5 7.5 6.5 5.75 4.75 4 2 Ages 57 to 57 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 16.25 15.25 14.5 13.75 12.75 12 11.25 10.25 9.5 8.5 7.75 6.75 6 4 2 Ages 58 to 58 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 17.25 16.25 15.5 14.75 14 13 12.25 11.25 10.5 9.75 8.75 8 6 4 2 Ages 59 to 59 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 18.25 17.25 16.5 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2 Age 60+ in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (15 years): 19.25 18.5 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.50%  (GMR/1000 $1,203)
	Account Name Indicie Type Reset Averaging Part Spread Cap Option B: Fixed Account 1-Year Fixed Rate (no bonus) 2.90% Option A: Monthly Averaging Annual Reset S&P 500 Point to Point Annual Monthly 50 0.85   Option D: Monthly Cap S&P 500 Point to Point Annual Monthly Sum     2.30
Surrender Charges Last 14 Years
American Equity Investment Life Insurance Company Retirement Gold (02-09)	Non-Qualified Owner: 78 Annuitant: 78 Qualified Owner: 78 Annuitant: 78	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 5,000 Monthly: 5,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NV NY OR PA PR SC UT VI WA	0-78: 6.00+ see notes
	Withdrawal Notes:			Prem Bonus: 5.00-10.00
	Withdrawal Charges 14 years:		12.5 12 12 11 10 9 8 7 6 4
	Guaranteed Minimum Value:		87.5% of Premium at 2.25%
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 2.50% S&P 500 Monthly Average w/ Participation S&P 500 Point to Point Annual None 30     S&P 500 Monthly Average w/ Cap S&P 500 Point to Point Annual Monthly     5.25 S&P 500 Point-to-Point w/ Participation S&P 500 Point to Point Annual None 25     S&P 500 Point-to-Point w/ Cap S&P 500 Point to Point Annual None     5.25 S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     2.40
Americo Ultimate One Index 9 Bonus (PA)	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Only Available in: PA
	Withdrawal Notes:			Premium Bonus: 4.00
	Withdrawal Charges 14 years:		13 12 10.8 9.9 9 8.1 7.2 6.3 5.4 4.5 3.6 2.7 1.8 0.9
	Guaranteed Minimum Value:		100% of Premium at 2.00%  (GMR/1000 $1,372)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 2.50% S&P 500 Point-to-Point w/ Participation S&P 500 Point to Point Annual None 25     S&P 500 Point-to-Point w/ Cap S&P 500 Point to Point Annual None     4.25 S&P 500 Monthly Averaging w/ Participation S&P 500 Point to Point Annual Monthly 42     S&P 500 Monthly Averaging w/ Cap S&P 500 Point to Point Annual Monthly     4.50
EquiTrust Life Insurance Company Market Power Bonus Index	Non-Qualified Owner: 80 Annuitant: 80 Qualified Owner: 80 Annuitant: 80	Non-Qualified Single: 30,000 Monthly: 30,000 Qualified Single: 30,000 Monthly: 30,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: CT DE MN NY OR PR TX UT VI WA	0-80: 8.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (14 years): 20 20 19 19 18 17 16 14 12 10 8 6 4 2 For states IL (10 years): 17 16 15 15 14 13 12 11 10 9.5 For states AK (10 years): 17 15 14 12 10 9 7 4 3 1
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,106)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed Interest Account 1-Year Fixed Rate (no bonus) 2.00% 1-Year S&P 500 Daily Average Cap S&P 500 Point to Point Annual Daily     5.00 1-Year S&P 500 Point-to-Point Cap S&P 500 Point to Point Annual None     4.00 2-Year S&P 500 Monthly Averaging Cap Account S&P 500 Point to Point Biennial Monthly     12.00 1 Year S&P 500 Monthly Average Participation S&P 500 Point to Point Annual Monthly 40     1-Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     2.00
EquiTrust Life Insurance Company MarketTwelve Bonus	Non-Qualified Owner: 80 Annuitant: Qualified Owner: 80 Annuitant:	Non-Qualified Single: 30,000 Monthly: 30,000 Qualified Single: 30,000 Monthly: 30,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK CT DE FL MN NY OR PR TX UT VI WA	0-80: 9.00
	Withdrawal Notes:			Premium Bonus: 6.00
	Withdrawal Charges 14 years:		20 20 19 19 18 17 16 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.00%  (GMR/1000 $1,066)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 1.50% 1-Year S&P 500 Point-to-Point w/Cap S&P 500 Point to Point Annual None     4.00 1-Year S&P 500 Daily Average w/ Cap S&P 500 Point to Point Annual Daily     4.00 1-Year S&P 500 Monthly Average w/Participation S&P 500 Point to Point Annual Monthly 30     1-Year S&P 500 Monthly Cap S&P 500 Point to Point Annual Monthly Sum     1.75 2-Year Monthly Average Cap S&P 500 Point to Point Biennial Monthly     12.00
Midland National Life Capstone 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NY OR PR UT VI WA	0-75: 7.50 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 2.40% S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Daily     2.45 S&P 500 Daily Average S&P 500 Point to Point Annual Daily     5.05 S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     4.65 Dow Jones Daily Average DJIA Point to Point Annual Daily     4.85 Dow Jones Annual Point-to-Point DJIA Point to Point Annual None     4.40 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None     4.15 Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.30 Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     4.30 Russell 2000 Daily Average Russell 2000 Point to Point Annual Daily     4.35 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     4.40 Optimal Index Strategy Blended Indicies Point to Point Annual None     3.90 S&P 400 Daily Average S&P 400 Point to Point Annual Daily     4.35 S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None     4.35
Midland National Life Innovator Choice 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NY OR PR TX UT VI WA	0-75: 4.65 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed 1-Year Fixed Rate (no bonus) 2.40% S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.45 S&P 500 Daily Average S&P 500 Point to Point Annual Daily   7.45   S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None   4.50 5.50 S&P 400 Daily Average S&P 400 Point to Point Annual Daily   11.25   S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None   4.65 5.00 Optimal Index Strategy Blended Indicies Point to Point Annual None   7.50 5.00 Dow Jones EuroStoxx 50 DJ EuroStoxx 50 Point to Point Annual None   3.00 5.00 Russell 2000 Daily Average Russell 2000 Point to Point Annual Daily   14.10   Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None   6.00 5.00 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None   5.25 5.00 Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.30 Dow Jones Daily Average DJIA Point to Point Annual Daily   5.80   Dow Jones Annual Point-to-Point DJIA Point to Point Annual None   2.70 5.00
Midland National Life MNL Paragon Plus 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NY OR PR TX UT VI WA	0-75: 9.00 see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,456)
	Account Name Indicie Type Reset Averaging Part Spread Cap Fixed Account 1-Year Fixed Rate (no bonus) 2.40% S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.45 S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 25     S&P 500 Monthly Average S&P 500 Point to Point Annual Monthly 40     S&P 400 Annual Point to Point S&P 400 Point to Point Annual None 20     S&P 400 Monthly Average S&P 400 Point to Point Annual Monthly 30     DJ EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 25     DJIA Annual Point-to-Point DJIA Point to Point Annual None 30     DJIA Monthly Average DJIA Point to Point Annual Monthly 45     Nasdaq 100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 20     Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.30 Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None 20     Russell 2000 Monthly Average Russell 2000 Point to Point Annual Monthly 35
Midland National Life Prosperity Choice 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NY OR PR UT VI WA	0-75: 9.00 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap S&P 500 Monthly Point-to-Point S&P 500 Point to Point Annual Monthly Sum     2.45 S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily 45     S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None 45   5.50 Fixed 1-Year Fixed Rate (no bonus) 2.40% S&P 400 Annual Daily Average S&P 400 Point to Point Annual Daily 35     S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 45   5.00 Dow Jones EuroStoxx 50 Annual Point-to-Point DJ EuroStoxx 50 Point to Point Annual None 60   5.00 Optimal Index Strategy Blended Indicies Point to Point Annual None 35   5.00 Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily 30     Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None 40   5.00 Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 40   5.00 Nasdaq 100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.30 Dow Jones Annual Daily Average DJIA Point to Point Annual Daily 50     Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 60   5.00
Midland National Life Select Series (5%) 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE IL MN NV NY OR PA PR UT VI WA	0-75: 5.50 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.75% 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None 100   7.50 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum 100   3.40 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None 100   7.05 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None 100   7.45 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None 100   7.50 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum 100   3.10 1-Year Annual Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None 100   6.85 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None 100   7.20
Midland National Life Select Series (5%) 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE IL MN NV NY OR PA PR UT VI WA	0-75: 5.50 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None 100   8.25 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum 100   3.65 1-Year Fixed 1-Year Fixed Rate (no bonus) 4.10% 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None 100   8.00 1-Year Annual Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual None 100   7.55 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum 100   3.25 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None 100   8.30 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None 100   8.25 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None 100   7.75
Midland National Life Select Series 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE IL MN NV NY OR PA PR UT VI WA	0-75: 6.00 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.30% 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     6.15 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     6.45 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     6.45 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     2.85 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     2.85 1-Year Annual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     6.00 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     6.30 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     6.60 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.10
Midland National Life Select Series 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE IL MN NV NY OR PA PR UT VI WA	0-75: 6.00 see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:
	Guaranteed Minimum Value:		87.5% of Premium at 3.00%  (GMR/1000 $1,324)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.70% 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.40 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.45 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     7.15 1-Year Annual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     6.80 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.10 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.10 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     7.45 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.40 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     7.00
National Western Life NWL Ultra Benefit	Non-Qualified Owner: 85 Annuitant: Qualified Owner: 85 Annuitant:	Non-Qualified Single: 5,000 Monthly: 5,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  Yes-Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  Yes-Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE FL IL IN MA MN MS NJ NY OR PA UT WA	Qualified 0-70: 8.00+ 71-75: 5.50+ 76-80: 3.50+ 81-85: 1.00+ Non-Qual 0-75: 8.00+ 76-80: 6.00+ 81-85: 3.50+ see notes
	Withdrawal Notes:			Prem Bonus: 4.00-5.00
	Ages 0 to 49 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 16 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2 Ages 50 to 50 in states AR, AZ, CA, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8 6 4 2 For states TX (14 years): 11.75 11 10 9.25 8.25 7.5 6.5 5.75 4.75 3.75 3 2.25 1.5 0.75 Ages 51 to 51 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6 4 2 Ages 52 to 52 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4 2 Ages 53 to 53 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2 Ages 54 to 54 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 Ages 55 to 55 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75 0.75 Ages 56 to 56 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 13.5 12.5 11.75 11 10 9.25 8.25 7.5 6.5 5.5 4.75 3.75 2.75 2 Ages 57 to 57 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WY (14 years): 14.5 13.5 12.75 11.75 11 10.25 9.25 8.5 7.5 6.5 5.75 4.75 4 2 Ages 58 to 58 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 15.25 14.5 13.75 12.75 12 11.25 10.25 9.5 8.5 7.75 6.75 6 4 2 Ages 59 to 59 in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 15.5 14.75 14 13 12.25 11.25 10.5 9.75 8.75 8 6 4 2 Age 60+ in states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 16 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.50%  (GMR/1000 $1,132)
	Account Name Indicie Type Reset Averaging Part Spread Cap Option B: Fixed Interest Rate 1-Year Fixed Rate (no bonus) 1.85% Option A: Monthly Average Annual Reset S&P 500 Point to Point Annual Monthly 50 1.35   Option D: Monthly Cap Annual Reset S&P 500 Point to Point Annual Monthly Sum     1.20
North American Company Charter 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NY OR PR UT VI WA	0-75: 7.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.10%  (GMR/1000 $1,122)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.15% 1-Year S&P 500 Monthly Point-to-Point Cap S&P 500 Point to Point Annual Monthly Sum     2.20 1-Year S&P 500 Annual Daily Average S&P 500 Point to Point Annual Daily     4.50 1-Year S&P 500 Annual Point-to-Point S&P 500 Point to Point Annual None     4.15 1-Year Nasdaq-100 Annual Point-to-Point Nasdaq 100 Point to Point Annual None 100 0.00 3.70 1-Year NASDAQ-100 Monthly Point-to-Point Nasdaq 100 Point to Point Annual Monthly Sum     2.10 1-Year Dow Jones Annual Daily Average DJIA Point to Point Annual Daily     4.30 1-Year Dow Jones Annual Point-to-Point DJIA Point to Point Annual None 100   4.00 1-Year Russell 2000 Annual Daily Average Russell 2000 Point to Point Annual Daily     3.90 1-Year Russell 2000 Annual Point-to-Point Russell 2000 Point to Point Annual None     3.80 1-Year Dow Jones EuroStoxx 50 Point-to-Point DJ EuroStoxx 50 Point to Point Annual None     4.00 1-Year Hindsight Index Strategy Blended Indicies Point to Point Annual None     3.45 1-Year S&P 400 Annual Daily Average S&P 400 Point to Point Annual Monthly     3.90 1-Year S&P 400 Annual Point-to-Point S&P 400 Point to Point Annual None 100 0.00 3.85
North American Company Freedom Choice (5%) 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA	0-75: 5.50+ see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.10%  (GMR/1000 $1,020)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.55% 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.15 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     7.15 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     7.05 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.05 1-Year Annual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     6.45 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     6.45 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     6.70 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     6.85
North American Company Freedom Choice (5%) 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA	0-75: 5.50+ see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.10%  (GMR/1000 $1,020)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Annual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.90 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.50 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.90% 1-Year Annual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     7.60 1-Year Annual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     7.40 1-Year Annual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     7.20 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.15 1-Year Annual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.85 1-Year Annual Point-to-Point DJIA DJIA Point to Point Annual None     7.90
North American Company Freedom Choice 14 Low-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA	0-75: 5.50+ see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.10%  (GMR/1000 $1,020)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.15% 1-Year Anual Point-to-Point DJIA DJIA Point to Point Annual None     6.05 1-Year Anual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     6.05 1-Year Anual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     5.60 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     2.80 1-Year Anual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     5.80 1-Year Anual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     5.90 1-Year Anual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     6.25 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.00
North American Company Freedom Choice 14 High-Band	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 250,000 Monthly: 250,000 Qualified Single: 250,000 Monthly: 250,000	No- Disability  Yes-Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  Yes-Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN MT NV NY OR PA PR UT VA VI VT WA	0-75: 5.50+ see notes
	Withdrawal Notes:			No Premium Bonus
	Withdrawal Charges 14 years:		9 9 9 9 8 8 7 7 6 6 5 4 3 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.10%  (GMR/1000 $1,020)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 3.55% 1-Year Monthly Point-to-Point S&P 500 S&P 500 Point to Point Annual Monthly Sum     3.25 1-Year Anual Point-to-Point S&P 500 S&P 500 Point to Point Annual None     7.10 1-Year Anual Point-to-Point S&P 400 S&P 400 Point to Point Annual None     6.80 1-Year Anual Point-to-Point Russell 2000 Russell 2000 Point to Point Annual None     6.65 1-Year Monthly Point-to-Point NASDAQ 100 Nasdaq 100 Point to Point Annual Monthly Sum     3.00 1-Year Anual Point-to-Point NADAQ 100 Nasdaq 100 Point to Point Annual None     6.45 1-Year Anual Point-to-Point DJ EuroSTOXX 50 DJ EuroStoxx 50 Point to Point Annual None     7.00 1-Year Anual Point-to-Point DJIA DJIA Point to Point Annual None     7.00
North American Company North American Prizm Plus 14	Non-Qualified Owner: 75 Annuitant: 75 Qualified Owner: 75 Annuitant: 75	Non-Qualified Single: 10,000 Monthly: 10,000 Qualified Single: 2,000 Monthly: 2,000	No- Disability  No- Unemployment  No- Hospitalization  No- Flex. Annuity Option  No- Flex. Wthdrl Rider  No- Long Term Care  No- Extended Care Rider  No- Special Enhanced Life Income Options  No- Death Benefit Rider  No- Terminal Illness  Yes-Nursing Home  No- Annualization  No- Activities of Daily Living  No- Home Health Care Waiver  No- Guaranteed Purchase Option	Not Available in: AK AL CT DE MN NV NY OR PR TX UT VI WA	0-75: 7.50+ see notes
	Withdrawal Notes:			Prem Bonus: 10.00
	Withdrawal Charges 14 years:		18 18 17 15 15 15 15 14 12 10 8 6 4 2
	Guaranteed Minimum Value:		87.5% of Premium at 1.10%  (GMR/1000 $1,122)
	Account Name Indicie Type Reset Averaging Part Spread Cap 1-Year Fixed 1-Year Fixed Rate (no bonus) 2.15% 1-Year S&P 400 Point-to-Point S&P 400 Point to Point Annual None 20     1-Year S&P 400 Monthly Average S&P 400 Point to Point Annual