AMBest |
MinimumPremium |
PremiumBonus |
Rate Change
|
YearsRate Gtd |
Rate
|
Yield toSurrender |
CommissionsAge: Rate |
||
|---|---|---|---|---|---|---|---|---|---|
| Rate Guaranteed 7 Years | |||||||||
|
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA] |
A- | 10,000 | 07/20/10 | 1-7 | 3.75 | 3.75 |
0-75: 3.00 76-80: 2.00 |
||
| Next Rate: | 09/03/10 | 1-7 | 3.25 | 3.25 | -0.50 DOWN | ||||
|
Midland National Life
MNL Guarantee Ultimate 7 High-Band [MVA] |
A+ | 200,000 | 09/01/10 | 1-7 | 3.55 | 3.55 |
0-80: 2.95 81-85: 2.12 86-90: 1.47 |
||
|
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 High-Band [MVA] |
A | 250,000 | 08/25/10 | 1-7 | 3.45 | 3.45 |
0-75: 2.75+ 76-80: 2.15+ 81-85: 1.50+ |
||
|
North American Company
NA Guarantee Choice 7 High-Band [MVA] |
A+ | 200,000 | 09/01/10 | 1-7 | 3.40 | 3.40 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
Midland National Life
MNL Guarantee Ultimate 7 Low-Band [MVA] |
A+ |
10,000
Q:2,000 |
09/01/10 | 1-7 | 3.35 | 3.35 |
0-80: 2.95 81-85: 2.12 86-90: 1.47 |
||
|
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Mid-Band [MVA] |
A | 100,000 | 08/25/10 | 1-7 | 3.35 | 3.35 |
0-75: 2.75+ 76-80: 2.15+ 81-85: 1.50+ |
||
|
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) |
A- | 10,000 | 07/20/10 | 1-7 | 3.25 | 3.25 |
0-75: 2.50 76-80: 1.50 |
||
| Next Rate: | 09/03/10 | 1-7 | 2.75 | 2.75 | -0.50 DOWN | ||||
|
North American Company
NA Guarantee Choice 7 Low-Band [MVA] |
A+ |
10,000
Q:2,000 |
09/01/10 | 1-7 | 3.20 | 3.20 |
0-80: 2.50 81-85: 1.88 86-90: 1.25 |
||
|
OM Financial Life Insurance Company
OM Guarantee-Platinum 7 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1-7 | 3.20 | 3.20 |
0-79: 3.25 80-90: 1.63 |
||
|
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Low-Band [MVA] |
A | 25,000 | 08/25/10 | 1-7 | 3.15 | 3.15 |
0-75: 2.75+ 76-80: 2.15+ 81-85: 1.50+ |
||
|
OM Financial Life Insurance Company
OM Guarantee-Plus 7 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1 | 3.90 | 3.04 |
0-79: 3.25 80-90: 1.63 |
||
| 2-7 | 2.90 | ||||||||
|
ReliaStar Life Insurance Company
ING MVA Annuity 7 High-Band [MVA, LOAN] |
A | 100,000 | 08/01/10 | 1-7 | 3.00 | 3.00 |
0-75: 4.10 76-90: 2.05 |
||
|
OM Financial Life Insurance Company (NY)
OMNY Guarantee-Plus 7 [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1 | 3.80 | 2.94 |
18-80: 1.25 81-UP: 0.62 |
||
| 2-7 | 2.80 | ||||||||
|
ReliaStar Life Insurance Company
ING MVA Annuity 7 Mid-Band [MVA, LOAN] |
A | 35,000 | 08/01/10 | 1-7 | 2.85 | 2.85 |
0-75: 4.10 76-90: 2.05 |
||
|
Symetra Life Insurance Company
Symetra Custom 7 High-Band |
A | 250,000 | 08/23/10 | 1 | 3.20 | 2.77 | |||
| 2-7 | 2.70 | ||||||||
| Next Rate: | 09/07/10 | 1 | 3.15 | 2.72 | -0.05 DOWN | ||||
| 2-7 | 2.65 | ||||||||
|
ReliaStar Life Insurance Company
ING MVA Annuity 7 Low-Band [MVA, LOAN] |
A | 5,000 | 08/01/10 | 1-7 | 2.75 | 2.75 |
0-75: 4.10 76-90: 2.05 |
||
|
Phoenix Life Insurance Company
Phoenix Select Plus® 7-year [MVA] |
B++ |
5,000
Q:2,000 |
09/01/10 | 1-7 | 2.75 | 2.75 |
0-80: 3.50 81-90: 2.00 |
||
|
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band |
A | 100,000 | 08/23/10 | 1 | 3.15 | 2.72 | |||
| 2-7 | 2.65 | ||||||||
| Next Rate: | 09/07/10 | 1 | 3.10 | 2.67 | -0.05 DOWN | ||||
| 2-7 | 2.60 | ||||||||
|
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-7 | 2.65 | 2.65 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1-7 | 2.65 | 2.65 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
American National Insurance Company
Palladium MYG Annuity 7 High-Band [MVA] |
A | 100,000 | 09/01/10 | 1 | 3.45 | 2.59 |
0-79: 2.50 80-85: 0.50 |
||
| 2-7 | 2.45 | ||||||||
|
American National Life Insurance Company of NY
Palladium MYG 7 High-Band |
100,000 | 09/01/10 | 1 | 3.45 | 2.59 | ||||
| 2-7 | 2.45 | ||||||||
|
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band |
A | 50,000 | 08/23/10 | 1 | 3.00 | 2.57 | |||
| 2-7 | 2.50 | ||||||||
| Next Rate: | 09/07/10 | 1 | 2.95 | 2.52 | -0.05 DOWN | ||||
| 2-7 | 2.45 | ||||||||
|
Symetra Life Insurance Company
Symetra Custom 7 (ROP) High-Band |
A | 250,000 | 08/23/10 | 1 | 2.95 | 2.52 | |||
| 2-7 | 2.45 | ||||||||
| Next Rate: | 09/07/10 | 1 | 2.90 | 2.47 | -0.05 DOWN | ||||
| 2-7 | 2.40 | ||||||||
|
Lincoln Financial Group
Lincoln ClassicSM 7 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1 | 5.10 | 2.52 |
0-75: 2.50 76-80: 1.75 81-85: 0.87 |
||
| 2-7 | 2.10 | ||||||||
|
Lincoln Life & Annuity of New York
Lincoln Classic-NY 7 High-Band [MVA] |
A+ | 100,000 | 09/01/10 | 1 | 5.10 | 2.52 |
0-75: 5.00 76-80: 2.75 81-85: 1.50 |
||
| 2-7 | 2.10 | ||||||||
|
VALIC
VALIC Assured Choice Annuity 7 High-Band [MVA] |
A | 100,000 | 09/01/10 | 1-7 | 2.50 | 2.50 | |||
|
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-7 | 2.50 | 2.50 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
Lincoln Life & Annuity of New York
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1-7 | 2.50 | 2.50 |
0-75: 2.50 76-80: 1.60 81-85: 1.00 |
||
|
American National Insurance Company
Palladium MYG Annuity 7 Low-Band [MVA] |
A | 5,000 | 09/01/10 | 1 | 3.35 | 2.49 |
0-79: 2.50 80-85: 0.50 |
||
| 2-7 | 2.35 | ||||||||
|
American National Life Insurance Company of NY
Palladium MYG 7 Low-Band |
5,000 | 09/01/10 | 1 | 3.35 | 2.49 | ||||
| 2-7 | 2.35 | ||||||||
|
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Mid-Band |
A | 100,000 | 08/23/10 | 1 | 2.90 | 2.47 | |||
| 2-7 | 2.40 | ||||||||
| Next Rate: | 09/07/10 | 1 | 2.85 | 2.42 | -0.05 DOWN | ||||
| 2-7 | 2.35 | ||||||||
|
American General Life Insurance Company
AG HorizonSelect 7 [MVA] |
A | 5,000 | 08/23/10 | 1-7 | 2.40 | 2.40 |
0-80: 4.00 81-85: 3.00 |
||
|
VALIC
VALIC Assured Choice Annuity 7 Mid-Band [MVA] |
A | 50,000 | 09/01/10 | 1-7 | 2.40 | 2.40 | |||
|
Lincoln Life & Annuity of New York
Lincoln Classic-NY 7 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1 | 4.10 | 2.38 |
0-75: 5.00 76-80: 2.75 81-85: 1.50 |
||
| 2-7 | 2.10 | ||||||||
|
Lincoln Financial Group
Lincoln ClassicSM 7 Low-Band [MVA] |
A+ | 10,000 | 09/01/10 | 1 | 4.10 | 2.38 |
0-75: 2.50 76-80: 1.75 81-85: 0.87 |
||
| 2-7 | 2.10 | ||||||||
|
Integrity Life Insurance
Momentum Advantage 7 [MVA] |
A+ | 20,000 | 08/31/10 | 1 | 3.00 | 2.36 |
0-79: 3.00 80-85: 1.00 |
||
| 2-7 | 2.25 | ||||||||
|
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Mid-Band |
A | 50,000 | 08/23/10 | 1 | 2.75 | 2.32 | |||
| 2-7 | 2.25 | ||||||||
| Next Rate: | 09/07/10 | 1 | 2.70 | 2.27 | -0.05 DOWN | ||||
| 2-7 | 2.20 | ||||||||
|
VALIC
VALIC Assured Choice Annuity 7 Low-Band [MVA] |
A | 10,000 | 09/01/10 | 1-7 | 2.30 | 2.30 | |||
|
Symetra Life Insurance Company
Symetra Flex Premium Plus Fixed |
A |
2,000
Q:30 |
08/23/10 | 1 | 4.00 | 2.28 | |||
| 2-7 | 2.00 | ||||||||
| Next Rate: | 09/07/10 | 1 | 4.00 | 2.28 | No Change | ||||
| 2-7 | 2.00 | ||||||||
|
National Integrity Life Insurance
Momentum Advantage 7 [MVA, LOAN] |
A+ | 20,000 | 08/31/10 | 1 | 2.90 | 2.26 |
0-79: 3.00 80-85: 1.50 |
||
| 2-7 | 2.15 | ||||||||
|
Investors Insurance (Legacy)
RateMark 7 [MVA] |
A- |
5,000
Q:3,000 |
09/01/10 | 1-7 | 2.25 | 2.25 |
0-80: 4.00 81-85: 2.00 |
||
|
West Coast Life
Sure Advantage 7 High-Band [MVA] |
A+ | 100,000 | 1.00 | 08/31/10 | 1-7 | 2.05 | 2.20 |
0-75: 2.50 76-85: 1.00 |
|
|
American General Life Insurance Company
AG HorizonSecure 7 |
A | 5,000 | 08/23/10 | 1-7 | 2.20 | 2.20 |
0-80: 4.00+ 81-85: 3.00+ |
||
|
Symetra Life Insurance Company
Symetra Custom 7 Low-Band |
A | 10,000 | 08/23/10 | 1 | 2.60 | 2.17 | |||
| 2-7 | 2.10 | ||||||||
| Next Rate: | 09/07/10 | 1 | 2.55 | 2.12 | -0.05 DOWN | ||||
| 2-7 | 2.05 | ||||||||
|
West Coast Life
Sure Advantage 7 Low-Band [MVA] |
A+ | 10,000 | 08/31/10 | 1-7 | 2.05 | 2.05 |
0-75: 2.50 76-85: 1.00 |
||
|
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Low-Band |
A | 10,000 | 08/23/10 | 1 | 2.35 | 1.92 | |||
| 2-7 | 1.85 | ||||||||
| Next Rate: | 09/07/10 | 1 | 2.30 | 1.87 | -0.05 DOWN | ||||
| 2-7 | 1.80 | ||||||||
|
National Integrity Life Insurance
New Momentum 7 [MVA] |
A+ |
5,000
Q:2,000 |
08/31/10 | 1 | 2.55 | 1.91 |
0-79: 3.00 80-85: 2.00 |
||
| 2-7 | 1.80 | ||||||||
|
ING USA Annuity and Life
Guarantee Choice 7 High-Band [MVA] |
A | 75,000 | 09/01/10 | 1 | 2.75 | 1.89 | |||
| 2-7 | 1.75 | ||||||||
|
Integrity Life Insurance
SPDA Series II 7 |
A+ | 3,000 | 08/31/10 | 1-7 | 1.85 | 1.85 |
0-79: 4.00 80-85: 2.00 |
||
|
Western National Life Insurance Company
WNL Flex 7 - 7 Year High-Band |
A | 100,000 | 08/23/10 | 1-7 | 1.80 | 1.80 | |||
|
Principal Financial Group
FPDA+ 7-Year Guaranty |
A+ |
4,000
Q:5,000 |
09/01/10 | 1-7 | 1.80 | 1.80 |
0-75: 2.25 76-90: 1.50 |
||
|
ING USA Annuity and Life
Guarantee Choice 7 Low-Band [MVA] |
A | 15,000 | 09/01/10 | 1-7 | 1.75 | 1.75 | |||
|
RBC Insurance
RBC 7 MYG, SPDA, MVA [MVA] |
A | 5,000 | 09/01/10 | 1 | 2.50 | 1.64 |
0-75: 3.00 76-80: 1.75 81-85: 1.00 |
||
| 2-7 | 1.50 | ||||||||
|
Western National Life Insurance Company
WNL Flex 7 - 7 Year Low-Band |
A |
5,000
Q:2,000 |
08/23/10 | 1-7 | 1.60 | 1.60 | |||
|
Transamerica Life
Transamerica Select 7 Low-Band |
A+ |
10,000
Q:2,000 |
08/23/10 | 1-7 | 1.50 | 1.50 | 0-85: 3.50 | ||
|
Transamerica Life
Transamerica Select 7 High-Band |
A+ | 100,000 | 08/23/10 | 1-7 | 1.50 | 1.50 | 0-85: 3.50 | ||
|
Lincoln Benefit Life
Tactician Plus 7 Low-Band [MVA] |
A+ |
10,000
Q:3,000 |
08/30/10 | 1-7 | 1.50 | 1.50 |
0-75: 4.00 76-85: 3.00 86-90: 2.00 |
||
|
Lincoln Benefit Life
Tactician Plus 7 High-Band [MVA] |
A+ | 100,000 | 08/30/10 | 1-7 | 1.50 | 1.50 |
0-75: 4.00 76-85: 3.00 86-90: 2.00 |
||
Company / Product Name
Years