Top MYGA

RESOURCES FOR IMS AGENTS ONLY

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company	Product	Years Gtd	1st Year Rate	Rate Thereafter	Gtd Yield to Surrender	Commission
10 Year Interest Rate Guarantees
EquiTrust Life Ins. Co.	Certainty 10 [MVA]	10	4.15	4.15	4.15	3.00 +notes
EquiTrust Life Ins. Co.	Certainty Select 10 [MVA]	10	4.15	4.15	4.15	3.00 +notes
West Coast Life	Sure Advantage 10 High-Band [MVA]	10	3.75	3.75	3.85	2.50
North American Company	NA Guarantee Choice 10 High-Band [MVA]	10	3.85	3.85	3.85	2.50 +notes
ING USA Annuity and Life	Guaranteed Choice 10 High-Band [MVA]	10	4.70	3.70	3.80	see notes
West Coast Life	Sure Advantage 10 Low-Band [MVA]	10	3.75	3.75	3.75	2.50
Amer. General Life Ins. Co.	AG HorizonSelect 10 [MVA]	10	3.75	3.75	3.75	4.00
ING USA Annuity and Life	Guaranteed Choice 10 Low-Band [MVA]	10	3.70	3.70	3.70	see notes
Integrity Life Insurance	Momentum Advantage 10 [MVA]	10	4.35	3.60	3.67	3.50
Allianz Life	Dominator Plus 10 High-Band [MVA, LOAN]	10	3.65	3.65	3.65	4.00
North American Company	NA Guarantee Choice 10 Low-Band [MVA]	10	3.65	3.65	3.65	2.50 +notes
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 High-Band [MVA]	10	3.65	3.65	3.65	2.50
Allianz Life	Dominator Plus 10 Mid-Band [MVA, LOAN]	10	3.55	3.55	3.55	4.00
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 10 Low-Band [MVA]	10	3.50	3.50	3.50	2.50
Amer. General Life Ins. Co.	AG Horizon Choice 10 [MVA]	10	3.45	3.45	3.45	5.00 +notes
Allianz Life of NY	Dominator Annuity 10 [MVA, LOAN]	10	3.40	3.40	3.40	3.00
Integrity Life Insurance	New Momentum 10 [MVA]	10	3.90	3.15	3.22	5.00
Investors Ins. (Legacy)	RateMark 10 [MVA]	10	3.20	3.20	3.20	4.00
Lincoln Benefit Life	Tactician Plus 10 Low-Band [MVA]	10	3.00	3.00	3.00	4.00 +notes
Lincoln Benefit Life	Tactician Plus 10 High-Band [MVA]	10	3.00	3.00	3.00	4.00 +notes
Investors Ins. (Legacy)	EnhanceMark 10 [MVA]	10	2.05	2.05	2.05	8.00
9 Year Interest Rate Guarantees
Amer. General Life Ins. Co.	AG Horizon Choice 9 [MVA]	9	3.85	3.85	3.85	2.65 +notes
West Coast Life	Sure Advantage 9 High-Band [MVA]	9	3.60	3.60	3.71	2.50
North American Company	NA Guarantee Choice 9 High-Band [MVA]	9	3.65	3.65	3.65	2.50 +notes
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 9 High-Band [MVA]	9	3.60	3.60	3.60	2.50
West Coast Life	Sure Advantage 9 Low-Band [MVA]	9	3.60	3.60	3.60	2.50
Dearborn National	Destination Fortifier 9 [MVA]	9	3.50	3.50	3.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 9 Low-Band [MVA]	9	3.45	3.45	3.45	2.50
North American Company	NA Guarantee Choice 9 Low-Band [MVA]	9	3.45	3.45	3.45	2.50 +notes
Lincoln Benefit Life	Tactician Plus 9 Low-Band [MVA]	9	3.00	3.00	3.00	2.00 +notes
Lincoln Benefit Life	Tactician Plus 9 High-Band [MVA]	9	3.00	3.00	3.00	2.00 +notes
Principal Financial Group	Select Series 9 High-Band [MVA]	9	2.45	2.45	2.45	1.00
Principal Financial Group	Select Series 9 Low-Band [MVA]	9	2.25	2.25	2.25	1.00
8 Year Interest Rate Guarantees
EquiTrust Life Ins. Co.	Certainty Select 8 [MVA]	8	4.00	4.00	4.00	3.00 +notes
EquiTrust Life Ins. Co.	Certainty 8 [MVA]	8	4.00	4.00	4.00	3.00 +notes
North American Company	NA Guarantee Choice 8 High-Band [MVA]	8	3.65	3.65	3.65	2.50 +notes
West Coast Life	Sure Advantage 8 High-Band [MVA]	8	3.45	3.45	3.58	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 8 High-Band [MVA]	8	3.55	3.55	3.55	2.50
Amer. General Life Ins. Co.	AG Horizon Choice 8 [MVA]	8	3.50	3.50	3.50	3.50 +notes
North American Company	NA Guarantee Choice 8 Low-Band [MVA]	8	3.45	3.45	3.45	2.50 +notes
West Coast Life	Sure Advantage 8 Low-Band [MVA]	8	3.45	3.45	3.45	2.50
Lincoln Financial Group	Lincoln MYGuarantee^sm Plus 8 Low-Band [MVA]	8	3.40	3.40	3.40	2.50
ReliaStar Life Ins. Co. of NY	Classic Choice NY 8 [MVA]	8	3.00	3.00	3.00	1.90 +notes
Transamerica Life	Transamerica Select 8 High-Band	8	2.50	2.50	2.50	3.50
Lincoln Benefit Life	Tactician Plus 8 Low-Band [MVA]	8	2.45	2.45	2.45	4.00 +notes
Lincoln Benefit Life	Tactician Plus 8 High-Band [MVA]	8	2.45	2.45	2.45	4.00 +notes
Transamerica Life	Transamerica Select 8 Low-Band	8	2.25	2.25	2.25	3.50
Dearborn National	Destination Fortifier 8 [MVA]	8
7 Year Interest Rate Guarantees
OM Financial Life Ins. Co.	OMGuarantee-Platinum 7 [MVA]	7	4.15	4.15	4.15	3.25
OM Financial Life Ins. Co.	OMGuarantee-Plus 7 [MVA]	7	5.00	4.00	4.14	3.25

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.