Company / Product Name
|
AM Best |
Years Gtd |
Last Change |
Base Rate |
Bonus Rate |
Current Rate |
Premium Bonus |
Effective Rate |
CUR
|
GTD
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yield to Surrender | |||||||||||
| Surrender Charges Last 15 Years | |||||||||||
|
National Western Life
Confidence Flex 85 [MVA, LOAN] |
A | 1 | 05/15/08 | 3.75 | 0.00 | 3.75 | 8.00 | 12.05 | 4.28 | 3.58 |
0-80: 7.00 81-85: 4.00 |
|
National Western Life
Confidence Flex 45 [MVA, LOAN] |
A | 1 | 05/15/08 | 3.75 | 0.00 | 3.75 | 4.00 | 7.90 | 4.02 | 3.32 |
0-69: 9.00 70-80: 8.75 81-85: 5.75 |
|
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08) |
A- | 1 | 04/01/09 | 3.35 | 0.00 | 3.35 |
3.00 to 10.00 |
13.69 | 4.01 | 2.74 |
0-75: 6.00 76-80: 4.50 |
|
National Western Life
NWL Future Assurance [LOAN] |
A | 1 | 05/15/08 | 3.10 | 0.00 | 3.10 | 10.00 | 13.41 | 3.76 | 3.66 |
0-75: 7.00 76-80: 5.00 |
| Surrender Charges Last 14 Years | |||||||||||
|
North American Company
North American Flex III [MVA] |
A+ | 1 | 03/30/09 | 4.05 | 0.00 | 4.05 | 10.00 | 14.46 | 4.76 | 3.78 | 0-75: 4.50 |
|
National Western Life
NWL Benefit Assurance [LOAN] |
A | 1 | 05/15/08 | 3.10 | 0.00 | 3.10 | 5.00 | 8.25 | 3.46 | 3.37 |
0-75: 10.00 76-80: 8.00 81-85: 5.50 |
| Surrender Charges Last 12 Years | |||||||||||
|
American Equity Investment Life Insurance Company
FPDA-11 (MVA) [MVA] |
A- | 1 | 04/01/09 | 3.40 | 0.00 | 3.40 | 6.00 | 9.60 | 3.90 | 3.53 | |
|
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA] |
A- | 1 | 04/01/09 | 3.40 | 0.00 | 3.40 | 2.00 | 5.47 | 3.57 | 3.20 |
0-75: 7.50 76-80: 5.63 |
| Surrender Charges Last 10 Years | |||||||||||
|
National Western Life
NWL Prevail Seven [MVA, LOAN] |
A | 1 | 05/15/08 | 4.05 | 7.00 | 11.05 | 4.73 | 2.87 |
0-75: 5.75 76-85: 1.50 86-90: 1.20 |
||
|
Investors Insurance (Legacy)
RateMark 1 |
A- | 1 | 07/01/09 | 4.70 | 0.00 | 4.70 | 4.70 | 1.95 |
0-80: 2.25 81-UP: 1.25 |
||
|
National Western Life
NWL Accumulator Five [LOAN] |
A | 1 | 05/15/08 | 4.05 | 5.00 | 9.05 | 4.54 | 2.68 |
0-75: 7.00 76-90: 3.20 |
||
|
North American Company
North American Flex II [MVA] |
A+ | 1 | 03/30/09 | 4.00 | 0.00 | 4.00 | 5.00 | 9.20 | 4.51 | 3.60 |
0-75: 4.50 76-79: 3.38 |
|
RBC Insurance
Value Master SPDA [MVA] |
A | 1 | 07/01/09 | 4.30 | 0.00 | 4.30 | 4.30 | 3.13 |
0-75: 8.50 76-80: 6.50 81-85: 5.50 |
||
|
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-09) |
A- | 1 | 04/01/09 | 3.10 | 0.00 | 3.10 | 12.00 | 15.47 | 4.28 | 3.27 | 0-78: 6.00 |
|
North American Company
Boomer Annuity [MVA] |
A+ | 1 | 03/30/09 | 3.65 | 0.00 | 3.65 | 5.00 | 8.83 | 4.16 | 3.57 |
0-75: 7.00 76-80: 5.25 |
|
National Western Life
NWL Protector One [MVA, LOAN] |
A | 1 | 05/15/08 | 4.05 | 1.00 | 5.05 | 4.15 | 2.30 |
0-75: 10.00 76-90: 6.00 |
||
|
American General Life Insurance Company
AG HorizonMYG [MVA] |
A | 6 | 05/18/09 | 3.75 | 4.00 | 7.75 | 4.14 | 3.44 |
0-75: 7.50 76-80: 5.00 81-85: 3.00 |
||
|
Guaranty Income Life
Flex 10 |
B+ | 1 | 07/01/09 | 4.00 | 1.00 | 5.00 | 4.10 | 0.49 |
0-74: 7.75 75-85: 5.75 |
||
|
Life of the Southwest
RetireMax Millennium Plus [LOAN] |
A | 1 | 06/22/09 | 3.50 | 5.00 | 8.50 | 3.99 | 0.82 |
0-70: 6.00 71-75: 4.50 76-80: 3.50 |
||
|
Annuity Investors Life (Great American Life)
Commodore Distinction II [TSA, LOAN] |
A | 1 | 05/04/09 | 3.80 | 0.00 | 3.80 | 3.80 | 3.08 |
0-55: 7.50 56-65: 3.75 66-80: 2.25 |
||
| Next Rate: | 07/07/09 | 3.65 | 0.00 | 3.65 | 3.65 | 3.06 | -0.15 DOWN | ||||
|
Fixed Annuities |
|
||||
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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.
"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period
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