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Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges
Premium
Bonus
Bail
Out
Last
Change
Part Rate Spread Cap
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 9 Years
Fidelity & Guaranty Life
FG Index-Choice 9
Fixed Account
Fixed 9
Years
3.00     02/02/12 1.50% 1-Yr Fixed
Min Rates:
Fidelity & Guaranty Life
FG Index-Choice 9
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 9
Years
3.00     02/02/12     1.75
Annual Monthly Sum Min Rates: 100   1.00
Fidelity & Guaranty Life
FG Index-Choice 9
3-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 9
Years
3.00     02/02/12     2.75
Triennial Monthly Sum Min Rates: 100   1.00
Fidelity & Guaranty Life
FG Index-Choice 9
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 9
Years
3.00     02/02/12     3.00
Annual None Min Rates: 100   3.00
Fidelity & Guaranty Life
FG Index-Choice 9
2-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 9
Years
3.00     02/02/12     2.00
Biennial Monthly Sum Min Rates: 100   1.00
Fidelity & Guaranty Life
FG Index-Choice 9
1-Year S&P 500 Monthly Average
S&P 500 Point to Point 9
Years
3.00     02/02/12     3.25
Annual Monthly Min Rates:     3.00
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Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

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