| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
Premium Bonus |
Last Change |
Part Rate
|
Spread
|
Cap
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|
|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | |||||
| Surrender Charges Last 9 Years | |||||||||
|
OM Financial Life Insurance Company
OM Index-Spectrum 9 Fixed Account |
Fixed |
9 Years |
3.00 | 09/01/10 | 1.50% 1-Yr Fixed |
0-79: 9.00 80-85: 4.50 |
|||
| Min Rates: | 1.00-1.10 | ||||||||
|
OM Financial Life Insurance Company
OM Index-Spectrum 9 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 09/01/10 | 1.10 |
0-79: 9.00 80-85: 4.50 |
||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
OM Financial Life Insurance Company
OM Index-Spectrum 9 2-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 09/01/10 | 1.50 |
0-79: 9.00 80-85: 4.50 |
||
| Biennial | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
OM Financial Life Insurance Company
OM Index-Spectrum 9 3-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 09/01/10 | 2.00 |
0-79: 9.00 80-85: 4.50 |
||
| Triennial | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
OM Financial Life Insurance Company
OM Index-Spectrum 9 1-Year S&P 500 Monthly Average |
S&P 500 | Point to Point |
9 Years |
3.00 | 09/01/10 | 3.25 |
0-79: 9.00 80-85: 4.50 |
||
| Annual | Monthly | Min Rates: | 3.00 | ||||||
|
OM Financial Life Insurance Company
OM Index-Spectrum 9 1-Year S&P 500 Annual Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 09/01/10 | 3.00 |
0-79: 9.00 80-85: 4.50 |
||
| Annual | None | Min Rates: | 100 | 3.00 | |||||