| Fixed Indexed Annuities |
Company / Product / Account
|
Index
|
Product Type
|
SurenderCharges |
Premium Bonus |
Last Change |
Part Rate
|
Spread
|
Cap
|
Commissions Age: Rate |
|---|---|---|---|---|---|---|---|---|---|
|
Reset
|
Averaging
|
Min Part Rate | Max Spread | Min Cap | |||||
| Surrender Charges Last 9 Years | |||||||||
|
OM Financial Life Insurance Company
Spectrum Choice 9 Bonus Fixed |
Fixed |
9 Years |
3.00 | 01/01/09 | 3.20% 1-Yr Fixed |
0-79: 9.00 80-85: 4.50 |
|||
| Min Rates: | 1.60-1.70 | ||||||||
|
OM Financial Life Insurance Company
Spectrum Choice 9 Bonus 1-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 01/01/09 | 2.35 |
0-79: 9.00 80-85: 4.50 |
||
| Annual | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
OM Financial Life Insurance Company
Spectrum Choice 9 Bonus 3-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 01/01/09 | 3.85 |
0-79: 9.00 80-85: 4.50 |
||
| Triennial | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
OM Financial Life Insurance Company
Spectrum Choice 9 Bonus 1-Year S&P 500 Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 01/01/09 | 6.25 |
0-79: 9.00 80-85: 4.50 |
||
| Annual | None | Min Rates: | 100 | 3.00 | |||||
|
OM Financial Life Insurance Company
Spectrum Choice 9 Bonus 2-Year S&P 500 Monthly Point-to-Point |
S&P 500 | Point to Point |
9 Years |
3.00 | 01/01/09 | 3.60 |
0-79: 9.00 80-85: 4.50 |
||
| Biennial | Monthly Sum | Min Rates: | 100 | 1.00 | |||||
|
OM Financial Life Insurance Company
Spectrum Choice 9 Bonus 1-Year S&P 500 Monthly Average |
S&P 500 | Point to Point |
9 Years |
3.00 | 01/01/09 | 6.80 |
0-79: 9.00 80-85: 4.50 |
||
| Annual | Monthly | Min Rates: | 3.00 | ||||||