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RESOURCES FOR IMS AGENTS ONLY
Annuity Types
Fixed Annuity
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MYGA
Bonus Available
Interest Rate Bonus
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Companies
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Allianz Life
Genworth Life Insurance Co.
OM Financial Life Ins. Co.
Allianz Life of NY
Genworth Life of New York
OM Financial Life Ins. Co. (NY)
Amer. Equity Investment Life Ins. Co.
Great American Life Ins. Co.
Principal Financial Group
American General Life Ins. Co.
Guaranty Income Life
RBC Insurance
Amer. National Ins. (Legacy)
ING USA Annuity and Life
ReliaStar Life Ins. Co. of NY
Americo
Integrity Life Insurance
Royal Neighbors of America
Annuity Investors Life (Great Amer. Life)
Investors Insurance (Legacy)
SBLI -Savings Bank Life Ins. of MA
Assurity Life
Life of the Southwest
Symetra Life Insurance Company
Aviva Life and Annuity
Lincoln Benefit Life
Transamerica Life
Dearborn National
Lincoln Financial Group
United of Omaha
EquiTrust Life Insurance Co.
Lincoln Life & Annuity of New York
West Coast Life
Forethought Financial
National Western Life
Fort Dearborn Life of New York
North American Company
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Surrender Charges
Number of Years
From:
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3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
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12 years
13 years
14 years
15 years
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To:
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3 years
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7 years
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9 years
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13 years
14 years
15 years
16 years
17 years
18 years
19 years
20 years
Full account value at death
Yes
No
Don't Care
Market Value Adjustment (MVA)
Yes
No
Don't Care
Years Guaranteed
From:
- Any -
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
16 years
17 years
18 years
19 years
20 years
To:
- Any -
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
16 years
17 years
18 years
19 years
20 years