Fixed Indexed Brief

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Company - Any - Amer. General Life Ins. Co. American National Ins. Co. Aviva Life and Annuity ING USA Annuity and Life Integrity Life Insurance Lincoln Financial Group RBC Insurance

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 5 Years
ING USA Annuity and Life	ING Secure Index Five Low-Band	5		1.50	100.00	$1,077		up to 4.00%
ING USA Annuity and Life	ING Secure Index Five High-Band	5		1.50	100.00	$1,077		up to 4.00%
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Aviva Life and Annuity	Income Select 5 Low-Band [MVA]	5		2.75	87.50	$1,002		up to 3.00%
Aviva Life and Annuity	Income Select 5 High-Band [MVA]	5		2.75	87.50	$1,002		up to 3.00%
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
Surrender Charges Last 7 Years
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.50	100.00	$1,110		up to 6.00%
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.50	100.00	$1,110		up to 6.00%
ING USA Annuity and Life	ING Secure Index Seven Low-Band	7		1.00	100.00	$1,072		up to 5.00%
ING USA Annuity and Life	ING Secure Index Seven High-Band	7		1.00	100.00	$1,072		up to 5.00%
Aviva Life and Annuity	Income Select 7 Low-Band [MVA]	7		2.75	87.50	$1,058		up to 4.00%
Aviva Life and Annuity	Income Select 7 High-Band [MVA]	7		2.75	87.50	$1,058		up to 4.00%
Amer. General Life Ins. Co.	VisionAdvantage 7 [MVA]	7		2.00	90.00	$1,034		up to 6.00%
Surrender Charges Last 8 Years
Lincoln Financial Group	Lincoln New Directions 8 Low-Band [MVA]	8		2.00	100.00	$1,172		up to 4.50%
Lincoln Financial Group	Lincoln New Directions 8 High-Band [MVA]	8		2.00	100.00	$1,172		up to 4.50%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity	8		2.00	90.00	$1,054		up to 6.00%
RBC Insurance	RBC Enhanced Choice 8 SPDA [MVA]	8	2.00	1.00	87.50	$ 966		up to 6.00%
Surrender Charges Last 9 Years
Lincoln Financial Group	Lincoln OptiChoice 9 Low-Band [MVA]	9		1.75	100.00	$1,169		up to 7.00%
Lincoln Financial Group	Lincoln OptiChoice 9 High-Band [MVA]	9		1.75	100.00	$1,169		up to 7.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 [MVA]	9	4.00	2.00	90.00	$1,119		up to 6.00%
ING USA Annuity and Life	ING Envoy Six Fixed Index Annuity Low-Band [MVA]	9		1.00	100.00	$1,094		up to 1.50%
ING USA Annuity and Life	ING Envoy Six Fixed Index Annuity High-Band [MVA]	9		1.00	100.00	$1,094		up to 1.50%
ING USA Annuity and Life	ING Envoy Nine Fixed Index Annuity Low-Band [MVA]	9		1.00	100.00	$1,094		up to 6.50%
ING USA Annuity and Life	ING Envoy Nine Fixed Index Annuity High-Band [MVA]	9		1.00	100.00	$1,094		up to 6.50%
Amer. General Life Ins. Co.	VisionAdvantage 9 [MVA]	9		2.00	90.00	$1,076		up to 6.00%
Surrender Charges Last 10 Years
Top Seller
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity [MVA]	10	5.00	2.00	100.00	$1,280		up to 7.00%
Aviva Life and Annuity	Income Select Bonus Low-Band [MVA]	10	8.00	1.00	100.00	$1,193		up to 7.00%
Aviva Life and Annuity	Income Select Bonus High-Band [MVA]	10	8.00	1.00	100.00	$1,193		up to 7.00%

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