Fixed Indexed Annuities

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Company / Product	SC Years	Issue Age	Premium Bonus	Min Rate	% Premium	Return per $1000	Last Change	Commissions Age: Rate
Surrender Charges Last 10 Years
Top Seller
Amer. General Life Ins. Co. AG Global Bonus Index Annuity	10 yrs	80	5.00%	2.00%	100%	$1,280	08/27/10	0-75: 7.00 76-80: 4.50
	Fixed Interest Account @ 2.00% Global Multiple Index Account with Cap Annual Point-to-Point Account with Participation Rate Monthly Additive Account with Cap
Aviva Life and Annuity Income Select 10 -Low	10 yrs	78		2.75%	87.50%	$1,148	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.00% 1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50 1-Year Point-to-Point Hang Seng
Aviva Life and Annuity Income Select 10 -High	10 yrs	78		2.75%	87.50%	$1,148	08/06/10	0-75: 7.50+ 76-78: 5.50+ see notes
	Fixed @ 2.40% 1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap 1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point Hang Seng 1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life and Annuity Income Select Bonus -Low	10 yrs	78	8.00%	1.00%	100%	$1,193	08/06/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.00% 1-Year Multiple Index Strategy 1-Year Average Index Strategy 1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Participation Index Strategy 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life and Annuity Income Select Bonus -High	10 yrs	78	8.00%	1.00%	100%	$1,193	08/06/10	0-75: 7.00+ 76-78: 5.00+ see notes
	Fixed Strategy @ 2.15% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Participation Index Strategy 1-Year Monthly Cap Index Strategy 1-Year Point-to-Point Index Strategy 1-Year Average Index Strategy 1-Year Multiple Index Strategy
ING USA Annuity and Life ING Secure Index Opportunities Plus -Low	10 yrs	80	5.00%	2.00%	87.50%	$1,120	09/01/10	0-80: 7.00+ see notes
	Fixed Rate Strategy @ 1.50% Monthly Cap Index Strategy Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Secure Index Opportunities Plus -High	10 yrs	80	5.00%	2.00%	87.50%	$1,120	09/01/10	0-80: 7.00+ see notes
	Fixed Rate Strategy @ 1.50% Point-to-Point Cap Index Strategy Monthly Cap Index Strategy
RBC Insurance RBC Enhanced Choice 10 SPDA	10 yrs	85	5.00%	1.00%	87.50%	$1,015	09/01/10	0-75: 7.00+ 76-79: 5.00+ 80-85: 3.00+ see notes
	Fixed Account @ 1.05% 1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year S&P 500 Annual Point-to-Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account 1-Year DJIA Monthly Average Indexed Account
Surrender Charges Last 9 Years
Amer. General Life Ins. Co. AG HorizonIndex Annuity 9	9 yrs	85	4.00%	2.00%	90.00%	$1,119	08/27/10	0-75: 6.00+ 76-80: 3.50+ 81-85: 2.00+ see notes
	Fixed Interest Account @ 2.00% Monthly Additive Account with Cap 2-Year Point-to-Point Account with Cap
Amer. General Life Ins. Co. VisionAdvantage 9	9 yrs	80		2.00%	90.00%	$1,076	08/27/10	0-75: 6.00 76-80: 5.00
	Fixed Interest Account @ 2.30% Annual Point-to-Point Account with 100% Participation Rate and an Index Cap Annual Point-to-Point Account with 80% Participation Rate and an Index Cap Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap Monthly Average Account with Index Spread
ING USA Annuity and Life ING Envoy Nine Fixed Index Annuity -Low	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 6.50+ see notes
	Fixed Rate Strategy @ 1.80% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Envoy Nine Fixed Index Annuity -High	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 6.50+ see notes
	Fixed Rate Strategy @ 1.80% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Envoy Six Fixed Index Annuity -Low	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 1.50+ see notes
	Fixed Rate Strategy @ 1.50% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Envoy Six Fixed Index Annuity -High	9 yrs	80		1.00%	100%	$1,094	09/01/10	0-80: 1.50+ see notes
	Fixed Rate Strategy @ 1.50% 1-Year Point-to-Point Cap Index Strategy
Lincoln Financial Group Lincoln OptiChoice 9 -Low	9 yrs	80		1.75%	100%	$1,169	09/01/10	0-75: 7.00+ 76-80: 5.25+ see notes
	Fixed @ 1.90% 1-Year Point-to-Point 1-Year Monthly Average 1-Year Monthly Cap
Lincoln Financial Group Lincoln OptiChoice 9 -High	9 yrs	80		1.75%	100%	$1,169	09/01/10	0-75: 7.00+ 76-80: 5.25+ see notes
	1-Year Monthly Cap 1-Year Monthly Average 1-Year Point-to-Point Fixed @ 2.05%
Surrender Charges Last 8 Years
Amer. General Life Ins. Co. AG Global 8 Index Annuity	8 yrs	80		2.00%	90.00%	$1,054	08/27/10	0-75: 6.00 76-80: 4.75
	Fixed Interest Account @ 2.00% Annual Point-to-Point Account with Participation Rate Monthly Additive Account with Cap Global Multiple Index Account with Cap
Lincoln Financial Group Lincoln New Directions 8 -Low	8 yrs	85		2.00%	100%	$1,172	09/01/10	0-75: 4.50+ 76-80: 3.50+ 81-85: 2.25+ see notes
	Fixed @ 2.35% Performance Triggered 2-Year Point to Point
Lincoln Financial Group Lincoln New Directions 8 -High	8 yrs	85		2.00%	100%	$1,172	09/01/10	0-75: 4.50+ 76-80: 3.50+ 81-85: 2.25+ see notes
	Performance Triggered 2-Year Point to Point Fixed @ 2.50%
RBC Insurance RBC Enhanced Choice 8 SPDA	8 yrs	85	2.00%	1.00%	87.50%	$ 966	09/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.50+ see notes
	Fixed Account @ 1.05% 1-Year S&P 500 Annual Point-to-Point Cap 1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account 1-Year DJIA Monthly Average Indexed Account
Surrender Charges Last 7 Years
Amer. General Life Ins. Co. VisionAdvantage 7	7 yrs	85		2.00%	90.00%	$1,034	08/27/10	0-75: 6.00 76-85: 5.00
	Fixed Interest Account @ 2.00% Annual Point-to-Point Account with 100% Participation Rate and an Index Cap Annual Point-to-Point Account with 80% Participation Rate and an Index Cap Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap Monthly Average Account with Index Spread
Aviva Life and Annuity Income Select 7 -Low	7 yrs	81		2.75%	87.50%	$1,058	08/06/10	0-75: 4.00+ 76-80: 2.75+ 81-81: 2.75+ see notes
	Fixed @ 2.00% 1-Year DJ EUROSTOXX 50 Point-to-Point 1-Year Hang Seng Point-to-Point 1 Year S&P500 Point-to-Point 1 Year S&P500 Point-to-Point w/ Participation 1-Year S&P500 Monthly Cap
Aviva Life and Annuity Income Select 7 -High	7 yrs	81		2.75%	87.50%	$1,058	08/06/10	0-75: 4.00+ 76-80: 2.75+ 81-81: 2.75+ see notes
	Fixed @ 2.40% 1-Year S&P500 Monthly Cap 1 Year S&P500 Point-to-Point w/ Participation 1 Year S&P500 Point-to-Point 1-Year Hang Seng Point-to-Point 1-Year DJ EUROSTOXX 50 Point-to-Point
ING USA Annuity and Life ING Secure Index Seven -Low	7 yrs	80		1.00%	100%	$1,072	09/01/10	0-80: 5.00+ see notes
	Fixed Rate Strategy @ 1.80% Monthly Cap Index Strategy Point-to-Point Cap Index Strategy
ING USA Annuity and Life ING Secure Index Seven -High	7 yrs	80		1.00%	100%	$1,072	09/01/10	0-80: 5.00+ see notes
	Point-to-Point Cap Index Strategy Monthly Cap Index Strategy Fixed Rate Strategy @ 1.80%
Lincoln Financial Group Lincoln OptiChoice 7 -Low	7 yrs	85		1.50%	100%	$1,110	09/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.00+ see notes
	Fixed @ 1.70% 1-Year Monthly Cap 1-Year Monthly Average 1-Year Point-to-Point
Lincoln Financial Group Lincoln OptiChoice 7 -High	7 yrs	85		1.50%	100%	$1,110	09/01/10	0-75: 6.00+ 76-80: 4.50+ 81-85: 3.00+ see notes
	Fixed @ 1.85% 1-Year Point-to-Point 1-Year Monthly Average 1-Year Monthly Cap
Surrender Charges Last 6 Years
Lincoln Financial Group Lincoln New Directions 6 -Low	6 yrs	85		1.75%	100%	$1,110	09/01/10	0-75: 3.50+ 76-80: 2.75+ 81-85: 1.75+ see notes
	Fixed @ 2.10% Performance Triggered 2-Year Point to Point
Lincoln Financial Group Lincoln New Directions 6 -High	6 yrs	85		1.75%	100%	$1,110	09/01/10	0-75: 3.50+ 76-80: 2.75+ 81-85: 1.75+ see notes
	Performance Triggered 2-Year Point to Point Fixed @ 2.25%
Surrender Charges Last 5 Years
Aviva Life and Annuity Income Select 5 -Low	5 yrs	83		2.75%	87.50%	$1,002	08/06/10	0-75: 3.00+ 76-80: 2.05+ 81-83: 1.95+ see notes
	Fixed @ 2.00% 1-Year S&P 500 Point-to-Point (Participation) 1-Year S&P500 Point-to-Point 1-Year S&P500 Monthly Cap 1-Year DJ EUROSTOXX 50 Point-to-Point 1-Year Hang Seng Point-to-Point
Aviva Life and Annuity Income Select 5 -High	5 yrs	83		2.75%	87.50%	$1,002	08/06/10	0-75: 3.00+ 76-80: 2.05+ 81-83: 1.95+ see notes
	Fixed @ 2.05% 1-Year Hang Seng Point-to-Point 1-Year DJ EUROSTOXX 50 Point-to-Point 1-Year S&P500 Monthly Cap 1-Year S&P500 Point-to-Point 1-Year S&P 500 Point-to-Point (Participation)
ING USA Annuity and Life ING Secure Index Five -Low	5 yrs	80		1.50%	100%	$1,077	09/01/10	0-80: 4.00+ see notes
	Fixed Rate Strategy @ 1.50% Fixed Rate Strategy (ROP) @ 1.50% Point-to-Point Cap Index Strategy Monthly Cap Index Strategy Monthly Cap Index Strategy (ROP) Point-to-Point Cap Index Strategy (ROP)
ING USA Annuity and Life ING Secure Index Five -High	5 yrs	80		1.50%	100%	$1,077	09/01/10	0-80: 4.00+ see notes
	Point-to-Point Cap Index Strategy Monthly Cap Index Strategy Monthly Cap Index Strategy (ROP) Point-to-Point Cap Index Strategy (ROP) Fixed Rate Strategy @ 1.50% Fixed Rate Strategy (ROP) @ 1.50%
Lincoln Financial Group Lincoln OptiChoice 5 -Low	5 yrs	85		1.25%	100%	$1,064	09/01/10	0-75: 5.00+ 76-80: 3.75+ 81-85: 2.50+ see notes
	Fixed @ 1.50% 1-Year Point-to-Point 1-Year Monthly Cap 1-Year Monthly Average
Lincoln Financial Group Lincoln OptiChoice 5 -High	5 yrs	85		1.25%	100%	$1,064	09/01/10	0-75: 5.00+ 76-80: 3.75+ 81-85: 2.50+ see notes
	1-Year Point-to-Point 1-Year Monthly Cap 1-Year Monthly Average Fixed @ 1.65%

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