Fixed Indexed Annuities
Financial Professionals Group
877.455.0119 x226
Josh Garland
 
 
 
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Company / Product SC Years Issue
Age		 Premium
Bonus		 Min Rate % Premium Return per $1000 Last Change Commissions
Age: Rate
Surrender Charges Last 10 Years

Top Seller
Amer. General Life Ins. Co.
AG Global Bonus Index Annuity
10 yrs 80 5.00% 2.00% 100% $1,280 03/05/10 0-75: 7.00
76-80: 4.50
Fixed Interest Account @ 2.60% Global Multiple Index Account with Cap
Annual Point-to-Point Account with Participation Rate Monthly Additive Account with Cap
Aviva Life and Annuity
Income Select 10 -Low
10 yrs 78 2.75% 87.50% $1,148 03/05/10 0-75: 7.50
76-78: 5.50
Fixed @ 2.20% 1-Year S&P500 Point-to-Point
1-Year S&P 500 Monthly Cap 1-Year S&P 500 Monthly Average
1-Year S&P 500 Point-to-Point w/ Participation 1-Year Point-to-Point DJ EUROSTOXX 50
1-Year Point-to-Point Hang Seng
Aviva Life and Annuity
Income Select 10 -High
10 yrs 78 2.75% 87.50% $1,148 03/05/10 0-75: 7.50
76-78: 5.50
1-Year S&P500 Point-to-Point 1-Year S&P 500 Monthly Cap
1-Year S&P 500 Monthly Average 1-Year S&P 500 Point-to-Point w/ Participation
Fixed @ 3.00% 1-Year Point-to-Point Hang Seng
1-Year Point-to-Point DJ EUROSTOXX 50
Aviva Life and Annuity
Income Select Bonus -Low
10 yrs 78 8.00% 1.00% 100% $1,193 03/05/10 0-75: 7.00
76-78: 5.00
Fixed Strategy @ 2.00% 1-Year Average Index Strategy
1-Year Point-to-Point Participation Index Strategy 1-Year Monthly Cap Index Strategy
1-Year Point-to-Point Index Strategy 1-Year Multiple Index Strategy
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
Aviva Life and Annuity
Income Select Bonus -High
10 yrs 78 8.00% 1.00% 100% $1,193 03/05/10 0-75: 7.00
76-78: 5.00
Fixed Strategy @ 2.75% 1-Year Point-to-Point Guaranteed Cap Index Strategy (Hang Seng Index)
1-Year Point-to-Point Guaranteed Cap Index Strategy (Dow Jones EURO STOXX 50®) 1-Year Multiple Index Strategy
1-Year Point-to-Point Index Strategy 1-Year Monthly Cap Index Strategy
1-Year Point-to-Point Participation Index Strategy 1-Year Average Index Strategy
ING USA Annuity and Life
ING Secure Index Opportunities Plus -Low
10 yrs 80 5.00% 2.00% 87.50% $1,120 12/10/09 0-80: 7.00+
Fixed Rate Strategy @ 2.40% Monthly Cap Index Strategy
Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Secure Index Opportunities Plus -High
10 yrs 80 5.00% 2.00% 87.50% $1,120 12/10/09 0-80: 7.00+
Fixed Rate Strategy @ 2.40% Point-to-Point Cap Index Strategy
Monthly Cap Index Strategy
RBC Insurance
RBC Enhanced Choice 10 SPDA
10 yrs 85 5.00% 1.00% 87.50% $1,015 03/01/10 0-75: 7.00+
76-79: 5.00+
80-85: 3.00+
Fixed Account @ 1.70% 1-Year S&P 500 Monthly Additive Point-to-Point Cap
1-Year S&P 500 Annual Point-to-Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account
1-Year DJIA Monthly Average Indexed Account
Surrender Charges Last 9 Years
Amer. General Life Ins. Co.
AG HorizonIndex Annuity 9
9 yrs 85 4.00% 2.00% 90.00% $1,119 03/05/10 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Fixed Interest Account @ 2.65% Monthly Additive Account with Cap
2-Year Point-to-Point Account with Cap
Amer. General Life Ins. Co.
VisionAdvantage 9
9 yrs 80 2.00% 90.00% $1,076 03/05/10 0-75: 6.00
76-80: 5.00
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap Monthly Average Account with Index Spread
Fixed Interest Account @ 3.45%
ING USA Annuity and Life
ING Envoy Nine Fixed Index Annuity -Low
9 yrs 80 1.00% 100% $1,094 12/10/09 0-80: 6.50+
Fixed Rate Strategy @ 2.70% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Envoy Nine Fixed Index Annuity -High
9 yrs 80 1.00% 100% $1,094 12/10/09 0-80: 6.50+
Fixed Rate Strategy @ 2.70% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity -Low
9 yrs 80 1.00% 100% $1,094 12/10/09 0-80: 1.50+
Fixed Rate Strategy @ 2.60% 1-Year Point-to-Point Cap Index Strategy
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity -High
9 yrs 80 1.00% 100% $1,094 12/10/09 0-80: 1.50+
Fixed Rate Strategy @ 2.60% 1-Year Point-to-Point Cap Index Strategy
Lincoln Financial Group
Lincoln OptiChoice 9 -Low
9 yrs 80 1.75% 100% $1,169 03/01/10 0-75: 7.00+
76-80: 5.25+
Fixed @ 2.80% 1-Year Monthly Average
1-Year Point-to-Point 1-Year Monthly Cap
Lincoln Financial Group
Lincoln OptiChoice 9 -High
9 yrs 80 1.75% 100% $1,169 03/01/10 0-75: 7.00+
76-80: 5.25+
1-Year Monthly Cap 1-Year Point-to-Point
1-Year Monthly Average Fixed @ 3.00%
Surrender Charges Last 8 Years
Amer. General Life Ins. Co.
AG Global 8 Index Annuity
8 yrs 80 2.00% 90.00% $1,054 03/05/10 0-75: 6.00
76-80: 4.75
Fixed Interest Account @ 2.70% Annual Point-to-Point Account with Participation Rate
Monthly Additive Account with Cap Global Multiple Index Account with Cap
Lincoln Financial Group
Lincoln New Directions 8 -Low
8 yrs 85 2.00% 100% $1,172 03/01/10 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Fixed @ 3.20% Performance Triggered
2-Year Point to Point
Lincoln Financial Group
Lincoln New Directions 8 -High
8 yrs 85 2.00% 100% $1,172 03/01/10 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Performance Triggered 2-Year Point to Point
Fixed @ 3.35%
RBC Insurance
RBC Enhanced Choice 8 SPDA
8 yrs 85 2.00% 1.00% 87.50% $ 966 03/01/10 0-75: 6.00+
76-80: 4.50+
81-85: 3.50+
Fixed Account @ 2.00% 1-Year S&P 500 Annual Point-to-Point Cap
1-Year S&P 500 Monthly Additive Point-to-Point Cap 1-Year DJIA Quarterly Additive Point-to-Point Indexed Account
1-Year DJIA Monthly Average Indexed Account
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"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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