Fixed Annuities

Financial Professionals Group
877.455.0119 x226
Josh Garland

State

Premium

Qual

Rating

Company

Rate Gtd

Age

Comm
%

Company / Product Name	AM Best	Years Gtd	Last Change	Base Rate	Bonus Rate	Current Rate	Premium Bonus	Effective Rate	CUR	GTD	Commissions Age: Rate
Company / Product Name	AM Best	Years Gtd	Last Change	Base Rate	Bonus Rate	Current Rate	Premium Bonus	Effective Rate	Yield to Surrender		Commissions Age: Rate
Surrender Charges Last 10 Years
American General Life Insurance Company AG HorizonMYG [MVA]	A	6	08/23/10	2.00	4.00	6.00			2.39	2.39	0-75: 7.50+ 76-80: 5.00+ 81-85: 3.00+ see notes
Surrender Charges Last 9 Years
American General Life Insurance Company AG HorizonPlus [MVA]	A	6	08/23/10	2.00	6.00	8.00			2.65	2.65	0-75: 6.00 76-80: 3.20 81-85: 1.35
Surrender Charges Last 8 Years
American General Life Insurance Company AG HorizonFlex	A	1	08/23/10	2.00	2.00	4.00			2.25	2.25	0-75: 5.00 76-80: 4.00 81-85: 3.00

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.