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MYGAs
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 10 Years
American General Life Insurance Company
AG HorizonSelect 7 [MVA]
A 7 08/23/10 2.40 0.00 2.40     2.40 2.40 0-80: 4.00
81-85: 3.00

New Release
American General Life Insurance Company
AG Horizon Achiever [MVA]
A 6 08/23/10 2.35 0.00 2.35     2.35 2.35
American General Life Insurance Company
AG HorizonSelect 5 [MVA]
A 5 08/23/10 2.10 0.00 2.10     2.10 2.10 0-80: 4.00
81-85: 3.00
Surrender Charges Last 7 Years
American General Life Insurance Company
AG Horizon Choice 9 [MVA]
A 9 08/23/10 2.70 0.00 2.70     2.70 2.70 0-85: 2.65+
Lincoln Financial Group
Lincoln ClassicSM 7 High-Band [MVA]
A+ 7 09/01/10 2.10 3.00 5.10     2.52 2.52 0-75: 2.50
76-80: 1.75
81-85: 0.87
Lincoln Financial Group
Lincoln ClassicSM 7 Low-Band [MVA]
A+ 7 09/01/10 2.10 2.00 4.10     2.38 2.38 0-75: 2.50
76-80: 1.75
81-85: 0.87
RBC Insurance
RBC 7 MYG, SPDA, MVA [MVA]
A 7 09/01/10 1.50 1.00 2.50     1.64 1.64 0-75: 3.00
76-80: 1.75
81-85: 1.00
Surrender Charges Last 5 Years
Lincoln Financial Group
Lincoln ClassicSM 5 High-Band [MVA]
A+ 5 09/01/10 2.00 2.00 4.00     2.40 2.40 0-75: 2.00
76-80: 1.37
81-85: 0.75
Lincoln Financial Group
Lincoln ClassicSM 5 Low-Band [MVA]
A+ 5 09/01/10 2.00 1.00 3.00     2.20 2.20 0-75: 2.00
76-80: 1.37
81-85: 0.75

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 10 Years

Top Seller
American General Life Insurance Company
AG Global Bonus Index Annuity
Fixed Interest Account
Fixed 10
Years 		5.00 08/27/10 2.00% 1-Yr Fixed 0-75: 7.00
76-80: 4.50
Min Rates: 2.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - Low
Fixed Rate Strategy
Fixed 10
Years 		5.00 09/01/10 1.50% 1-Yr Fixed 0-80: 7.00+
Min Rates: 2.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - High
Fixed Rate Strategy
Fixed 10
Years 		5.00 09/01/10 1.50% 1-Yr Fixed 0-80: 7.00+
Min Rates: 2.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     5.00 0-80: 7.00+
Annual None Min Rates:     0.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - High
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     2.00 0-80: 7.00+
Annual Monthly Sum Min Rates:     1.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     1.60 0-80: 7.00+
Annual Monthly Sum Min Rates:     1.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     4.00 0-80: 7.00+
Annual None Min Rates:     0.00
American General Life Insurance Company
AG Global Bonus Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 10
Years 		5.00 08/27/10     3.25 0-75: 7.00
76-80: 4.50
Annual None Min Rates: 100   2.00
American General Life Insurance Company
AG Global Bonus Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 10
Years 		5.00 08/27/10 30   100.00 0-75: 7.00
76-80: 4.50
Annual None Min Rates: 40   2.00
American General Life Insurance Company
AG Global Bonus Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 10
Years 		5.00 08/27/10     1.80 0-75: 7.00
76-80: 4.50
Annual Monthly Sum Min Rates: 100   1.00
Surrender Charges Last 9 Years
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity - High
Fixed Rate Strategy
Fixed 9
Years 		  09/01/10 1.50% 1-Yr Fixed 0-80: 1.50+
Min Rates: 1.00
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity - Low
Fixed Rate Strategy
Fixed 9
Years 		  09/01/10 1.50% 1-Yr Fixed 0-80: 1.50+
Min Rates: 1.00
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity - Low
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years 		  09/01/10     3.00 0-80: 1.50+
Annual None Min Rates: 0   2.00
ING USA Annuity and Life
ING Envoy Six Fixed Index Annuity - High
1-Year Point-to-Point Cap Index Strategy
Blended Indicies Point to Point 9
Years 		  09/01/10     4.35 0-80: 1.50+
Annual None Min Rates: 0   2.00
Surrender Charges Last 8 Years
Lincoln Financial Group
Lincoln New Directions 8 - High
Fixed
Standard 8
Years 		  09/01/10 2.50% 8 Yrs MYGA 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Min Rates: 2.00
Lincoln Financial Group
Lincoln New Directions 8 - Low
Fixed
Standard 8
Years 		  09/01/10 2.35% 8 Yrs MYGA 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Min Rates: 2.00
American General Life Insurance Company
AG Global 8 Index Annuity
Fixed Interest Account
Fixed 8
Years 		  08/27/10 2.00% 1-Yr Fixed 0-75: 6.00
76-80: 4.75
Min Rates: 2.00
American General Life Insurance Company
AG Global 8 Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 8
Years 		  08/27/10 30   100.00 0-75: 6.00
76-80: 4.75
Annual None Min Rates: 30   2.00
American General Life Insurance Company
AG Global 8 Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 8
Years 		  08/27/10     1.80 0-75: 6.00
76-80: 4.75
Annual Monthly Sum Min Rates: 100   1.00
American General Life Insurance Company
AG Global 8 Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 8
Years 		  08/27/10     3.25 0-75: 6.00
76-80: 4.75
Annual None Min Rates: 100   3.00
Lincoln Financial Group
Lincoln New Directions 8 - Low
Performance Triggered
S&P 500 Performance Triggered 8
Years 		  09/01/10       0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
Annual None Min Rates: 100 0.00  
Showing 1-30 of 57    Display: Page:   1 | 2

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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