Ed Zierold & Associates

MYGA

Insurance Designers of America (IDA)
Ph: 216-328-9600/800-759-5433
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

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AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 10 Years
North American Company
NA Guarantee Choice 10 High-Band [MVA]
A+ 200,000   09/01/10 1-10 3.60 3.60 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
North American Company
NA Guarantee Choice 10 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-10 3.40 3.40 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 100,000   09/01/10 1 3.80 2.90 0-79: 4.00
80-85: 2.00
2-10 2.80
ING USA Annuity and Life
Guaranteed Choice 10 High-Band [MVA]
A 75,000   09/01/10 1 3.75 2.85
2-10 2.75
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 5,000   09/01/10 1 3.70 2.80 0-79: 4.00
80-85: 2.00
2-10 2.70
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10 High-Band [MVA]
A+ 100,000   09/01/10 1-10 2.80 2.80 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 10 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-10 2.65 2.75 0-75: 2.50
76-85: 1.00
   
West Coast Life
Sure Advantage 10 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-10 2.65 2.75 0-75: 2.50
76-85: 1.00
   
ING USA Annuity and Life
Guaranteed Choice 10 Low-Band [MVA]
A 15,000   09/01/10 1-10 2.75 2.75
   
American General Life Insurance Company
AG HorizonSelect 10 [MVA]
A 5,000   08/23/10 1-10 2.70 2.70 0-80: 4.00
81-85: 3.00
   
West Coast Life
Sure Advantage 10 Low-Band [MVA]
A+ 10,000   08/31/10 1-10 2.65 2.65 0-75: 2.50
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 10 Low-Band [MVA]
A+ 10,000   08/31/10 1-10 2.65 2.65 0-75: 2.50
76-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]
A+ 10,000   09/01/10 1-10 2.65 2.65 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American General Life Insurance Company
AG Horizon Choice 10 [MVA]
A 5,000
Q:2,000 		  08/23/10 1-10 2.35 2.35 0-85: 5.00+
   
Lincoln Benefit Life
Tactician Plus 10 Low-Band [MVA]
A+ 10,000
Q:3,000 		  08/30/10 1-10 2.05 2.05 0-75: 4.00
76-85: 3.00
86-90: 2.00
   
Lincoln Benefit Life
Tactician Plus 10 High-Band [MVA]
A+ 100,000   08/30/10 1-10 2.05 2.05 0-75: 4.00
76-85: 3.00
86-90: 2.00
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 9 Years
North American Company
NA Guarantee Choice 9 High-Band [MVA]
A+ 200,000   09/01/10 1-9 3.40 3.40 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
North American Company
NA Guarantee Choice 9 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-9 3.20 3.20 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9 High-Band [MVA]
A+ 100,000   09/01/10 1-9 2.75 2.75 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American National Insurance Company
Palladium MYG Annuity 9 High-Band [MVA]
A 100,000   09/01/10 1 4.50 2.72 0-79: 3.00
80-85: 1.00
2-9 2.50
American General Life Insurance Company
AG Horizon Choice 9 [MVA]
A 5,000
Q:2,000 		  08/23/10 1-9 2.70 2.70 0-85: 2.65+
   
American National Insurance Company
Palladium MYG Annuity 9 Low-Band [MVA]
A 5,000   09/01/10 1 4.40 2.62 0-79: 3.00
80-85: 1.00
2-9 2.40
Protective Life Corporation
FutureSaver II Annuity 9 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-9 2.50 2.61 0-75: 2.50
76-85: 1.00
   
West Coast Life
Sure Advantage 9 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-9 2.50 2.61 0-75: 2.50
76-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]
A+ 10,000   09/01/10 1-9 2.60 2.60 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
West Coast Life
Sure Advantage 9 Low-Band [MVA]
A+ 10,000   08/31/10 1-9 2.50 2.50 0-75: 2.50
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 9 Low-Band [MVA]
A+ 10,000   08/31/10 1-9 2.50 2.50 0-75: 2.50
76-85: 1.00
   
Lincoln Benefit Life
Tactician Plus 9 Low-Band [MVA]
A+ 10,000
Q:3,000 		  08/30/10 1-9 2.25 2.25 0-80: 2.00
81-85: 1.50
86-90: 1.00
   
Lincoln Benefit Life
Tactician Plus 9 High-Band [MVA]
A+ 100,000   08/30/10 1-9 2.25 2.25 0-80: 2.00
81-85: 1.50
86-90: 1.00
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 8 Years
North American Company
NA Guarantee Choice 8 High-Band [MVA]
A+ 200,000   09/01/10 1-8 3.40 3.40 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
North American Company
NA Guarantee Choice 8 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-8 3.20 3.20 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
American National Insurance Company
Palladium MYG Annuity 8 High-Band [MVA]
A 100,000   09/01/10 1-8 3.10 3.10 0-79: 2.50
80-85: 0.50
   
American National Insurance Company
Palladium MYG Annuity 8 Low-Band [MVA]
A 5,000   09/01/10 1-8 3.00 3.00 0-79: 2.50
80-85: 0.50
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 High-Band [MVA]
A+ 100,000   09/01/10 1-8 2.70 2.70 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 Low-Band [MVA]
A+ 10,000   09/01/10 1-8 2.55 2.55 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
Lincoln Financial Group
Lincoln New Directions 8 High-Band [MVA]
A+ 100,000   09/01/10 1-8 2.50 2.50 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
   
West Coast Life
Sure Advantage 8 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-8 2.35 2.48 0-75: 2.50
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 8 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-8 2.35 2.48 0-75: 2.50
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 8 Low-Band [MVA]
A+ 10,000   08/31/10 1-8 2.35 2.35 0-75: 2.50
76-85: 1.00
   
West Coast Life
Sure Advantage 8 Low-Band [MVA]
A+ 10,000   08/31/10 1-8 2.35 2.35 0-75: 2.50
76-85: 1.00
   
Lincoln Financial Group
Lincoln New Directions 8 Low-Band [MVA]
A+ 10,000   09/01/10 1-8 2.35 2.35 0-75: 4.50+
76-80: 3.50+
81-85: 2.25+
   
Transamerica Life
Transamerica Select 8 Low-Band
A+ 10,000
Q:2,000 		  08/23/10 1-8 1.75 1.75 0-85: 3.50
   
Transamerica Life
Transamerica Select 8 High-Band
A+ 100,000   08/23/10 1-8 1.75 1.75 0-85: 3.50
   
Lincoln Benefit Life
Tactician Plus 8 Low-Band [MVA]
A+ 10,000
Q:3,000 		  08/30/10 1-8 1.70 1.70 0-75: 4.00
76-85: 3.00
86-90: 2.00
   
Lincoln Benefit Life
Tactician Plus 8 High-Band [MVA]
A+ 100,000   08/30/10 1-8 1.70 1.70 0-75: 4.00
76-85: 3.00
86-90: 2.00
   
RBC Insurance
RBC Enhanced Choice 8 SPDA [MVA]
A 5,000 2.00 09/01/10 1 2.05 1.43 0-75: 6.00+
76-80: 4.50+
81-85: 3.50+
2-8 1.05


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 7 Years
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 High-Band [MVA]
A 250,000   08/25/10 1-7 3.45 3.45 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+
   
North American Company
NA Guarantee Choice 7 High-Band [MVA]
A+ 200,000   09/01/10 1-7 3.40 3.40 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Mid-Band [MVA]
A 100,000   08/25/10 1-7 3.35 3.35 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+
   
North American Company
NA Guarantee Choice 7 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-7 3.20 3.20 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
OM Financial Life Insurance Company
OM Guarantee-Platinum 7 [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1-7 3.20 3.20 0-79: 3.25
80-90: 1.63
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Low-Band [MVA]
A 25,000   08/25/10 1-7 3.15 3.15 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+
   
OM Financial Life Insurance Company
OM Guarantee-Plus 7 [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1 3.90 3.04 0-79: 3.25
80-90: 1.63
2-7 2.90
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 High-Band [MVA]
A+ 100,000   09/01/10 1-7 2.65 2.65 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American National Insurance Company
Palladium MYG Annuity 7 High-Band [MVA]
A 100,000   09/01/10 1 3.45 2.59 0-79: 2.50
80-85: 0.50
2-7 2.45
Lincoln Financial Group
Lincoln ClassicSM 7 High-Band [MVA]
A+ 100,000   09/01/10 1 5.10 2.52 0-75: 2.50
76-80: 1.75
81-85: 0.87
2-7 2.10
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]
A+ 10,000   09/01/10 1-7 2.50 2.50 0-75: 2.50
76-80: 1.60
81-85: 1.00
   
American National Insurance Company
Palladium MYG Annuity 7 Low-Band [MVA]
A 5,000   09/01/10 1 3.35 2.49 0-79: 2.50
80-85: 0.50
2-7 2.35
Sun Life Financial
Keyport Value Stepped-Up 7 High-Band [MVA, STEP RATE]
A+ 50,000   07/14/10 Step Rate: 2.45 0-75: 3.00
76-85: 0.75
2.15, 2.25, 2.35, 2.45, 2.55, 2.65, 2.75
American General Life Insurance Company
AG HorizonSelect 7 [MVA]
A 5,000   08/23/10 1-7 2.40 2.40 0-80: 4.00
81-85: 3.00
   
Lincoln Financial Group
Lincoln ClassicSM 7 Low-Band [MVA]
A+ 10,000   09/01/10 1 4.10 2.38 0-75: 2.50
76-80: 1.75
81-85: 0.87
2-7 2.10
Sun Life Financial
Keyport Value Stepped-Up 7 Low-Band [MVA, STEP RATE]
A+ 5,000
Q:4,000 		  07/14/10 Step Rate: 2.30 0-75: 3.00
76-85: 0.75
2, 2.1, 2.2, 2.3, 2.4, 2.5, 2.6
Sun Life Financial
Keyport Value 7 High-Band [MVA]
A+ 50,000   07/14/10 1 3.15 2.29 0-75: 3.00
76-85: 0.75
2-7 2.15
American General Life Insurance Company
AG HorizonSecure 7
A 5,000   08/23/10 1-7 2.20 2.20 0-80: 4.00+
81-85: 3.00+
   
West Coast Life
Sure Advantage 7 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-7 2.05 2.20 0-75: 2.50
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 7 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-7 2.05 2.20 0-75: 2.50
76-85: 1.00
   
Sun Life Financial
Keyport Value 7 Low-Band [MVA]
A+ 5,000
Q:4,000 		  07/14/10 1 3.00 2.14 0-75: 3.00
76-85: 0.75
2-7 2.00
Protective Life Corporation
FutureSaver II Annuity 7 Low-Band [MVA]
A+ 10,000   08/31/10 1-7 2.05 2.05 0-75: 2.50
76-85: 1.00
   
West Coast Life
Sure Advantage 7 Low-Band [MVA]
A+ 10,000   08/31/10 1-7 2.05 2.05 0-75: 2.50
76-85: 1.00
   
OM Financial Life Insurance Company
OM Index-Safety 7 High-Band
B++ 100,000   09/01/10 1-7 2.00 2.00 0-79: 5.50
80-85: 2.75
   
ING USA Annuity and Life
Guarantee Choice 7 High-Band [MVA]
A 75,000   09/01/10 1 2.75 1.89
2-7 1.75
ING USA Annuity and Life
Guarantee Choice 7 Low-Band [MVA]
A 15,000   09/01/10 1-7 1.75 1.75
   
OM Financial Life Insurance Company
OM Index-Safety 7 Low-Band
B++ 10,000   09/01/10 1-7 1.75 1.75 0-79: 5.50
80-85: 2.75
   
RBC Insurance
RBC 7 MYG, SPDA, MVA [MVA]
A 5,000   09/01/10 1 2.50 1.64 0-75: 3.00
76-80: 1.75
81-85: 1.00
2-7 1.50
Transamerica Life
Transamerica Select 7 Low-Band
A+ 10,000
Q:2,000 		  08/23/10 1-7 1.50 1.50 0-85: 3.50
   
Transamerica Life
Transamerica Select 7 High-Band
A+ 100,000   08/23/10 1-7 1.50 1.50 0-85: 3.50
   
Lincoln Benefit Life
Tactician Plus 7 Low-Band [MVA]
A+ 10,000
Q:3,000 		  08/30/10 1-7 1.50 1.50 0-75: 4.00
76-85: 3.00
86-90: 2.00
   
Lincoln Benefit Life
Tactician Plus 7 High-Band [MVA]
A+ 100,000   08/30/10 1-7 1.50 1.50 0-75: 4.00
76-85: 3.00
86-90: 2.00
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 6 Years
North American Company
NA Guarantee Choice 6 High-Band [MVA]
A+ 200,000   09/01/10 1-6 3.15 3.15 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
North American Company
NA Guarantee Choice 6 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-6 2.90 2.90 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 100,000   09/01/10 1-6 2.85 2.85 0-79: 2.50
80-85: 0.50
   
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 5,000   09/01/10 1-6 2.75 2.75 0-79: 2.50
80-85: 0.50
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6 High-Band [MVA]
A+ 100,000   09/01/10 1-6 2.45 2.45 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
American General Life Insurance Company
AG Horizon Achiever [MVA]
A 5,000   08/23/10 1-6 2.35 2.35
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]
A+ 10,000   09/01/10 1-6 2.30 2.30 0-75: 2.25
76-80: 1.50
81-85: 0.75
   
Lincoln Financial Group
Lincoln New Directions 6 High-Band [MVA]
A+ 100,000   09/01/10 1-6 2.25 2.25 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
   
Lincoln Financial Group
Lincoln New Directions 6 Low-Band [MVA]
A+ 10,000   09/01/10 1-6 2.10 2.10 0-75: 3.50+
76-80: 2.75+
81-85: 1.75+
   
Sun Life Financial
Keyport Value Stepped-Up 6 High-Band [MVA, STEP RATE]
A+ 5,000   07/14/10 Step Rate: 2.00 0-80: 3.00
81-85: 0.75
1.75, 1.85, 1.95, 2.05, 2.15, 2.25
Sun Life Financial
Keyport Value 6 High-Band [MVA]
A+ 50,000   07/14/10 1 2.75 1.92 0-80: 3.00
81-85: 0.75
2-6 1.75
West Coast Life
Sure Advantage 6 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-6 1.70 1.87 0-75: 2.25
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 6 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-6 1.70 1.87 0-75: 2.25
76-85: 1.00
   
Sun Life Financial
Keyport Value Stepped-Up 6 Low-Band [MVA, STEP RATE]
A+ 5,000
Q:4,000 		  07/14/10 Step Rate: 1.85 0-80: 3.00
81-85: 0.75
1.6, 1.7, 1.8, 1.9, 2, 2.1
Sun Life Financial
Keyport Value 6 Low-Band [MVA]
A+ 5,000
Q:4,000 		  07/14/10 1 2.60 1.77 0-80: 3.00
81-85: 0.75
2-6 1.60
Protective Life Corporation
FutureSaver II Annuity 6 Low-Band [MVA]
A+ 10,000   08/31/10 1-6 1.70 1.70 0-75: 2.25
76-85: 1.00
   
West Coast Life
Sure Advantage 6 Low-Band [MVA]
A+ 10,000   08/31/10 1-6 1.70 1.70 0-75: 2.25
76-85: 1.00
   
Lincoln Benefit Life
Tactician Plus 6 Low-Band [MVA]
A+ 10,000
Q:3,000 		  08/30/10 1-6 1.50 1.50 0-75: 2.00
76-85: 1.50
86-90: 1.00
   
Lincoln Benefit Life
Tactician Plus 6 High-Band [MVA]
A+ 100,000   08/30/10 1-6 1.50 1.50 0-75: 2.00
76-85: 1.50
86-90: 1.00
   
Lincoln Benefit Life
SureHorizon II 6 High-Band
A+ 100,000   08/16/10 1-6 1.30 1.30 0-75: 4.00+
76-85: 3.56+
86-90: 2.37+
   
Transamerica Life
Transamerica Select 6 Low-Band
A+ 10,000
Q:2,000 		  08/23/10 1-6 1.20 1.20 0-85: 3.50
   
Transamerica Life
Transamerica Select 6 High-Band
A+ 100,000   08/23/10 1-6 1.20 1.20 0-85: 3.50
   
Lincoln Benefit Life
SureHorizon II 6 Low-Band
A+ 10,000   08/16/10 1-6 1.05 1.05 0-75: 4.00+
76-85: 3.56+
86-90: 2.37+
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 5 Years
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1-5 3.10 3.10 0-79: 2.50
80-90: 1.25
   
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 High-Band [MVA]
B++ 2,000   09/01/10 1-5 3.10 3.10 0-79: 2.50
80-90: 1.25
   
OM Financial Life Insurance Company
OM Guarantee-Plus 5 [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1 3.80 3.00 0-79: 2.50
80-90: 1.25
2-5 2.80
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 (CT,NC,OK) [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1-5 2.95 2.95 0-79: 2.50
80-90: 1.25
   
North American Company
NA Guarantee Choice 5 High-Band [MVA]
A+ 200,000   09/01/10 1-5 2.90 2.90 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 High-Band [MVA]
A 250,000   08/25/10 1-5 2.70 2.70 0-75: 2.00
76-80: 1.35
81-85: 0.70
   
North American Company
NA Guarantee Choice 5 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-5 2.65 2.65 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 Mid-Band [MVA]
A 100,000   08/25/10 1-5 2.60 2.60 0-75: 2.00
76-80: 1.35
81-85: 0.70
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 Low-Band [MVA]
A 25,000   08/25/10 1-5 2.40 2.40 0-75: 2.00
76-80: 1.35
81-85: 0.70
   
Lincoln Financial Group
Lincoln ClassicSM 5 High-Band [MVA]
A+ 100,000   09/01/10 1 4.00 2.40 0-75: 2.00
76-80: 1.37
81-85: 0.75
2-5 2.00
American National Insurance Company
Palladium MYG Annuity 5 High-Band [MVA]
A 100,000   09/01/10 1 3.15 2.35 0-79: 4.00
80-85: 2.00
2-5 2.15
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 High-Band [MVA]
A+ 100,000   09/01/10 1-5 2.30 2.30 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
American National Insurance Company
Palladium MYG Annuity 5 Low-Band [MVA]
A 5,000   09/01/10 1 3.05 2.25 0-79: 4.00
80-85: 2.00
2-5 2.05
Lincoln Financial Group
Lincoln ClassicSM 5 Low-Band [MVA]
A+ 10,000   09/01/10 1 3.00 2.20 0-75: 2.00
76-80: 1.37
81-85: 0.75
2-5 2.00
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA]
A+ 10,000   09/01/10 1-5 2.15 2.15 0-75: 2.00
76-80: 1.30
81-85: 0.75
   
American General Life Insurance Company
AG HorizonSelect 5 [MVA]
A 5,000   08/23/10 1-5 2.10 2.10 0-80: 4.00
81-85: 3.00
   
American General Life Insurance Company
AG HorizonSecure 5
A 5,000   08/23/10 1-5 2.00 2.00 0-80: 4.00+
81-85: 3.00+
   
Sun Life Financial
Keyport Value Stepped-Up 5 High-Band [MVA, STEP RATE]
A+ 50,000   07/14/10 Step Rate: 1.85 0-80: 3.50
81-90: 1.00
1.65, 1.75, 1.85, 1.95, 2.05
Sun Life Financial
Keyport Value 5 High-Band [MVA]
A+ 50,000   07/14/10 1 2.65 1.85 0-80: 3.50
81-90: 1.00
2-5 1.65
Sun Life Financial
Keyport Value 5 Low-Band [MVA]
A+ 5,000
Q:4,000 		  07/14/10 1 2.50 1.70 0-80: 3.50
81-90: 1.00
2-5 1.50
Sun Life Financial
Keyport Value Stepped-Up 5 Low-Band [MVA, STEP RATE]
A+ 5,000
Q:4,000 		  07/14/10 Step Rate: 1.70 0-80: 3.50
81-90: 1.00
1.5, 1.6, 1.7, 1.8, 1.9
West Coast Life
Sure Advantage 5 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-5 1.50 1.70 0-75: 2.00
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 5 High-Band [MVA]
A+ 100,000 1.00 08/31/10 1-5 1.50 1.70 0-75: 2.00
76-85: 1.00
   
West Coast Life
Sure Advantage 5 Low-Band [MVA]
A+ 10,000   08/31/10 1-5 1.50 1.50 0-75: 2.00
76-85: 1.00
   
Protective Life Corporation
FutureSaver II Annuity 5 Low-Band [MVA]
A+ 10,000   08/31/10 1-5 1.50 1.50 0-75: 2.00
76-85: 1.00
   
Lincoln Benefit Life
Tactician Plus 5 Low-Band [MVA]
A+ 10,000
Q:3,000 		  08/30/10 1-5 1.20 1.20 0-75: 4.00
76-85: 3.00
86-90: 2.00
   
Lincoln Benefit Life
Tactician Plus 5 High-Band [MVA]
A+ 100,000   08/30/10 1-5 1.20 1.20 0-75: 4.00
76-85: 3.00
86-90: 2.00
   
Transamerica Life
Transamerica Select 5 Low-Band
A+ 10,000
Q:2,000 		  08/23/10 1-5 1.10 1.10 0-85: 3.25
   
Transamerica Life
Transamerica Select 5 High-Band
A+ 100,000   08/23/10 1-5 1.10 1.10 0-85: 3.25
   
Lincoln Benefit Life
Treasury-Linked Annuity
A+ 5,000
Q:3,000 		  08/16/10 1-5 1.05 1.05 0-80: 3.00
81-85: 2.40
86-90: 1.50
   


AM
Best 		Minimum
Premium 		Premium
Bonus 		Rate Change Years
Rate
Gtd 		Rate Yield to
Surrender 		Commissions
Age: Rate
Rate Guaranteed 4 Years
North American Company
NA Guarantee Choice 4 High-Band [MVA]
A+ 200,000   09/01/10 1-4 2.35 2.35 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
North American Company
NA Guarantee Choice 4 Low-Band [MVA]
A+ 10,000
Q:2,000 		  09/01/10 1-4 2.05 2.05 0-80: 2.50
81-85: 1.88
86-90: 1.25
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 4 High-Band [MVA]
A+ 100,000   09/01/10 1-4 1.55 1.55 0-75: 1.00
76-80: 0.65
81-85: 0.50
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 4 Low-Band [MVA]
A+ 10,000   09/01/10 1-4 1.40 1.40 0-75: 1.00
76-80: 0.65
81-85: 0.50
   
Transamerica Life
Transamerica Select 4 Low-Band
A+ 10,000
Q:2,000 		  08/23/10 1-4 1.00 1.00 0-90: 2.25
   
Transamerica Life
Transamerica Select 4 High-Band
A+ 100,000   08/23/10 1-4 1.00 1.00 0-90: 2.25
   
American National Insurance Company
Palladium MYG Annuity 4 Low-Band
Product has been withdrawn from sale effective 09/01/2010
American National Insurance Company
Palladium MYG Annuity 4 High-Band
Product has been withdrawn from sale effective 09/01/2010
Rate Guaranteed 3 Years
OM Financial Life Insurance Company
OM Guarantee-Platinum 3 [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1-3 2.20 2.20 0-79: 1.50
80-90: 0.75
   
OM Financial Life Insurance Company
OM Guarantee-Plus 3 [MVA]
B++ 5,000
Q:2,000 		  09/01/10 1 2.60 1.93 0-79: 1.50
80-90: 0.75
2-3 1.60
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 3 High-Band [MVA]
A+ 100,000   09/01/10 1-3 1.15 1.15 0-75: 1.00
76-80: 0.65
81-85: 0.50
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 3 Low-Band [MVA]
A+ 10,000   09/01/10 1-3 1.00 1.00 0-75: 1.00
76-80: 0.65
81-85: 0.50
   
American National Insurance Company
Palladium MYG Annuity 3 Low-Band
Product has been withdrawn from sale effective 09/01/2010
American National Insurance Company
Palladium MYG Annuity 3 High-Band
Product has been withdrawn from sale effective 09/01/2010
Showing 1-145 of 145    Display: Page:   1

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

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