Company / Product
|
Issue Ages |
Minimum Premiums |
Withdrawal Provisions |
States |
Commissions
Age: Rate
|
|
Featured Products
|
|
Surrender Charges Last 15 Years
|
National Western Life
NWL Ultra Future
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 55 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 55 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| No- Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT DE IL IN MA MN MS NJ NV NY OR PA PR UT WA
|
| Qualified |
0-70: 5.00+
71-75: 1.50+
76-80: 0.25+
|
| Non-Qual |
0-75: 5.00+
76-80: 3.00+
|
|
| Withdrawal Notes: |
|
Prem Bonus:
4.75-10.00
|
|
Ages 0 to 46
(15 years):
|
19.25 |
18.5 |
17.75 |
16.75 |
16 |
15.25 |
14.5 |
13.5 |
12.75 |
12 |
10 |
8 |
6 |
4 |
2 |
|
Ages 47 to 47
(15 years):
|
19 |
18.25 |
17.5 |
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10 |
8 |
6 |
4 |
2 |
|
Ages 48 to 48
(15 years):
|
18.25 |
17.5 |
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
8 |
6 |
4 |
2 |
|
Ages 49 to 49
(15 years):
|
17.5 |
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8 |
6 |
4 |
2 |
|
Ages 50 to 50
(15 years):
|
16.75 |
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6 |
4 |
2 |
|
Ages 51 to 51
(15 years):
|
15.75 |
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4 |
2 |
|
Ages 52 to 52
(15 years):
|
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2 |
|
Ages 53 to 53
(15 years):
|
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
|
Ages 54 to 54
(15 years):
|
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
0.75 |
|
Ages 55 to 55
(15 years):
|
14.25 |
13.5 |
12.5 |
11.75 |
11 |
10 |
9.25 |
8.25 |
7.5 |
6.5 |
5.5 |
4.75 |
3.75 |
2.75 |
2 |
|
Ages 56 to 56
(15 years):
|
15.25 |
14.5 |
13.5 |
12.75 |
11.75 |
11 |
10.25 |
9.25 |
8.5 |
7.5 |
6.5 |
5.75 |
4.75 |
4 |
2 |
|
Ages 57 to 57
(15 years):
|
16.25 |
15.25 |
14.5 |
13.75 |
12.75 |
12 |
11.25 |
10.25 |
9.5 |
8.5 |
7.75 |
6.75 |
6 |
4 |
2 |
|
Ages 58 to 58
(15 years):
|
17.25 |
16.25 |
15.5 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Ages 59 to 59
(15 years):
|
18.25 |
17.25 |
16.5 |
15.75 |
15 |
14 |
13.25 |
12.5 |
11.5 |
10.75 |
10 |
8 |
6 |
4 |
2 |
|
Age 60+
(15 years):
|
19.25 |
18.5 |
17.75 |
16.75 |
16 |
15.25 |
14.5 |
13.5 |
12.75 |
12 |
10 |
8 |
6 |
4 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,117)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Option B: Fixed Account |
1-Year
Fixed Rate (no bonus)
|
1.90%
|
| Option D: Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.75
|
| Option A: Monthly Averaging Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly |
50
|
1.70
|
|
|
|
Surrender Charges Last 14 Years
|
Fidelity & Guaranty Life
Prosperity Elite 14
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,006)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
|
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,066)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
|
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK CT MA MN MS NH NV NY OK OR PR TX UT VI WA
|
0-79: 8.00
80-85: 4.00
|
| Withdrawal Notes: |
|
Premium Bonus:
9.00
|
| Withdrawal Charges 14 years: |
|
14.75 |
13.75 |
12.75 |
11.75 |
10.75 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,096)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.50
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.75
|
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
16.00
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
10.25
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
5.00
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.50%
|
|
North American Company
Charter 14
|
| Non-Qualified |
| Owner: | 75 |
| Annuitant: | |
| Qualified |
| Owner: | 75 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT DE MN NV NY OR PR TX UT VI WA
|
0-75: 7.50+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
|
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years):
|
18 |
18 |
17 |
15 |
15 |
15 |
15 |
14 |
12 |
10 |
8 |
6 |
4 |
2 |
|
For states TX (14 years):
|
15 |
15 |
15 |
14 |
13 |
12 |
11 |
10 |
9 |
8.5 |
8 |
7 |
6 |
5 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,106)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Dow Jones Annual Point-to-Point |
DJIA |
Point to Point
|
Annual |
None |
100
|
|
2.65
|
| 1-Year Fixed |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1-Year Russell 2000 Annual Point-to-Point |
Russell 2000 |
Point to Point
|
Annual |
None |
|
|
2.50
|
| 1-Year Dow Jones EuroStoxx 50 Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
3.05
|
| 1-Year S&P 500 Monthly Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year S&P 400 Annual Point-to-Point |
S&P 400 |
Point to Point
|
Annual |
None |
|
|
2.55
|
| 1-Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.75
|
| 1-Year Dow Jones Annual Daily Average |
DJIA |
Point to Point
|
Annual |
Daily |
|
|
3.00
|
| 1-Year Nasdaq-100 Annual Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
2.50
|
| 1-Year Russell 2000 Annual Daily Average |
Russell 2000 |
Point to Point
|
Annual |
Daily |
|
|
2.60
|
| 1-Year S&P 400 Annual Daily Average |
S&P 400 |
Point to Point
|
Annual |
Monthly |
|
|
2.75
|
| 1-Year NASDAQ-100 Monthly Point-to-Point |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.50
|
| 1-Year Hindsight Index Strategy |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
2.35
|
| 1-Year S&P 500 Annual Daily Average |
S&P 500 |
Point to Point
|
Annual |
Daily |
|
|
3.00
|
|
|
Surrender Charges Last 13 Years
|
|
Up to 50% LIQUIDITY and 10% Commission
|
National Western Life
NWL Ultra Classic
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 2,000 |
| Monthly: | 2,000 |
|
| No- Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
AK AL CT DE IL IN MA MN MS NJ NV NY OR PA SC UT WA
|
| Qualified |
0-70: 10.00+
71-75: 8.00+
76-80: 7.00+
|
| Non-Qual |
0-75: 10.00+
76-80: 8.50+
|
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
Ages 51 to 51 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Ages 52 to 52 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6 |
4 |
2 |
|
Ages 53 to 53 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
14.25 |
13.25 |
12.5 |
11.75 |
10.75 |
10.75 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4 |
2 |
|
Ages 54 to 54 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
13.25 |
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2 |
|
Ages 55 to 55 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
12.5 |
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
|
Ages 56 to 56 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
11.75 |
10.75 |
10 |
9 |
8.25 |
7.25 |
6.5 |
5.5 |
4.5 |
3.75 |
2.75 |
1.75 |
0.75 |
|
Ages 57 to 57 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
12.5 |
11.75 |
11 |
10 |
9.25 |
8.25 |
7.5 |
6.5 |
5.5 |
4.75 |
3.75 |
2.75 |
2 |
|
Ages 58 to 58 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
13.5 |
12.75 |
11.75 |
11 |
10.25 |
9.25 |
8.5 |
7.5 |
6.5 |
5.75 |
4.75 |
4 |
2 |
|
Ages 59 to 59 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
14.5 |
13.75 |
12.75 |
12 |
11.25 |
10.25 |
9.5 |
8.5 |
7.75 |
6.75 |
6 |
4 |
2 |
|
Age 60+ in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
Ages 0 to 50 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (13 years):
|
15 |
14.75 |
14 |
13 |
12.25 |
11.25 |
10.5 |
9.75 |
8.75 |
8 |
6 |
4 |
2 |
|
For states TX (13 years):
|
10.75 |
9.75 |
9 |
8 |
7.25 |
6.25 |
5.25 |
4.25 |
3.25 |
2.25 |
1.75 |
1 |
0.75 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $996)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Option D: Monthly Cap Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.75
|
| Option B: Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.40%
|
| Option A: Monthly Averaging Annual Reset |
S&P 500 |
Point to Point
|
Annual |
Monthly |
50
|
1.70
|
|
|
|
Surrender Charges Last 12 Years
|
|
GREAT Caps!
|
Athene Annuity
Enhanced Choice 12
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | |
| Qualified |
| Owner: | 80 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT DE HI MN NJ NV NY OK OR PA PR TX UT VI WA
|
0-75: 6.50+
76-UP: 3.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
|
For states AL, AR, AZ, CO, DC, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, RI, SC, SD, TN, VA, VT, WA, WI, WV, WY (12 years):
|
14 |
13 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
|
For states CA (12 years):
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,035)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 8 Year Fixed Fixed |
1-Year
Fixed Rate with Bonus
|
2.00% +1.00 Bonus
|
| 1-Year DJIA Quarterly Point-to-Point Cap |
DJIA |
Point to Point
|
Annual |
Quarterly Sum |
|
|
3.00
|
| 1-Year S&P 500 Monthly Additive Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
3.00
|
| 1-Year DJIA Monthly Average Cap |
DJIA |
Point to Point
|
Annual |
Monthly |
|
|
6.00
|
| 1-Year S&P 500 Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.75
|
|
|
Surrender Charges Last 10 Years
|
|
Up to 10% Commissions!
|
American National Insurance Company
Value Lock 10
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 4,000 |
| Monthly: | 4,000 |
|
| Yes-Disability |
No- Unemployment |
| Yes-Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
No- Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
MA MN NY OR UT VI VT
|
0-75: 10.00
76-80: 8.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PR, RI, SC, SD, TN, TX, VA, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
3 |
|
For states CT, IL, PA, WA (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Rate Changed: 02/01/12
|
| Guaranteed Minimum Value: |
90% of Premium
at 1.00-1.75%
(GMR/1000 $1,071)
|
Next Change : TBD
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| S&P 500 10 Year Point-to-Point |
S&P 500 |
Point to Point
|
10-year |
Continuous Monthly |
75
|
|
|
|
Allianz Life Insurance Company of North America
Allianz 360 Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
| Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
NY PR VI
|
0-75: 7.00
76-80: 5.00
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AK, AR, AZ, CO, DC, FL, GA, HI, ID, IL, KS, LA, MA, MD, ME, MI, NC, ND, NE, NH, NM, OK, OR, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
10 |
10 |
10 |
8.75 |
7.5 |
6.25 |
5 |
3.75 |
2.5 |
1.25 |
|
For states AL, CA, CT, DE, IA, IN, KY, MN, MO, MS, MT, NJ, NV, OH, PA, SC, TX, UT, WA (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00-1.35%
(GMR/1000 $1,001)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1-Year Eurostoxx 50 Annual Point-to-Point |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
3.50
|
| 1-Year Eurostoxx 50 Monthly Sum Cap |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.00
|
| 1-Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1-Year Nasdaq 100 Annual Point-to-Poiont |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1-Year Blended Annual Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.50
|
| 1-Year S&P 500 Annual Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
150
|
|
3.25
|
| 1-Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.80%
|
|
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
| Qualified |
| Single: | 15,000 |
| Monthly: | 15,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
CA CT FL NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
10.00
|
| Withdrawal Charges 10 years: |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,063)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 1 Year FTSE 100 Point-to-Point Cap |
FTSE 100 |
Point to Point
|
Annual |
None |
|
|
5.00
|
| 1 Year FTSE 100 Monthly Sum Cap |
FTSE 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.30
|
| 1 Year Nasdaq 100 Monthly Sum Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.20
|
| Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
2.20%
|
| 1 Year S&P 500 Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.20
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
4.50
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.50
|
|
|
8% Bonus and 8% Simple Income III Rider
|
Allianz Life Insurance Company of North America
MasterDex X Annuity
|
| Non-Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
| Qualified |
| Owner: | 80 |
| Annuitant: | 80 |
|
| Non-Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
| Qualified |
| Single: | 20,000 |
| Monthly: | 20,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
Yes-Flex. Annuity Option |
| Yes-Flex. Wthdrl Rider |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Death Benefit Rider |
| No- Terminal Illness |
Yes-Nursing Home |
| No- Annualization |
|
Not
Available in:
CT NY PR VI
|
0-75: 7.00+
76-80: 5.00+
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, RI, SC, SD, TN, TX, VA, VT, WI, WV, WY (10 years):
|
10 |
10 |
10 |
8.75 |
7.5 |
6.25 |
5 |
3.75 |
2.5 |
1.25 |
|
For states PA, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
For states IN, MN, MS, OR (10 years):
|
9.1 |
8.19 |
7.28 |
6.37 |
5.46 |
4.55 |
3.64 |
2.73 |
1.82 |
0.91 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.95-2.05%
(GMR/1000 $1,136)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1 Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
| 1 Year Blended Point-to-Point Cap |
Blended Indicies |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year Nasdaq 100 Point-to-Point Cap |
Nasdaq 100 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Fixed Interest Account |
1-Year
Fixed Rate (no bonus)
|
1.60%
|
| 1 Year S&P 500 SELECT Monthly Sum Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.30
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year Euro STOXX 50 Monthly Cap |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.90
|
| 1 Year Euro STOXX 50 Point-to-Point Cap |
DJ EuroStoxx 50 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1 Year S&P 500 SELECT Annual Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
5.00
|
| 1 Year Blended Monthly Average Spread |
Blended Indicies |
Point to Point
|
Annual |
Monthly |
|
4.50
|
|
| 1 Year Nasdaq 100 Monthly Cap |
Nasdaq 100 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.80
|
|
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | |
| Qualified |
| Owner: | 78 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK AL CT DE FL MN NV NY OR PA PR SC UT VI WA
|
0-78: 6.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
5.00-8.00
|
|
For states AR, AZ, CA, CO, DC, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, RI, SD, TN, TX, VA, VT, WI, WV, WY (10 years):
|
12.5 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
Ages 0 to 73 in states IN (10 years):
|
12.5 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
Age 74+ in states IN (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.50%
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Traditional Fixed Value |
1-Year
Fixed Rate (no bonus)
|
1.60%
|
| 1 Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.00
|
| 1 Year S&P 500 Point-to-Point Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| 1 Year S&P 500 Monthly Average Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
15
|
|
|
| 1 Year S&P 500 Monthly Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1 Year S&P 500 Annual Point-to-Point Participation Rate |
S&P 500 |
Point to Point
|
Annual |
None |
15
|
|
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-78: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
6.00-8.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
2.00
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-78: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
6.00-8.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.55%
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-78: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
6.00-8.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Fixed Strategy |
1-Year
Fixed Rate (no bonus)
|
1.00%
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
High-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
| Qualified |
| Single: | 75,000 |
| Monthly: | 75,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-78: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
6.00-8.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Monthly Cap Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.60
|
| 1-Year Point-to-Point Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.25
|
| 1-Year Average Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
|
Aviva Life & Annuity (Income Series)
Income Preferred Bonus
Low-Band
|
| Non-Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
| Qualified |
| Owner: | 78 |
| Annuitant: | 78 |
|
| Non-Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
| Qualified |
| Single: | 5,000 |
| Monthly: | 5,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK CT DE MN NJ NV NY OR PA PR UT VI WA
|
0-75: 7.00+
76-78: 5.00+
|
| Withdrawal Notes: |
|
Prem Bonus:
6.00-8.00
|
|
For states AL, AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
|
For states SC, TX (10 years):
|
9.2 |
8.5 |
7.3 |
6.6 |
5.9 |
5.1 |
4.3 |
3.5 |
2.7 |
1.8 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year Monthly Cap Index Strategy |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.05
|
| 1-Year Point-to-Point Index Strategy |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
2.00
|
|
Fidelity & Guaranty Life
FG Index-Accelerator 10
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
| Qualified |
| Owner: | 85 |
| Annuitant: | 85 |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
CT MN NY OR PR UT VI
|
0-79: 7.50+
80-85: 3.75+
|
| Withdrawal Notes: |
|
Premium Bonus:
6.00
|
|
For states AK, AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years):
|
10 |
10 |
10 |
10 |
9 |
8 |
7 |
6 |
4 |
2 |
|
For states MA, TX, WA (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Age 65+ in states AK, FL (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00-1.10%
(GMR/1000 $1,035)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 1-Year S&P 500 Monthly Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.75
|
| 2-Year S&P 500 Monthly Average with Cap |
S&P 500 |
Point to Point
|
Biennial |
Monthly |
|
|
6.75
|
| 1-Year S&P 500 Point-to-Point |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
| Fixed Interest Option |
1-Year
Fixed Rate (no bonus)
|
1.50%
|
| 1-Year S&P 500 Monthly Average |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
3.25
|
|
Fidelity & Guaranty Life
Prosperity Elite 10
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
CT MN MS NH NY OR PR VI WA
|
0-79: 7.00+
80-85: 3.50+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, ME, MI, MT, NC, ND, NE, NJ, NM, OH, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
|
For states MA, NV, OK, TX, UT (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Age 65+ in states FL (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $967)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
15.50
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.75
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.25
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.40
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
9.75
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
|
Fidelity & Guaranty Life
Prosperity Elite 10 Enhanced
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
CT MN MS NH NY OR PR VI WA
|
0-79: 7.00+
80-85: 3.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
5.00
|
|
For states AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NJ, NM, OH, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
|
For states MA, NV, OK, TX, UT (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Age 65+ in states FL (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,015)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
15.50
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.25
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.75
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.40
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
9.75
|
|
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
| Qualified |
| Single: | 10,000 |
| Monthly: | 10,000 |
|
| No- Disability |
Yes-Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
Yes-Annualization |
|
Not
Available in:
CT MN MS NH NY OR PR VI WA
|
0-79: 7.00+
80-85: 3.50+
|
| Withdrawal Notes: |
|
Premium Bonus:
8.00
|
|
For states AL, AR, AZ, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NJ, NM, OH, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
11 |
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
|
For states MA, NV, OK, TX, UT (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
Age 65+ in states FL (10 years):
|
9 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $1,044)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| 3-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Triennial |
None |
|
|
15.50
|
| Fixed Account |
1-Year
Fixed Rate (no bonus)
|
2.25%
|
| 1-Year S&P 500 Monthly Average with A Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly |
|
|
4.75
|
| 1-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
4.25
|
| 1-Year S&P 500 Monthly Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
2.40
|
| 1-Year Performance Triggered Account |
S&P 500 |
Perf Trig
|
Annual |
None |
|
|
|
| 2-Year S&P 500 Point-to-Point with a Cap |
S&P 500 |
Point to Point
|
Biennial |
None |
|
|
9.75
|
|
|
25% Lifetime Income Bonus
|
Forethought Financial
Income 125
High-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
| Qualified |
| Single: | 250,000 |
| Monthly: | 250,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK NV NY OR PR VI WA
|
0-75: 7.00+
76-85: 5.00+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AL, AR, AZ, CA, CO, DC, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
2 |
|
For states CT, DE, FL, MN, SC, TX, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $967)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Monthly Point-to-Point with Cap |
S&P 500 |
Point to Point
|
Annual |
Monthly Sum |
|
|
1.25
|
|
|
25% Lifetime Income Bonus
|
Forethought Financial
Income 125
Mid-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
| Qualified |
| Single: | 100,000 |
| Monthly: | 100,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK NV NY OR PR VI WA
|
0-75: 7.00+
76-85: 5.00+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AL, AR, AZ, CA, CO, DC, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
2 |
|
For states CT, DE, FL, MN, SC, TX, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
5 |
4 |
3 |
2 |
1 |
|
|
| Guaranteed Minimum Value: |
87.5% of Premium
at 1.00%
(GMR/1000 $967)
|
|
| Account Name |
Indicie |
Type |
Reset |
Averaging |
Part |
Spread |
Cap |
| Annual Point-to-Point with Cap |
S&P 500 |
Point to Point
|
Annual |
None |
|
|
3.00
|
|
|
25% Lifetime Income Bonus
|
Forethought Financial
Income 125
Low-Band
|
| Non-Qualified |
| Owner: | 85 |
| Annuitant: | |
| Qualified |
| Owner: | 85 |
| Annuitant: | |
|
| Non-Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
| Qualified |
| Single: | 25,000 |
| Monthly: | 25,000 |
|
| No- Disability |
No- Unemployment |
| No- Hospitalization |
No- Long Term Care |
| No- Extended Care Waiver |
Yes-Terminal Illness |
| Yes-Nursing Home |
No- Annualization |
|
Not
Available in:
AK NV NY OR PR VI WA
|
0-75: 7.00+
76-85: 5.00+
|
| Withdrawal Notes: |
|
No Premium Bonus
|
|
For states AL, AR, AZ, CA, CO, DC, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SD, TN, VA, VT, WI, WV, WY (10 years):
|
12 |
12 |
11 |
10 |
9 |
8 |
7 |
6 |
4 |
2 |
|
For states CT, DE, FL, MN, SC, TX, UT (10 years):
|
10 |
9 |
8 |
7 |
6 |
| |
