Fixed Indexed Brief

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Company - Any - Allianz Life Amer. Equity Investment Life Ins. Co. Amer. General Life Ins. Co. Amer. National Ins. (Legacy) American National Ins. Co. Annuity Investors Life (Great Amer. Life) Assurity Life Aviva Life & Annuity Aviva Life and Annuity EquiTrust Life Ins. Co. Forethought Financial Genworth Life and Annuity Ins. Co Genworth Life Ins. Co. Great Amer. Life Ins. Co. ING USA Annuity and Life Integrity Life Insurance Investors Ins. (Legacy) Lafayette Life Lincoln Financial Group National Western Life North American Company OM Financial (Legacy) OM Financial Life Ins. Co. Oxford Life Insurance Co. Principal Financial Group RBC Insurance Reliance Standard Life Sun Life Financial Symetra Life Insurance Co. The Standard West Coast Life

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Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Featured Products
Surrender Charges Last 5 Years
ING USA Annuity and Life	ING Secure Index Five Low-Band	5		1.50	100.00	$1,077		up to 4.00%
ING USA Annuity and Life	ING Secure Index Five High-Band	5		1.50	100.00	$1,077		up to 4.00%
Allianz Life	Allianz Pro V1 [LOAN]	5						up to 3.25%
Surrender Charges Last 6 Years
NEW Product!
Great Amer. Life Ins. Co.	Safe Outlook Low-Band [LOAN]	6		1.25-2.00	90.00	$1,014		up to 4.00%
NEW Product!
Great Amer. Life Ins. Co.	Safe Outlook High-Band [LOAN]	6		1.25-2.00	90.00	$1,014		up to 4.00%
Surrender Charges Last 7 Years
North American Company	Charter 7 [TSA, MVA, LOAN]	7		1.10	87.50	$ 945		up to 7.50%
Surrender Charges Last 9 Years
OM Financial Life Ins. Co.	OM Index-Spectrum 9	9	3.00	1.00-1.10	103.00	$1,171		up to 9.00%
Investors Ins. (Legacy)	PremierMark SE Plus (10%)	9	10.00	1.00	87.50			up to 2.50%
Surrender Charges Last 10 Years
North American Company	North American Ten [MVA, LOAN]	10	10.00	3.00	100.00	$1,478		up to 6.50%
10% Bonus and 8% Simple Income II Rider
Allianz Life	MasterDex X Annuity [LOAN]	10	10.00	2.50	87.50	$1,232		up to 7.00%
Return of Premium and Bailout! NEW 10% Lifetime Income Roll-up.
Great Amer. Life Ins. Co.	Safe Return [TSA, LOAN]	10		1.00-2.00	100.00	$1,219		up to 6.50%
Competitive Cap or Fixed Rate
ING USA Annuity and Life	ING Secure Index Opportunities Plus Low-Band [MVA]	10	5.00	2.00	87.50	$1,120		up to 7.00%
Competitive Cap or Fixed Rate
ING USA Annuity and Life	ING Secure Index Opportunities Plus High-Band [MVA]	10	5.00	2.00	87.50	$1,120		up to 7.00%
Allianz Life	MasterDex 10 Plus Annuity [MVA, LOAN]	10	10.00	1.50	87.50	$1,117		up to 8.00%
Up to 10% Commissions!
American National Ins. Co.	Value Lock 10 [MVA]	10		1.75	90.00	$1,071	09/01/10	up to 10.00%
25% Lifetime Income Bonus
Forethought Financial	Income 125 Low-Band	10		2.00	87.50	$1,067		up to 7.00%
25% Lifetime Income Bonus
Forethought Financial	Income 125 Mid-Band	10		2.00	87.50	$1,067		up to 7.00%
25% Lifetime Income Bonus
Forethought Financial	Income 125 High-Band	10		2.00	87.50	$1,067		up to 7.00%
NEW 8% Bonus! Call for State Variations.
OM Financial Life Ins. Co.	OM Index-Accelerator 10	10	8.00	1.00-1.10	87.50	$1,054		up to 8.00%
Aviva Life and Annuity	Income Preferred Bonus Low-Band	10	8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life and Annuity	Income Preferred Bonus High-Band	10	8.00	1.00	87.50	$1,044		up to 7.00%
North American Company	Charter 10 [TSA, MVA, LOAN]	10	5.00	1.10	87.50	$1,025		up to 7.50%
6% Premium Bonus - Vested Day 1 - State of WA Only
Forethought Financial	Guaranteed Destinations WA Low-Band	10	6.00	1.00	87.50	$1,025		up to 7.00%
6% Premium Bonus - Vested Day 1 - State of WA Only
Forethought Financial	Guaranteed Destinations WA Mid-Band	10	6.00	1.00	87.50	$1,025		up to 7.00%
6% Premium Bonus - Vested Day 1 - State of WA Only
Forethought Financial	Guaranteed Destinations WA High-Band	10	6.00	1.00	87.50	$1,025		up to 7.00%
7.5% Guaranteed Lifetime Income Rider
RBC Insurance	RBC Enhanced Choice 10 SPDA [MVA]	10	5.00	1.00	87.50	$1,015		up to 7.00%
8.00% Commission! 10% Freeout in the 1st year and Competitive Rates.
Reliance Standard Life	Keystone 10 Index Annuity	10		1.15	87.50	$ 981		up to 8.00%
7.5% Guaranteed Lifetime Income Rider
RBC Insurance	RBC Choice 10 SPDA [MVA]	10		1.00	87.50	$ 967		up to 10.00%
Forethought Financial	Index Bonus 115sm Low-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Forethought Financial	Index Bonus 115sm Mid-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Forethought Financial	Index Bonus 115sm High-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Surrender Charges Last 12 Years
7.5% Guaranteed Lifetime Income Rider
RBC Insurance	RBC Enhanced Choice 12 SPDA [MVA]	12	5.00	1.00	87.50	$1,035		up to 8.00%
Surrender Charges Last 13 Years
Up to 50% LIQUIDITY and 12% Commissions!
National Western Life	NWL Ultra Classic [LOAN]	13		1.50	87.50	$1,062		up to 12.00%
Surrender Charges Last 14 Years
North American Company	Charter 14 [TSA, MVA, LOAN]	14	10.00	1.10	87.50	$1,122		up to 7.50%
Surrender Charges Last 15 Years
National Western Life	NWL Ultra Future [LOAN]	15	2.00-10.00	1.50	87.50	$1,203		up to 7.00%

Company	Product	SC Years	Premium Bonus	GTD Min Rate	GTD % Premium	GTD Return on $1,000	Last Change	High Comm
Surrender Charges Last 3 Years
Forethought Financial	Forethought Destination Indexed 3 Low-Band [MVA]	3		3.00	90.00	$ 983		up to 1.00%
Forethought Financial	Forethought Destination Indexed 3 Mid-Band [MVA]	3		3.00	90.00	$ 983		up to 1.00%
Forethought Financial	Forethought Destination Indexed 3 High-Band [MVA]	3		3.00	90.00	$ 983		up to 1.00%
Lafayette Life	Centennial 3	3		3.00	90.00
Surrender Charges Last 5 Years
Lincoln Financial Group	Lincoln OptiChoice 5 Low-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 5 High-Band [MVA]	5		1.25	100.00	$1,064		up to 5.00%
The Standard	Index Growth Annuity 5 Low-Band	5		1.00	100.00	$1,051		up to 4.00%
The Standard	Index Growth Annuity 5 High-Band	5		1.00	100.00	$1,051		up to 4.00%
Aviva Life & Annuity	MultiChoice Income Five Low-Band [MVA]	5		1.00	100.00	$1,051		up to 3.00%
Aviva Life & Annuity	MultiChoice Income Five High-Band [MVA]	5		1.00	100.00	$1,051		up to 3.00%
The Standard	Index Growth Annuity 5 w PG Low-Band	5		1.00	100.00	$1,051		up to 4.00%
The Standard	Index Growth Annuity 5 w PG High-Band	5		1.00	100.00	$1,051		up to 4.00%
Aviva Life and Annuity	Income Select 5 Low-Band [MVA]	5		2.75	87.50	$1,002		up to 3.00%
Aviva Life and Annuity	Income Select 5 High-Band [MVA]	5		2.75	87.50	$1,002		up to 3.00%
Reliance Standard Life	Keystone 5 Index Annuity	5		1.15	87.50	$ 926		up to 4.00%
Allianz Life	Endurance Elite	5		1.00	87.50	$ 920		up to 5.00%
North American Company	North American Formula Choice [TSA, MVA, LOAN]	5						up to 5.00%
Lafayette Life	Centennial 5	5		3.00	90.00
Surrender Charges Last 6 Years
Lincoln Financial Group	Lincoln New Directions 6 Low-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
Lincoln Financial Group	Lincoln New Directions 6 High-Band [MVA]	6		1.75	100.00	$1,110		up to 3.50%
American National Ins. Co.	ANICO EIA	6		1.50-3.00	90.00	$1,075	09/01/10	up to 5.00%
Forethought Financial	Forethought Destination Indexed 6 Low-Band [MVA]	6		3.00	90.00	$1,075		up to 3.50%
Forethought Financial	Forethought Destination Indexed 6 Mid-Band [MVA]	6		3.00	90.00	$1,075		up to 3.50%
Forethought Financial	Forethought Destination Indexed 6 High-Band [MVA]	6		3.00	90.00	$1,075		up to 3.50%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six Plus Low-Band [MVA]	6	3.00	1.75	87.50	$1,000		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six Plus High-Band [MVA]	6	3.00	1.75	87.50	$1,000		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six Low-Band [MVA]	6		1.75	87.50	$ 971		up to 6.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six High-Band [MVA]	6		1.75	87.50	$ 971		up to 6.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six SE 3 Low-Band [TSA, MVA]	6	3.00	1.00	87.50	$ 957		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six SE 3 High-Band [TSA, MVA]	6	3.00	1.00	87.50	$ 957		up to 5.00%
OM Financial Life Ins. Co.	OM Index-Escalator 6	6	1.00	1.00	87.50	$ 938		up to 4.00%
North American Company	Freedom Choice 6 Low-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934		up to 5.50%
North American Company	Freedom Choice 6 High-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934		up to 5.50%
North American Company	Freedom Choice (5%) 6 Low-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934		up to 5.50%
North American Company	Freedom Choice (5%) 6 High-Band [TSA, MVA, LOAN]	6		1.10	87.50	$ 934		up to 5.50%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six SE Low-Band [TSA, MVA]	6		1.00	87.50	$ 929		up to 6.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500 Six SE High-Band [TSA, MVA]	6		1.00	87.50	$ 929		up to 6.00%
Aviva Life & Annuity	MultiChoice Six Low-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Aviva Life & Annuity	MultiChoice Six High-Band [MVA]	6		1.00	87.50	$ 929		up to 5.00%
Aviva Life and Annuity	Income Preferred Six Low-Band	6		1.00	87.50	$ 929		up to 5.00%
Aviva Life and Annuity	Income Preferred Six High-Band	6		1.00	87.50	$ 929		up to 5.00%
Amer. Equity Investment Life Ins. Co.	Integrity Gold (Index 5-07)	6		3.00	87.50			up to 4.13%
Surrender Charges Last 7 Years
OM Financial Life Ins. Co.	OM Index-Safety 7 Low-Band	7		2.50	100.00	$1,189		up to 5.50%
OM Financial Life Ins. Co.	OM Index-Safety 7 High-Band	7		2.50	100.00	$1,189		up to 5.50%
Great Amer. Life Ins. Co.	American Legend II [LOAN]	7		1.00-2.00	100.00	$1,149		up to 5.50%
Annuity Investors Life (Great Amer. Life)	FlexMax [TSA, LOAN]	7		1.25-2.00	100.00	$1,149
OM Financial Life Ins. Co.	OM Index-Accelerator 7	7	3.00	1.00-1.10	100.00	$1,112		up to 5.00%
Lincoln Financial Group	Lincoln OptiChoice 7 Low-Band [MVA]	7		1.50	100.00	$1,110		up to 6.00%
Lincoln Financial Group	Lincoln OptiChoice 7 High-Band [MVA]	7		1.50	100.00	$1,110		up to 6.00%
ING USA Annuity and Life	ING Secure Index Seven Low-Band	7		1.00	100.00	$1,072		up to 5.00%
ING USA Annuity and Life	ING Secure Index Seven High-Band	7		1.00	100.00	$1,072		up to 5.00%
The Standard	Index Growth Annuity 7 Low-Band	7		1.00	100.00	$1,072		up to 5.00%
The Standard	Index Growth Annuity 7 High-Band	7		1.00	100.00	$1,072		up to 5.00%
Aviva Life & Annuity	MultiChoice Income Seven Low-Band [MVA]	7		1.00	100.00	$1,072		up to 4.00%
Aviva Life & Annuity	MultiChoice Income Seven High-Band [MVA]	7		1.00	100.00	$1,072		up to 4.00%
The Standard	Index Growth Annuity 7 w PG Low-Band	7		1.00	100.00	$1,072		up to 5.00%
The Standard	Index Growth Annuity 7 w PG High-Band	7		1.00	100.00	$1,072		up to 5.00%
Aviva Life and Annuity	Income Select 7 Low-Band [MVA]	7		2.75	87.50	$1,058		up to 4.00%
Aviva Life and Annuity	Income Select 7 High-Band [MVA]	7		2.75	87.50	$1,058		up to 4.00%
Amer. General Life Ins. Co.	VisionAdvantage 7 [MVA]	7		2.00	90.00	$1,034		up to 6.00%
American National Ins. Co.	Value Lock 7 [MVA]	7		1.75	90.00	$1,016	09/01/10	up to 6.00%
OM Financial (Legacy)	AmeriMark Freedom 7 SE	7	5.00	1.00	87.50	$ 985		up to 4.00%
Allianz Life	MasterDex Plus Annuity [MVA, LOAN]	7		1.50	87.50	$ 971		up to 7.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 7	7		1.00	90.00	$ 965
Reliance Standard Life	Keystone 7 Index Annuity	7		1.15	87.50	$ 948		up to 5.00%
North American Company	North American Prizm Plus 7 [TSA, MVA, LOAN]	7		1.10	87.50	$ 945		up to 7.50%
North American Company	Precision 7 [TSA, MVA, LOAN]	7		1.10	87.50	$ 945		up to 7.50%
OM Financial (Legacy)	AmeriMark Freedom 7	7		1.00	87.50	$ 938		up to 4.00%
EquiTrust Life Ins. Co.	Market Seven Index [MVA]	7		1.00	87.50	$ 938		up to 5.50%
Allianz Life	Endurance 10 [LOAN]	7						up to 5.00%
Lafayette Life	Centennial 7	7		3.00	90.00
Surrender Charges Last 8 Years
Lincoln Financial Group	Lincoln New Directions 8 Low-Band [MVA]	8		2.00	100.00	$1,172		up to 4.50%
Lincoln Financial Group	Lincoln New Directions 8 High-Band [MVA]	8		2.00	100.00	$1,172		up to 4.50%
Lincoln Financial Group	Lincoln OptiPoint 8 High-Band [MVA]	8	3.00	1.60	100.00	$1,169		up to 3.00%
Lincoln Financial Group	Lincoln OptiPoint 8 Low-Band [MVA]	8	2.00	1.60	100.00	$1,158		up to 3.00%
Amer. General Life Ins. Co.	AG Global 8 Index Annuity	8		2.00	90.00	$1,054		up to 6.00%
7.5% Guaranteed Lifetime Income Rider
RBC Insurance	RBC Enhanced Choice 8 SPDA [MVA]	8	2.00	1.00	87.50	$ 966		up to 6.00%
OM Financial Life Ins. Co.	OM Index-Escalator 8	8	1.00	1.00	87.50	$ 957		up to 5.50%
North American Company	Freedom Choice (5%) 8 Low-Band [TSA, MVA, LOAN]	8		1.10	87.50	$ 955		up to 5.50%
North American Company	Freedom Choice (5%) 8 High-Band [TSA, MVA, LOAN]	8		1.10	87.50	$ 955		up to 5.50%
North American Company	Freedom Choice 8 Low-Band [TSA, MVA, LOAN]	8		1.10	87.50	$ 955		up to 5.50%
North American Company	Freedom Choice 8 High-Band [TSA, MVA, LOAN]	8		1.10	87.50	$ 955		up to 5.50%
Surrender Charges Last 9 Years
Forethought Financial	Forethought Destination Indexed 9 Low-Band [MVA]	9		3.00	90.00	$1,174		up to 5.50%
Forethought Financial	Forethought Destination Indexed 9 Mid-Band [MVA]	9		3.00	90.00	$1,174		up to 5.50%
Forethought Financial	Forethought Destination Indexed 9 High-Band [MVA]	9		3.00	90.00	$1,174		up to 5.50%
Lincoln Financial Group	Lincoln OptiChoice 9 Low-Band [MVA]	9		1.75	100.00	$1,169		up to 7.00%
Lincoln Financial Group	Lincoln OptiChoice 9 High-Band [MVA]	9		1.75	100.00	$1,169		up to 7.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 9 [MVA]	9	4.00	2.00	90.00	$1,119		up to 6.00%
ING USA Annuity and Life	ING Envoy Six Fixed Index Annuity Low-Band [MVA]	9		1.00	100.00	$1,094		up to 1.50%
ING USA Annuity and Life	ING Envoy Six Fixed Index Annuity High-Band [MVA]	9		1.00	100.00	$1,094		up to 1.50%
ING USA Annuity and Life	ING Envoy Nine Fixed Index Annuity Low-Band [MVA]	9		1.00	100.00	$1,094		up to 6.50%
ING USA Annuity and Life	ING Envoy Nine Fixed Index Annuity High-Band [MVA]	9		1.00	100.00	$1,094		up to 6.50%
Amer. General Life Ins. Co.	VisionAdvantage 9 [MVA]	9		2.00	90.00	$1,076		up to 6.00%
National Western Life	NWL Ultra Value [LOAN]	9	2.00	1.50	87.50	$1,020		up to 6.00%
National Western Life	NWL Global Lookback [LOAN]	9		1.50	87.50	$1,000		up to 7.00%
EquiTrust Life Ins. Co.	Market Booster Index [MVA]	9	4.00	1.00	87.50	$ 995		up to 6.00%
National Western Life	Liberty Classic [LOAN]	9						up to 8.00%
Investors Ins. (Legacy)	PremierMark SE	9		1.00	87.50			up to 7.00%
Investors Ins. (Legacy)	PremierMark SE Plus (7%)	9	7.00	1.00	87.50			up to 4.00%
National Western Life	NWL Ultra Future (2% Bonus states)	9	2.00	3.00
Surrender Charges Last 10 Years
OM Financial Life Ins. Co.	OM Index-Safety 10 Low-Band	10		2.50	100.00	$1,280		up to 7.00%
OM Financial Life Ins. Co.	OM Index-Safety 10 High-Band	10		2.50	100.00	$1,280		up to 7.00%
Amer. General Life Ins. Co.	AG Global Bonus Index Annuity [MVA]	10	5.00	2.00	100.00	$1,280		up to 7.00%
Annuity Investors Life (Great Amer. Life)	FlexMax Plus [TSA, LOAN]	10	2.00	1.25-2.00	100.00	$1,243
Lincoln Financial Group	Lincoln OptiPoint 10 High-Band [MVA]	10	4.00	1.80	100.00	$1,243		up to 3.50%
Great Amer. Life Ins. Co.	American Icon II	10	0.00-1.50	1.00-2.00	100.00	$1,237		up to 5.00%
Lincoln Financial Group	Lincoln OptiPoint 10 Low-Band [MVA]	10	3.00	1.80	100.00	$1,231		up to 3.50%
Aviva Life and Annuity	Income Select Plus S Low-Band [MVA]	10	5.00	2.75	87.50	$1,205		up to 6.00%
Aviva Life and Annuity	Income Select Plus S High-Band [MVA]	10	5.00	2.75	87.50	$1,205		up to 6.00%
Aviva Life and Annuity	Income Select Plus Low-Band [MVA]	10	5.00	2.75	87.50	$1,205		up to 7.50%
Aviva Life and Annuity	Income Select Plus High-Band [MVA]	10	5.00	2.75	87.50	$1,205		up to 7.50%
Aviva Life & Annuity	MultiChoice Income Xtra Low-Band [MVA]	10	8.00	1.00	100.00	$1,193		up to 7.00%
Aviva Life & Annuity	MultiChoice Income Xtra High-Band [MVA]	10	8.00	1.00	100.00	$1,193		up to 7.00%
Aviva Life and Annuity	Income Select Bonus Low-Band [MVA]	10	8.00	1.00	100.00	$1,193		up to 7.00%
Aviva Life and Annuity	Income Select Bonus High-Band [MVA]	10	8.00	1.00	100.00	$1,193		up to 7.00%
Aviva Life & Annuity	MultiChoice Income Plus S Low-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 6.00%
Aviva Life & Annuity	MultiChoice Income Plus S High-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 6.00%
Aviva Life & Annuity	MultiChoice Income Plus Low-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 7.50%
Aviva Life & Annuity	MultiChoice Income Plus High-Band [MVA]	10	5.00	1.00	100.00	$1,160		up to 7.50%
Amer. General Life Ins. Co.	Vision Maximizer [MVA]	10	5.00	2.00	90.00	$1,152		up to 8.00%
Aviva Life and Annuity	Income Select 10 Low-Band [MVA]	10		2.75	87.50	$1,148		up to 7.50%
Aviva Life and Annuity	Income Select 10 High-Band [MVA]	10		2.75	87.50	$1,148		up to 7.50%
Aviva Life and Annuity	Income Select Platinum Low-Band [MVA]	10		2.75	87.50	$1,148		up to 5.00%
Aviva Life and Annuity	Income Select Platinum High-Band [MVA]	10		2.75	87.50	$1,148		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark Reliance Extra [MVA]	10		1.20	100.00	$1,127		up to 7.00%
Amer. Natl. Ins. (Legacy)	BenchMark Reliance Extra 2 [MVA]	10		1.20	100.00	$1,127		up to 6.30%
Amer. Natl. Ins. (Legacy)	BenchMark Reliance Extra 4 [MVA]	10		1.20	100.00	$1,127		up to 5.60%
Amer. Natl. Ins. (Legacy)	BenchMark Reliance Extra 6 [MVA]	10		1.20	100.00	$1,127		up to 4.90%
Amer. Natl. Ins. (Legacy)	BenchMark Reliance Extra 8 [MVA]	10		1.20	100.00	$1,127		up to 3.70%
Allianz Life	MasterDex 5 Plus Annuity [MVA, LOAN]	10	3.00-5.00	2.00	87.50	$1,120		up to 8.00%
Allianz Life	MasterDex 10 [LOAN]	10	10.00	1.50	87.50	$1,117		up to 9.00%
Aviva Life & Annuity	MultiChoice Income Elite Low-Band [MVA]	10		1.00	100.00	$1,105		up to 5.00%
Aviva Life & Annuity	MultiChoice Income Elite High-Band [MVA]	10		1.00	100.00	$1,105		up to 5.00%
American National Ins. Co.	ANICO Strategy Indexed Annuity 10	10		1.00	100.00	$1,105
Aviva Life & Annuity	MultiChoice Income Ten Low-Band [MVA]	10		1.00	100.00	$1,105		up to 7.50%
Aviva Life & Annuity	MultiChoice Income Ten High-Band [MVA]	10		1.00	100.00	$1,105		up to 7.50%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten Plus Low-Band [MVA]	10	6.00	1.75	87.50	$1,103		up to 7.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten Plus High-Band [MVA]	10	6.00	1.75	87.50	$1,103		up to 7.00%
ING USA Annuity and Life	ING Secure Index Outlook Annuity Low-Band	10	3.00	2.00	87.50	$1,099		up to 6.00%
ING USA Annuity and Life	ING Secure Index Outlook Annuity High-Band	10	3.00	2.00	87.50	$1,099		up to 6.00%
North American Company	North American Paramount Choice Ten [MVA, LOAN]	10	10.00	1.10	87.50	$1,074		up to 6.50%
Allianz Life	Endurance Plus [LOAN]	10		1.50	90.00	$1,044		up to 8.00%
OM Financial (Legacy)	AdvanceMark	10	8.00	1.00	87.50	$1,044		up to 8.00%
Aviva Life & Annuity	MultiChoice Xtra (S) Low-Band [MVA]	10	8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life & Annuity	MultiChoice Xtra (S) High-Band [MVA]	10	8.00	1.00	87.50	$1,044		up to 7.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten SE 8 Low-Band [MVA]	10	8.00	1.00	87.50	$1,044		up to 7.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten SE 8 High-Band [MVA]	10	8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life & Annuity	MultiChoice Xtra Low-Band [MVA]	10	8.00	1.00	87.50	$1,044		up to 7.00%
Aviva Life & Annuity	MultiChoice Xtra High-Band [MVA]	10	8.00	1.00	87.50	$1,044		up to 7.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten Low-Band [MVA]	10		1.75	87.50	$1,041		up to 8.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten High-Band [MVA]	10		1.75	87.50	$1,041		up to 8.00%
North American Company	Precision 10 [TSA, MVA, LOAN]	10	5.00	1.10	87.50	$1,025		up to 7.50%
North American Company	North American Prizm Plus 10 [TSA, MVA, LOAN]	10	5.00	1.10	87.50	$1,025		up to 7.50%
ROP Feature
Forethought Financial	Guaranteed Destinations Low-Band	10	5.00	1.00	87.50	$1,015		up to 5.00%
ROP Feature
Forethought Financial	Guaranteed Destinations Mid-Band	10	5.00	1.00	87.50	$1,015		up to 5.00%
ROP Feature
Forethought Financial	Guaranteed Destinations High-Band	10	5.00	1.00	87.50	$1,015		up to 5.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten SE 5 Low-Band [TSA, MVA]	10	5.00	1.00	87.50	$1,015		up to 7.50%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten SE 5 High-Band [TSA, MVA]	10	5.00	1.00	87.50	$1,015		up to 7.50%
OM Financial Life Ins. Co.	OM Index-Escalator 10	10	1.00	1.00	87.50	$ 976		up to 6.50%
North American Company	Freedom Choice (5%) 10 Low-Band [TSA, MVA, LOAN]	10		1.10	87.50	$ 976		up to 5.50%
North American Company	Freedom Choice (5%) 10 High-Band [TSA, MVA, LOAN]	10		1.10	87.50	$ 976		up to 5.50%
North American Company	Freedom Choice 10 Low-Band [TSA, MVA, LOAN]	10		1.10	87.50	$ 976		up to 5.50%
North American Company	Freedom Choice 10 High-Band [TSA, MVA, LOAN]	10		1.10	87.50	$ 976		up to 5.50%
EquiTrust Life Ins. Co.	Market Value Index [MVA]	10		1.00	87.50	$ 967		up to 6.50%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten SE Low-Band [TSA, MVA]	10		1.00	87.50	$ 967		up to 8.00%
Amer. Natl. Ins. (Legacy)	BenchMark 500SM Ten SE High-Band [TSA, MVA]	10		1.00	87.50	$ 967		up to 8.00%
Aviva Life & Annuity	MultiChoice Advantage Low-Band [MVA]	10		1.00	87.50	$ 967	08/06/10	up to 7.50%
Aviva Life & Annuity	MultiChoice Advantage High-Band [MVA]	10		1.00	87.50	$ 967	08/06/10	up to 7.50%
Aviva Life & Annuity	MultiChoice Ten Low-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Aviva Life & Annuity	MultiChoice Ten High-Band [MVA]	10		1.00	87.50	$ 967		up to 7.50%
Aviva Life and Annuity	Income Preferred Ten Low-Band	10		1.00	87.50	$ 967		up to 7.50%
Aviva Life and Annuity	Income Preferred Ten High-Band	10		1.00	87.50	$ 967		up to 7.50%
Aviva Life and Annuity	Income Preferred Ultra Low-Band	10		1.00	87.50	$ 967	08/06/10	up to 7.50%
Aviva Life and Annuity	Income Preferred Ultra High-Band	10		1.00	87.50	$ 967	08/06/10	up to 7.50%
Investors Ins. (Legacy)	MarkOneSE [LOAN]	10						up to 7.00%
Amer. Equity Investment Life Ins. Co.	Benefit Gold (ICC10 IDX 110*)	10	5.00	2.25	87.50			up to 5.25%
Amer. Equity Investment Life Ins. Co.	Millenium Platinum (Index-6-05)	10		3.00	87.50
Amer. Equity Investment Life Ins. Co.	Retirement Gold (RG-FIA-09)	10	6.00	2.25	87.50			up to 5.25%
North American Company	Pillar [LOAN]	10	5.00					up to 6.50%
Amer. Equity Investment Life Ins. Co.	10/10 Gold (Index 6-05)	10	1.20	3.00	87.50			up to 6.00%
Amer. Equity Investment Life Ins. Co.	Advantage Gold	10	5.00	3.00	84.00
Surrender Charges Last 12 Years
Lincoln Financial Group	Lincoln OptiPoint 12 High-Band [MVA]	12	5.00	2.00	100.00	$1,332		up to 4.00%
Great Amer. Life Ins. Co.	American Valor II [LOAN]	12	3.00-5.00	1.00-2.00	100.00	$1,332		up to 6.00%
Lincoln Financial Group	Lincoln OptiPoint 12 Low-Band [MVA]	12	4.00	2.00	100.00	$1,319		up to 4.00%
Amer. General Life Ins. Co.	AG HorizonIndex Annuity 12 [MVA]	12	5.00	2.00	90.00	$1,198		up to 8.00%
OM Financial (Legacy)	AmeriMark Freedom	12		1.00	87.50	$ 986		up to 9.00%
National Western Life	Liberty Challenge [LOAN]	12	2.00					up to 9.00%
Amer. Equity Investment Life Ins. Co.	Income Gold (Index 3-07)	12	5.00	3.00	87.50			up to 5.63%
Amer. Equity Investment Life Ins. Co.	Bonus 5 (INDEX-3-07-WA)	12	3.00-5.00					up to 6.00%
Surrender Charges Last 14 Years
National Western Life	NWL Ultra Benefit [LOAN]	14	4.00-5.00	1.50	87.50	$1,132		up to 8.00%
North American Company	Precision 14 [TSA, MVA, LOAN]	14	10.00	1.10	87.50	$1,122		up to 7.50%
North American Company	North American Prizm Plus 14 [TSA, MVA, LOAN]	14	10.00	1.10	87.50	$1,122		up to 7.50%
EquiTrust Life Ins. Co.	Market Power Bonus Index [MVA]	14	10.00	1.00	87.50	$1,106		up to 8.50%
EquiTrust Life Ins. Co.	MarketTwelve Bonus [MVA]	14	6.00	1.00	87.50	$1,066		up to 9.00%
North American Company	Freedom Choice 14 Low-Band [TSA, MVA, LOAN]	14		1.10	87.50	$1,020		up to 5.50%
North American Company	Freedom Choice 14 High-Band [TSA, MVA, LOAN]	14		1.10	87.50	$1,020		up to 5.50%
North American Company	Freedom Choice (5%) 14 Low-Band [TSA, MVA, LOAN]	14		1.10	87.50	$1,020		up to 5.50%
North American Company	Freedom Choice (5%) 14 High-Band [TSA, MVA, LOAN]	14		1.10	87.50	$1,020		up to 5.50%
Amer. Equity Investment Life Ins. Co.	Retirement Gold (02-09)	14	5.00-10.00	2.25	87.50			up to 6.00%
Surrender Charges Last 15 Years
National Western Life	Liberty Champion [LOAN]	15	5.00					up to 9.25%
Surrender Charges Last 16 Years
Amer. Equity Investment Life Ins. Co.	Bonus Gold (Index 1-07)	16	10.00	3.00	84.00			up to 6.00%
Surrender Charges Last 17 Years
Amer. Equity Investment Life Ins. Co.	Bonus Gold (Index-1-05 & Index-7-05-OK)	17	10.00	3.00	84.00			up to 8.20%

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