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Encore Annuity and Life FIXED-INDEXED ANNUITIES BY ACCOUNT

 
 
 
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Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Allianz Life
Allianz Pro V1
NEW!
Allianz Pro V1
Fixed
Fixed 5
Years 		  03/02/10 2.85% 1-Yr Fixed 0-75: 3.25
76-80: 2.00
81-UP: 1.00
Min Rates:
Allianz Pro V1
Barclay's Capital
LB Invt Grade Corp Bond Point to Point 5
Years 		  03/02/10   1.30   0-75: 3.25
76-80: 2.00
81-UP: 1.00
Annual None Min Rates:   6.00  
Endurance 10
Endurance 10
Fixed Account
Fixed 7
Years 		  03/02/10 2.50% 1-Yr Fixed 0-75: 5.00+
76-80: 2.50+
Min Rates: 1.50
Endurance 10
1 Year S&P 500 Monthly Average Spread
S&P 500 Point to Point 7
Years 		  03/02/10   5.00   0-75: 5.00+
76-80: 2.50+
Annual Monthly Min Rates: 100 8.00  
Endurance 10
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 7
Years 		  03/02/10     2.50 0-75: 5.00+
76-80: 2.50+
Annual Monthly Sum Min Rates: 100 0.00 1.25
Endurance 10
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 7
Years 		  03/02/10     5.75 0-75: 5.00+
76-80: 2.50+
Annual None Min Rates: 100   3.00
Endurance 10
1 Year Nasdaq 100 Monthly Average Spread
Nasdaq 100 Point to Point 7
Years 		  03/02/10   8.00   0-75: 5.00+
76-80: 2.50+
Annual Monthly Min Rates: 100 8.00  
Endurance 10
1-Year Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 7
Years 		  03/02/10     5.50 0-75: 5.00+
76-80: 2.50+
Annual None Min Rates: 100   3.00
Endurance 10
1-Year Nasdaq 100 Monthly Point-to-Point
Nasdaq 100 Point to Point 7
Years 		  03/02/10     3.10 0-75: 5.00+
76-80: 2.50+
Annual Monthly Sum Min Rates: 100 0.00 1.25
Endurance 10
1-Year Blended Point-to-Point
Blended Indicies Point to Point 7
Years 		  03/02/10     6.25 0-75: 5.00+
76-80: 2.50+
Annual None Min Rates: 100   3.00
Endurance 10
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 7
Years 		  03/02/10   2.00   0-75: 5.00+
76-80: 2.50+
Annual Monthly Min Rates: 100 8.00  
Endurance 10
1-Year FTSE 100 Monthly Point-to-Point
FTSE 100 Point to Point 7
Years 		  03/02/10     2.50 0-75: 5.00+
76-80: 2.50+
Annual Monthly Sum Min Rates: 100   1.25
Endurance 10
1-Year FTSE 100 Point-to-Point
FTSE 100 Point to Point 7
Years 		  03/02/10     6.00 0-75: 5.00+
76-80: 2.50+
Annual None Min Rates:     3.00
Endurance 10
1 Year FTSE 100 Monthly Average Spread
FTSE 100 Point to Point 7
Years 		  03/02/10   4.00   0-75: 5.00+
76-80: 2.50+
Annual Monthly Min Rates: 100 8.00  
Endurance Elite
Endurance Elite
Fixed Account
Fixed 5
Years 		  03/02/10 2.50% 1-Yr Fixed 0-75: 5.00
76-80: 3.50
Min Rates: 0.50
Endurance Elite
1-Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 5
Years 		  03/02/10     2.50 0-75: 5.00
76-80: 3.50
Annual Monthly Sum Min Rates:     0.50
Endurance Elite
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 5
Years 		  03/02/10     5.75 0-75: 5.00
76-80: 3.50
Annual None Min Rates:     1.00
Endurance Elite
1-Year Blended Point-to-Point
Blended Indicies Point to Point 5
Years 		  03/02/10     6.25 0-75: 5.00
76-80: 3.50
Annual None Min Rates:     1.00
Endurance Elite
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 5
Years 		  03/02/10   2.00   0-75: 5.00
76-80: 3.50
Annual Monthly Min Rates:   12.00  
Endurance Elite
1-Year Euro STOXX 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 5
Years 		  03/02/10     6.00 0-75: 5.00
76-80: 3.50
Annual None Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Endurance Elite
1-Year Euro STOXX 50 Monthly Sum
DJ EuroStoxx 50 Point to Point 5
Years 		  03/02/10     2.50 0-75: 5.00
76-80: 3.50
Annual Monthly Sum Min Rates:     0.50
Endurance Elite
1-Year Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 5
Years 		  03/02/10     5.50 0-75: 5.00
76-80: 3.50
Annual None Min Rates:     1.00
Endurance Elite
1-Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 5
Years 		  03/02/10     3.10 0-75: 5.00
76-80: 3.50
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
Endurance Plus
Fixed Account
Fixed 10
Years 		  03/02/10 2.50% 1-Yr Fixed 0-75: 8.00+
76-80: 5.00+
Min Rates: 1.00
Endurance Plus
S&P 500 Monthly Sum
S&P 500 Point to Point 10
Years 		  03/02/10     2.30 0-75: 8.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years 		  03/02/10     5.75 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Endurance Plus
Blended Point-to-Point
Blended Indicies Point to Point 10
Years 		  03/02/10     6.00 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates:     3.00
Endurance Plus
Blended Monthly Average
Blended Indicies Point to Point 10
Years 		  03/02/10   2.00   0-75: 8.00+
76-80: 5.00+
Annual Monthly Min Rates:   12.00  
Endurance Plus
FTSE 100 Point-to-Point
FTSE 100 Point to Point 10
Years 		  03/02/10     6.00 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Endurance Plus
FTSE 100 Monthly Sum
FTSE 100 Point to Point 10
Years 		  03/02/10     2.50 0-75: 8.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
Endurance Plus
Nasdaq 100 Point-to-Point
Nasdaq 100 Point to Point 10
Years 		  03/02/10     5.25 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates:     1.00
Endurance Plus
Nasdaq 100 Monthly Sum
Nasdaq 100 Point to Point 10
Years 		  03/02/10     2.90 0-75: 8.00+
76-80: 5.00+
Annual Monthly Sum Min Rates:     0.50
MasterDex 10
MasterDex 10
Fixed Account
Fixed 10
Years 		10.00 03/02/10 3.00% 1-Yr Fixed 0-75: 9.00+
76-85: 7.00+
None Min Rates: 1.50
MasterDex 10
1-Year SP 500 Monthly Point to Point
S&P 500 Point to Point 10
Years 		10.00 03/02/10     3.10 0-75: 9.00+
76-85: 7.00+
Annual Monthly Sum Min Rates: 100   1.00
MasterDex 10
1-Year Nasdaq-100 Monthly Point to Point
Nasdaq 100 Point to Point 10
Years 		10.00 03/02/10     3.10 0-75: 9.00+
76-85: 7.00+
Annual Monthly Sum Min Rates: 100   1.00
MasterDex 10 Plus Annuity
MasterDex 10 Plus Annuity
Fixed
Fixed 10
Years 		10.00 03/02/10 3.00% 1-Yr Fixed 0-75: 8.00+
76-80: 5.00+
Min Rates: 1.50
MasterDex 10 Plus Annuity
1 Year FTSE 100 Monthly Cap
FTSE 100 Point to Point 10
Years 		10.00 03/02/10     2.90 0-75: 8.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years 		10.00 03/02/10     7.50 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years 		10.00 03/02/10     7.75 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years 		10.00 03/02/10   2.00   0-75: 8.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MasterDex 10 Plus Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		10.00 03/02/10     3.00 0-75: 8.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 10 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		10.00 03/02/10     7.75 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates:     1.00
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years 		10.00 03/02/10     7.00 0-75: 8.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 10
Years 		10.00 03/02/10     2.90 0-75: 8.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
MasterDex 5 Plus Annuity
Fixed Interest Option
Fixed 10
Years 		3.00
to 5.00 		03/02/10 2.15% 1-Yr Fixed 0-75: 8.00+
76-80: 6.00+
Min Rates: 2.00
MasterDex 5 Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years 		3.00
to 5.00 		03/02/10     2.20 0-75: 8.00+
76-80: 6.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		3.00
to 5.00 		03/02/10     5.50 0-75: 8.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years 		3.00
to 5.00 		03/02/10     5.75 0-75: 8.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years 		3.00
to 5.00 		03/02/10     2.40 0-75: 8.00+
76-80: 6.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex 5 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years 		3.00
to 5.00 		03/02/10     5.50 0-75: 8.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years 		3.00
to 5.00 		03/02/10   2.00   0-75: 8.00+
76-80: 6.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex 5 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years 		3.00
to 5.00 		03/02/10     5.00 0-75: 8.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex 5 Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years 		3.00
to 5.00 		03/02/10     2.20 0-75: 8.00+
76-80: 6.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
MasterDex Plus Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 7
Years 		  03/02/10     2.30 0-75: 7.00+
76-80: 6.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 7
Years 		  03/02/10     6.25 0-75: 7.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
Fixed Account
Fixed 7
Years 		  03/02/10 2.65% 1-Yr Fixed 0-75: 7.00+
76-80: 6.00+
Min Rates: 1.50
MasterDex Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 7
Years 		  03/02/10     5.75 0-75: 7.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
1 Year FTSE 100 Monthly Cap
FTSE 100 Point to Point 7
Years 		  03/02/10     2.30 0-75: 7.00+
76-80: 6.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 7
Years 		  03/02/10     6.00 0-75: 7.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 7
Years 		  03/02/10   2.00   0-75: 7.00+
76-80: 6.00+
Annual Monthly Min Rates: 100 12.00  
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
MasterDex Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 7
Years 		  03/02/10     5.50 0-75: 7.00+
76-80: 6.00+
Annual None Min Rates: 100   1.00
MasterDex Plus Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 7
Years 		  03/02/10     2.50 0-75: 7.00+
76-80: 6.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
10% Bonus and 8% Simple Income II Rider
MasterDex X Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		10.00 03/02/10     2.20 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		10.00 03/02/10     5.50 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Fixed
Fixed 10
Years 		10.00 03/02/10 2.15% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+
Min Rates: 1.50
MasterDex X Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years 		10.00 03/02/10     4.75 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 10
Years 		10.00 03/02/10     2.40 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
MasterDex X Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years 		10.00 03/02/10     5.50 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years 		10.00 03/02/10   2.00   0-75: 7.00+
76-80: 5.00+
Annual Monthly Min Rates: 100 12.00  
MasterDex X Annuity
1 Year Euro STOXX 50 Point-to-Point Cap
DJ EuroStoxx 50 Point to Point 10
Years 		10.00 03/02/10     5.00 0-75: 7.00+
76-80: 5.00+
Annual None Min Rates: 100   1.00
MasterDex X Annuity
1 Year Euro STOXX 50 Monthly Cap
DJ EuroStoxx 50 Point to Point 10
Years 		10.00 03/02/10     2.20 0-75: 7.00+
76-80: 5.00+
Annual Monthly Sum Min Rates: 100   0.50
American Equity Investment Life Insurance Company
10/10 Gold (Index 6-05)
10/10 Gold (Index 6-05)
Fixed
Fixed 10
Years 		1.20 11/04/09 3.10% 1-Yr Fixed 0-75: 6.00+
76-UP: 4.50+
Annual Min Rates: 3.00
10/10 Gold (Index 6-05)
1-Year S&P 500 Monthly Average PR
S&P 500 Point to Point 10
Years 		1.20 11/04/09 35     0-75: 6.00+
76-UP: 4.50+
Annual Monthly Min Rates: 25 0.00 100.00
10/10 Gold (Index 6-05)
1-Year S&P 500 Point-to-Point PR
S&P 500 Point to Point 10
Years 		1.20 11/04/09 25     0-75: 6.00+
76-UP: 4.50+
Annual None Min Rates: 25 0.00 100.00
10/10 Gold (Index 6-05)
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years 		1.20 11/04/09     2.60 0-75: 6.00+
76-UP: 4.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
10/10 Gold (Index 6-05)
1-Year Lehman Bros. US Aggregate Point-to-Point
LB US Aggregate Bond Point to Point 10
Years 		1.20 11/04/09     4.00 0-75: 6.00+
76-UP: 4.50+
Annual None Min Rates: 100 0.00 4.00
Advantage Gold
Advantage Gold
Traditional Fixed Value
Fixed 10
Years 		5.00 11/04/09 3.00% 1-Yr Fixed
Min Rates: 1.00
Advantage Gold
1 Year Lehman Brothers U.S. Aggregate Point-to-Point
LB US Aggregate Bond Point to Point 10
Years 		5.00 11/04/09     4.00
Annual None Min Rates: 100   4.00
Advantage Gold
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years 		5.00 11/04/09 30    
Annual Monthly Min Rates: 25    
Advantage Gold
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years 		5.00 11/04/09     6.00
Annual Monthly Min Rates: 100   4.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Advantage Gold
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years 		5.00 11/04/09 25    
Annual None Min Rates: 25    
Advantage Gold
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		5.00 11/04/09     6.00
Annual None Min Rates: 100   4.00
Advantage Gold
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years 		5.00 11/04/09     2.40
Annual Monthly Sum Min Rates: 100   1.00
Bonus 5 (INDEX-3-07-WA)
Bonus 5 (INDEX-3-07-WA)
S&P 500 Monthly Average w/ PR
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		11/04/09 35     0-57: 6.00+
58-80: 4.00+
Annual Monthly Min Rates: 25    
Bonus 5 (INDEX-3-07-WA)
S&P 500 Monthly Average w/ CAP
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		11/04/09     6.50 0-57: 6.00+
58-80: 4.00+
Annual Monthly Min Rates:     4.00
Bonus 5 (INDEX-3-07-WA)
S&P 500 Annual Point-to-Point w/ PR
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		11/04/09 25     0-57: 6.00+
58-80: 4.00+
Annual None Min Rates: 25    
Bonus 5 (INDEX-3-07-WA)
S&P 500 Annual Point-to-Point w/ CAP
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		11/04/09     6.50 0-57: 6.00+
58-80: 4.00+
Annual None Min Rates:     4.00
Bonus 5 (INDEX-3-07-WA)
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		11/04/09     2.60 0-57: 6.00+
58-80: 4.00+
Annual Monthly Sum Min Rates:     1.00
Bonus 5 (INDEX-3-07-WA)
Fixed
Fixed 12
Years 		3.00
to 5.00 		11/04/09 3.10% 1-Yr Fixed 0-57: 6.00+
58-80: 4.00+
Min Rates:
Bonus Gold (Index 1-07)
Bonus Gold (Index 1-07)
Fixed Value
Fixed 16
Years 		10.00 11/04/09 3.10% 1-Yr Fixed 0-75: 6.00+
76-80: 4.50+
Annual Min Rates: 1.00
Bonus Gold (Index 1-07)
1-Year S&P 500 Point-to-Point PR
S&P 500 Point to Point 16
Years 		10.00 11/04/09 25     0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 25 0.00 0.00
Bonus Gold (Index 1-07)
1-Year S&P 500 Monthly Average PR
S&P 500 Point to Point 16
Years 		10.00 11/04/09 35     0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 25 0.00  
Bonus Gold (Index 1-07)
1-Year S&P 500 Monthly Average Cap
S&P 500 Point to Point 16
Years 		10.00 11/04/09     6.50 0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 16
Years 		10.00 11/04/09     6.50 0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 4.00
Bonus Gold (Index 1-07)
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 16
Years 		10.00 11/04/09     2.60 0-75: 6.00+
76-80: 4.50+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Bonus Gold (Index 1-07)
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 16
Years 		10.00 11/04/09     6.50 0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 4.00
Bonus Gold (Index 1-07)
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 16
Years 		10.00 11/04/09     6.50 0-75: 6.00+
76-80: 4.50+
Annual Monthly Min Rates: 100 0.00 4.00
Bonus Gold (Index 1-07)
1-Year Lehman U.S. Aggregate Point-to-Point
LB US Aggregate Bond Point to Point 16
Years 		10.00 11/04/09     4.00 0-75: 6.00+
76-80: 4.50+
Annual None Min Rates: 100 0.00 4.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
Bonus Gold (Index-1-05 & Index-7-05-OK)
Fixed
Fixed 17
Years 		10.00 11/04/09 3.10% 1-Yr Fixed 0-75: 8.20+
76-80: 6.15+
Min Rates: 1.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
S&P 500 Monthly Average w/ PR
S&P 500 Point to Point 17
Years 		10.00 11/04/09 35     0-75: 8.20+
76-80: 6.15+
Annual Monthly Min Rates: 25    
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Bonus Gold (Index-1-05 & Index-7-05-OK)
S&P 500 Monthly Average w/ CAP
S&P 500 Point to Point 17
Years 		10.00 11/04/09     6.50 0-75: 8.20+
76-80: 6.15+
Annual Monthly Min Rates:     4.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
S&P 500 Annual Point-to-Point w/ PR
S&P 500 Point to Point 17
Years 		10.00 11/04/09 25     0-75: 8.20+
76-80: 6.15+
Annual None Min Rates: 25    
Bonus Gold (Index-1-05 & Index-7-05-OK)
S&P 500 Annual Point-to-Point w/ CAP
S&P 500 Point to Point 17
Years 		10.00 11/04/09     6.50 0-75: 8.20+
76-80: 6.15+
Annual None Min Rates:     4.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 17
Years 		10.00 11/04/09     2.60 0-75: 8.20+
76-80: 6.15+
Annual Monthly Sum Min Rates:     1.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
Lehman Brothers U.S. Aggregate Annual Point-to-Point
LB US Aggregate Bond Point to Point 17
Years 		10.00 11/04/09     4.00 0-75: 8.20+
76-80: 6.15+
Annual None Min Rates:     4.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
Dow Jones Annual Monthly Average
DJIA Point to Point 17
Years 		10.00 11/04/09     6.50 0-75: 8.20+
76-80: 6.15+
Annual Monthly Min Rates:     4.00
Bonus Gold (Index-1-05 & Index-7-05-OK)
Dow Jones Annual Point-to-Point
DJIA Point to Point 17
Years 		10.00 11/04/09     6.50 0-75: 8.20+
76-80: 6.15+
Annual None Min Rates:     4.00
Income Gold (Index 3-07)
Income Gold (Index 3-07)
Fixed Account
Fixed 12
Years 		5.00 11/04/09 3.10% 1-Yr Fixed 0-75: 5.63+
76-80: 4.22+
Min Rates: 1.00
Income Gold (Index 3-07)
1-Year S&P 500 Point-to-Point PR
S&P 500 Point to Point 12
Years 		5.00 11/04/09 25     0-75: 5.63+
76-80: 4.22+
Annual None Min Rates: 20 0.00  
Income Gold (Index 3-07)
1-Year S&P 500 Monthly Point-to-Point Cap
S&P 500 Point to Point 12
Years 		5.00 11/04/09     2.60 0-75: 5.63+
76-80: 4.22+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Income Gold (Index 3-07)
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 12
Years 		5.00 11/04/09     6.50 0-75: 5.63+
76-80: 4.22+
Annual None Min Rates: 100 0.00 4.00
Income Gold (Index 3-07)
1-Year S&P 500 Monthly Average PR
S&P 500 Point to Point 12
Years 		5.00 11/04/09 35     0-75: 5.63+
76-80: 4.22+
Annual Monthly Min Rates: 25 0.00  
Income Gold (Index 3-07)
1-Year S&P 500 Monthly Average Cap
S&P 500 Point to Point 12
Years 		5.00 11/04/09     6.50 0-75: 5.63+
76-80: 4.22+
Annual Monthly Min Rates: 100 0.00 4.00
Income Gold (Index 3-07)
1-Year Lehman U.S. Aggregate Point-to-Point Cap
LB US Aggregate Bond Point to Point 12
Years 		5.00 11/04/09     4.00 0-75: 5.63+
76-80: 4.22+
Annual None Min Rates: 100 0.00 4.00
Income Gold (Index 3-07)
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 12
Years 		5.00 11/04/09     6.50 0-75: 5.63+
76-80: 4.22+
Annual Monthly Min Rates: 100 0.00 4.00
Income Gold (Index 3-07)
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 12
Years 		5.00 11/04/09     6.50 0-75: 5.63+
76-80: 4.22+
Annual None Min Rates: 100 0.00 4.00
Integrity Gold (Index 5-07)
Integrity Gold (Index 5-07)
Fixed
Fixed 6
Years 		  11/04/09 3.10% 1-Yr Fixed 0-75: 4.13+
76-80: 3.09+
Annual Min Rates: 3.00
Integrity Gold (Index 5-07)
1-Year Lehman U.S. Aggregate Point-to-Point
LB US Aggregate Bond Point to Point 6
Years 		  11/04/09     4.00 0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 100 0.00 4.00
Integrity Gold (Index 5-07)
1-Year S&P 500 Monthly Average PR
S&P 500 Point to Point 6
Years 		  11/04/09 35     0-75: 4.13+
76-80: 3.09+
Annual Monthly Min Rates: 25 0.00 0.00
Integrity Gold (Index 5-07)
1-Year S&P 500 Monthly Average Cap
S&P 500 Point to Point 6
Years 		  11/04/09     6.50 0-75: 4.13+
76-80: 3.09+
Annual Monthly Min Rates: 100 0.00 4.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Integrity Gold (Index 5-07)
1-Year S&P 500 Point-to-Point PR
S&P 500 Point to Point 6
Years 		  11/04/09 25     0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 25 0.00  
Integrity Gold (Index 5-07)
1-Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 6
Years 		  11/04/09     6.50 0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 100 0.00 4.00
Integrity Gold (Index 5-07)
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 6
Years 		  11/04/09     2.60 0-75: 4.13+
76-80: 3.09+
Annual Monthly Sum Min Rates: 100 0.00 1.00
Integrity Gold (Index 5-07)
1-Year Dow Jones Monthly Average Cap
DJIA Point to Point 6
Years 		  11/04/09     6.50 0-75: 4.13+
76-80: 3.09+
Annual Monthly Min Rates: 100 0.00 4.00
Integrity Gold (Index 5-07)
1-Year Dow Jones Point-to-Point Cap
DJIA Point to Point 6
Years 		  11/04/09     6.50 0-75: 4.13+
76-80: 3.09+
Annual None Min Rates: 100 0.00 4.00
Millenium Platinum (Index-6-05)
Millenium Platinum (Index-6-05)
Fixed
Fixed 10
Years 		  11/04/09 3.10% 1-Yr Fixed
Min Rates: 3.00
Millenium Platinum (Index-6-05)
S&P 500 Monthly Average w/ PR
S&P 500 Point to Point 10
Years 		  11/04/09 35    
Annual Monthly Min Rates: 25    
Millenium Platinum (Index-6-05)
S&P 500 Annual Point-to-Point w/ PR
S&P 500 Point to Point 10
Years 		  11/04/09 25    
Annual None Min Rates: 25    
Millenium Platinum (Index-6-05)
S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years 		  11/04/09     2.60
Annual Monthly Sum Min Rates:     1.00
Millenium Platinum (Index-6-05)
Lehman Bros. U.S. Treasury Annual Point-to-Point
Lehman Brothers U.S. Treasury Point to Point 10
Years 		  11/04/09     4.00
Annual None Min Rates:     4.00
Retirement Gold (02-09)
Retirement Gold (02-09)
Fixed
Fixed 14
Years 		5.00
to 10.00 		11/04/09 2.90% 1-Yr Fixed 0-78: 6.00+
Min Rates:
Retirement Gold (02-09)
S&P 500 Monthly Average w/ Participation
S&P 500 Point to Point 14
Years 		5.00
to 10.00 		11/04/09 30     0-78: 6.00+
Annual None Min Rates: 25    
Retirement Gold (02-09)
S&P 500 Monthly Average w/ Cap
S&P 500 Point to Point 14
Years 		5.00
to 10.00 		11/04/09     6.00 0-78: 6.00+
Annual Monthly Min Rates:     4.00
Retirement Gold (02-09)
S&P 500 Point-to-Point w/ Participation
S&P 500 Point to Point 14
Years 		5.00
to 10.00 		11/04/09 25     0-78: 6.00+
Annual None Min Rates: 25    
Retirement Gold (02-09)
S&P 500 Point-to-Point w/ Cap
S&P 500 Point to Point 14
Years 		5.00
to 10.00 		11/04/09     6.00 0-78: 6.00+
Annual None Min Rates:     6.50
Retirement Gold (02-09)
S&P 500 Monthly Cap
S&P 500 Point to Point 14
Years 		5.00
to 10.00 		11/04/09     2.40 0-78: 6.00+
Annual Monthly Sum Min Rates:     1.00
Retirement Gold (RG-FIA-09)
Retirement Gold (RG-FIA-09)
Fixed
Fixed 10
Years 		6.00 11/04/09 2.90% 1-Yr Fixed 0-78: 5.25+
Min Rates:
Retirement Gold (RG-FIA-09)
S&P 500 Monthly Average w/ Participation
S&P 500 Point to Point 10
Years 		6.00 11/04/09 30     0-78: 5.25+
Annual Monthly Min Rates: 25    
Retirement Gold (RG-FIA-09)
S&P500 Monthly Average w/ Cap
S&P 500 Point to Point 10
Years 		6.00 11/04/09     6.00 0-78: 5.25+
Annual Monthly Min Rates:     4.00
Retirement Gold (RG-FIA-09)
S&P 500 Point-to-Point w/ Participation
S&P 500 Point to Point 10
Years 		6.00 11/04/09 25     0-78: 5.25+
Annual None Min Rates: 25    
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Retirement Gold (RG-FIA-09)
S&P500 Point-to-Point w/ Cap
S&P 500 Point to Point 10
Years 		6.00 11/04/09     6.00 0-78: 5.25+
Annual None Min Rates:     6.50
Retirement Gold (RG-FIA-09)
S&P500 Monthly Cap
S&P 500 Point to Point 10
Years 		6.00 11/04/09     2.40 0-78: 5.25+
Annual Monthly Sum Min Rates:     1.00
American General Life Insurance Company
AG Global 6 Index Annuity
AG Global 6 Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 6
Years 		  03/05/10 35   100.00 0-75: 5.00
76-80: 4.50
81-85: 4.25
Annual None Min Rates: 30    
AG Global 6 Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 6
Years 		  03/05/10     1.90 0-75: 5.00
76-80: 4.50
81-85: 4.25
Annual Monthly Sum Min Rates: 100   1.00
AG Global 6 Index Annuity
Fixed Interest Account
Fixed 6
Years 		  03/05/10 2.35% 1-Yr Fixed 0-75: 5.00
76-80: 4.50
81-85: 4.25
Min Rates: 2.00
AG Global 6 Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 6
Years 		  03/05/10     5.75 0-75: 5.00
76-80: 4.50
81-85: 4.25
Annual None Min Rates: 100   3.00
AG Global 8 Index Annuity
AG Global 8 Index Annuity
Fixed Interest Account
Fixed 8
Years 		  03/05/10 2.70% 1-Yr Fixed 0-75: 6.00
76-80: 4.75
Min Rates: 2.00
AG Global 8 Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 8
Years 		  03/05/10 35   100.00 0-75: 6.00
76-80: 4.75
Annual None Min Rates: 30   2.00
AG Global 8 Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 8
Years 		  03/05/10     1.90 0-75: 6.00
76-80: 4.75
Annual Monthly Sum Min Rates: 100   1.00
AG Global 8 Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 8
Years 		  03/05/10     6.25 0-75: 6.00
76-80: 4.75
Annual None Min Rates: 100   3.00
AG Global Bonus Index Annuity
AG Global Bonus Index Annuity
Fixed Interest Account
Fixed 10
Years 		5.00 03/05/10 2.60% 1-Yr Fixed 0-75: 7.00
76-80: 4.50
Min Rates: 2.00
AG Global Bonus Index Annuity
Global Multiple Index Account with Cap
Blended Indicies Point to Point 10
Years 		5.00 03/05/10     5.75 0-75: 7.00
76-80: 4.50
Annual None Min Rates: 100   2.00
AG Global Bonus Index Annuity
Annual Point-to-Point Account with Participation Rate
S&P 500 Point to Point 10
Years 		5.00 03/05/10 35   100.00 0-75: 7.00
76-80: 4.50
Annual None Min Rates: 40   2.00
AG Global Bonus Index Annuity
Monthly Additive Account with Cap
S&P 500 Point to Point 10
Years 		5.00 03/05/10     1.90 0-75: 7.00
76-80: 4.50
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 12
AG HorizonIndex Annuity 12
Monthly Additive Account with Cap
S&P 500 Point to Point 12
Years 		5.00 03/05/10     2.20 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 12
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 12
Years 		5.00 03/05/10     14.00 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Biennial None Min Rates: 100   5.00
AG HorizonIndex Annuity 12
Fixed Interest Account
Fixed 12
Years 		5.00 03/05/10 2.80% 6 Yrs Fixed 0-75: 8.00+
76-80: 4.00+
81-85: 2.50+
Min Rates: 2.00
AG HorizonIndex Annuity 9
AG HorizonIndex Annuity 9
Fixed Interest Account
Fixed 9
Years 		4.00 03/05/10 2.65% 6 Yrs Fixed 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Min Rates: 2.00
AG HorizonIndex Annuity 9
Monthly Additive Account with Cap
S&P 500 Point to Point 9
Years 		4.00 03/05/10 100   2.20 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Annual Monthly Sum Min Rates: 100   1.00
AG HorizonIndex Annuity 9
2-Year Point-to-Point Account with Cap
S&P 500 Point to Point 9
Years 		4.00 03/05/10 100   14.00 0-75: 6.00+
76-80: 3.50+
81-85: 2.00+
Biennial None Min Rates: 100   5.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Vision Maximizer
Vision Maximizer
Monthly Average Account with Index Spread
S&P 500 Point to Point 10
Years 		5.00 03/05/10   4.00   0-75: 8.00+
Annual Monthly Min Rates: 30 8.00  
Vision Maximizer
Annual Point-to-Point Account with Cap
S&P 500 Point to Point 10
Years 		5.00 03/05/10     6.00 0-75: 8.00+
Annual None Min Rates: 30   2.00
Vision Maximizer
Annual Point-to-Point Account with Adjustable Participation
S&P 500 Point to Point 10
Years 		5.00 03/05/10 35     0-75: 8.00+
Annual None Min Rates: 30    
Vision Maximizer
Fixed Interest Account
Fixed 10
Years 		5.00 03/05/10 2.65% 5 Yrs Fixed 0-75: 8.00+
Min Rates: 2.00
VisionAdvantage 5
VisionAdvantage 5
Fixed Interest Account
Fixed 5
Years 		  03/05/10 2.10% 1-Yr Fixed 0-75: 5.00
76-85: 4.00
Min Rates: 2.00
VisionAdvantage 5
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 5
Years 		  03/05/10 100   5.00 0-75: 5.00
76-85: 4.00
Annual None Min Rates: 30   2.00
VisionAdvantage 5
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 5
Years 		  03/05/10 80   5.50 0-75: 5.00
76-85: 4.00
Annual None Min Rates: 30   2.00
VisionAdvantage 5
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 5
Years 		  03/05/10 30     0-75: 5.00
76-85: 4.00
Annual None Min Rates: 30   2.00
VisionAdvantage 5
Monthly Average Account with Index Spread
S&P 500 Point to Point 5
Years 		  03/05/10   5.00   0-75: 5.00
76-85: 4.00
Annual Monthly Min Rates: 30   2.00
VisionAdvantage 7
VisionAdvantage 7
Fixed Interest Account
Fixed 7
Years 		  03/05/10 2.90% 1-Yr Fixed 0-75: 6.00
76-85: 5.00
Min Rates: 2.00
VisionAdvantage 7
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years 		  03/05/10 100   6.75 0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 7
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years 		  03/05/10 80   7.25 0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 7
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 7
Years 		  03/05/10 35     0-75: 6.00
76-85: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 7
Monthly Average Account with Index Spread
S&P 500 Point to Point 7
Years 		  03/05/10   4.00   0-75: 6.00
76-85: 5.00
Annual Monthly Min Rates: 30 8.00  
VisionAdvantage 9
VisionAdvantage 9
Fixed Interest Account
Fixed 9
Years 		  03/05/10 3.45% 1-Yr Fixed 0-75: 6.00
76-80: 5.00
Min Rates: 2.00
VisionAdvantage 9
Annual Point-to-Point Account with 100% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years 		  03/05/10 100   8.00 0-75: 6.00
76-80: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 9
Annual Point-to-Point Account with 80% Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years 		  03/05/10 80   8.50 0-75: 6.00
76-80: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 9
Annual Point-to-Point Account with Adjustable Participation Rate and an Index Cap
S&P 500 Point to Point 9
Years 		  03/05/10 40     0-75: 6.00
76-80: 5.00
Annual None Min Rates: 30   2.00
VisionAdvantage 9
Monthly Average Account with Index Spread
S&P 500 Point to Point 9
Years 		  03/05/10   4.00   0-75: 6.00
76-80: 5.00
Annual Monthly Min Rates: 30 8.00  
American National Insurance (Legacy)
BenchMark 500 Six
BenchMark 500 Six - Low
Guaranteed One Year
Fixed 6
Years 		  03/01/10 1.50% 1-Yr Fixed 0-75: 6.00+
76-80: 4.50+
81-85: 3.00+
Min Rates: 1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change