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Encore Annuity and Life FIXED ANNUITIES

 
 
 
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Showing 1-184 of 184    Print/Save
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 15 Years
American Equity Investment Life Insurance Company
Premier Eagle 10 (FPDA-7-08)
A- 1 11/04/09 3.10 0.00 3.10 3.00
to 10.00 		13.41 3.76 1.78 0-75: 6.00+
76-80: 4.50+
National Western Life
Confidence Flex 45 [MVA, LOAN]
A 1 03/12/10 3.20 0.00 3.20 4.00
to 5.00 		8.36 3.54 3.35 0-69: 9.00+
70-80: 8.75+
81-85: 5.75+
National Western Life
Confidence Flex 85 [MVA, LOAN]
A 1 03/12/10 3.00 0.00 3.00 5.00
to 8.00 		11.24 3.53 3.53 0-80: 7.00+
81-85: 4.00+
National Western Life
NWL Future Assurance [LOAN]
A 1 03/12/10 2.00 0.00 2.00 4.70
to 10.00 		12.20 2.65 2.65 0-75: 7.00+
76-80: 5.00+
Surrender Charges Last 14 Years
Now Accepting Annuity Agent Contracting!
North American Company
North American Flex III [MVA, LOAN]
A+ 1 02/23/10 3.25 0.00 3.25 10.00 13.58 3.96 2.79 0-75: 4.50+
National Western Life
NWL Benefit Assurance [LOAN]
A 1 03/12/10 2.00 0.00 2.00 4.00
to 5.00 		7.10 2.36 2.36 0-75: 10.00+
76-80: 8.00+
81-85: 5.50+
Surrender Charges Last 12 Years
American Equity Investment Life Insurance Company
FPDA-11 (MVA) [MVA]
A- 1 11/04/09 3.15 0.00 3.15 6.00 9.34 3.65 3.51 0-75: 3.75+
76-80: 2.81+
American Equity Investment Life Insurance Company
FPDA-10 (MVA) [MVA]
A- 1 11/04/09 3.15 0.00 3.15 2.00 5.21 3.32 3.18 0-75: 7.50+
76-80: 5.63+
Surrender Charges Last 10 Years
RBC Insurance
Value Master SPDA [MVA]
A 1 03/01/10 4.20 0.00 4.20     4.20 3.12 0-75: 8.50
76-80: 6.50
81-85: 5.50
National Western Life
NWL Prevail Seven [MVA, LOAN]
A 1 03/12/10 3.25 7.00 10.25     3.93 2.80 0-75: 5.75
76-85: 1.50
86-90: 1.20
American Equity Investment Life Insurance Company
Premier Eagle 12 (FRG-09)
A- 1 11/04/09 2.90 0.00 2.90 10.00 13.19 3.89 2.16 0-78: 6.00+
Investors Insurance (Legacy)
RateMark 1
A- 1 03/01/10 3.75 0.00 3.75     3.75 1.27 0-80: 2.25
81-85: 1.13
National Western Life
NWL Accumulator Five [LOAN]
A 1 03/12/10 3.25 5.00 8.25     3.74 2.61 0-75: 7.00+
76-90: 3.20+
Now Accepting Annuity Agent Contracting!
North American Company
North American Flex II [MVA, LOAN]
A+ 1 02/23/10 3.20 0.00 3.20 5.00 8.36 3.70 2.62 0-75: 4.50+
76-79: 3.38+
American National Insurance Company
Palladium Ultra 7
A 1 03/01/10 3.00 7.00 10.00     3.68 2.77
American National Insurance (Legacy)
BenchMark Reliance Extra 8 [MVA]
A 1 03/01/10 2.80 8.00 10.80     3.57 1.94 0-75: 3.70
76-80: 2.20
American National Insurance (Legacy)
BenchMark Reliance Extra 8 [MVA]
A 1 03/01/10 2.78 8.00 10.78     3.55 1.94 0-75: 3.70
76-80: 2.20
Reliance Standard Life
Argus 2000 MVA [MVA]
A 3 11/02/09 3.55 0.00 3.55     3.55 3.16 0-75: 7.50
76-80: 6.00
81-85: 4.50
Reliance Standard Life
Argus 2000 SP
A 3 11/02/09 3.55 0.00 3.55     3.55 3.16 0-75: 6.50
76-80: 5.20
81-85: 3.90
Now Accepting Annuity Agent Contracting!
North American Company
Boomer Annuity [MVA, LOAN]
A+ 1 02/23/10 3.05 0.00 3.05 5.00 8.20 3.55 3.51 0-75: 7.00+
76-79: 5.25+


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
American National Insurance Company
Palladium Ultra 5
A 1 03/01/10 3.00 5.00 8.00     3.49 2.58
American Equity Investment Life Insurance Company
FPDA 1
A- 1 11/04/09 3.25 2.00 5.25     3.45 3.22 0-75: 5.25+
76-80: 3.94+
American National Insurance (Legacy)
BenchMark Reliance Extra 6 [MVA]
A 1 03/01/10 2.85 6.00 8.85     3.43 1.76 0-75: 4.90
76-85: 3.40
American National Insurance (Legacy)
BenchMark Reliance Extra 6 [MVA]
A 1 03/01/10 2.83 6.00 8.83     3.41 1.76 0-75: 4.90
76-85: 3.40
National Western Life
NWL Protector One [MVA, LOAN]
A 1 03/12/10 3.25 1.00 4.25     3.35 2.22 0-75: 10.00+
76-90: 6.00+
American National Insurance Company
Palladium Plus 3
A 1 03/01/10 3.00 3.00 6.00     3.30 2.39
American National Insurance (Legacy)
BenchMark Reliance Extra 4 [MVA]
A 1 03/01/10 2.90 4.00 6.90     3.29 1.58 0-75: 5.60
76-85: 4.10
American National Insurance (Legacy)
BenchMark Reliance Extra 4 [MVA]
A 1 03/01/10 2.88 4.00 6.88     3.27 1.57 0-75: 5.60
76-85: 4.10
Annuity Investors Life (Great American Life)
Commodore Distinction II [TSA, LOAN]
A 1 02/08/10 3.15 0.00 3.15     3.15 2.11 0-55: 7.50
56-65: 3.75
66-80: 2.25
American National Insurance (Legacy)
BenchMark Reliance Extra 2 [MVA]
A 1 03/01/10 2.95 2.00 4.95     3.15 1.39 0-75: 6.30
76-90: 4.80
American National Insurance (Legacy)
BenchMark Reliance Extra 2 [MVA]
A 1 03/01/10 2.93 2.00 4.93     3.13 1.39 0-75: 6.30
76-90: 4.80
American National Insurance Company
Palladium Plus 1
A 1 03/01/10 3.00 1.00 4.00     3.10 2.20
Aviva Life & Annuity
Freedom Xtra (1-Year) High-Band
A 1 03/05/10 2.30 0.00 2.30 8.00 10.48 3.09 2.82 0-75: 7.00
76-78: 5.00
Aviva Life and Annuity
Spirit Bonus (1-Year) High-Band
A 1 03/05/10 2.30 0.00 2.30 8.00 10.48 3.09 2.82 0-75: 7.00
76-78: 5.00
American General Life Insurance Company
AG HorizonMYG [MVA]
A 6 02/08/10 2.65 4.00 6.65     3.04 2.78 0-75: 7.50+
76-80: 5.00+
81-85: 3.00+
American National Insurance (Legacy)
BenchMark Reliance Extra [MVA]
A 1 03/01/10 3.00 0.00 3.00     3.00 1.20 0-75: 7.00
76-90: 5.50
American National Insurance (Legacy)
BenchMark Reliance Extra [MVA]
A 1 03/01/10 2.98 0.00 2.98     2.98 1.20 0-75: 7.00
76-90: 5.50
American National Insurance (Legacy)
BenchMark Reliance Extra 8 [MVA]
A 1 03/01/10 2.10 8.00 10.10     2.87 1.88 0-75: 3.70
76-80: 2.20
Great American Life Insurance Company
American Freedom 10-ST [LOAN]
A 1 01/11/10 2.65 2.00 4.65     2.85 1.36 0-80: 6.00+
81-85: 2.85+
Aviva Life and Annuity
Income Select Spirit Plus High-Band
A 1 03/05/10 2.35 0.00 2.35 5.00 7.47 2.85 2.53


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Aviva Life & Annuity
Freedom Plus (1-Year) High-Band
A 1 03/05/10 2.35 0.00 2.35 5.00 7.47 2.85 2.53 0-75: 7.50
76-78: 5.50
Aviva Life & Annuity
Freedom Xtra (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00 8.00 10.16 2.79 2.79 0-75: 7.00
76-78: 5.00
Aviva Life and Annuity
Spirit Bonus (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00 8.00 10.16 2.79 2.79 0-75: 7.00
76-78: 5.00
American National Insurance (Legacy)
BenchMark Reliance Extra 6 [MVA]
A 1 03/01/10 2.15 6.00 8.15     2.73 1.69 0-75: 4.90
76-85: 3.40
American National Insurance Company
Palladium Century 7 [MVA]
A 1 03/01/10 2.00 7.00 9.00     2.68 2.68
American National Insurance (Legacy)
BenchMark Reliance Extra 4 [MVA]
A 1 03/01/10 2.20 4.00 6.20     2.59 1.51 0-75: 5.60
76-85: 4.10
American National Insurance (Legacy)
BenchMark Reliance Extra 8 [MVA]
A 1 03/01/10 1.81 8.00 9.81     2.58 1.85 0-75: 3.70
76-80: 2.20
Forethought Financial
Secure Income 125 Low-Band
A- 1 03/12/10 2.50 0.00 2.50     2.50 1.15
Forethought Financial
Secure Income 125 Mid-Band
A- 1 03/12/10 2.50 0.00 2.50     2.50 1.15
Forethought Financial
Secure Income 125 High-Band
A- 1 03/12/10 2.50 0.00 2.50     2.50 1.15
Aviva Life and Annuity
Income Select Spirit Plus Low-Band
A 1 03/05/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50
Aviva Life & Annuity
Freedom Plus (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50 0-75: 7.50
76-78: 5.50
Aviva Life and Annuity
Income Select Spirit Plus S Low-Band
A 1 03/05/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50
Aviva Life and Annuity
Income Select Spirit Plus S High-Band
A 1 03/05/10 2.00 0.00 2.00 5.00 7.10 2.50 2.50
American National Insurance Company
Palladium Century 5 [MVA]
A 1 03/01/10 2.00 5.00 7.00     2.49 2.49
American National Insurance (Legacy)
BenchMark Reliance Extra 2 [MVA]
A 1 03/01/10 2.25 2.00 4.25     2.45 1.32 0-75: 6.30
76-90: 4.80
American National Insurance (Legacy)
BenchMark Reliance Extra 6 [MVA]
A 1 03/01/10 1.86 6.00 7.86     2.44 1.67 0-75: 4.90
76-85: 3.40
American National Insurance (Legacy)
BenchMark Reliance Extra 4 [MVA]
A 1 03/01/10 1.91 4.00 5.91     2.30 1.48 0-75: 5.60
76-85: 4.10
American National Insurance Company
Palladium Century 3 [MVA]
A 1 03/01/10 2.00 3.00 5.00     2.30 2.30
American National Insurance (Legacy)
BenchMark Reliance Extra [MVA]
A 1 03/01/10 2.30 0.00 2.30     2.30 1.13 0-75: 7.00
76-90: 5.50


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
American National Insurance (Legacy)
BenchMark Reliance Extra 2 [MVA]
A 1 03/01/10 1.96 2.00 3.96     2.16 1.29 0-75: 6.30
76-90: 4.80
Investors Insurance (Legacy)
EnhanceMark [MVA]
A- 1 03/01/10 2.15 0.00 2.15     2.15 1.11 0-80: 8.00
81-86: 4.00
American National Insurance Company
Palladium Century 1 [MVA]
A 1 03/01/10 2.00 1.00 3.00     2.10 2.10
American National Insurance (Legacy)
BenchMark Reliance Extra [MVA]
A 1 03/01/10 2.01 0.00 2.01     2.01 1.10 0-75: 7.00
76-90: 5.50
Forethought Financial
Secure Bonus 115sm Low-Band [MVA]
A- 1 03/12/10 2.00 0.00 2.00     2.00 1.10
Forethought Financial
Secure Bonus 115sm Mid-Band [MVA]
A- 1 03/12/10 2.00 0.00 2.00     2.00 1.10
Forethought Financial
Secure Bonus 115sm High-Band [MVA]
A- 1 03/12/10 2.00 0.00 2.00     2.00 1.10
Surrender Charges Last 9 Years
Now Accepting Annuity Agent Contracting!
North American Company
North American Director
A+ 1 02/23/10 3.25 3.00 6.25     3.58 3.36 0-80: 5.50+
81-85: 4.13+
EquiTrust Life Insurance Company
ChoiceFour (MVA Option) [MVA]
B+ 1 03/12/10 3.10 0.00 3.10 1.50 4.65 3.27 2.29 0-80: 7.50+
81-85: 5.63+
American General Life Insurance Company
AG HorizonPlus [MVA]
A 6 02/08/10 2.60 6.00 8.60     3.25 3.05 0-75: 6.00
76-80: 3.20
81-85: 1.35
American Equity Investment Life Insurance Company
FPDA-12
A- 1 11/04/09 3.15 0.00 3.15     3.15 3.02 0-75: 5.25+
76-80: 3.94+
EquiTrust Life Insurance Company
ChoiceFour (Base Contract)
B+ 1 03/12/10 3.10 0.00 3.10     3.10 2.12 0-80: 7.50+
81-85: 5.63+
The Standard
Principal Growth Annuity 9 High-Band [LOAN]
A 1 03/15/10 2.75 1.00 3.75     2.86 1.44 0-80: 5.00
81-85: 2.50
86-UP: 1.75
The Standard
Principal Growth Annuity 9 Low-Band [LOAN]
A 1 03/15/10 2.65 1.00 3.65     2.76 1.42 0-80: 5.00
81-85: 2.50
86-UP: 1.75
The Standard
FPDA
A 1 03/15/10 2.40 0.00 2.40     2.40 1.29 0-80: 5.50
81-90: 2.25
National Western Life
NWL Value Assurance
A 1 03/12/10 2.00 0.00 2.00 2.00 4.04 2.22 2.22 0-75: 7.00+
76-80: 5.00+
Surrender Charges Last 8 Years
American General Life Insurance Company
AG HorizonFlex
A 1 02/08/10 3.05 2.00 5.05     3.30 2.38 0-75: 5.00
76-80: 4.00
81-85: 3.00
Annuity Investors Life (Great American Life)
Advantage 8 SM [TSA]
A 1 02/08/10 2.50 2.00 4.50     2.75 2.31 0-15: 4.00+
16-55: 1.90+
56-65: 4.00+
66-70: 2.55+
71-UP: 2.25+
The Encore Annuity
Assurity Life
Encore Bonus
A- 2 03/01/10 2.10 1.50 3.60     2.29 1.46 0-75: 6.00
76-80: 5.00
81-90: 3.00
Surrender Charges Last 7 Years
Integrity Life Insurance
New Momentum QIO
A+ 1 02/28/10 5.00 0.00 5.00     5.00 2.42 0-85: 2.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Symetra Life Insurance Company
Symetra Custom 7 (3) Year High-Band
A 3 01/19/10 4.45 0.50 4.95     4.52 2.53 0-75: 4.00
76-85: 2.50
86-90: 1.50
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 01/19/10 4.40 0.50 4.90     4.47 2.51 0-75: 4.00
76-85: 2.50
86-90: 1.50
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 01/19/10 4.20 0.50 4.70     4.27 2.43 0-75: 4.00
76-85: 2.50
86-90: 1.50
Symetra Life Insurance Company
Symetra Custom 7 (5) Year High-Band
A 5 01/19/10 3.80 0.50 4.30     3.87 3.06 0-75: 4.00
76-85: 2.50
86-90: 1.50
Integrity Life Insurance
SPDA Series II 1
A+ 1 02/28/10 3.85 0.00 3.85     3.85 2.26 0-79: 5.00
80-85: 3.00
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 01/19/10 3.75 0.50 4.25     3.82 3.03 0-75: 4.00
76-85: 2.50
86-90: 1.50
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Mid-Band
A 5 01/19/10 3.65 0.50 4.15     3.72 2.96 0-75: 4.00
76-85: 2.50
86-90: 1.50
Reliance Standard Life
Apollo MVA [MVA]
A 1 11/02/09 3.45 0.00 3.45     3.45 2.21 0-75: 6.00
76-80: 4.80
81-85: 3.60
Reliance Standard Life
Apollo SP [MVA]
A 1 11/02/09 3.45 0.00 3.45     3.45 2.21 0-75: 5.00
76-80: 4.00
81-85: 3.00
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Low-Band
A 3 01/19/10 3.20 0.50 3.70     3.27 2.01 0-75: 4.00
76-85: 2.50
86-90: 1.50
Great American Life Insurance Company
Secure American [LOAN]
A 1 01/11/10 3.05 1.00 4.05     3.19 2.29 0-70: 7.40+
71-80: 5.40+
81-89: 5.15+
Symetra Life Insurance Company
Symetra Custom 7 (5) Year Low-Band
A 5 01/19/10 3.10 0.50 3.60     3.17 2.57 0-75: 4.00
76-85: 2.50
86-90: 1.50
Integrity Life Insurance
SPDA Series II 5
A+ 5 02/28/10 3.15 0.00 3.15     3.15 2.82 0-79: 4.00
80-85: 2.00
American National Insurance Company
The Eagle Annuity [LOAN]
A 1 03/01/10 3.00 1.00 4.00     3.14 2.28
American National Insurance Company
Citadel 7 Diamond High-Band
A 2 03/01/10 2.70 2.00 4.70     2.98 2.48
Integrity Life Insurance
New Momentum 7 [MVA]
A+ 7 02/28/10 2.85 0.75 3.60     2.96 2.96 0-79: 5.00
80-85: 3.00
Integrity Life Insurance
SPDA Series II 3
A+ 3 02/28/10 2.75 1.00 3.75     2.89 2.46 0-79: 5.00
80-85: 3.00
Genworth Life Insurance Company
SecureLiving SmartRate High-Band
A 1 02/08/10 2.60 2.00 4.60     2.88 2.37 0-75: 4.50
76-80: 2.70
81-85: 1.05
American National Insurance Company
Citadel 7 Diamond Low-Band
A 2 03/01/10 2.60 2.00 4.60     2.88 2.45
West Coast Life
Secure Advantage 1 High-Band
A+ 1 03/16/10 2.45 3.00 5.45     2.87 2.49


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Now Accepting Annuity Agent Contracting!
North American Company
North American Flex I [MVA, LOAN]
A+ 1 02/23/10 2.80 0.00 2.80     2.80 2.11 0-75: 4.50+
76-80: 3.38+
81-85: 2.25+
Genworth Life Insurance Company
SecureLiving SmartRate Low-Band
A 1 02/08/10 2.60 1.00 3.60     2.74 2.23 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate Mid-Band
A 1 02/08/10 2.60 1.00 3.60     2.74 2.23 0-75: 4.50
76-80: 2.70
81-85: 1.05
The Standard
First Rate Annuity 7 High-Band [LOAN]
A 1 03/15/10 2.40 2.00 4.40     2.68 1.61 0-80: 4.50
81-85: 2.25
86-91: 1.75
Dearborn National
Platinum Fortifier High-Band
A+ 1 03/01/10 2.25 3.00 5.25     2.67 1.94 0-75: 4.75
76-85: 2.75
86-90: 1.50
West Coast Life
Secure Advantage 2 High-Band
A+ 2 03/16/10 2.45 1.50 3.95     2.66 2.34
Dearborn National
Platinum Fortifier High-Band
A+ 1 03/01/10 2.25 2.75 5.00     2.64 1.91 0-75: 4.75
76-85: 2.75
86-90: 1.50
Aviva Life and Annuity
Spirit 7 (1-Year) High-Band
A 1 03/05/10 2.60 0.00 2.60     2.60 2.09 0-75: 4.00
76-80: 2.75
81-81: 2.75
Aviva Life & Annuity
Freedom 7 (1-Year) High-Band
A 1 03/05/10 2.60 0.00 2.60     2.60 2.09 0-75: 4.00
76-80: 2.75
81-81: 2.75
West Coast Life
Secure Advantage 1 Low-Band
A+ 1 03/16/10 2.30 2.00 4.30     2.58 2.33
The Standard
First Rate Annuity 7 [LOAN]
A 1 03/15/10 2.30 2.00 4.30     2.58 1.59 0-80: 4.50
81-85: 2.25
86-91: 1.75
West Coast Life
Secure Advantage 4 High-Band
A+ 4 03/16/10 2.45 0.75 3.20     2.56 2.36
Dearborn National
Platinum Fortifier Low-Band
A+ 1 03/01/10 2.25 2.00 4.25     2.53 1.80 0-75: 4.75
76-85: 2.75
86-90: 1.50
West Coast Life
Secure Advantage 6 High-Band
A+ 6 03/16/10 2.45 0.50 2.95     2.52 2.46
Dearborn National
Platinum Fortifier Low-Band
A+ 1 03/01/10 2.25 1.75 4.00     2.50 1.77 0-75: 4.75
76-85: 2.75
86-90: 1.50
West Coast Life
Secure Advantage 2 Low-Band
A+ 2 03/16/10 2.30 1.00 3.30     2.44 2.23
American National Insurance Company
Palladium Advisor [MVA]
A 1 03/01/10 2.25 1.00 3.25     2.39 2.18
The Standard
Principal Growth Annuity 7 High-Band [LOAN]
A 1 03/15/10 2.25 1.00 3.25     2.39 1.45 0-80: 5.00
81-85: 2.50
86-UP: 1.75
West Coast Life
Secure Advantage 4 Low-Band
A+ 4 03/16/10 2.30 0.50 2.80     2.37 2.24
Genworth Life Insurance Company
SecureLiving SmartRate 3 High-Band
A 3 02/08/10 2.25 0.70 2.95     2.35 2.21 0-75: 4.50
76-80: 2.70
81-85: 1.05


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving SmartRate 3 Mid-Band
A 3 02/08/10 2.25 0.60 2.85     2.34 2.19 0-75: 4.50
76-80: 2.70
81-85: 1.05
West Coast Life
Secure Advantage 6 Low-Band
A+ 6 03/16/10 2.30 0.30 2.60     2.34 2.30
Genworth Life Insurance Company
SecureLiving SmartRate 3 Low-Band
A 3 02/08/10 2.25 0.50 2.75     2.32 2.18 0-75: 4.50
76-80: 2.70
81-85: 1.05
The Standard
Principal Growth Annuity 7 Low-Band [LOAN]
A 1 03/15/10 2.15 1.00 3.15     2.29 1.43 0-80: 5.00
81-85: 2.50
86-UP: 1.75
Principal Financial Group
FPDA Plus 1-Year Guaranty High-Band
A+ 1 03/15/10 2.00 2.00 4.00     2.28 1.85 0-80: 4.50
81-85: 3.00
86-UP: 1.85
Integrity Life Insurance
New Momentum 5 [MVA]
A+ 5 02/28/10 2.15 0.75 2.90     2.26 2.21 0-79: 5.00
80-85: 3.00
Principal Financial Group
FPDA Plus 5-Year Guaranty
A+ 5 03/15/10 2.25 0.00 2.25     2.25 2.04 0-80: 4.50
81-85: 3.00
86-90: 1.85
Genworth Life Insurance Company
SecureLiving SmartRate 5 High-Band
A 5 02/08/10 2.10 0.50 2.60     2.17 2.14 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate 5 Mid-Band
A 5 02/08/10 2.10 0.40 2.50     2.16 2.13 0-75: 4.50
76-80: 2.70
81-85: 1.05
Genworth Life Insurance Company
SecureLiving SmartRate 5 Low-Band
A 5 02/08/10 2.10 0.30 2.40     2.14 2.11 0-75: 4.50
76-80: 2.70
81-85: 1.05
Principal Financial Group
FPDA Plus 1-Year Guaranty Low-Band
A+ 1 03/15/10 2.00 1.00 3.00     2.14 1.71 0-80: 4.50
81-85: 3.00
86-UP: 1.85
Integrity Life Insurance
New Momentum 2 [MVA]
A+ 2 02/28/10 2.00 0.75 2.75     2.11 2.11 0-79: 5.00
80-85: 3.00
Integrity Life Insurance
New Momentum 3 [MVA]
A+ 3 02/28/10 2.00 0.75 2.75     2.11 2.11 0-79: 5.00
80-85: 3.00
American National Insurance Company
Palladium Century [MVA]
A 1 03/01/10 2.00 0.00 2.00     2.00 2.00
Aviva Life & Annuity
Freedom 7 (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 4.00
76-80: 2.75
81-81: 2.75
Aviva Life and Annuity
Spirit 7 (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 4.00
76-80: 2.75
81-81: 2.75
Integrity Life Insurance
New Momentum 6 [MVA]
A+ 6   0.00 0.00 0.00    
Surrender Charges Last 6 Years
RBC Insurance
Guarantee 3 + 3 Master SPDA, MVA, years 1-3 [MVA]
A 3 03/01/10 4.00 0.00 4.00     4.00 3.50 0-75: 2.00
76-80: 1.25
81-85: 0.50
RBC Insurance
Guarantee 3 + 3 Master SPDA, Non-MVA, years 1-3
A 3 03/01/10 3.75 0.00 3.75     3.75 3.37 0-75: 2.00
76-80: 1.25
81-85: 0.50
Annuity Investors Life (Great American Life)
GreatFlex 6 403(b) & 457(b) [TSA, LOAN]
A 1 02/08/10 3.10 2.00 5.10     3.43 2.93 18-65: 4.75+
66-70: 3.75+


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty High-Band
A 5 02/08/10 2.50 0.50 3.00     2.92 2.75 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty High-Band
A 1 02/08/10 2.50 2.50 5.00     2.91 2.08 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty High-Band
A 3 02/08/10 2.50 0.75 3.25     2.87 2.37 0-75: 3.00
76-80: 1.95
81-85: 1.05
The Standard
Secured Rate Annuity 1 High-Band
A 1 03/15/10 2.50 1.00 3.50 0.20
to 1.00 		4.54 2.84 1.71 0-80: 4.00
81-85: 2.00
86-UP: 1.45
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Mid-Band
A 1 02/08/10 2.50 2.00 4.50     2.83 1.99 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Mid-Band
A 5 02/08/10 2.50 0.40 2.90     2.83 2.67 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Mid-Band
A 3 02/08/10 2.50 0.65 3.15     2.82 2.32 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 3-Year Guaranty Low-Band
A 3 02/08/10 2.50 0.50 3.00     2.75 2.25 0-75: 3.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Liberty 1-Year Guaranty Low-Band
A 1 02/08/10 2.50 1.50 4.00     2.75 1.91 0-75: 3.00
76-80: 1.95
81-85: 1.05
EquiTrust Life Insurance Company
Choice Four (Liquidity & MVA Option) [MVA]
B+ 1 03/12/10 2.50 0.00 2.50 1.50 4.04 2.75 2.34 0-80: 7.50+
81-85: 5.63+
Genworth Life Insurance Company
SecureLiving Independence High-Band
A 1 02/08/10 2.50 1.50 4.00     2.75 1.91 0-75: 4.00
76-80: 1.95
81-85: 1.05
The Standard
Secured Rate Annuity 1 Low-Band
A 1 03/15/10 2.40 1.00 3.40 0.20
to 1.00 		4.43 2.74 1.69 0-80: 4.00
81-85: 2.00
86-UP: 1.45
Genworth Life Insurance Company
SecureLiving Liberty 5-Year Guaranty Low-Band
A 5 02/08/10 2.50 0.25 2.75     2.71 2.54 0-75: 3.00
76-80: 1.95
81-UP: 1.05
Genworth Life Insurance Company
SecureLiving Independence Mid-Band
A 1 02/08/10 2.50 1.00 3.50     2.67 1.83 0-75: 4.00
76-80: 1.95
81-85: 1.05
Genworth Life Insurance Company
SecureLiving Independence Low-Band
A 1 02/08/10 2.50 0.50 3.00     2.58 1.75 0-75: 4.00
76-80: 1.95
81-85: 1.05
EquiTrust Life Insurance Company
ChoiceFour (Liquidity Option)
B+ 1 03/12/10 2.50 0.00 2.50     2.50 2.08 0-80: 7.50+
81-85: 5.63+
Surrender Charges Last 5 Years
Reliance Standard Life
Eleos MVA [MVA]
A 1 11/02/09 3.40 0.00 3.40     3.40 2.28 0-75: 4.00
76-80: 3.20
81-85: 2.40
Reliance Standard Life
Eleos SP
A 1 11/02/09 3.40 0.00 3.40     3.40 2.28 0-75: 3.00
76-80: 2.40
81-85: 1.80
Symetra Life Insurance Company
Symetra Custom 5 (3) Year High-Band
A 3 01/19/10 3.25 0.50 3.75     3.35 2.44 0-74: 2.50
75-84: 1.50
85-90: 1.00
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Mid-Band
A 3 01/19/10 3.20 0.50 3.70     3.30 2.41 0-74: 2.50
75-84: 1.50
85-90: 1.00


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Mid-Band
A 3 01/19/10 3.10 0.50 3.60     3.20 2.35 0-74: 2.50
75-84: 1.50
85-90: 1.00
Annuity Investors Life (Great American Life)
GreatFlex 5 [TSA, LOAN]
A 1 02/08/10 3.00 0.00 3.00     3.00 2.20 0-85: 3.75+
3% Minimum Guarantee
RBC Insurance
Master Builder SPDA [MVA]
A 1 03/01/10 3.00 0.00 3.00     3.00 3.00 0-69: 6.25
70-80: 4.25
American General Life Insurance Company
AG Horizon VM
A 1 02/08/10 2.95 0.00 2.95     2.95 2.19 0-85: 0.85
American National Insurance Company
Citadel 5 Diamond High-Band
A 2 03/01/10 2.55 1.00 3.55     2.75 2.42 0-80: 4.00
81-85: 3.00
American National Insurance Company
Citadel 5 Diamond Low-Band
A 2 03/01/10 2.45 1.00 3.45     2.65 2.38 0-80: 4.00
81-85: 3.00
Symetra Life Insurance Company
Symetra Custom 5 (3) Year Low-Band
A 3 01/19/10 2.35 0.50 2.85     2.45 1.91 0-74: 2.50
75-84: 1.50
85-90: 1.00
Principal Financial Group
Guaranteed Annuity 1-Year Guaranty High-Band
A+ 1 03/15/10 2.00 2.00 4.00     2.40 2.00 0-80: 4.10
81-85: 2.75
86-UP: 1.45
Aviva Life and Annuity
Spirit 5 (1-Year) High-Band
A 1 03/05/10 2.40 0.00 2.40     2.40 2.08 0-75: 3.00
76-80: 2.05
81-83: 1.95
Aviva Life & Annuity
Freedom 5 (1-Year) High-Band
A 1 03/05/10 2.40 0.00 2.40     2.40 2.08 0-75: 3.00
76-79: 2.05
80-83: 1.95
Principal Financial Group
Guaranteed Annuity 1-Year Guaranty Low-Band
A+ 1 03/15/10 2.00 1.00 3.00     2.20 1.80 0-80: 4.10
81-85: 2.75
86-UP: 1.45
Dearborn National
Classic Fortifier
A+ 1 03/01/10 2.00 1.00 3.00     2.20 1.40 0-79: 4.00
80-85: 2.75
86-90: 1.50
Genworth Life Insurance Company
SecureLiving Stable 5 - 3Yr Guaranty High-Band
A 3 02/08/10 2.05 0.25 2.30     2.10 2.08 0-75: 3.00
76-80: 2.25
81-85: 1.50
Genworth Life Insurance Company
SecureLiving Stable 5 - 3Yr Guaranty Mid-Band
A 3 02/08/10 2.05 0.15 2.20     2.08 2.06 0-75: 3.00
76-80: 2.25
81-85: 1.50
Genworth Life Insurance Company
SecureLiving Stable 5 - 3Yr Guaranty Low-Band
A 3 02/08/10 2.05 0.00 2.05     2.05 2.03 0-75: 3.00
76-80: 2.25
81-85: 1.50
The Standard
Principal Growth Annuity 5 High-Band [LOAN]
A 1 03/15/10 1.85 1.00 2.85     2.05 1.49 0-80: 5.00
81-85: 2.50
86-UP: 1.75
Aviva Life & Annuity
Freedom 5 (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 3.00
76-79: 2.05
80-83: 1.95
Principal Financial Group
Guaranteed Annuity 3-Year Guaranty
A+ 3 03/15/10 2.00 0.00 2.00     2.00 1.80 0-79: 4.10
80-85: 2.75
86-90: 1.45
Aviva Life and Annuity
Spirit 5 (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 3.00
76-80: 2.05
81-83: 1.95
The Standard
Principal Growth Annuity 5 Low-Band [LOAN]
A 1 03/15/10 1.75 1.00 2.75     1.95 1.47 0-80: 5.00
81-85: 2.50
86-UP: 1.75


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 3 Years
Aviva Life and Annuity
Spirit 3 (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 1.25
76-80: 1.25
81-85: 1.00
Aviva Life and Annuity
Spirit 3 (1-Year) High-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 1.25
76-80: 1.25
81-85: 1.00
Aviva Life & Annuity
Freedom 3 (1-Year) Low-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 1.25
76-80: 1.25
81-85: 1.00
Aviva Life & Annuity
Freedom 3 (1-Year) High-Band
A 1 03/05/10 2.00 0.00 2.00     2.00 2.00 0-75: 1.25
76-80: 1.25
81-85: 1.00
Showing 1-184 of 184   

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