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Encore Annuity and Life FEATURED ANNUITIES

 
 
 
Company
 State
 Premium
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 Age
 Comm
%
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Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 10 Years
Upgraded on 6/17 to "A" AM Best. Great rate!
National Western Life
NWL Prevail Seven [MVA, LOAN]
A 1 05/15/08 4.05 7.00 11.05     4.73 2.87 0-75: 5.75
76-85: 1.50
86-90: 1.20
Upgraded on 6/17 to "A" AM Best. Great rate!
National Western Life
NWL Accumulator Five [LOAN]
A 1 05/15/08 4.05 5.00 9.05     4.54 2.68 0-75: 7.00
76-90: 3.20
Upgraded on 6/17 to "A" AM Best. Great rate!
National Western Life
NWL Protector One [MVA, LOAN]
A 1 05/15/08 4.05 1.00 5.05     4.15 2.30 0-75: 10.00
76-90: 6.00
Surrender Charges Last 8 Years
The Encore Annuity
Assurity Life
Encore Bonus
A- 2 07/01/09 3.00 1.50 4.50     3.19 0.92 0-75: 6.00
76-80: 5.00
81-90: 3.00

MYGAs
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate
Yield to Surrender
Surrender Charges Last 10 Years
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 10 07/01/09 4.50 1.00 5.50     4.60 4.60 0-79: 4.00
80-85: 2.00
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 10 07/01/09 4.40 1.00 5.40     4.50 4.50 0-79: 4.00
80-85: 2.00
ING USA Annuity and Life
Guarantee Choice 10 High-Band [MVA]
A 10 07/01/09 4.40 1.00 5.40     4.50 4.50 0-80: 3.25
ING USA Annuity and Life
Guarantee Choice 10 Low-Band [MVA]
A 10 07/01/09 4.40 0.00 4.40     4.40 4.40 0-80: 3.25
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 6 07/01/09 3.80 0.00 3.80     3.80 3.80 0-79: 2.50
80-85: 0.50
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 6 07/01/09 3.70 0.00 3.70     3.70 3.70 0-79: 2.50
80-85: 0.50
American National Insurance Company
Palladium MYG Annuity 5 High-Band [MVA]
A 5 07/01/09 3.15 1.00 4.15     3.35 3.35 0-79: 4.00
80-85: 2.00
American National Insurance Company
Palladium MYG Annuity 5 Low-Band [MVA]
A 5 07/01/09 3.05 1.00 4.05     3.25 3.25 0-79: 4.00
80-85: 2.00
Surrender Charges Last 7 Years
ING USA Annuity and Life
Guarantee Choice 7 High-Band [MVA]
A 7 07/01/09 4.05 1.00 5.05     4.19 4.19 0-80: 2.50
ING USA Annuity and Life
Guarantee Choice 7 Low-Band [MVA]
A 7 07/01/09 4.05 0.00 4.05     4.05 4.05 0-80: 2.50
RBC Insurance
RBC 7 MYG, SPDA, MVA [MVA]
A 7 07/01/09 3.00 1.00 4.00     3.14 3.14 0-75: 3.00
76-80: 1.75
81-85: 1.00
Surrender Charges Last 6 Years
RBC Insurance
RBC 3 + 3 MYG, SPDA, MVA [MVA]
A 6 07/01/09 3.10 0.00 3.10     3.10 3.10 0-75: 2.00
76-80: 1.25
81-85: 0.50
RBC Insurance
RBC 3 + 3 MYG, SPDA, NON-MVA
A 6 07/01/09 3.00 0.00 3.00     3.00 3.00 0-75: 2.00
76-80: 1.25
81-85: 0.50
Surrender Charges Last 5 Years
ING USA Annuity and Life
Guarantee Choice 5 High-Band [MVA]
A 5 07/01/09 4.00 1.00 5.00     4.20 4.20 0-80: 2.00
ING USA Annuity and Life
Guarantee Choice 5 Low-Band [MVA]
A 5 07/01/09 4.00 0.00 4.00     4.00 4.00 0-80: 2.00
Best Selling 5 year MYG-Great Rate and Commission!
Great American Life Insurance Company
American Freedom Stars and Stripes 5 High-Band [MVA, STEP RATE]
A 5 06/01/09 3.35 1.00 4.35     3.75 3.75 0-84: 3.00
85-89: 2.10
Next Rate: 07/07/09 3.35 1.00 4.35   3.55 3.55 -0.20 DOWN  
Best Selling 5 year MYG-Great Rate and Commission!
Great American Life Insurance Company
American Freedom Stars and Stripes 5 Low-Band [MVA, STEP RATE]
A 5 06/01/09 3.25 1.00 4.25     3.65 3.65 0-84: 3.00
85-89: 2.10
Next Rate: 07/07/09 3.25 1.00 4.25   3.45 3.45 -0.20 DOWN  
Surrender Charges Last 4 Years
West Coast Life
Sure Advantage 4 High-Band [MVA]
A+ 4 06/30/09 2.90 0.00 2.90 0.50 3.41 3.03 3.03 0-75: 1.50
76-85: 1.00
West Coast Life
Sure Advantage 4 Low-Band [MVA]
A+ 4 06/30/09 2.90 0.00 2.90     2.90 2.90 0-75: 1.50
76-85: 1.00
Surrender Charges Last 3 Years
West Coast Life
Sure Advantage 3 High-Band [MVA]
A+ 3 06/30/09 2.60 0.00 2.60 0.50 3.11 2.77 2.77 0-75: 1.00
76-85: 0.75
West Coast Life
Sure Advantage 3 Low-Band [MVA]
A+ 3 06/30/09 2.60 0.00 2.60     2.60 2.60 0-75: 1.00
76-85: 0.75
Surrender Charges Last 2 Years
West Coast Life
Sure Advantage 2 High-Band [MVA]
A+ 2 06/30/09 1.50 0.00 1.50 0.50 2.01 1.75 1.75 0-75: 1.00
76-85: 0.50
West Coast Life
Sure Advantage 2 Low-Band [MVA]
A+ 2 06/30/09 1.50 0.00 1.50     1.50 1.50 0-75: 1.00
76-85: 0.50

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 15 Years
Upgraded on 6/17 to "A" AM Best
National Western Life
NWL Ultra Future
Option B: Fixed Account
Fixed 15
Years 		10.00 11/20/08 3.85% 1-Yr Fixed up to 8.00%+
on Prem
+ Renewals
Min Rates: 3.00
National Western Life
NWL Ultra Future
Option D: Monthly Cap
S&P 500 Point to Point 15
Years 		10.00 11/20/08     3.00 up to 8.00%+
on Prem
+ Renewals
Annual Monthly Sum Min Rates: 100 0.00 1.00
National Western Life
NWL Ultra Future
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 15
Years 		10.00 11/20/08 75 1.60   up to 8.00%+
on Prem
+ Renewals
Annual Monthly Min Rates: 50 6.00  
Surrender Charges Last 12 Years
NEW! 8% Guaranteed Lifetime Income Rider
RBC Insurance
RBC Enhanced Choice 12 SPDA
Fixed Account
Fixed 12
Years 		5.00 07/01/09 4.00% 8 Yrs Fixed 0-75: 8.00
76-80: 6.00
81-85: 4.00
Min Rates: 1.00
Great American Life Insurance Company
American Valor II
Declared Rate Strategy
Fixed 12
Years 		3.00
to 5.00 		05/21/09 3.25% 1-Yr Fixed 0-75: 6.50
76-80: 5.35
81-85: 3.60
Min Rates: 2.00
Next Rate Change:  07/07/09 3.25% 1-Yr Fixed
RBC Insurance
RBC Enhanced Choice 12 SPDA
1-Year Monthly Average Indexed Account
DJIA Point to Point 12
Years 		5.00 07/01/09     5.00 0-75: 8.00
76-80: 6.00
81-85: 4.00
Annual Monthly Min Rates: 100 9.00 5.00
RBC Insurance
RBC Enhanced Choice 12 SPDA
1-Year Quarterly Additive Point-to-Point Indexed Account
DJIA Point to Point 12
Years 		5.00 07/01/09     2.50 0-75: 8.00
76-80: 6.00
81-85: 4.00
Annual Quarterly Sum Min Rates: 100 0.00 1.00
Great American Life Insurance Company
American Valor II
1 Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		05/21/09 100   7.75 0-75: 6.50
76-80: 5.35
81-85: 3.60
Annual None Min Rates: 50   2.00
Next Rate Change:  07/07/09 100   7.25
Great American Life Insurance Company
American Valor II
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 12
Years 		3.00
to 5.00 		05/21/09     8.50 0-75: 6.50
76-80: 5.35
81-85: 3.60
Annual Monthly Min Rates:     2.00
Next Rate Change:  07/07/09     7.75
Surrender Charges Last 10 Years
Competitive Cap or Fixed Rate
ING USA Annuity and Life
ING Secure Index Opportunities Plus
Fixed Rate Strategy
Fixed 10
Years 		5.00 04/29/09 3.75% 1-Yr Fixed 0-80: 7.00
Min Rates: 1.50
ING USA Annuity and Life
ING Secure Index Opportunities Plus
Fixed Rate Strategy
Fixed 10
Years 		5.00 04/29/09 3.75% 1-Yr Fixed 0-80: 7.00
Min Rates: 1.50
Allianz Life
MasterDex X Annuity
1 Year Fixed
Fixed 10
Years 		8.00 06/02/09 2.50% 1-Yr Fixed 0-75: 8.00
76-80: 6.00
Min Rates: 1.50
Next Rate Change:  07/07/09 2.75% 1-Yr Fixed
Forethought Financial
Guaranteed Destinations
Fixed Account Strategy:
Fixed 10
Years 		5.00 06/16/09 2.75% 1-Yr Fixed 0-75: 6.50
76-85: 5.00
Min Rates:
Next Rate Change:  07/07/09 2.75% 1-Yr Fixed
Forethought Financial
Guaranteed Destinations
Fixed Account Strategy:
Fixed 10
Years 		5.00 06/16/09 2.75% 1-Yr Fixed 0-75: 6.50
76-85: 5.00
Min Rates:
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Forethought Financial
Guaranteed Destinations
Fixed Account Strategy:
Fixed 10
Years 		5.00 06/16/09 2.75% 1-Yr Fixed 0-75: 6.50
76-85: 5.00
Min Rates:
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Allianz Life
Endurance 15
Fixed Account
Fixed 10
Years 		  06/02/09 3.10% 1-Yr Fixed 0-75: 8.00
76-80: 5.00
Min Rates: 3.00
Next Rate Change:  07/07/09 3.10% 1-Yr Fixed
Allianz Life
MasterDex 5 Plus Annuity
Fixed Interest Option
Fixed 10
Years 		3.00
to 5.00 		06/02/09 2.50% 1-Yr Fixed 0-75: 8.00
76-80: 6.00
Min Rates: 0.50
Next Rate Change:  07/07/09 3.00% 1-Yr Fixed
Forethought Financial
Destination Income 15 Enhanced
Fixed Account Strategy
Fixed 10
Years 		  06/16/09 2.75% 1-Yr Fixed 0-75: 7.50
76-78: 6.00
Min Rates: 3.00
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Forethought Financial
Destination Income 15 Enhanced
Fixed Account Strategy
Fixed 10
Years 		  06/16/09 2.75% 1-Yr Fixed 0-75: 7.50
76-78: 6.00
Min Rates: 3.00
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Forethought Financial
Destination Income 15 Enhanced
Fixed Account Strategy
Fixed 10
Years 		  06/16/09 2.75% 1-Yr Fixed 0-75: 7.50
76-78: 6.00
Min Rates: 3.00
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Forethought Financial
Income 125
Fixed Account Strategy
Fixed 10
Years 		  06/16/09 2.75% 1-Yr Fixed 0-75: 8.00
76-85: 5.50
Min Rates: 1.00
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Forethought Financial
Income 125
Fixed Account Strategy
Fixed 10
Years 		  06/16/09 2.75% 1-Yr Fixed 0-75: 8.00
76-85: 5.50
Min Rates: 1.00
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Forethought Financial
Income 125
Fixed Account Strategy
Fixed 10
Years 		  06/16/09 2.75% 1-Yr Fixed 0-75: 8.00
76-85: 5.50
Min Rates: 1.00
Next Rate Change:  07/07/09 2.50% 1-Yr Fixed
Showing 1-50 of 107    Display: Page:   1 | 2 | 3

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