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Encore Annuity and Life FEATURED ANNUITIES
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Showing 1-316 of 316    Print/Save
Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate 		Additional
Information
Yield to Surrender
Surrender Charges Last 7 Years
Symetra Life Insurance Company
Symetra Custom 7 (3) Year High-Band
A 3 01/23/12 3.10 0.50 3.60     3.17 1.97 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 3.10 0.50 3.60   3.17 1.97 No Change  
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 01/23/12 2.85 0.50 3.35     2.92 1.86 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 2.85 0.50 3.35   2.92 1.86 No Change  
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Mid-Band
A 3 01/23/12 2.55 0.50 3.05     2.62 1.73 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 2.55 0.50 3.05   2.62 1.73 No Change  
No MVA Option Available
Reliance Standard Life
Apollo MVA [MVA]
A 1 09/29/11 1.80 1.00 2.80     1.94 1.26 0-75: 5.25
76-80: 4.20
81-85: 3.15 		Request Broker Kit
Symetra Life Insurance Company
Symetra Custom 7 (3) Year Low-Band
A 3 01/23/12 1.65 0.50 2.15     1.72 1.35 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.65 0.50 2.15   1.72 1.35 No Change  
Surrender Charges Last 6 Years
The Standard
Secured Rate Annuity 1 High-Band
A 1 01/01/12 1.10 1.00 2.10 0.20
to 1.00 		1.10 3.12 1.30
to 1.43 		1.22
to 1.35 		0-80: 4.00
81-85: 2.00
86-UP: 1.45 		Request Broker Kit
The Standard
Secured Rate Annuity 1 Low-Band
A 1 01/01/12 1.00 1.00 2.00 0.20
to 1.00 		1.00 3.02 1.20
to 1.33 		1.20
to 1.33 		0-80: 4.00
81-85: 2.00
86-UP: 1.45 		Request Broker Kit
Surrender Charges Last 5 Years
No MVA Option Available
Reliance Standard Life
Eleos MVA [MVA]
A 1 09/29/11 2.00 1.00 3.00     2.20 1.40 0-75: 3.25
76-80: 2.60
81-85: 1.95 		Request Broker Kit

CD Type Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate 		Additional
Information
Yield to Surrender
Rate Guaranteed 10 Years
A la carte annuity - choose your options.
Sentinel Security Life Insurance Company
Personal Choice Annuity 10
B++ 10 01/01/12 4.00 0.00 4.00     4.00 4.00 0-80: 2.75
81-90: 2.00 		Request Broker Kit
Next Rate: 02/13/12 3.85 0.00 3.85   3.85 3.85 -0.15 DOWN  
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 10 02/01/12 2.55 1.00 3.55     2.65 2.65 0-79: 4.00
80-85: 2.00 		Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 10 02/01/12 2.45 1.00 3.45     2.55 2.55 0-79: 4.00
80-85: 2.00 		Request Broker Kit
ING Annuity and Asset Sales
Guarantee Choice 10 High-Band [MVA]
A 10 01/18/12 2.00 1.00 3.00     2.10 2.10 0-80: 3.25+ Request Broker Kit
ING Annuity and Asset Sales
Guarantee Choice 10 Low-Band [MVA]
A 10 01/18/12 2.00 0.00 2.00     2.00 2.00 0-80: 3.25+ Request Broker Kit
Rate Guaranteed 7 Years
A la carte annuity - choose your options.
Sentinel Security Life Insurance Company
Personal Choice Annuity 7
B++ 7 01/01/12 3.70 0.00 3.70     3.70 3.70 0-80: 2.25
81-90: 1.50 		Request Broker Kit
Next Rate: 02/13/12 3.55 0.00 3.55   3.55 3.55 -0.15 DOWN  

3.24% Effective Yield
Athene Annuity
7 MYG
B++ 7 01/18/12 3.10 1.00 4.10     3.24 3.24 0-75: 2.75
76-UP: 1.50 		Request Broker Kit
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA]
A- 7 02/07/12 2.70 0.00 2.70     2.70 2.70 0-75: 3.00
76-80: 2.00 		Request Broker Kit
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 High-Band [MVA]
A 7 01/25/12 2.55 0.00 2.55     2.55 2.55 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+ 		Request Broker Kit
Fidelity & Guaranty Life
FG Guarantee-Platinum 7 [MVA]
B++ 7 02/01/12 2.50 0.00 2.50     2.50 2.50 0-79: 3.25
80-90: 1.63 		Request Broker Kit
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Mid-Band [MVA]
A 7 01/25/12 2.45 0.00 2.45     2.45 2.45 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+ 		Request Broker Kit
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Low-Band [MVA]
A 7 01/25/12 2.25 0.00 2.25     2.25 2.25 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+ 		Request Broker Kit
Symetra Life Insurance Company
Symetra Custom 7 High-Band
A 7 01/23/12 1.90 0.50 2.40     1.97 1.97 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.90 0.50 2.40   1.97 1.97 No Change  
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 7 01/23/12 1.85 0.50 2.35     1.92 1.92 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.85 0.50 2.35   1.92 1.92 No Change  
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 7 01/23/12 1.50 0.50 2.00     1.57 1.57 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.50 0.50 2.00   1.57 1.57 No Change  
Symetra Life Insurance Company
Symetra Custom 7 Low-Band
A 7 01/23/12 1.30 0.50 1.80     1.37 1.37 0-75: 4.00
76-85: 2.25
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.30 0.50 1.80   1.37 1.37 No Change  
Rate Guaranteed 6 Years
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 6 02/01/12 1.80 0.00 1.80     1.80 1.80 0-79: 2.50
80-85: 0.50 		Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 6 02/01/12 1.70 0.00 1.70     1.70 1.70 0-79: 2.50
80-85: 0.50 		Request Broker Kit
Rate Guaranteed 5 Years
A la carte annuity - choose your options.
Sentinel Security Life Insurance Company
Personal Choice Annuity 5
B++ 5 01/01/12 3.60 0.00 3.60     3.60 3.60 0-80: 2.25
81-90: 1.50 		Request Broker Kit
Next Rate: 02/13/12 3.45 0.00 3.45   3.45 3.45 -0.15 DOWN  
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA [MVA]
A- 5 02/07/12 2.60 0.00 2.60     2.60 2.60 0-75: 3.00
76-80: 2.00 		Request Broker Kit


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Bail Out Effective
Rate 		CUR GTD Commissions
Age: Rate 		Additional
Information
Yield to Surrender
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 High-Band [MVA]
B++ 5 02/01/12 2.25 0.00 2.25     2.25 2.25 0-79: 2.50
80-90: 1.25 		Request Broker Kit
North American Company
Guarantee Choice 5 High-Band [MVA]
A+ 5 01/19/12 2.25 0.00 2.25     2.25 2.25 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+ 		Request Broker Kit
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 High-Band [MVA]
A 5 01/25/12 2.15 0.00 2.15     2.15 2.15 0-75: 2.00
76-80: 1.35
81-85: 0.70 		Request Broker Kit
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 [MVA]
B++ 5 02/01/12 2.10 0.00 2.10     2.10 2.10 0-79: 2.50
80-90: 1.25 		Request Broker Kit
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 Mid-Band [MVA]
A 5 01/25/12 2.05 0.00 2.05     2.05 2.05 0-75: 2.00
76-80: 1.35
81-85: 0.70 		Request Broker Kit
North American Company
Guarantee Choice 5 Low-Band [MVA]
A+ 5 01/19/12 2.00 0.00 2.00     2.00 2.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+ 		Request Broker Kit
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 Low-Band [MVA]
A 5 01/25/12 1.85 0.00 1.85     1.85 1.85 0-75: 2.00
76-80: 1.35
81-85: 0.70 		Request Broker Kit
Symetra Life Insurance Company
Symetra Custom 5 High-Band
A 5 01/23/12 1.50 0.50 2.00     1.60 1.60 0-75: 2.50
76-85: 1.50
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.50 0.50 2.00   1.60 1.60 No Change  
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 5 01/23/12 1.45 0.50 1.95     1.55 1.55 0-75: 2.50
76-85: 1.50
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.45 0.50 1.95   1.55 1.55 No Change  
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 5 01/23/12 1.20 0.50 1.70     1.30 1.30 0-75: 2.50
76-85: 1.50
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.20 0.50 1.70   1.30 1.30 No Change  
Symetra Life Insurance Company
Symetra Custom 5 Low-Band
A 5 01/23/12 1.00 0.50 1.50     1.10 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00 		Request Broker Kit
Next Rate: 02/13/12 1.00 0.50 1.50   1.10 1.10 No Change  
Rate Guaranteed 3 Years
Fidelity & Guaranty Life
FG Guarantee-Platinum 3 [MVA]
B++ 3 02/01/12 1.60 0.00 1.60     1.60 1.60 0-79: 1.50
80-90: 0.75 		Request Broker Kit
North American Company
Guarantee Choice 3 High-Band [MVA]
A+ 3 01/19/12 1.20 0.00 1.20     1.20 1.20 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+ 		Request Broker Kit
North American Company
Guarantee Choice 3 Low-Band [MVA]
A+ 3 01/19/12 1.00 0.00 1.00     1.00 1.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+ 		Request Broker Kit

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 15 Years
National Western Life
NWL Ultra Future
Option B: Fixed Account
Fixed 15
Years 		4.75
to 10.00 		    08/18/11 1.90% 1-Yr Fixed 0-75: 5.00+
76-80: 3.00+ 		Request Broker Kit
Min Rates:
National Western Life
NWL Ultra Future
Option D: Monthly Cap
S&P 500 Point to Point 15
Years 		4.75
to 10.00 		    08/18/11     1.75 0-75: 5.00+
76-80: 3.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
National Western Life
NWL Ultra Future
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 15
Years 		4.75
to 10.00 		    08/18/11 50 1.70   0-75: 5.00+
76-80: 3.00+ 		Request Broker Kit
Annual Monthly Min Rates: 50 6.00  
Surrender Charges Last 14 Years
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
Fixed Account
Fixed 14
Years 		9.00     02/02/12 2.50% 1-Yr Fixed 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
Fixed Account
Fixed 14
Years 		6.00     02/02/12 2.50% 1-Yr Fixed 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
Prosperity Elite 14
Fixed Account
Fixed 14
Years 		      02/02/12 2.50% 1-Yr Fixed 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Min Rates:
North American Company
Charter 14
1-Year Fixed
Fixed 14
Years 		10.00     01/19/12 1.50% 1-Yr Fixed 0-75: 7.50+ Request Broker Kit
Min Rates:
North American Company
Charter 14
1-Year Dow Jones EuroStoxx 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 14
Years 		10.00     01/19/12     3.05 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year S&P 400 Annual Daily Average
S&P 400 Point to Point 14
Years 		10.00     01/19/12     2.75 0-75: 7.50+ Request Broker Kit
Annual Monthly Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Hindsight Index Strategy
Blended Indicies Point to Point 14
Years 		10.00     01/19/12     2.35 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 10   2.00
North American Company
Charter 14
1-Year NASDAQ-100 Monthly Point-to-Point
Nasdaq 100 Point to Point 14
Years 		10.00     01/19/12     1.50 0-75: 7.50+ Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
North American Company
Charter 14
1-Year S&P 500 Annual Daily Average
S&P 500 Point to Point 14
Years 		10.00     01/19/12     3.00 0-75: 7.50+ Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Russell 2000 Annual Daily Average
Russell 2000 Point to Point 14
Years 		10.00     01/19/12     2.60 0-75: 7.50+ Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Dow Jones Annual Daily Average
DJIA Point to Point 14
Years 		10.00     01/19/12     3.00 0-75: 7.50+ Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Nasdaq-100 Annual Point-to-Point
Nasdaq 100 Point to Point 14
Years 		10.00     01/19/12     2.50 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year S&P 400 Annual Point-to-Point
S&P 400 Point to Point 14
Years 		10.00     01/19/12     2.55 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year S&P 500 Monthly Point-to-Point Cap
S&P 500 Point to Point 14
Years 		10.00     01/19/12     1.60 0-75: 7.50+ Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
North American Company
Charter 14
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 14
Years 		10.00     01/19/12     2.75 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 14
Years 		10.00     01/19/12     2.50 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Dow Jones Annual Point-to-Point
DJIA Point to Point 14
Years 		10.00     01/19/12 100   2.65 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		9.00     02/02/12     10.25 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Biennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
1-Year Performance Triggered Account
S&P 500 Performance Triggered 14
Years 		9.00     02/02/12     4.50 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual None Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 14
Years 		9.00     02/02/12     5.00 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual Monthly Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		9.00     02/02/12     16.00 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Triennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		9.00     02/02/12     4.75 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Protection
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		9.00     02/02/12     2.50 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 14
Years 		6.00     02/02/12     5.00 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual Monthly Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		6.00     02/02/12     10.25 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Biennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		6.00     02/02/12     2.50 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
1-Year Performance Triggered Account
S&P 500 Performance Triggered 14
Years 		6.00     02/02/12     4.50 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual None Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		6.00     02/02/12     4.75 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14 Enhanced
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		6.00     02/02/12     16.00 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Triennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		      02/02/12     16.00 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Triennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		      02/02/12     2.50 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 14
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		      02/02/12     4.75 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 14
Years 		      02/02/12     10.25 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Biennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 14
1-Year Performance Triggered Account
S&P 500 Performance Triggered 14
Years 		      02/02/12     4.50 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual None Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 14
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 14
Years 		      02/02/12     5.00 0-79: 8.00
80-85: 4.00 		Request Broker Kit
Annual Monthly Min Rates:     3.00
Surrender Charges Last 13 Years
Up to 50% LIQUIDITY and 10% Commission
National Western Life
NWL Ultra Classic
Option B: Fixed Account
Fixed 13
Years 		      08/18/11 2.40% 1-Yr Fixed 0-75: 10.00+
76-80: 8.50+ 		Request Broker Kit
Min Rates:
National Western Life
NWL Ultra Classic
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 13
Years 		      08/18/11 50 1.70   0-75: 10.00+
76-80: 8.50+ 		Request Broker Kit
Annual Monthly Min Rates: 50 6.00  
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
National Western Life
NWL Ultra Classic
Option D: Monthly Cap Annual Reset
S&P 500 Point to Point 13
Years 		      08/18/11     1.75 0-75: 10.00+
76-80: 8.50+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
Surrender Charges Last 12 Years
GREAT Caps!
Athene Annuity
Enhanced Choice 12
8 Year Fixed Fixed
Fixed 12
Years 		5.00     01/18/12 2.00% +1.00 Bonus 0-75: 6.50+
76-UP: 3.50+ 		Request Broker Kit
Min Rates:
Athene Annuity
Enhanced Choice 12
1-Year DJIA Quarterly Point-to-Point Cap
DJIA Point to Point 12
Years 		5.00     01/18/12     3.00 0-75: 6.50+
76-UP: 3.50+ 		Request Broker Kit
Annual Quarterly Sum Min Rates:     1.00
Athene Annuity
Enhanced Choice 12
1-Year S&P 500 Annual Point-to-Point Cap
S&P 500 Point to Point 12
Years 		5.00     01/18/12     5.75 0-75: 6.50+
76-UP: 3.50+ 		Request Broker Kit
Annual None Min Rates:     2.00
Athene Annuity
Enhanced Choice 12
1-Year S&P 500 Monthly Additive Point-to-Point Cap
S&P 500 Point to Point 12
Years 		5.00     01/18/12     3.00 0-75: 6.50+
76-UP: 3.50+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     0.50
Athene Annuity
Enhanced Choice 12
1-Year DJIA Monthly Average Cap
DJIA Point to Point 12
Years 		5.00     01/18/12     6.00 0-75: 6.50+
76-UP: 3.50+ 		Request Broker Kit
Annual Monthly Min Rates:     5.00
Surrender Charges Last 10 Years
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
Fixed Interest Account
Fixed 10
Years 		10.00     02/07/12 2.20% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
Fixed Account
Fixed 10
Years 		8.00     02/02/12 2.25% 1-Yr Fixed 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
Prosperity Elite 10 Enhanced
Fixed Account
Fixed 10
Years 		5.00     02/02/12 2.25% 1-Yr Fixed 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Min Rates:
National Western Life
NWL IMPACT 10
Option B: Fixed Interest Rate
Fixed 10
Years 		7.00     08/18/11 1.80% 1-Yr Fixed 0-75: 6.50+
76-80: 4.50+ 		Request Broker Kit
Min Rates:
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
Traditional Fixed Value
Fixed 10
Years 		5.00
to 8.00 		    10/08/11 1.60% 1-Yr Fixed 0-78: 6.00+ Request Broker Kit
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
Fixed Strategy
Fixed 10
Years 		6.00
to 8.00 		    01/06/12 1.55% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
Prosperity Elite 10
Fixed Account
Fixed 10
Years 		      02/02/12 2.25% 1-Yr Fixed 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Min Rates:
Allianz Life Insurance Company of North America
MasterDex X Annuity
1 Year Fixed Interest Account
Fixed 10
Years 		6.00     02/07/12 1.60% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
FG Index-Accelerator 10
Fixed Interest Option
Fixed 10
Years 		6.00     02/02/12 1.50% 1-Yr Fixed 0-79: 7.50+
80-85: 3.75+ 		Request Broker Kit
Min Rates:
ING Annuity and Asset Sales
ING Secure Index Opportunities Plus - Low
Fixed Rate Strategy
Fixed 10
Years 		5.00     01/18/12 1.50% 1-Yr Fixed 0-80: 7.00+ Request Broker Kit
Min Rates:
ING Annuity and Asset Sales
ING Secure Index Opportunities Plus - High
Fixed Rate Strategy
Fixed 10
Years 		5.00     01/18/12 1.50% 1-Yr Fixed 0-80: 7.00+ Request Broker Kit
Min Rates:
Reliance Standard Life
Keystone 10 Index Annuity
Fixed Interest Strategy
Fixed 10
Years 		      09/29/11 1.90% 1-Yr Fixed 0-80: 7.00
81-85: 4.20 		Request Broker Kit
Min Rates:
North American Company
North American Ten
1-Year Fixed Account
Fixed 10
Years 		7.00     01/19/12 1.15% 1-Yr Fixed 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Min Rates:
Allianz Life Insurance Company of North America
Allianz 360 Annuity
1-Year Fixed Interest Account
Fixed 10
Years 		      02/07/12 1.80% 1-Yr Fixed 0-75: 7.00
76-80: 5.00 		Request Broker Kit
Min Rates: 0.50
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
North American Company
Charter 10
1-Year Fixed
Fixed 10
Years 		5.00     01/19/12 1.30% 1-Yr Fixed 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Min Rates:
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
Fixed Strategy
Fixed 10
Years 		6.00
to 8.00 		    01/06/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Min Rates:
Great American Life Insurance Company
Safe Return
Declared Rate Strategy
Fixed 10
Years 		      08/22/11 1.10% 1-Yr Fixed 0-75: 6.50+
76-80: 5.50+
81-85: 2.50+ 		Request Broker Kit
Min Rates:
Forethought Financial
Index Bonus 115sm - Low
Fixed Account Strategy
Fixed 10
Years 		      02/01/12 1.00% 1-Yr Fixed 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Min Rates:
Forethought Financial
Income 125 - High
Fixed Account Strategy
Fixed 10
Years 		      02/01/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Min Rates:
Forethought Financial
Index Bonus 115sm - High
Fixed Account Strategy
Fixed 10
Years 		      02/01/12 1.00% 1-Yr Fixed 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Min Rates:
Forethought Financial
Index Bonus 115sm - Mid band
Fixed Account Strategy
Fixed 10
Years 		      02/01/12 1.00% 1-Yr Fixed 0-75: 8.00+
76-85: 5.50+ 		Request Broker Kit
Min Rates:
Forethought Financial
Income 125 - Low
Fixed Account Strategy
Fixed 10
Years 		      02/01/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Min Rates:
Forethought Financial
Income 125 - Mid band
Fixed Account Strategy
Fixed 10
Years 		      02/01/12 1.00% 1-Yr Fixed 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Min Rates:
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year FTSE 100 Monthly Sum Cap
FTSE 100 Point to Point 10
Years 		10.00     02/07/12     2.30 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Monthly Sum Cap
Nasdaq 100 Point to Point 10
Years 		10.00     02/07/12     2.20 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years 		10.00     02/07/12     5.00 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years 		10.00     02/07/12     4.50 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		10.00     02/07/12     4.50 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates:     1.00
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year S&P 500 Monthly Sum Cap
S&P 500 Point to Point 10
Years 		10.00     02/07/12     2.20 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years 		10.00     02/07/12     4.50 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life Insurance Company of North America
MasterDex 10 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years 		10.00     02/07/12   4.50   0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates: 100 12.00  
Phoenix Life Insurance Company
Phoenix Personal Income Annuity
Fixed Account
Fixed 10
Years 		      01/01/12 0.85% 1-Yr Fixed 0-75: 7.50
76-80: 5.00
81-85: 3.00 		Request Broker Kit
Min Rates:
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
1-Year S&P 500 Monthly Point-to-Point with a Cap
S&P 500 Point to Point 10
Years 		8.00     02/02/12     2.40 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		5.00
to 8.00 		    10/08/11     3.00 0-78: 6.00+ Request Broker Kit
Annual None Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
1-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years 		8.00     02/02/12     4.25 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Annual None Min Rates:     3.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     1.60 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual None Min Rates:     2.00
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
1 Year S&P 500 Monthly Average Participation Rate
S&P 500 Point to Point 10
Years 		5.00
to 8.00 		    10/08/11 15     0-78: 6.00+ Request Broker Kit
Annual None Min Rates: 10    
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual None Min Rates:     2.00
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
2-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years 		8.00     02/02/12     9.75 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Biennial None Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
1-Year S&P 500 Monthly Average with A Cap
S&P 500 Point to Point 10
Years 		8.00     02/02/12     4.75 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Annual Monthly Min Rates:     3.00
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
3-Year S&P 500 Point-to-Point with a Cap
S&P 500 Point to Point 10
Years 		8.00     02/02/12     15.50 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Triennial None Min Rates:     3.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     1.05 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
1 Year S&P 500 Annual Point-to-Point Participation Rate
S&P 500 Point to Point 10
Years 		5.00
to 8.00 		    10/08/11 15     0-78: 6.00+ Request Broker Kit
Annual None Min Rates: 10    
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
1 Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years 		5.00
to 8.00 		    10/08/11     1.60 0-78: 6.00+ Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     3.25 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates:     1.00
Fidelity & Guaranty Life
Prosperity Elite 10 Protection
1-Year Performance Triggered Account
S&P 500 Performance Triggered 10
Years 		8.00     02/02/12     4.25 0-79: 7.00+
80-85: 3.50+ 		Request Broker Kit
Annual None Min Rates:     3.00
Aviva Life & Annuity (Income Series)
Income Preferred Bonus - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		6.00
to 8.00 		    01/06/12     2.00 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates:     1.00
American Equity Investment Life Insurance Company
Retirement Gold (02-09)
1 Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years 		5.00
to 8.00 		    10/08/11     3.00 0-78: 6.00+ Request Broker Kit
Annual Monthly Min Rates:     1.00
North American Company
North American Ten
1-Year S&P 400 Annual Point-to-Point
S&P 400 Point to Point 10
Years 		7.00     01/19/12     2.00 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
National Western Life
NWL IMPACT 10
Option K: 1 Year Annual Poin to Point with Monthly Average
S&P 500 Point to Point 10
Years 		7.00     08/18/11 40 2.00   0-75: 6.50+
76-80: 4.50+ 		Request Broker Kit
Annual Monthly Min Rates: 20 2.00  
North American Company
North American Ten
1-Year Hindsight Index Strategy
Blended Indicies Point to Point 10
Years 		7.00     01/19/12     2.00 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 10   2.00
North American Company
North American Ten
1-Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 10
Years 		7.00     01/19/12     2.00 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates:     2.00
North American Company
North American Ten
1-Year S&P 500 Monthly Average
S&P 500 Point to Point 10
Years 		7.00     01/19/12     2.20 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 2.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Bail
Out 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
North American Company
North American Ten
1-Year S&P 400 Monthly Average
S&P 400 Point to Point 10
Years 		7.00     01/19/12     2.00 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point
DJ EuroStoxx 50 Point to Point 10
Years 		7.00     01/19/12     2.20 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years 		7.00     01/19/12     2.05 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years 		7.00     01/19/12     1.25 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
National Western Life
NWL IMPACT 10
Option J: 1 Year Annual Point to Point with Cap
S&P 500 Point to Point 10
Years 		7.00     08/18/11     3.00 0-75: 6.50+
76-80: 4.50+ 		Request Broker Kit
Annual None Min Rates:     3.00
North American Company
North American Ten
1-Year Russell 2000 Monthly Average
Russell 2000 Point to Point 10
Years 		7.00     01/19/12     2.00 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year Dow Jones Annual Point-to-Point
DJIA Point to Point 10
Years 		7.00     01/19/12