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Encore Annuity and Life FEATURED ANNUITIES

 
 
 
Company
 State
 Premium
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Showing 1-231 of 231    Print/Save
Fixed Annuities
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate 		Additional
Information
Yield to Surrender
Surrender Charges Last 10 Years
RBC Insurance
Value Master SPDA [MVA]
A 1 09/01/10 3.00 0.00 3.00     3.00 3.00 0-75: 7.00
76-80: 5.00
81-85: 4.00 		Request Broker Kit
National Western Life
NWL Accumulator Five [LOAN]
A 1 08/27/10 2.35 5.00 7.35     2.84 2.52 0-75: 7.00+
76-90: 3.20+ 		Request Broker Kit
Forethought Financial
Secure Income 125 Low-Band
A- 1 08/06/10 2.50 0.00 2.50     2.50 1.15 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Forethought Financial
Secure Income 125 Mid-Band
A- 1 08/06/10 2.50 0.00 2.50     2.50 1.15 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Forethought Financial
Secure Income 125 High-Band
A- 1 08/06/10 2.50 0.00 2.50     2.50 1.15 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Forethought Financial
Secure Bonus 115sm Low-Band [MVA]
A- 1 08/06/10 2.50 0.00 2.50     2.50 1.15 0-75: 7.00+
76-85: 4.50+ 		Request Broker Kit
Forethought Financial
Secure Bonus 115sm Mid-Band [MVA]
A- 1 08/06/10 2.50 0.00 2.50     2.50 1.15 0-75: 7.00+
76-85: 4.50+ 		Request Broker Kit
Forethought Financial
Secure Bonus 115sm High-Band [MVA]
A- 1 08/06/10 2.50 0.00 2.50     2.50 1.15 0-75: 7.00+
76-85: 4.50+ 		Request Broker Kit
National Western Life
NWL Protector One [MVA, LOAN]
A 1 08/27/10 2.35 1.00 3.35     2.45 2.13 0-75: 10.00+
76-90: 6.00+ 		Request Broker Kit
Reliance Standard Life
Argus 2000 MVA
Product has been withdrawn from sale effective 09/01/2010
Surrender Charges Last 7 Years
No MVA Option Available
Reliance Standard Life
Apollo MVA [MVA]
A 1 09/02/10 2.70 0.50 3.20     2.77 2.17 0-75: 6.00
76-80: 4.80
81-85: 3.60 		Request Broker Kit
Great American Life Insurance Company
Secure American [LOAN]
A 1 08/21/10 2.35 1.00 3.35     2.49 2.19 18-70: 6.50+
71-80: 5.25+
81-89: 5.00+ 		Request Broker Kit
Surrender Charges Last 6 Years
The Standard
Secured Rate Annuity 1 High-Band
A 1 08/16/10 1.80 1.00 2.80 0.20
to 1.00 		3.83 2.14 1.47 0-80: 4.00
81-85: 2.00
86-UP: 1.45 		Request Broker Kit
The Standard
Secured Rate Annuity 1 Low-Band
A 1 08/16/10 1.70 1.00 2.70 0.20
to 1.00 		3.73 2.04 1.45 0-80: 4.00
81-85: 2.00
86-UP: 1.45 		Request Broker Kit
Surrender Charges Last 5 Years
No MVA Option Available
Reliance Standard Life
Eleos MVA [MVA]
A 1 09/02/10 2.90 0.50 3.40     3.00 2.28 0-75: 4.00
76-80: 3.20
81-85: 2.40 		Request Broker Kit

MYGAs
Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate 		Additional
Information
Yield to Surrender
Surrender Charges Last 10 Years
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 [MVA]
B++ 5 09/01/10 3.10 0.00 3.10     3.10 3.10 0-79: 2.50
80-90: 1.25 		Request Broker Kit
OM Financial Life Insurance Company
OM Guarantee-Platinum 5 High-Band [MVA]
B++ 5 09/01/10 3.10 0.00 3.10     3.10 3.10 0-79: 2.50
80-90: 1.25 		Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 10 09/01/10 2.80 1.00 3.80     2.90 2.90 0-79: 4.00
80-85: 2.00 		Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 6 09/01/10 2.85 0.00 2.85     2.85 2.85 0-79: 2.50
80-85: 0.50 		Request Broker Kit
ING USA Annuity and Life
Guaranteed Choice 10 High-Band [MVA]
A 10 09/01/10 2.75 1.00 3.75     2.85 2.85 Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 10 09/01/10 2.70 1.00 3.70     2.80 2.80 0-79: 4.00
80-85: 2.00 		Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 6 09/01/10 2.75 0.00 2.75     2.75 2.75 0-79: 2.50
80-85: 0.50 		Request Broker Kit
ING USA Annuity and Life
Guaranteed Choice 10 Low-Band [MVA]
A 10 09/01/10 2.75 0.00 2.75     2.75 2.75 Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 7 High-Band [MVA]
A 7 09/01/10 2.45 1.00 3.45     2.59 2.59 0-79: 2.50
80-85: 0.50 		Request Broker Kit
American National Insurance Company
Palladium MYG Annuity 7 Low-Band [MVA]
A 7 09/01/10 2.35 1.00 3.35     2.49 2.49 0-79: 2.50
80-85: 0.50 		Request Broker Kit
Surrender Charges Last 7 Years
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA]
A- 7 07/20/10 3.75 0.00 3.75     3.75 3.75 0-75: 3.00
76-80: 2.00 		Request Broker Kit
Next Rate: 09/03/10 3.25 0.00 3.25   3.25 3.25 -0.50 DOWN  
OM Financial Life Insurance Company
OM Guarantee-Platinum 7 [MVA]
B++ 7 09/01/10 3.20 0.00 3.20     3.20 3.20 0-79: 3.25
80-90: 1.63 		Request Broker Kit
Symetra Life Insurance Company
Symetra Custom 7 High-Band
A 7 08/23/10 2.70 0.50 3.20     2.77 2.77 Request Broker Kit
Next Rate: 09/07/10 2.65 0.50 3.15   2.72 2.72 -0.05 DOWN  
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 7 08/23/10 2.65 0.50 3.15     2.72 2.72 Request Broker Kit
Next Rate: 09/07/10 2.60 0.50 3.10   2.67 2.67 -0.05 DOWN  
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 7 08/23/10 2.50 0.50 3.00     2.57 2.57 Request Broker Kit
Next Rate: 09/07/10 2.45 0.50 2.95   2.52 2.52 -0.05 DOWN  
Symetra Life Insurance Company
Symetra Custom 7 Low-Band
A 7 08/23/10 2.10 0.50 2.60     2.17 2.17 Request Broker Kit
Next Rate: 09/07/10 2.05 0.50 2.55   2.12 2.12 -0.05 DOWN  
Surrender Charges Last 5 Years
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA [MVA]
A- 5 07/20/10 3.65 0.00 3.65     3.65 3.65 0-75: 3.00
76-80: 2.00 		Request Broker Kit
Next Rate: 09/03/10 3.15 0.00 3.15   3.15 3.15 -0.50 DOWN  
Best Commission for Older Ages!
Great American Life Insurance Company
American Freedom Stars and Stripes 5 High-Band [MVA, STEP RATE]
A 5 08/21/10 0.00 0.25 0.25     2.65 2.65 0-84: 3.00
85-89: 1.80 		Request Broker Kit
Best Commission for Older Ages!
Great American Life Insurance Company
American Freedom Stars and Stripes 5 Low-Band [MVA, STEP RATE]
A 5 08/21/10 0.00 0.25 0.25     2.55 2.55 0-84: 3.00
85-89: 1.80 		Request Broker Kit
Symetra Life Insurance Company
Symetra Custom 5 High-Band
A 5 08/23/10 1.80 0.50 2.30     1.90 1.90 Request Broker Kit
Next Rate: 09/07/10 1.80 0.50 2.30   1.90 1.90 No Change  


Company / Product Name AM
Best 		Years
Gtd 		Last
Change 		Base
Rate 		Bonus
Rate 		Current
Rate 		Premium
Bonus 		Effective
Rate 		CUR GTD Commissions
Age: Rate 		Additional
Information
Yield to Surrender
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 5 08/23/10 1.75 0.50 2.25     1.85 1.85 Request Broker Kit
Next Rate: 09/07/10 1.75 0.50 2.25   1.85 1.85 No Change  
Symetra Life Insurance Company
Symetra Custom 5 Low-Band
A 5 08/23/10 1.50 0.50 2.00     1.60 1.60 Request Broker Kit
Next Rate: 09/07/10 1.50 0.50 2.00   1.60 1.60 No Change  
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 5 08/23/10 1.50 0.50 2.00     1.60 1.60 Request Broker Kit
Next Rate: 09/07/10 1.50 0.50 2.00   1.60 1.60 No Change  
Surrender Charges Last 3 Years
OM Financial Life Insurance Company
OM Guarantee-Platinum 3 [MVA]
B++ 3 09/01/10 2.20 0.00 2.20     2.20 2.20 0-79: 1.50
80-90: 0.75 		Request Broker Kit

Fixed Indexed Annuities
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 15 Years
National Western Life
NWL Ultra Future
Option B: Fixed Account
Fixed 15
Years 		2.00
to 10.00 		08/06/10 2.90% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Min Rates: 1.50
Next Rate Change:  09/27/10 2.40% 1-Yr Fixed
National Western Life
NWL Ultra Future
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 15
Years 		2.00
to 10.00 		08/27/10 50 0.85   0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates: 50 6.00  
National Western Life
NWL Ultra Future
Option D: Monthly Cap
S&P 500 Point to Point 15
Years 		2.00
to 10.00 		08/27/10     2.30 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
Surrender Charges Last 14 Years
North American Company
Charter 14
1-Year Fixed
Fixed 14
Years 		10.00 09/01/10 2.15% 1-Yr Fixed 0-75: 7.50+ Request Broker Kit
Min Rates: 1.10
North American Company
Charter 14
1-Year S&P 500 Monthly Point-to-Point Cap
S&P 500 Point to Point 14
Years 		10.00 09/01/10     2.20 0-75: 7.50+ Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
North American Company
Charter 14
1-Year S&P 500 Annual Daily Average
S&P 500 Point to Point 14
Years 		10.00 09/01/10     4.50 0-75: 7.50+ Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 14
Years 		10.00 09/01/10     4.15 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Nasdaq-100 Annual Point-to-Point
Nasdaq 100 Point to Point 14
Years 		10.00 09/01/10 100 0.00 3.70 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year NASDAQ-100 Monthly Point-to-Point
Nasdaq 100 Point to Point 14
Years 		10.00 09/01/10     2.10 0-75: 7.50+ Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
North American Company
Charter 14
1-Year Dow Jones Annual Daily Average
DJIA Point to Point 14
Years 		10.00 09/01/10     4.30 0-75: 7.50+ Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Dow Jones Annual Point-to-Point
DJIA Point to Point 14
Years 		10.00 09/01/10 100   4.00 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Russell 2000 Annual Daily Average
Russell 2000 Point to Point 14
Years 		10.00 09/01/10     3.90 0-75: 7.50+ Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 14
Years 		10.00 09/01/10     3.80 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year Dow Jones EuroStoxx 50 Point-to-Point
DJ EuroStoxx 50 Point to Point 14
Years 		10.00 09/01/10     4.00 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 4.00
North American Company
Charter 14
1-Year Hindsight Index Strategy
Blended Indicies Point to Point 14
Years 		10.00 09/01/10     3.45 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 10   3.00
North American Company
Charter 14
1-Year S&P 400 Annual Daily Average
S&P 400 Point to Point 14
Years 		10.00 09/01/10     3.90 0-75: 7.50+ Request Broker Kit
Annual Monthly Min Rates: 100 0.00 2.00
North American Company
Charter 14
1-Year S&P 400 Annual Point-to-Point
S&P 400 Point to Point 14
Years 		10.00 09/01/10 100 0.00 3.85 0-75: 7.50+ Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
Surrender Charges Last 13 Years
Up to 50% LIQUIDITY and 12% Commissions!
National Western Life
NWL Ultra Classic
Option B: Fixed Account
Fixed 13
Years 		  08/06/10 3.25% 1-Yr Fixed 0-75: 12.00+
76-80: 10.50+ 		Request Broker Kit
Min Rates: 1.50
Next Rate Change:  09/27/10 2.90% 1-Yr Fixed
National Western Life
NWL Ultra Classic
Option A: Monthly Averaging Annual Reset
S&P 500 Point to Point 13
Years 		  08/27/10 50 0.85   0-75: 12.00+
76-80: 10.50+ 		Request Broker Kit
Annual Monthly Min Rates: 50 6.00  
National Western Life
NWL Ultra Classic
Option D: Monthly Cap Annual Reset
S&P 500 Point to Point 13
Years 		  08/27/10     2.30 0-75: 12.00+
76-80: 10.50+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Surrender Charges Last 12 Years

7.5% Guaranteed Lifetime Income Rider
RBC Insurance
RBC Enhanced Choice 12 SPDA
Fixed Account
Fixed 12
Years 		5.00 09/01/10 1.05% +1.00 Bonus 0-75: 8.00+
76-80: 6.00+
81-85: 4.00+ 		Request Broker Kit
Min Rates: 1.00
RBC Insurance
RBC Enhanced Choice 12 SPDA
1-Year DJIA Quarterly Additive Point-to-Point Cap
DJIA Point to Point 12
Years 		5.00 09/01/10 100 0.00 2.00 0-75: 8.00+
76-80: 6.00+
81-85: 4.00+ 		Request Broker Kit
Annual Quarterly Sum Min Rates: 100 0.00 1.00
RBC Insurance
RBC Enhanced Choice 12 SPDA
1-Year DJIA Monthly Average Cap
DJIA Point to Point 12
Years 		5.00 09/01/10 100 0.00 5.00 0-75: 8.00+
76-80: 6.00+
81-85: 4.00+ 		Request Broker Kit
Annual Monthly Min Rates: 100 9.00 5.00
RBC Insurance
RBC Enhanced Choice 12 SPDA
1-Year S&P 500 Monthly Additive Point-to-Point Cap
S&P 500 Point to Point 12
Years 		5.00 09/01/10 100 0.00 1.50 0-75: 8.00+
76-80: 6.00+
81-85: 4.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
RBC Insurance
RBC Enhanced Choice 12 SPDA
1-Year S&P 500 Annual Point-to-Point Cap
S&P 500 Point to Point 12
Years 		5.00 09/01/10 100 0.00 4.00 0-75: 8.00+
76-80: 6.00+
81-85: 4.00+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 3.00
Surrender Charges Last 10 Years
Allianz Life
MasterDex 10 Plus Annuity
Fixed
Fixed 10
Years 		10.00 08/03/10 3.00% 1-Yr Fixed 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Min Rates: 1.50
Allianz Life
MasterDex X Annuity
1 Year Fixed
Fixed 10
Years 		10.00 08/03/10 2.15% 1-Yr Fixed 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Min Rates: 2.50
Aviva Life and Annuity
Income Preferred Bonus - High
Fixed Strategy
Fixed 10
Years 		8.00 08/06/10 2.20% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Next Rate Change:  09/03/10 1.80% 1-Yr Fixed
Reliance Standard Life
Keystone 10 Index Annuity
Fixed Interest Strategy
Fixed 10
Years 		  09/02/10 2.95% 1-Yr Fixed 0-80: 8.00
81-85: 4.80 		Request Broker Kit
Min Rates: 2.00
Forethought Financial
Guaranteed Destinations WA - Low
Fixed Account Strategy
Fixed 10
Years 		6.00 08/06/10 2.00% 1-Yr Fixed 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Min Rates: 2.00
Forethought Financial
Guaranteed Destinations WA - Mid band
Fixed Account Strategy
Fixed 10
Years 		6.00 08/06/10 2.00% 1-Yr Fixed 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Min Rates: 2.00
Forethought Financial
Guaranteed Destinations WA - High
Fixed Account Strategy
Fixed 10
Years 		6.00 08/06/10 2.00% 1-Yr Fixed 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Min Rates: 2.00
North American Company
Charter 10
1-Year Fixed
Fixed 10
Years 		5.00 09/01/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Min Rates: 1.10
Aviva Life and Annuity
Income Preferred Bonus - Low
Fixed Strategy
Fixed 10
Years 		8.00 08/06/10 1.65% 1-Yr Fixed 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Next Rate Change:  09/03/10 1.25% 1-Yr Fixed
North American Company
North American Ten
1-Year Fixed Account
Fixed 10
Years 		10.00 09/01/10 1.30% 1-Yr Fixed 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Min Rates: 3.00
RBC Insurance
RBC Choice 10 SPDA
1-Year Fixed Account
Fixed 10
Years 		  09/01/10 2.05% 1-Yr Fixed 0-75: 10.00+
76-80: 8.00+
81-85: 6.00+ 		Request Broker Kit
Min Rates: 1.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - Low
Fixed Rate Strategy
Fixed 10
Years 		5.00 09/01/10 1.50% 1-Yr Fixed 0-80: 7.00+ Request Broker Kit
Min Rates: 2.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - High
Fixed Rate Strategy
Fixed 10
Years 		5.00 09/01/10 1.50% 1-Yr Fixed 0-80: 7.00+ Request Broker Kit
Min Rates: 2.00
Forethought Financial
Income 125 - Low
Fixed Account Strategy
Fixed 10
Years 		  08/06/10 2.00% 1-Yr Fixed 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Forethought Financial
Income 125 - Mid band
Fixed Account Strategy
Fixed 10
Years 		  08/06/10 2.00% 1-Yr Fixed 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Forethought Financial
Income 125 - High
Fixed Account Strategy
Fixed 10
Years 		  08/06/10 2.00% 1-Yr Fixed 0-75: 7.00+
76-85: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Forethought Financial
Index Bonus 115sm - Mid band
Fixed Account Strategy
Fixed 10
Years 		  08/06/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-85: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Forethought Financial
Index Bonus 115sm - High
Fixed Account Strategy
Fixed 10
Years 		  08/06/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-85: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Forethought Financial
Index Bonus 115sm - Low
Fixed Account Strategy
Fixed 10
Years 		  08/06/10 2.00% 1-Yr Fixed 0-75: 7.50+
76-85: 5.00+ 		Request Broker Kit
Min Rates: 1.00
Great American Life Insurance Company
Safe Return
Declared Rate Strategy
Fixed 10
Years 		  08/21/10 2.00% 1-Yr Fixed 0-75: 6.50+
76-80: 5.50+
81-85: 2.50+ 		Request Broker Kit
Min Rates: 1.00-2.00
OM Financial Life Insurance Company
OM Index-Accelerator 10
Fixed Interest Option
Fixed 10
Years 		8.00 09/01/10 1.10% 1-Yr Fixed 0-79: 8.00+
80-85: 4.00+ 		Request Broker Kit
Min Rates: 1.00-1.10
Forethought Financial
Guaranteed Destinations WA - Mid band
Short-Term Account Strategy
Fixed 10
Years 		6.00 08/06/10 1.25% 1-Yr Fixed 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Min Rates: 2.00
Forethought Financial
Guaranteed Destinations WA - High
Short-Term Account Strategy
Fixed 10
Years 		6.00 08/06/10 1.25% 1-Yr Fixed 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Min Rates: 2.00
Forethought Financial
Guaranteed Destinations WA - Low
Short-Term Account Strategy
Fixed 10
Years 		6.00 08/06/10 1.25% 1-Yr Fixed 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Min Rates: 2.00
RBC Insurance
RBC Enhanced Choice 10 SPDA
Fixed Account
Fixed 10
Years 		5.00 09/01/10 1.05% +1.00 Bonus 0-75: 7.00+
76-79: 5.00+
80-85: 3.00+ 		Request Broker Kit
Min Rates: 1.00
Allianz Life
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years 		10.00 08/03/10     7.00 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life
MasterDex 10 Plus Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 10
Years 		10.00 08/03/10     2.90 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life
MasterDex 10 Plus Annuity
1 Year FTSE 100 Point-to-Point Cap
FTSE 100 Point to Point 10
Years 		10.00 08/03/10     7.50 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life
MasterDex 10 Plus Annuity
1 Year FTSE 100 Monthly Cap
FTSE 100 Point to Point 10
Years 		10.00 08/03/10     2.90 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life
MasterDex 10 Plus Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years 		10.00 08/03/10     7.75 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life
MasterDex 10 Plus Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years 		10.00 08/03/10   2.00   0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates: 100 12.00  
Allianz Life
MasterDex 10 Plus Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		10.00 08/03/10     3.00 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life
MasterDex 10 Plus Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		10.00 08/03/10     7.75 0-75: 8.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates:     1.00
Allianz Life
MasterDex X Annuity
1 Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		10.00 08/03/10     2.10 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life
MasterDex X Annuity
1 Year S&P 500 Point-to-Point Cap
S&P 500 Point to Point 10
Years 		10.00 08/03/10     5.25 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
Allianz Life
MasterDex X Annuity
1 Year Euro STOXX 50 Point-to-Point Cap
DJ EuroStoxx 50 Point to Point 10
Years 		10.00 08/03/10     4.75 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life
MasterDex X Annuity
1 Year Euro STOXX 50 Monthly Cap
DJ EuroStoxx 50 Point to Point 10
Years 		10.00 08/03/10     2.10 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life
MasterDex X Annuity
1 Year Nasdaq 100 Monthly Cap
Nasdaq 100 Point to Point 10
Years 		10.00 08/03/10     2.30 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   0.50
Allianz Life
MasterDex X Annuity
1 Year Nasdaq 100 Point-to-Point Cap
Nasdaq 100 Point to Point 10
Years 		10.00 08/03/10     4.50 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life
MasterDex X Annuity
1 Year Blended Point-to-Point Cap
Blended Indicies Point to Point 10
Years 		10.00 08/03/10     5.25 0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual None Min Rates: 100   1.00
Allianz Life
MasterDex X Annuity
1 Year Blended Monthly Average Spread
Blended Indicies Point to Point 10
Years 		10.00 08/03/10   2.00   0-75: 7.00+
76-80: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates: 100 12.00  
North American Company
North American Ten
1-Year Dow Jones EuroStoxx 50 Annual Point-to-Point
DJ EuroStoxx 50 Point to Point 10
Years 		10.00 09/01/10     2.20 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year Nasdaq 100 Annual Point-to-Point
Nasdaq 100 Point to Point 10
Years 		10.00 09/01/10     2.05 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year Nasdaq 100 Monthly Point-to-Point
Nasdaq 100 Point to Point 10
Years 		10.00 09/01/10     1.20 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
North American Company
North American Ten
1-Year Dow Jones Annual Point-to-Point
DJIA Point to Point 10
Years 		10.00 09/01/10     2.20 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year Dow Jones Monthly Average
DJIA Point to Point 10
Years 		10.00 09/01/10     2.40 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 3.00
North American Company
North American Ten
1-Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 10
Years 		10.00 09/01/10     2.10 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates:     2.00
North American Company
North American Ten
1-Year Russell 2000 Monthly Average
Russell 2000 Point to Point 10
Years 		10.00 09/01/10     2.10 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 3.00
North American Company
North American Ten
1-Year S&P 400 Annual Point-to-Point
S&P 400 Point to Point 10
Years 		10.00 09/01/10     2.10 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year S&P 400 Monthly Average
S&P 400 Point to Point 10
Years 		10.00 09/01/10     2.10 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 3.00
North American Company
North American Ten
1-Year S&P 500 Monthly Average
S&P 500 Point to Point 10
Years 		10.00 09/01/10     2.65 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 3.00
North American Company
North American Ten
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years 		10.00 09/01/10     2.50 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
North American Ten
1-Year S&P 500 Monthly Point-to-Point
S&P 500 Point to Point 10
Years 		10.00 09/01/10     1.40 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
North American Company
North American Ten
1 - Year Hindsight Index Strategy
Blended Indicies Point to Point 10
Years 		10.00 09/01/10     2.00 0-75: 6.50+
76-79: 4.88+ 		Request Broker Kit
Annual None Min Rates: 10   3.00
OM Financial Life Insurance Company
OM Index-Accelerator 10
1-Year S&P 500 Monthly Cap
S&P 500 Point to Point 10
Years 		8.00 09/01/10     1.30 0-79: 8.00+
80-85: 4.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
OM Financial Life Insurance Company
OM Index-Accelerator 10
1-Year S&P 500 Monthly Average
S&P 500 Point to Point 10
Years 		8.00 09/01/10     3.25 0-79: 8.00+
80-85: 4.00+ 		Request Broker Kit
Annual Monthly Min Rates:     3.00
OM Financial Life Insurance Company
OM Index-Accelerator 10
1-Year S&P 500 Point-to-Point
S&P 500 Point to Point 10
Years 		8.00 09/01/10     3.00 0-79: 8.00+
80-85: 4.00+ 		Request Broker Kit
Annual None Min Rates:     3.00
OM Financial Life Insurance Company
OM Index-Accelerator 10
2-Year S&P 500 Monthly Average with Cap
S&P 500 Point to Point 10
Years 		8.00 09/01/10     7.00 0-79: 8.00+
80-85: 4.00+ 		Request Broker Kit
Biennial Monthly Min Rates:     6.00
Aviva Life and Annuity
Income Preferred Bonus - Low
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		8.00 08/06/10     3.50 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates:     1.00
Next Rate Change:  09/03/10     2.50
Aviva Life and Annuity
Income Preferred Bonus - Low
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		8.00 08/06/10     1.75 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Next Rate Change:  09/03/10     1.45
Aviva Life and Annuity
Income Preferred Bonus - Low
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		8.00 08/06/10     3.75 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual None Min Rates:     2.00
Next Rate Change:  09/03/10     2.50
Aviva Life and Annuity
Income Preferred Bonus - High
1-Year Point-to-Point Index Strategy
S&P 500 Point to Point 10
Years 		8.00 08/06/10     5.25 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual None Min Rates:     2.00
Next Rate Change:  09/03/10     4.00
Aviva Life and Annuity
Income Preferred Bonus - High
1-Year Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		8.00 08/06/10     2.00 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
Next Rate Change:  09/03/10     1.70
Aviva Life and Annuity
Income Preferred Bonus - High
1-Year Average Index Strategy
S&P 500 Point to Point 10
Years 		8.00 08/06/10     5.00 0-75: 7.00+
76-78: 5.00+ 		Request Broker Kit
Annual Monthly Min Rates:     1.00
Next Rate Change:  09/03/10     4.00
Forethought Financial
Guaranteed Destinations WA - Low
Annual Cap with Monthly Averaging
S&P 500 Point to Point 10
Years 		6.00 08/06/10     5.00 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual None Min Rates:     4.00
Forethought Financial
Guaranteed Destinations WA - Low
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years 		6.00 08/06/10     1.00 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual Monthly Min Rates:     1.00
Forethought Financial
Guaranteed Destinations WA - Mid band
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years 		6.00 08/06/10     1.25 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual Monthly Min Rates:     1.00
Forethought Financial
Guaranteed Destinations WA - Mid band
Annual Cap with Monthly Averaging
S&P 500 Point to Point 10
Years 		6.00 08/06/10     5.00 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual None Min Rates:     4.00
Forethought Financial
Guaranteed Destinations WA - High
Annual Cap with Monthly Averaging
S&P 500 Point to Point 10
Years 		6.00 08/06/10     5.00 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual None Min Rates:     4.00
Forethought Financial
Guaranteed Destinations WA - High
Monthly Point-to-Point with Cap
S&P 500 Point to Point 10
Years 		6.00 08/06/10     1.35 0-75: 7.00
76-85: 5.00 		Request Broker Kit
Annual Monthly Min Rates:     1.00
RBC Insurance
RBC Enhanced Choice 10 SPDA
1-Year S&P 500 Monthly Additive Point-to-Point Cap
S&P 500 Point to Point 10
Years 		5.00 09/01/10 100 0.00 1.25 0-75: 7.00+
76-79: 5.00+
80-85: 3.00+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100 0.00 1.00
RBC Insurance
RBC Enhanced Choice 10 SPDA
1-Year S&P 500 Annual Point-to-Point Cap
S&P 500 Point to Point 10
Years 		5.00 09/01/10 100 0.00 3.75 0-75: 7.00+
76-79: 5.00+
80-85: 3.00+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 3.00
RBC Insurance
RBC Enhanced Choice 10 SPDA
1-Year DJIA Quarterly Additive Point-to-Point Indexed Account
DJIA Point to Point 10
Years 		5.00 09/01/10 100 0.00 1.75 0-75: 7.00+
76-79: 5.00+
80-85: 3.00+ 		Request Broker Kit
Annual Quarterly Sum Min Rates: 100 0.00 1.00
RBC Insurance
RBC Enhanced Choice 10 SPDA
1-Year DJIA Monthly Average Indexed Account
DJIA Point to Point 10
Years 		5.00 09/01/10 100 0.00 5.00 0-75: 7.00+
76-79: 5.00+
80-85: 3.00+ 		Request Broker Kit
Annual Monthly Min Rates: 100 0.00 5.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - High
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     5.00 0-80: 7.00+ Request Broker Kit
Annual None Min Rates:     0.00
Company / Product / Account Index Product Type Surender
Charges 		Premium
Bonus 		Last
Change 		Part Rate Spread Cap Commissions
Age: Rate 		Additional
Information
Reset Averaging Min Part Rate Max Spread Min Cap
ING USA Annuity and Life
ING Secure Index Opportunities Plus - High
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     2.00 0-80: 7.00+ Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - Low
Monthly Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     1.60 0-80: 7.00+ Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
ING USA Annuity and Life
ING Secure Index Opportunities Plus - Low
Point-to-Point Cap Index Strategy
S&P 500 Point to Point 10
Years 		5.00 09/01/10     4.00 0-80: 7.00+ Request Broker Kit
Annual None Min Rates:     0.00
North American Company
Charter 10
1-Year S&P 400 Annual Daily Average
S&P 400 Point to Point 10
Years 		5.00 09/01/10     3.40 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 10
1-Year S&P 400 Annual Point-to-Point
S&P 400 Point to Point 10
Years 		5.00 09/01/10     3.40 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 10
1- Year Hindsight Index
Blended Indicies Point to Point 10
Years 		5.00 09/01/10     3.00 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual None Min Rates: 10   3.00
North American Company
Charter 10
1-Year S&P 500 Monthly Point-to-Point Capped
S&P 500 Point to Point 10
Years 		5.00 09/01/10 100   2.05 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual Monthly Sum Min Rates: 100   1.00
North American Company
Charter 10
1-Year S&P 500 Annual Daily Average
S&P 500 Point to Point 10
Years 		5.00 09/01/10     4.05 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 10
1-Year S&P 500 Annual Point-to-Point
S&P 500 Point to Point 10
Years 		5.00 09/01/10     3.75 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 10
1-Year Nasdaq-100 Annual Point-to-Point
Nasdaq 100 Point to Point 10
Years 		5.00 09/01/10     3.25 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 10
1 -Year NASDAQ Monthly Point-to-Point
Nasdaq 100 Point to Point 10
Years 		5.00 09/01/10     1.85 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual Monthly Sum Min Rates:     1.00
North American Company
Charter 10
1-Year Russell 2000 Annual Daily Average
Russell 2000 Point to Point 10
Years 		5.00 09/01/10     3.45 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 10
1-Year Russell 2000 Annual Point-to-Point
Russell 2000 Point to Point 10
Years 		5.00 09/01/10     3.35 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual None Min Rates: 100 0.00 2.00
North American Company
Charter 10
1-Year Dow Jones Annual Daily Average
DJIA Point to Point 10
Years 		5.00 09/01/10     3.80 0-75: 7.50+
76-79: 5.63+ 		Request Broker Kit
Annual Daily Min Rates: 100 0.00 2.00
North American Company
Charter 10
1-Year Dow Jones Annual Point-to-Point
DJIA Point to Point 10
Years 		5.00 09/01/10 100 0.00 3.50 0-75: 7.50+
76-79: 5.63+