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Encore Annuity and Life MULTI-YEAR GUARANTEE ANNUITIES (CD Type)

encoreinfo@encoreal.com
 
 
 
State
Premium
Qual
Rating
Company
Rate Gtd
Age
Comm
%


Showing 1-199 of 199    Print/Save
AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 10 Years
A la carte annuity - choose your options.
Sentinel Security Life Insurance Company
Personal Choice Annuity 10
B++ 2,500   01/01/12 1-10 4.00 4.00 0-80: 2.75
81-90: 2.00
Request Broker Kit
   
Next Rate:  02/13/12 1-10 3.85 3.85 -0.15 DOWN  
   
American National Insurance Company
Palladium MYG Annuity 10 High-Band [MVA]
A 100,000   02/01/12 1 3.55 2.65 0-79: 4.00
80-85: 2.00
Request Broker Kit
2-10 2.55
American National Insurance Company
Palladium MYG Annuity 10 Low-Band [MVA]
A 5,000   02/01/12 1 3.45 2.55 0-79: 4.00
80-85: 2.00
Request Broker Kit
2-10 2.45
ING Annuity and Asset Sales
Guarantee Choice 10 High-Band [MVA]
A 75,000   01/18/12 1 3.00 2.10 0-80: 3.25+ Request Broker Kit
2-10 2.00
ING Annuity and Asset Sales
Guarantee Choice 10 Low-Band [MVA]
A 15,000   01/18/12 1-10 2.00 2.00 0-80: 3.25+ Request Broker Kit
   
Rate Guaranteed 7 Years
A la carte annuity - choose your options.
Sentinel Security Life Insurance Company
Personal Choice Annuity 7
B++ 2,500   01/01/12 1-7 3.70 3.70 0-80: 2.25
81-90: 1.50
Request Broker Kit
   
Next Rate:  02/13/12 1-7 3.55 3.55 -0.15 DOWN  
   

3.24% Effective Yield

Athene Annuity
7 MYG
B++ 5,000   01/18/12 1 4.10 3.24 0-75: 2.75
76-UP: 1.50
Request Broker Kit
2-7 3.10
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA) MVA [MVA]
A- 10,000   02/07/12 1-7 2.70 2.70 0-75: 3.00
76-80: 2.00
Request Broker Kit
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 High-Band [MVA]
A 250,000   01/25/12 1-7 2.55 2.55 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+
Request Broker Kit
   
Fidelity & Guaranty Life
FG Guarantee-Platinum 7 [MVA]
B++ 5,000
Q:2,000
  02/01/12 1-7 2.50 2.50 0-79: 3.25
80-90: 1.63
Request Broker Kit
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Mid-Band [MVA]
A 100,000   01/25/12 1-7 2.45 2.45 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+
Request Broker Kit
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 7 Low-Band [MVA]
A 25,000   01/25/12 1-7 2.25 2.25 0-75: 2.75+
76-80: 2.15+
81-85: 1.50+
Request Broker Kit
   
Symetra Life Insurance Company
Symetra Custom 7 High-Band
A 250,000   01/23/12 1 2.40 1.97 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.90
Next Rate:  02/13/12 1 2.40 1.97 No Change  
2-7 1.90
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 100,000   01/23/12 1 2.35 1.92 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.85
Next Rate:  02/13/12 1 2.35 1.92 No Change  
2-7 1.85
Symetra Life Insurance Company
Symetra Custom 7 Mid-Band
A 50,000   01/23/12 1 2.00 1.57 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.50
Next Rate:  02/13/12 1 2.00 1.57 No Change  
2-7 1.50
Symetra Life Insurance Company
Symetra Custom 7 Low-Band
A 10,000   01/23/12 1 1.80 1.37 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.30
Next Rate:  02/13/12 1 1.80 1.37 No Change  
2-7 1.30


AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 6 Years
American National Insurance Company
Palladium MYG Annuity 6 High-Band [MVA]
A 100,000   02/01/12 1-6 1.80 1.80 0-79: 2.50
80-85: 0.50
Request Broker Kit
   
American National Insurance Company
Palladium MYG Annuity 6 Low-Band [MVA]
A 5,000   02/01/12 1-6 1.70 1.70 0-79: 2.50
80-85: 0.50
Request Broker Kit
   
Rate Guaranteed 5 Years
A la carte annuity - choose your options.
Sentinel Security Life Insurance Company
Personal Choice Annuity 5
B++ 2,500   01/01/12 1-5 3.60 3.60 0-80: 2.25
81-90: 1.50
Request Broker Kit
   
Next Rate:  02/13/12 1-5 3.45 3.45 -0.15 DOWN  
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA [MVA]
A- 10,000   02/07/12 1-5 2.60 2.60 0-75: 3.00
76-80: 2.00
Request Broker Kit
   
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 High-Band [MVA]
B++ 5,000
Q:2,000
  02/01/12 1-5 2.25 2.25 0-79: 2.50
80-90: 1.25
Request Broker Kit
   
North American Company
Guarantee Choice 5 High-Band [MVA]
A+ 200,000   01/19/12 1-5 2.25 2.25 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 High-Band [MVA]
A 250,000   01/25/12 1-5 2.15 2.15 0-75: 2.00
76-80: 1.35
81-85: 0.70
Request Broker Kit
   
Fidelity & Guaranty Life
FG Guarantee-Platinum 5 [MVA]
B++ 2,000   02/01/12 1-5 2.10 2.10 0-79: 2.50
80-90: 1.25
Request Broker Kit
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 Mid-Band [MVA]
A 100,000   01/25/12 1-5 2.05 2.05 0-75: 2.00
76-80: 1.35
81-85: 0.70
Request Broker Kit
   
North American Company
Guarantee Choice 5 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-5 2.00 2.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
Genworth Life and Annuity Insurance Co
SecureLiving Rate Saver 5 Low-Band [MVA]
A 25,000   01/25/12 1-5 1.85 1.85 0-75: 2.00
76-80: 1.35
81-85: 0.70
Request Broker Kit
   
Symetra Life Insurance Company
Symetra Custom 5 High-Band
A 250,000   01/23/12 1 2.00 1.60 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.50
Next Rate:  02/13/12 1 2.00 1.60 No Change  
2-5 1.50
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 100,000   01/23/12 1 1.95 1.55 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.45
Next Rate:  02/13/12 1 1.95 1.55 No Change  
2-5 1.45
Symetra Life Insurance Company
Symetra Custom 5 Mid-Band
A 50,000   01/23/12 1 1.70 1.30 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.20
Next Rate:  02/13/12 1 1.70 1.30 No Change  
2-5 1.20
Symetra Life Insurance Company
Symetra Custom 5 Low-Band
A 10,000   01/23/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.00
Next Rate:  02/13/12 1 1.50 1.10 No Change  
2-5 1.00


AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 3 Years
Fidelity & Guaranty Life
FG Guarantee-Platinum 3 [MVA]
B++ 5,000
Q:2,000
  02/01/12 1-3 1.60 1.60 0-79: 1.50
80-90: 0.75
Request Broker Kit
   
North American Company
Guarantee Choice 3 High-Band [MVA]
A+ 200,000   01/19/12 1-3 1.20 1.20 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
North American Company
Guarantee Choice 3 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-3 1.00 1.00 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   

AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 10 Years
Sentinel Security Life Insurance Company
Personal Choice Annuity 10 FL
B++ 2,500   01/01/12 1-10 3.90 3.90 0-80: 2.75
81-90: 2.00
Request Broker Kit
   
Next Rate:  02/13/12 1-10 3.75 3.75 -0.15 DOWN  
   
North American Company
Guarantee Choice 10 High-Band [MVA]
A+ 200,000   01/19/12 1-10 3.40 3.40 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
North American Company
Guarantee Choice 10 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-10 3.25 3.25 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
EquiTrust Life Insurance Company
Certainty 10 [MVA]
B+ 10,000   01/23/12 1-10 3.25 3.25 0-80: 3.00+
81-90: 2.25+
Request Broker Kit
   
EquiTrust Life Insurance Company
Certainty Select 10 [MVA]
B+ 10,000   01/23/12 1-10 3.25 3.25 0-80: 3.00
81-90: 2.25
Request Broker Kit
   
Integrity Life Insurance
MultiVantage 10 [MVA]
A+ 20,000   12/31/11 1 3.45 2.55 0-75: 3.50
76-85: 2.70
86-89: 2.00
Request Broker Kit
2-10 2.45
Integrity Life Insurance
Momentum Advantage 10 [MVA]
A+ 20,000   12/31/11 1 3.20 2.52 0-79: 3.50
80-83: 1.50
Request Broker Kit
2-10 2.45
The Standard
Focused Growth Annuity 10 High-Band [MVA, LOAN]
A 100,000   01/01/12 1-10 2.50 2.50 0-80: 4.00 Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10 High-Band [MVA]
A+ 100,000   02/01/12 1-10 2.45 2.45 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
The Standard
Focused Growth Annuity 10 Low-Band [MVA, LOAN]
A 15,000   01/01/12 1-10 2.40 2.40 0-80: 4.00 Request Broker Kit
   
Phoenix Life Insurance Company
Phoenix Select PlusĀ® 10-year [MVA]
B+ 5,000
Q:2,000
  01/01/12 1-10 2.35 2.35 0-80: 3.50
81-90: 2.00
Request Broker Kit
   
American General Life Insurance Company
AG HorizonSelect 10 [MVA]
A 5,000   02/06/12 1-10 2.35 2.35 0-80: 4.00+
81-85: 3.00+
Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 10 Low-Band [MVA]
A+ 10,000   02/01/12 1-10 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
Integrity Life Insurance
New Momentum 10 [MVA]
A+ 5,000
Q:2,000
  12/31/11 1 2.90 2.22 0-79: 5.00
80-85: 3.00
Request Broker Kit
2-10 2.15
Allianz Life Insurance Company of North America
Dominator Plus 10 High-Band [MVA, LOAN]
A 100,000   02/07/12 1-10 2.00 2.00 0-75: 4.00
76-80: 3.00
81-85: 2.00
Request Broker Kit
   
Allianz Life Insurance Company of North America
Dominator Plus 10 Low-Band [MVA, LOAN]
A 25,000   02/07/12 1-10 1.90 1.90 0-75: 4.00
76-80: 3.00
81-85: 2.00
Request Broker Kit
   


AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 9 Years
North American Company
Guarantee Choice 9 High-Band [MVA]
A+ 200,000   01/19/12 1-9 3.30 3.30 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
North American Company
Guarantee Choice 9 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-9 3.10 3.10 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
American National Insurance Company
Palladium MYG Annuity 9 High-Band [MVA]
A 100,000   02/01/12 1 4.45 2.67 0-79: 3.00
80-85: 1.00
Request Broker Kit
2-9 2.45
American National Insurance Company
Palladium MYG Annuity 9 Low-Band [MVA]
A 5,000   02/01/12 1 4.35 2.57 0-79: 3.00
80-85: 1.00
Request Broker Kit
2-9 2.35
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9 High-Band [MVA]
A+ 100,000   02/01/12 1-9 2.45 2.45 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 9 Low-Band [MVA]
A+ 10,000   02/01/12 1-9 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
Principal Financial Group
Select Series 9 High-Band [MVA]
A+ 100,000   02/01/12 1-9 1.55 1.55 0-79: 1.00
80-85: 0.50
Request Broker Kit
   
Principal Financial Group
Select Series 9 Low-Band [MVA]
A+ 5,000   02/01/12 1-9 1.40 1.40 0-79: 1.00
80-85: 0.50
Request Broker Kit
   
Rate Guaranteed 8 Years
EquiTrust Life Insurance Company
Certainty Select 8 [MVA]
B+ 10,000   01/23/12 1 4.00 3.12 0-80: 3.00
81-90: 2.25
Request Broker Kit
2-8 3.00
North American Company
Guarantee Choice 8 High-Band [MVA]
A+ 200,000   01/19/12 1-8 3.10 3.10 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
North American Company
Guarantee Choice 8 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-8 2.90 2.90 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
EquiTrust Life Insurance Company
Certainty 8 [MVA]
B+ 10,000   01/23/12 1 4.50 2.75 0-80: 3.00
81-90: 2.25
Request Broker Kit
2-8 2.50
American National Insurance Company
Palladium MYG Annuity 8 High-Band [MVA]
A 100,000   02/01/12 1-8 2.65 2.65 0-79: 2.50
80-85: 0.50
Request Broker Kit
   
American National Insurance Company
Palladium MYG Annuity 8 Low-Band [MVA]
A 5,000   02/01/12 1-8 2.55 2.55 0-79: 2.50
80-85: 0.50
Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 High-Band [MVA]
A+ 100,000   02/01/12 1-8 2.35 2.35 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 8 Low-Band [MVA]
A+ 10,000   02/01/12 1-8 2.20 2.20 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   


AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 7 Years
Sentinel Security Life Insurance Company
Personal Choice Annuity 7 FL
B++ 2,500   01/01/12 1-7 3.60 3.60 0-80: 2.25
81-90: 1.50
Request Broker Kit
   
Next Rate:  02/13/12 1-7 3.45 3.45 -0.15 DOWN  
   
North American Company
Guarantee Choice 7 High-Band [MVA]
A+ 200,000   01/19/12 1-7 2.90 2.90 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
North American Company
Guarantee Choice 7 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-7 2.70 2.70 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
Fidelity & Guaranty Life
FG Guarantee-Plus 7 [MVA]
B++ 5,000
Q:2,000
  02/01/12 1 3.40 2.54 0-79: 3.25
80-90: 1.63
Request Broker Kit
2-7 2.40
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 High-Band [MVA]
A+ 100,000   02/01/12 1-7 2.30 2.30 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
American National Insurance Company
Palladium MYG Annuity 7 High-Band [MVA]
A 100,000   02/01/12 1 3.15 2.29 0-79: 2.50
80-85: 0.50
Request Broker Kit
2-7 2.15
The Standard
Focused Growth Annuity 7 High-Band [MVA, LOAN]
A 100,000   01/01/12 1-7 2.25 2.25 0-80: 3.00
81-85: 1.50
86-UP: 1.35
Request Broker Kit
   
Great American Life Insurance Company
SecureGain 7 High-Band [MVA, STEP RATE]
A 100,000   10/10/11 Step Rate: 2.24 0-80: 4.00
81-UP: 1.75
Request Broker Kit
2.35, 1.6, 1.85, 2.1, 2.35, 2.6, 2.85
Integrity Life Insurance
MultiVantage 7
A+ 20,000   12/31/11 1 3.10 2.24 0-75: 3.00
76-85: 2.20
86-89: 1.80
Request Broker Kit
2-7 2.10
Integrity Life Insurance
Momentum Advantage 7 [MVA]
A+ 20,000   12/31/11 1 2.85 2.21 0-79: 3.00
80-85: 1.00
Request Broker Kit
2-7 2.10
American Equity Investment Life Insurance Company
Guarantee 7 (SPDA-MYGA)
A- 10,000   02/07/12 1-7 2.20 2.20 0-75: 2.50
76-80: 1.50
Request Broker Kit
   
American National Insurance Company
Palladium MYG Annuity 7 Low-Band [MVA]
A 5,000   02/01/12 1 3.05 2.19 0-79: 2.50
80-85: 0.50
Request Broker Kit
2-7 2.05
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 7 Low-Band [MVA]
A+ 10,000   02/01/12 1-7 2.15 2.15 0-75: 2.50
76-80: 1.60
81-85: 1.00
Request Broker Kit
   
The Standard
Focused Growth Annuity 7 Low-Band [MVA, LOAN]
A 15,000   01/01/12 1-7 2.15 2.15 0-80: 3.00
81-85: 1.50
86-UP: 1.35
Request Broker Kit
   
Great American Life Insurance Company
SecureGain 7 Low-Band [MVA, STEP RATE]
A 10,000   10/10/11 Step Rate: 2.14 0-80: 4.00
81-UP: 1.75
Request Broker Kit
2.25, 1.5, 1.75, 2, 2.25, 2.5, 2.75
American General Life Insurance Company
AG HorizonSecure 7
A 5,000   02/06/12 1-7 2.10 2.10 0-80: 4.00+
81-85: 3.00+
Request Broker Kit
   
American General Life Insurance Company
AG HorizonSelect 7 [MVA]
A 5,000   02/06/12 1-7 2.10 2.10 0-80: 4.00+
81-85: 3.00+
Request Broker Kit
   
Great American Life Insurance Company
SecureGain 7 No MVA High-Band [MVA, STEP RATE]
A 100,000   10/10/11 Step Rate: 2.09 0-80: 4.00
81-UP: 1.75
Request Broker Kit
2.2, 1.45, 1.7, 1.95, 2.2, 2.45, 2.7
Great American Life Insurance Company
SecureGain 7 No MVA Low-Band [MVA, STEP RATE]
A 10,000   10/10/11 Step Rate: 1.99 0-80: 4.00
81-UP: 1.75
Request Broker Kit
2.1, 1.35, 1.6, 1.85, 2.1, 2.35, 2.6
ING Annuity and Asset Sales
Guarantee Choice 7 High-Band [MVA]
A 75,000   01/18/12 1 2.50 1.64 0-80: 2.50+ Request Broker Kit
2-7 1.50
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Mid-Band
A 100,000   01/23/12 1 2.00 1.57 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.50
Next Rate:  02/13/12 1 2.00 1.57 No Change  
2-7 1.50
Symetra Life Insurance Company
Symetra Custom 7 (ROP) High-Band
A 250,000   01/23/12 1 2.00 1.57 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.50
Next Rate:  02/13/12 1 2.05 1.62 +0.05 UP  
2-7 1.55
Lincoln Financial Group
Lincoln Long-Term Care Fixed Annuity Low-Band
A+ 50,000
Q:0
  02/01/12 1-7 1.55 1.55
Call
Request Broker Kit
   
Lincoln Financial Group
Lincoln Long-Term Care Fixed Annuity High-Band
A+ 100,000   02/01/12 1-7 1.55 1.55
Call
Request Broker Kit
   
ING Annuity and Asset Sales
Guarantee Choice 7 Low-Band [MVA]
A 15,000   01/18/12 1-7 1.50 1.50 0-80: 2.50+ Request Broker Kit
   
Assurity Life
Secure 7
A- 2,000   02/01/12 1-7 1.50 1.50 0-75: 3.50+
76-80: 3.00+
81-90: 2.50+
Request Broker Kit
   
Integrity Life Insurance
SPDA Series II 7
A+ 3,000   12/31/11 1 2.25 1.39 0-79: 3.00
80-85: 1.25
Request Broker Kit
2-7 1.25
Phoenix Life Insurance Company
Phoenix Select PlusĀ® 7-year [MVA]
B+ 5,000
Q:2,000
  01/01/12 1-7 1.30 1.30 0-80: 3.50
81-90: 2.00
Request Broker Kit
   
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Mid-Band
A 50,000   01/23/12 1 1.65 1.22 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.15
Next Rate:  02/13/12 1 1.65 1.22 No Change  
2-7 1.15
Symetra Life Insurance Company
Symetra Custom 7 (ROP) Low-Band
A 10,000   01/23/12 1 1.50 1.07 0-75: 4.00
76-85: 2.25
86-90: 1.00
Request Broker Kit
2-7 1.00
Next Rate:  02/13/12 1 1.50 1.07 No Change  
2-7 1.00


AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 6 Years
EquiTrust Life Insurance Company
Certainty Select 6 [MVA]
B+ 10,000   01/23/12 1 4.50 2.83 0-80: 3.00
81-90: 2.25
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2-6 2.50
North American Company
Guarantee Choice 6 High-Band [MVA]
A+ 200,000   01/19/12 1-6 2.60 2.60 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
Request Broker Kit
   
North American Company
Guarantee Choice 6 Low-Band [MVA]
A+ 10,000
Q:2,000
  01/19/12 1-6 2.35 2.35 0-80: 2.50+
81-85: 1.88+
86-90: 1.25+
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The Standard
Focused Growth Annuity 6 High-Band [MVA, LOAN]
A 100,000   01/01/12 1-6 2.30 2.30 0-80: 2.00
81-84: 1.00
85-UP: 0.77
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Principal Financial Group
Select Series 6 High-Band [MVA]
A+ 100,000 1.40 02/01/12 1-6 2.05 2.29 0-79: 1.00
80-85: 0.50
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The Standard
Focused Growth Annuity 6 Low-Band [MVA, LOAN]
A 15,000   01/01/12 1-6 2.20 2.20 0-80: 2.00
81-84: 1.00
85-UP: 0.77
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Principal Financial Group
Select Series 6 Mid-Band [MVA]
A+ 50,000 0.50 02/01/12 1-6 2.00 2.08 0-79: 1.00
80-85: 0.50
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American General Life Insurance Company
AG Horizon Achiever [MVA]
A 5,000   02/06/12 1-6 2.05 2.05 0-80: 3.00+
81-85: 2.00+
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Principal Financial Group
Select Series 6 Low-Band [MVA]
A+ 5,000 0.50 02/01/12 1-6 1.90 1.98 0-79: 1.00
80-85: 0.50
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Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6 High-Band [MVA]
A+ 100,000   02/01/12 1-6 1.90 1.90 0-75: 2.25
76-80: 1.50
81-85: 0.75
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Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee High-Band
A+ 100,000 0.50
to 1.25
02/01/12 1-6 1.60 1.81 0-79: 4.10
80-84: 2.75
85-90: 1.45
Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 6 Low-Band [MVA]
A+ 10,000   02/01/12 1-6 1.75 1.75 0-75: 2.25
76-80: 1.50
81-85: 0.75
Request Broker Kit
   
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee Mid-Band
A+ 50,000 0.50 02/01/12 1-6 1.45 1.53 0-79: 4.10
80-84: 2.75
85-90: 1.45
Request Broker Kit
   
Principal Financial Group
Principal Secure Fixed Annuity 6-Year Guarantee Low-Band
A+ 5,000 0.50 02/01/12 1-6 1.35 1.43 0-79: 4.10
80-84: 2.75
85-90: 1.45
Request Broker Kit
   
The Standard
Secured Rate Annuity 6 High-Band
A 100,000   01/01/12 1-6 1.30 1.30 0-80: 4.00
81-84: 2.00
85-91: 1.45
Request Broker Kit
   
The Standard
Secured Rate Annuity 6 Low-Band
A 15,000   01/01/12 1-6 1.20 1.20 0-80: 4.00
81-84: 2.00
85-91: 1.45
Request Broker Kit
   


AM
Best
Minimum
Premium
Premium
Bonus
Rate Change Years
Rate
Gtd
Rate Yield to
Surrender
Bail Out Commissions
Age: Rate
Additional
Information
Rate Guaranteed 5 Years
Sentinel Security Life Insurance Company
Personal Choice Annuity 5 FL
B++ 2,500   01/01/12 1-5 3.50 3.50 0-80: 2.25
81-90: 1.50
Request Broker Kit
   
Next Rate:  02/13/12 1-5 3.35 3.35 -0.15 DOWN  
   
Oxford Life Insurance Company
Income Protector High-Band
B++ 25,000   02/07/12 1-5 3.00 3.00 0-75: 3.00
76-UP: 2.00
Request Broker Kit
   
EquiTrust Life Insurance Company
Certainty Select 5 [MVA]
B+ 10,000   01/23/12 1-5 2.75 2.75 0-80: 3.00
81-90: 2.25
Request Broker Kit
   
Oxford Life Insurance Company
Guarantee Annuity 5 High-Band
B++ 25,000   02/01/12 1-5 2.50 2.50 18-75: 2.50
76-80: 1.50
Request Broker Kit
   
Oxford Life Insurance Company
Income Protector Low-Band
B++ 10,000   02/07/12 1-5 2.50 2.50 0-75: 3.00
76-UP: 2.00
Request Broker Kit
   
Fidelity & Guaranty Life
FG Guarantee-Plus 5 [MVA]
B++ 5,000
Q:2,000
  02/01/12 1 3.15 2.35 0-79: 2.50
80-90: 1.25
Request Broker Kit
2-5 2.15
Oxford Life Insurance Company
Guarantee Annuity 5 Low-Band
B++ 10,000   02/01/12 1-5 2.25 2.25 18-75: 2.50
76-80: 1.50
Request Broker Kit
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA)
A- 10,000   02/07/12 1-5 2.10 2.10 0-75: 2.50
76-80: 1.50
Request Broker Kit
   
American Equity Investment Life Insurance Company
Guarantee 5 (SPDA-MYGA) MVA - WA [MVA]
A- 10,000   02/07/12 1-5 2.10 2.10 0-75: 3.00
76-80: 2.00
Request Broker Kit
   
American General Life Insurance Company
AG HorizonSelect 5 (CA) [MVA]
A 5,000   02/06/12 1-5 2.00 2.00 0-80: 4.00
81-85: 3.00
Request Broker Kit
   
The Standard
Focused Growth Annuity 5 High-Band [MVA, LOAN]
A 100,000   01/01/12 1-5 1.85 1.85 0-80: 3.00
81-85: 1.50
86-UP: 1.35
Request Broker Kit
   
Great American Life Insurance Company
SecureGain 5 High-Band [MVA, STEP RATE]
A 100,000   10/10/11 Step Rate: 1.80 0-80: 2.75
81-UP: 1.75
Request Broker Kit
1.8, 1.65, 1.75, 1.85, 1.95
The Standard
Focused Growth Annuity 5 Low-Band [MVA, LOAN]
A 15,000   01/01/12 1-5 1.75 1.75 0-80: 3.00
81-85: 1.50
86-UP: 1.35
Request Broker Kit
   
Great American Life Insurance Company
SecureGain 5 Low-Band [MVA, STEP RATE]
A 10,000   10/10/11 Step Rate: 1.70 0-80: 2.75
81-UP: 1.75
Request Broker Kit
1.7, 1.55, 1.65, 1.75, 1.85
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 High-Band [MVA]
A+ 100,000   02/01/12 1-5 1.60 1.60 0-75: 2.00
76-80: 1.30
81-85: 0.75
Request Broker Kit
   
Great American Life Insurance Company
American Freedom Stars and Stripes 5 High-Band [MVA, STEP RATE]
A 100,000   10/21/11 Step Rate: 1.55 0-84: 3.00
85-89: 1.80
Request Broker Kit
1.55, 1.4, 1.5, 1.6, 1.7
American General Life Insurance Company
AG HorizonSelect 5 [MVA]
A 5,000   02/06/12 1-5 1.55 1.55 0-80: 4.00+
81-85: 3.00+
Request Broker Kit
   
Great American Life Insurance Company
SecureGain 5 No MVA High-Band [MVA, STEP RATE]
A 100,000   10/10/11 Step Rate: 1.55 0-80: 2.75
81-UP: 1.75
Request Broker Kit
1.55, 1.4, 1.5, 1.6, 1.7
Integrity Life Insurance
MultiVantage 5
A+ 20,000   12/31/11 1 2.30 1.50 0-75: 2.50
76-85: 2.00
86-89: 1.70
Request Broker Kit
2-5 1.30
American General Life Insurance Company
AG HorizonSecure 5
A 5,000   02/06/12 1-5 1.50 1.50 0-80: 4.00+
81-85: 3.00+
Request Broker Kit
   
Assurity Life
Secure 5
A- 2,000   02/01/12 1-5 1.50 1.50 0-75: 3.00+
76-80: 2.50+
81-90: 2.00+
Request Broker Kit
   
Great American Life Insurance Company
American Freedom Stars and Stripes 5 Low-Band [MVA, STEP RATE]
A 10,000   10/21/11 Step Rate: 1.50 0-84: 3.00
85-89: 1.80
Request Broker Kit
1.5, 1.35, 1.45, 1.55, 1.65
Allianz Life Insurance Company of North America
Dominator Plus 5 Low-Band [MVA, LOAN]
A 25,000   02/07/12 1-5 1.50 1.50 0-75: 3.00
76-80: 2.00
81-85: 1.00
Request Broker Kit
   
Allianz Life Insurance Company of North America
Dominator Plus 5 High-Band [MVA, LOAN]
A 100,000   02/07/12 1-5 1.50 1.50 0-75: 3.00
76-80: 2.00
81-85: 1.00
Request Broker Kit
   
Lincoln Financial Group
Lincoln MYGuaranteesm Plus 5 Low-Band [MVA]
A+ 10,000   02/01/12 1-5 1.45 1.45 0-75: 2.00
76-80: 1.30
81-85: 0.75
Request Broker Kit
   
Integrity Life Insurance
Momentum Advantage 5 [MVA]
A+ 20,000   12/31/11 1 2.05 1.45 0-79: 2.50
80-86: 0.50
Request Broker Kit
2-5 1.30
Great American Life Insurance Company
SecureGain 5 No MVA Low-Band [MVA, STEP RATE]
A 10,000   10/10/11 Step Rate: 1.45 0-80: 2.75
81-UP: 1.75
Request Broker Kit
1.45, 1.3, 1.4, 1.5, 1.6
The Standard
Secured Rate Annuity 5 High-Band
A 100,000   01/01/12 1-5 1.30 1.30 0-80: 4.00
81-84: 2.00
85-91: 1.45
Request Broker Kit
   
American National Insurance Company
Palladium MYG Annuity 5 High-Band [MVA]
A 100,000   02/01/12 1 2.10 1.30 0-85: 2.00 Request Broker Kit
2-5 1.10
American National Insurance Company
Palladium MYG Annuity 5 Low-Band [MVA]
A 5,000   02/01/12 1 2.00 1.20 0-85: 2.00 Request Broker Kit
2-5 1.00
The Standard
Secured Rate Annuity 5 Low-Band
A 15,000   01/01/12 1-5 1.20 1.20 0-80: 4.00
81-84: 2.00
85-91: 1.45
Request Broker Kit
   
Symetra Life Insurance Company
Symetra Custom 5 (ROP) High-Band
A 250,000   01/23/12 1 1.60 1.20 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.10
Next Rate:  02/13/12 1 1.60 1.20 No Change  
2-5 1.10
Symetra Life Insurance Company
Symetra Custom 5 (ROP) Mid-Band
A 100,000   01/23/12 1 1.55 1.15 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.05
Next Rate:  02/13/12 1 1.55 1.15 No Change  
2-5 1.05
Symetra Life Insurance Company
Symetra Custom 5 (ROP) Low-Band
A 10,000   01/23/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.00
Next Rate:  02/13/12 1 1.50 1.10 No Change  
2-5 1.00
Symetra Life Insurance Company
Symetra Custom 5 (ROP) Mid-Band
A 50,000   01/23/12 1 1.50 1.10 0-75: 2.50
76-85: 1.50
86-90: 1.00
Request Broker Kit
2-5 1.00
Next Rate:  02/13/12 1 1.50 1.10 No Change  
2-5 1.00
Principal Financial Group
Principal Guaranteed Annuity 5-Year Guaranty
A+ 5,000   02/01/12 1-5 1.00 1.00 0-80: 4.10
81-85: 3.00
86-90: 1.45
Request Broker Kit
   
Phoenix Life Insurance Company
Phoenix Select PlusĀ® 5-year [MVA]
B+ 5,000
Q:2,000
  01/01/12 1-5 1.00 1.00 0-80: 3.50
81-90: 2.00
Request Broker Kit