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Encore Annuity and Life ANNUITY SEARCH
Annuity Type
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MYGA
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Flex for 5+ years
Flex for 6+ years
Flex for 7+ years
Flex for 8+ years
Flex for 9+ years
Flex for 10+ years
Flex for All Years
Premium Bonus
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Surrender Charges
Less than
Exactly
At Least
-
1 year
2 years
3 years
4 years
5 years
6 years
7 years
8 years
9 years
10 years
11 years
12 years
13 years
14 years
15 years
Commission
Less than
Exactly
At Least
%
AM Best Rating
-
A++
A+
A
A-
B++
B+
B
B-
C++
C+
C
C-
D
E
F
S
NR
Company
(Hold Ctrl key to select multiple)
- Any -
Allianz Life
Amer. General Life Ins. Co.
Amer. Investors Life Ins. Co., Inc, an Aviva Co
Amer. National Ins. (Legacy)
American National Ins. Co.
Annuity Investors Life (Great Amer. Life)
Assurity Life
Aviva Life & Annuity
Conseco Annuity
EquiTrust Life Ins. Co.
Forethought Financial
Fort Dearborn Life
Genworth Life Ins. Co.
Great Amer. Life Ins. Co.
ING USA Annuity and Life
Integrity Life Insurance
Investors Ins. (Legacy)
Lafayette Life
Life of the Southwest
Lincoln Financial Group
Loyal American Life
National Western Life
North American Company
OM Financial Life Ins. Co.
Principal Financial Group
RBC Insurance
Reliance Standard Life
Sun Life Financial
The Standard
Washington National Ins. (Lgcy)
West Coast Life
Western National Life Ins. Co.
Rates
Rate Guaranteed
Less than
Exactly
At Least
-
1 Year
2 Years
3 Years
4 Years
5 Years
6 Years
7 Years
8 Years
9 Years
10 Years
11 Years
12 Years
13 Years
14 Years
15 Years
Initial Rate (Base Rate +bonus)
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Base Rate
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Bonus Rate
Less than
Exactly
At Least
-
0.50%
0.75%
1.00%
1.25%
1.50%
1.75%
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
Guaranteed Yield to Surrender
TM
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Current Yield to Surrender
TM
Less than
Exactly
At Least
-
2.00%
2.25%
2.50%
2.75%
3.00%
3.25%
3.50%
3.75%
4.00%
4.25%
4.50%
4.75%
5.00%
5.25%
5.50%
5.75%
6.00%
6.25%
6.50%
6.75%
7.00%
7.25%
7.50%
7.75%
8.00%
8.25%
8.50%
8.75%
9.00%
9.25%
9.50%
9.75%
10.00%
Rates
Cap
- Any -
- No Cap -
At least 1.0%
At least 1.5%
At least 2.0%
At least 2.5%
At least 3.0%
At least 3.5%
At least 4.0%
At least 4.5%
At least 5.0%
At least 5.5%
At least 6.0%
At least 6.5%
At least 7.0%
At least 7.5%
At least 8.0%
At least 8.5%
At least 9.0%
At least 9.5%
At least 10.0%
At least 10.5%
At least 11.0%
At least 11.5%
At least 12.0%
At least 12.5%
At least 13.0%
Spread
- Any -
- No Spread -
No more than 1.0%
No more than 1.5%
No more than 2.0%
No more than 2.5%
No more than 3.0%
No more than 3.5%
No more than 4.0%
No more than 4.5%
No more than 5.0%
No more than 5.5%
No more than 6.0%
No more than 6.5%
No more than 7.0%
No more than 7.5%
No more than 8.0%
No more than 8.5%
No more than 9.0%
No more than 9.5%
No more than 10.0%
No more than 10.5%
No more than 11.0%
No more than 11.5%
No more than 12.0%
No more than 12.5%
No more than 13.0%
Particpation Rate
- Any -
100%
At least 90%
At least 80%
At least 70%
At least 60%
At least 50%
At least 40%
At least 30%
At least 20%
At least 10%
Indicies
DJIA
Nasdaq 100
S&P 400
S&P 500
FTSE 100
Russell 2000
DJ EuroStoxx 50
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Nikkei 225
HFRX Global Hedge Fund
LB US Aggregate Bond
Calculation Method
Point to Point
High Water
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Performance Triggered
Monthly Crediting
Other
Averaging Method
None
Daily
Monthly
Annual
Monthly Sum
Quarterly Sum
Reset Period
- Any -
Length of Policy
Annual
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Triennial
4-Year
5-Year
6-Year
7-Year
8-Year
9-Year
10-year
11-Year
12-Year
13-Year
14-Year
15-Year
Tax Sheltered
Systematic Withdrawals Allowed
Bail Out Provision Available
Loan Provision Available
Market Value Adjustment
MRD
Front End Fee
No Annual Maintenance Fee
Return of Premium
Disability Waiver
Terminal Illness Waiver
Long Term Care Waiver
Nursing Home Waiver
Hospitalization Waiver
Unemployment Waiver
Return of Premium Rider
Annualization Waiver
Market Value Adjustment
Extended Free Look Period
Death Benefit Rider
Flexible Withdrawal Rider
Flexible Annuity Option Rider
Home Health Care Waiver
Survivor Benefit Rider
Extended Care Rider
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