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SPIA Products

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Premium Qual

Rating

Company

Age

Comm
%

Company / Product Name	AM Best	Max Issue Age Owner	Max Issue Age Annuitant	Min Premium Qualified	Min Premium Non-qualified	Commissions Age: Rate
Featured Products
Surrender Charges Last 0 Years
Integrity Life Insurance Income Source	A++	95	95	10,000	10,000	0-95: 3.75

Company / Product Name	AM Best	Max Issue Age Owner	Max Issue Age Annuitant	Min Premium Qualified	Min Premium Non-qualified	Commissions Age: Rate
American National Insurance Company Palladium	A+	90	90	15,000	3,500	0-84: 3.00 85-90: 1.50
Standard Life of Indiana SPIA	B++	85	85	2,000	2,000	0-85: 3.00
Standard Life of Indiana SPIA+	B++	85	85	2,000	2,000	0-85: 9.50
North American Company NA Income	A+	85	85	10,000	2,000	0-85: 3.00
EquiTrust Life Insurance Company Confidence Income	A-	90	90	10,000	10,000	0-90: 3.00
American Equity Investment Life Insurance Company SPIA-1	A-	90	90	10,000	10,000
American General Life Insurance Company Platinum Income	A	0	0	0	0
Surrender Charges Last Years
Protective Life And Annuity ProSaver Income Annuity NY	A+	99	85	10,000	10,000
RBC Insurance RBC SPIA	A			5,000	5,000
West Coast Life SPIA	A+	99	99	10,000	10,000
Genworth Life Insurance Company SecureLivingSM Income Provider	A+	95	95	5,000	5,000	0-95: 3.00
Genworth Life of New York SecureLivingSM Income Provider NY	A+	95	95	5,000	5,000	0-95: 3.00

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

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"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.