Fixed Annuity Detail Sheet
Please call 866-812-6800 for more information
 
 
 
State
 Premium
 Qual
 Rating
 Company
 Rate Gtd
 Age
 Comm
%

Showing 1-20 of 21    Display: Print/Save |<  <<   Page 1 of 2   >>   >|
Company / Product Issue Ages Minimum Premiums Withdrawal Provisions States Commissions
Age: Rate
Surrender Charges Last 15 Years

National Western Life

NWL Future Assurance
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  Yes-Annualization 

Not
Available in:

AK AL CT MS NV NY OR
Qualified
0-70: 5.00+
71-75: 1.00+
76-80: 0.50+
Non-Qual
0-75: 5.00+
76-80: 3.00+
Withdrawal Notes: Prem Bonus: 2.00-10.00
Ages 0 to 46 in states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, TX, VA, VI, VT, WI, WV, WY (15 years): 19.25 18.5 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2
Ages 47 to 47 (15 years): 19 18.25 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10 8 6 4 2
Ages 48 to 48 (15 years): 18.25 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 8 6 4 2
Ages 49 to 49 (15 years): 17.5 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8 6 4 2
Ages 50 to 50 (15 years): 16.75 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6 4 2
Ages 51 to 51 (15 years): 15.75 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4 2
Ages 52 to 52 (15 years): 15 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2
Ages 53 to 53 (15 years): 14.25 13.25 12.5 11.75 10.75 10 9 8.25 7.25 6.5 5.5 4.5 3.75 2.75 1.75
Ages 54 to 54 (15 years): 13.25 12.5 12.5 11.75 11 10 9.25 8.25 7.5 6.5 5.5 4.75 3.75 2.75 2
Ages 55 to 55 (15 years): 14.25 13.5 12.5 11.75 11 10 9.25 8.25 7.5 6.5 5.5 4.75 3.75 2.75 2
Ages 56 to 56 (15 years): 15.25 14.5 13.5 12.75 11.75 11 10.25 9.25 8.5 7.5 6.5 5.75 4.75 4 2
Ages 57 to 57 (15 years): 16.25 15.25 14.5 13.75 12.75 12 11.25 10.25 9.5 8.5 7.75 6.75 6 4 2
Ages 58 to 58 (15 years): 17.25 16.25 15.5 14.75 14 13 12.25 11.25 10.5 9.75 8.75 8 6 4 2
Ages 59 to 59 (15 years): 18.25 17.25 16.5 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2
Age 60+ (15 years): 19.25 18.25 17.75 16.75 16 15.25 14.5 13.5 12.75 12 10 8 6 4 2
For states DE, IL, IN, MA, MN, NJ, PA, UT, WA (15 years): 9.25 8.25 7.25 6.25 5 4 3 2 1 0 0 0 0 0 0
Rate Changed: 12/01/11
Guaranteed Minimum Value: 87.5% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1 1.00 1.64 1.64
Surrender Charges Last 14 Years

North American Company

North American Flex III
Non-Qualified
Owner:75
Annuitant:
Qualified
Owner:75
Annuitant:
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AK AL CT DE MA MN NV NY OR PR TX UT VI WA 		0-75: 4.50+
Withdrawal Notes: Prem Bonus: 10.00
For states AR, AZ, CA, CO, DC, GA, HI, IA, ID, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (14 years): 18 18 17 15 15 15 15 14 12 10 8 6 4 2
For states FL (14 years): 18 17 16 15 14 13 12 11 10 10 8 6 4 2
For states IL (14 years): 18 18 17 15 15 15 14 13 12 10 8 6 4 2
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.85 1.00 2.55 1.75

National Western Life

NWL Benefit Assurance
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
Yes-Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AK AL CT DE FL IL IN MA MN MS NJ NV NY OR PA SC UT WA
Qualified
0-70: 8.00+
71-75: 5.50+
76-80: 3.50+
81-85: 0.50+
Non-Qual
0-75: 8.00+
76-80: 6.00+
81-85: 3.50+
Withdrawal Notes: Prem Bonus: 4.00-5.00
For states AR, AZ, CA, CO, DC, GA, HI, IA, ID, KS, KY, LA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NM, NV, OH, OK, PR, RI, SC, SD, TN, VA, VI, VT, WI, WV, WY (14 years): 16 16 15.75 15 14 13.25 12.5 11.5 10.75 10 8 6 4 2
For states TX (14 years): 11.75 11 10 9.25 8.25 7.5 6.5 5.75 4.75 3.75 3 2.25 1.5 0.75
Rate Changed: 12/01/11
Guaranteed Minimum Value: 87.5% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1 1.00 1.35 1.35
Surrender Charges Last 10 Years

North American Company

North American Flex II
Non-Qualified
Owner:79
Annuitant:
Qualified
Owner:79
Annuitant:
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AK AL CT DE MA MN NV NY OR PR TX UT VI WA 		0-75: 4.50+
76-79: 3.38+
Withdrawal Notes: Premium Bonus: 5.00
For states AR, AZ, CA, CO, DC, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 15 14 13 12 11 10 8 6 4 2
For states FL (10 years): 15 11 10 9 8 7 6 5 4 4
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.8 1.00 2.30 1.57

North American Company

Boomer Annuity
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AK AL CT DE MN MS NY OR PA PR TX UT VI WA 		0-80: 7.00+
81-80: 5.25+
Withdrawal Notes: Premium Bonus: 5.00
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, RI, SC, SD, TN, VA, VT, WI, WV, WY (10 years): 15 14 13 12 11 10 8 6 4 2
For states IL (10 years): 14 13 12 11 10 9 8 6 4 2
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.65 1.00 2.15 1.56

ReliaStar Life Insurance Company

ING StrataFlex (TSA/457)
Non-Qualified
Owner:0
Annuitant:0
Qualified
Owner:75
Annuitant:75
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AL NY PR VI VT 		0-75: 6.50+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 9 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed with Bonus 1 Year 1.5% 2.95 1.60 1.29

ReliaStar Life Insurance Company

ING StrataFlex (NQ)
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:0
Annuitant:0
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
Yes-Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AL NH NJ NY OR PA PR TX VI VT 		0-74: 6.50+
75-80: 4.90+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 10 years:
10 9 8 7 6 5 4 3 2 1
Rate Changed: 02/01/12
Guaranteed Minimum Value: Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed with Bonus 1 Year 1% 2 1.10 1.20
Surrender Charges Last 9 Years

North American Company

North American Director
Non-Qualified
Owner:85
Annuitant:0
Qualified
Owner:85
Annuitant:0
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  No- Annualization 

Not
Available in:

AK AL CT DE MA MN NV NY OR PR UT VI WA 		0-80: 5.50+
81-85: 4.13+
Withdrawal Notes: No Premium Bonus
For states AR, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (9 years): 12 11 10 9 8 7 6 4 2
For states TX (9 years): 8 8 7 6 5 4 3 2 1
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Rate
Year 5 		Yield to SurrenderTM
Current Guarant'd
5 Year Fixed with Bonus 5 Years 3% 4.8 1.80 2.13 1.77

National Western Life

NWL Value Assurance
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AK DE IL IN MA MN NJ NY OR PA UT WA
Qualified
0-70: 5.00+
71-75: 1.50+
76-80: 0.50+
Non-Qual
0-75: 5.00+
76-80: 3.00+
Withdrawal Notes: Premium Bonus: 2.00
Withdrawal Charges 9 years:
9.25 8.25 7.25 6.25 5 4 3 2 1
Rate Changed: 12/01/11
Guaranteed Minimum Value: 87.5% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1 1.00 1.22 1.22

ReliaStar Life Insurance Company

ING Retirement Plus (TSA/457)
Non-Qualified
Owner:0
Annuitant:0
Qualified
Owner:70
Annuitant:70
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:500
Monthly:500
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AL MD NJ NY OR PA PR RI TX UT VI WA 		0-55: 4.50+
56-75: 4.50+
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 9 years:
9 9 8 7 6 5 4 3 2
Rate Changed: 02/01/12
Guaranteed Minimum Value: Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.2 1.20 1.00

ReliaStar Life Insurance Company

ING Retirement Plus (NQ)
Non-Qualified
Owner:70
Annuitant:70
Qualified
Owner:0
Annuitant:0
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:500
Monthly:500
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AL MD NJ NY OR PA PR RI TX UT VI WA 		0-70: 5.00+
71-74: 5.00+
75-UP: 2.75+
Withdrawal Notes: No Premium Bonus
For states AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, SC, SD, TN, TX, VA, VT, WA, WI, WV, WY (9 years): 9 9 8 7 6 5 4 3 2
Ages 0 to 55 in states IN, MD, PA (9 years): 9 9 8 7 6 5 4 3 2
Age 56+ in states IN, MD, PA (9 years): 8 7 7 6 5 5 4 3 2
Rate Changed: 02/01/12
Guaranteed Minimum Value: Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1 1.00 1.00
Surrender Charges Last 7 Years

North American Company

North American Flex I
Non-Qualified
Owner:85
Annuitant:
Qualified
Owner:85
Annuitant:
Non-Qualified
Single:10,000
Monthly:10,000
Qualified
Single:2,000
Monthly:2,000
No- Disability  Yes-Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  Yes-Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AK AL CA CT DE MA MN NV NY OR PR TX UT VI 		0-75: 4.50+
76-80: 3.38+
81-85: 2.25+
Withdrawal Notes: No Premium Bonus
For states AR, AZ, CO, DC, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, PA, RI, SC, SD, TN, VA, VT, WI, WV, WY (7 years): 9 9 8 7 6 4 2
For states FL (7 years): 9 9 6 5 4 3 2
For states WA (7 years): 9 9 6 5 4 3 2
Rate Changed: 01/19/12
Guaranteed Minimum Value: 100% of Premium at 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.55 1.00 1.55 1.08
Surrender Charges Last 6 Years

ReliaStar Life Insurance Company

ING Premier 5

High-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:50,000
Monthly:50,000
Qualified
Single:50,000
Monthly:50,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL CT IA IN KY MA NJ NY OR RI UT WA
Withdrawal Notes: Premium Bonus: 5.00
Withdrawal Charges 6 years:
5 4.75 4.5 4.25 4 3.75
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 2.28 1.90

ReliaStar Life Insurance Company

ING Premier 5

Low-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL CT IA IN KY MA NJ NY OR RI UT WA
Withdrawal Notes: Prem Bonus: 0.00-5.00
Withdrawal Charges 6 years:
5 4.75 4.5 4.25 4 3.75
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 2.28 1.90

ReliaStar Life Insurance Company

ING Premier 3

High-Band
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:50,000
Monthly:50,000
Qualified
Single:50,000
Monthly:50,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL NY
Withdrawal Notes: Premium Bonus: 3.00
Withdrawal Charges 6 years:
9 8 7 6 5 4
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 1.95 1.57

ReliaStar Life Insurance Company

ING Premier 3

Mid-Band
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:25,000
Monthly:25,000
Qualified
Single:25,000
Monthly:25,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL NY
Withdrawal Notes: Premium Bonus: 2.50
Withdrawal Charges 6 years:
9 8 7 6 5 4
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 1.87 1.49

ReliaStar Life Insurance Company

ING Premier 5

Mid-Band
Non-Qualified
Owner:85
Annuitant:85
Qualified
Owner:85
Annuitant:85
Non-Qualified
Single:25,000
Monthly:25,000
Qualified
Single:25,000
Monthly:25,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL CT IA IN KY MA NJ NY OR RI UT WA
Withdrawal Notes: Premium Bonus: 2.50
Withdrawal Charges 6 years:
5 4.75 4.5 4.25 4 3.75
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 1.87 1.49

ReliaStar Life Insurance Company

ING Premier Flex Annuity
Non-Qualified
Owner:80
Annuitant:80
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:50
Monthly:50
Qualified
Single:200
Monthly:200
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL NY OR PR VI
Withdrawal Notes: Premium Bonus: 1.50
Withdrawal Charges 6 years: Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 1.70 1.33

ReliaStar Life Insurance Company

ING Premier 3

Low-Band
Non-Qualified
Owner:80
Annuitant:
Qualified
Owner:80
Annuitant:
Non-Qualified
Single:5,000
Monthly:5,000
Qualified
Single:5,000
Monthly:5,000
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
No- Nursing Home  No- Annualization 

Not
Available in:

AL NY
Withdrawal Notes: No Premium Bonus
Withdrawal Charges 6 years:
9 8 7 6 5 4
Rate Changed: 02/01/12
Guaranteed Minimum Value: 100% of Premium at 1.00-1.50% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed 1 Year none 1.45 1.00-1.50 1.45 1.07
Surrender Charges Last 5 Years

ReliaStar Life Insurance Company

ING QuintaFlex (TSA/457)
Non-Qualified
Owner:0
Annuitant:0
Qualified
Owner:80
Annuitant:80
Non-Qualified
Single:500
Monthly:500
Qualified
Single:500
Monthly:500
No- Disability  No- Unemployment 
No- Hospitalization  No- Long Term Care 
No- Extended Care Waiver  No- Terminal Illness 
Yes-Nursing Home  Yes-Annualization 

Not
Available in:

AL NY OR PR VI 		0-70: 5.00+
71-74: 4.00+
75-UP: 2.50+
Withdrawal Notes: No Premium Bonus
For states AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, PA, RI, SC, SD, TN, UT, VA, VT, WA, WI, WV, WY (5 years): 5 5 5 5 5
For states TX (5 years): 7 6 5 4 3
Rate Changed: 02/01/12
Guaranteed Minimum Value: 1.00% Next Change : TBD
Product Type Rate
Guarant'd		 Bonus Rate
First Year 		Guarant'd
Min Rate 		Yield to SurrenderTM
Current Guarant'd
1-Year Fixed with Bonus 1 Year 1.5% 2.65 1.00 1.45 1.53
Showing 1-20 of 21    Display: Page:   1 | 2

Seek complete details and the suitability of any product from a qualified licensed insurance professional. Verify with your MGA all interest rates, state approvals, and commissions prior to contracting. Changes may occur without notice.

Any reproduction of this data or presentation of this data in print, electronically or on any other website is strictly prohibited and protected under copyright law. "Yield to Surrender", "Current Yield to Surrender" and "Guaranteed Yield to Surrender" are Trademarks of AnnuityRateWatch.com, Inc.

"Guaranteed Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on interest credited on a guaranteed basis, for the duration of the surrender period.

"Current Yield to Surrender" expresses the annualized return on premium, assuming no withdrawals, based on a current “base rate” issued by the carrier for the duration of the surrender period

For use by licensed insurance agents/brokers only - not authorized for use by the public.

Copyright 1997-2012 www.AnnuityRateWatch.com, Inc. and distributed by www.VirtualAnnuityBrokers.com